{"id":4947,"date":"2023-12-24T10:26:38","date_gmt":"2023-12-24T02:26:38","guid":{"rendered":"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd"},"modified":"2024-10-19T01:05:28","modified_gmt":"2024-10-18T17:05:28","slug":"%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/","title":{"rendered":"\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u597d\uff1f\u6bd4\u8f03\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u3001\u9084\u6b3e\u689d\u4ef6\uff0c\u8f15\u9b06\u627e\u5230\u6700\u5408\u9069\u7684\u8eca\u8cb8"},"content":{"rendered":"<p>\u5728\u4eba\u751f\u7684\u4e0d\u540c\u968e\u6bb5\uff0c\u6211\u5011\u7d93\u5e38\u9700\u8981\u8cfc\u8cb7\u6c7d\u8eca\u4ee5\u6eff\u8db3\u751f\u6d3b\u548c\u5de5\u4f5c\u7684\u9700\u6c42\uff0c\u4f46\u6c7d\u8eca\u7684\u50f9\u683c\u5f80\u5f80\u6703\u8b93\u8a31\u591a\u4eba\u537b\u6b65\u3002\u6b64\u6642\uff0c\u7533\u8acb\u8eca\u8cb8\u5c31\u80fd\u6210\u70ba\u89e3\u6c7a\u8cc7\u91d1\u554f\u984c\u7684\u65b9\u6848\u3002\u4e0d\u904e\uff0c\u5e02\u9762\u4e0a\u6709\u8a31\u591a\u9280\u884c\u63d0\u4f9b\u8eca\u8cb8\u670d\u52d9\uff0c\u6bcf\u500b\u9280\u884c\u7684\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u3001\u9084\u6b3e\u689d\u4ef6\u90fd\u4e0d\u540c\uff0c\u56e0\u6b64\u300c\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u597d\u300d\u5c31\u6210\u70ba\u8a31\u591a\u4eba\u95dc\u5fc3\u7684\u554f\u984c\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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title=\"\u8eca\u8cb8\u9280\u884c\u6bd4\u8f03\uff1a\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u8207\u9084\u6b3e\u65b9\u5f0f\u54ea\u5bb6\u597d\uff1f\">\u8eca\u8cb8\u9280\u884c\u6bd4\u8f03\uff1a\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u8207\u9084\u6b3e\u65b9\u5f0f\u54ea\u5bb6\u597d\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#1_%E5%88%A9%E7%8E%87%E6%AF%94%E8%BC%83%EF%BC%9A%E7%B2%BE%E6%89%93%E7%B4%B0%E7%AE%97%EF%BC%8C%E9%81%B8%E6%93%87%E6%9C%80%E4%BD%8E%E5%88%A9%E7%8E%87\" title=\"1. \u5229\u7387\u6bd4\u8f03\uff1a\u7cbe\u6253\u7d30\u7b97\uff0c\u9078\u64c7\u6700\u4f4e\u5229\u7387\">1. \u5229\u7387\u6bd4\u8f03\uff1a\u7cbe\u6253\u7d30\u7b97\uff0c\u9078\u64c7\u6700\u4f4e\u5229\u7387<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#2_%E6%89%8B%E7%BA%8C%E8%B2%BB%E6%AF%94%E8%BC%83%EF%BC%9A%E8%B2%A8%E6%AF%94%E4%B8%89%E5%AE%B6%EF%BC%8C%E9%81%BF%E5%85%8D%E9%9A%B1%E8%97%8F%E8%B2%BB%E7%94%A8\" title=\"2. \u624b\u7e8c\u8cbb\u6bd4\u8f03\uff1a\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u907f\u514d\u96b1\u85cf\u8cbb\u7528\">2. \u624b\u7e8c\u8cbb\u6bd4\u8f03\uff1a\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u907f\u514d\u96b1\u85cf\u8cbb\u7528<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#3_%E9%82%84%E6%AC%BE%E6%96%B9%E5%BC%8F%E6%AF%94%E8%BC%83%EF%BC%9A%E9%9D%88%E6%B4%BB%E9%81%B8%E6%93%87%EF%BC%8C%E6%BB%BF%E8%B6%B3%E5%80%8B%E4%BA%BA%E9%9C%80%E6%B1%82\" title=\"3. \u9084\u6b3e\u65b9\u5f0f\u6bd4\u8f03\uff1a\u9748\u6d3b\u9078\u64c7\uff0c\u6eff\u8db3\u500b\u4eba\u9700\u6c42\">3. 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href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E5%96%84%E7%94%A8%E8%BB%8A%E8%B2%B8%E5%B0%88%E5%AE%B6%E6%8E%A8%E8%96%A6%E7%9A%84%E5%84%AA%E9%BB%9E%EF%BC%9A\" title=\"\u5584\u7528\u8eca\u8cb8\u5c08\u5bb6\u63a8\u85a6\u7684\u512a\u9ede\uff1a\">\u5584\u7528\u8eca\u8cb8\u5c08\u5bb6\u63a8\u85a6\u7684\u512a\u9ede\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E5%B0%8B%E6%89%BE%E6%9C%80%E4%BD%8E%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%EF%BC%9A%E9%8A%80%E8%A1%8C%E5%92%8C%E5%84%AA%E6%83%A0%E5%A4%A7%E8%A7%A3%E6%9E%90\" title=\"\u5c0b\u627e\u6700\u4f4e\u8eca\u8cb8\u5229\u7387\uff1a\u9280\u884c\u548c\u512a\u60e0\u5927\u89e3\u6790\">\u5c0b\u627e\u6700\u4f4e\u8eca\u8cb8\u5229\u7387\uff1a\u9280\u884c\u548c\u512a\u60e0\u5927\u89e3\u6790<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E9%8A%80%E8%A1%8C%E7%94%84%E9%81%B8%EF%BC%9A%E6%9C%80%E9%81%A9%E5%90%88%E4%BD%A0%E7%9A%84%E8%BB%8A%E8%B2%B8%E6%96%B9%E6%A1%88%E5%A4%A7%E8%A7%A3%E6%9E%90\" title=\"\u8eca\u8cb8\u9280\u884c\u7504\u9078\uff1a\u6700\u9069\u5408\u4f60\u7684\u8eca\u8cb8\u65b9\u6848\u5927\u89e3\u6790\">\u8eca\u8cb8\u9280\u884c\u7504\u9078\uff1a\u6700\u9069\u5408\u4f60\u7684\u8eca\u8cb8\u65b9\u6848\u5927\u89e3\u6790<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E6%96%B9%E6%A1%88%E9%81%B8%E6%93%87%E7%9A%84%E9%97%9C%E9%8D%B5%E5%9B%A0%E7%B4%A0\" title=\"\u8eca\u8cb8\u65b9\u6848\u9078\u64c7\u7684\u95dc\u9375\u56e0\u7d20\">\u8eca\u8cb8\u65b9\u6848\u9078\u64c7\u7684\u95dc\u9375\u56e0\u7d20<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E9%8A%80%E8%A1%8C%E6%AF%94%E8%BC%83%E9%87%8D%E9%BB%9E\" title=\"\u8eca\u8cb8\u9280\u884c\u6bd4\u8f03\u91cd\u9ede\">\u8eca\u8cb8\u9280\u884c\u6bd4\u8f03\u91cd\u9ede<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E9%8A%80%E8%A1%8C%E6%8E%A8%E8%96%A6%EF%BC%9A%E5%88%A9%E7%8E%87%E3%80%81%E6%89%8B%E7%BA%8C%E8%B2%BB%E8%88%87%E9%82%84%E6%AC%BE%E6%96%B9%E5%BC%8F%E8%A9%B3%E8%A7%A3\" title=\"\u8eca\u8cb8\u9280\u884c\u63a8\u85a6\uff1a\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u8207\u9084\u6b3e\u65b9\u5f0f\u8a73\u89e3\">\u8eca\u8cb8\u9280\u884c\u63a8\u85a6\uff1a\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u8207\u9084\u6b3e\u65b9\u5f0f\u8a73\u89e3<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E5%88%A9%E7%8E%87\" title=\"\u5229\u7387\">\u5229\u7387<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E6%89%8B%E7%BA%8C%E8%B2%BB\" title=\"\u624b\u7e8c\u8cbb\">\u624b\u7e8c\u8cbb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E9%82%84%E6%AC%BE%E6%96%B9%E5%BC%8F\" title=\"\u9084\u6b3e\u65b9\u5f0f\">\u9084\u6b3e\u65b9\u5f0f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E5%93%AA%E5%AE%B6%E9%8A%80%E8%A1%8C%E5%A5%BD%E7%B5%90%E8%AB%96\" title=\"\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u597d\u7d50\u8ad6\">\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u597d\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E5%93%AA%E5%AE%B6%E9%8A%80%E8%A1%8C%E5%A5%BD_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\" title=\"\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u597d \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ\">\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u597d \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E5%93%AA%E5%AE%B6%E9%8A%80%E8%A1%8C%E5%88%A9%E7%8E%87%E6%9C%80%E4%BD%8E%EF%BC%9F\" title=\"\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u5229\u7387\u6700\u4f4e\uff1f\">\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u5229\u7387\u6700\u4f4e\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E5%8F%AF%E4%BB%A5%E8%B2%B8%E5%A4%9A%E5%B0%91%E5%B9%B4%EF%BC%9F\" title=\"\u8eca\u8cb8\u53ef\u4ee5\u8cb8\u591a\u5c11\u5e74\uff1f\">\u8eca\u8cb8\u53ef\u4ee5\u8cb8\u591a\u5c11\u5e74\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e5%93%aa%e5%ae%b6%e9%8a%80%e8%a1%8c%e5%a5%bd\/#%E8%BB%8A%E8%B2%B8%E5%8F%AF%E4%BB%A5%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E5%97%8E%EF%BC%9F\" title=\"\u8eca\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u55ce\uff1f\">\u8eca\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u55ce\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E9%8A%80%E8%A1%8C%E6%AF%94%E8%BC%83%EF%BC%9A%E5%88%A9%E7%8E%87%E3%80%81%E6%89%8B%E7%BA%8C%E8%B2%BB%E8%88%87%E9%82%84%E6%AC%BE%E6%96%B9%E5%BC%8F%E5%93%AA%E5%AE%B6%E5%A5%BD%EF%BC%9F\"><\/span><b>\u8eca\u8cb8\u9280\u884c\u6bd4\u8f03\uff1a\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u8207\u9084\u6b3e\u65b9\u5f0f\u54ea\u5bb6\u597d\uff1f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8eca\u8cb8\u662f\u8cfc\u8eca\u6642\u5e38\u898b\u7684\u878d\u8cc7\u65b9\u5f0f\uff0c\u9078\u64c7\u4e00\u5bb6\u5408\u9069\u7684\u8eca\u8cb8\u9280\u884c\uff0c\u53ef\u4ee5\u8b93\u60a8\u4eab\u6709\u66f4\u512a\u60e0\u7684\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u548c\u9084\u6b3e\u65b9\u5f0f\uff0c\u9032\u800c\u7bc0\u7701\u8cfc\u8eca\u6210\u672c\u3002\u672c\u6bb5\u843d\u5c07\u5e36\u60a8\u6df1\u5165\u77ad\u89e3\u8eca\u8cb8\u9280\u884c\u6bd4\u8f03\u7684\u91cd\u8981\u6027\u548c\u6ce8\u610f\u4e8b\u9805\uff0c\u5e6b\u52a9\u60a8\u5728\u773e\u591a\u9280\u884c\u4e2d\u9078\u51fa\u6700\u9069\u5408\u60a8\u7684\u8eca\u8cb8\u65b9\u6848\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E5%88%A9%E7%8E%87%E6%AF%94%E8%BC%83%EF%BC%9A%E7%B2%BE%E6%89%93%E7%B4%B0%E7%AE%97%EF%BC%8C%E9%81%B8%E6%93%87%E6%9C%80%E4%BD%8E%E5%88%A9%E7%8E%87\"><\/span><b>1. \u5229\u7387\u6bd4\u8f03\uff1a\u7cbe\u6253\u7d30\u7b97\uff0c\u9078\u64c7\u6700\u4f4e\u5229\u7387<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5229\u7387\u662f\u8eca\u8cb8\u7684\u91cd\u8981\u6307\u6a19\u4e4b\u4e00\uff0c\u5b83\u76f4\u63a5\u5f71\u97ff\u5230\u60a8\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u5229\u606f\u652f\u51fa\u3002\u8eca\u8cb8\u5229\u7387\u901a\u5e38\u57282%\u81f310%\u4e4b\u9593\uff0c\u4e0d\u540c\u9280\u884c\u4e4b\u9593\u7684\u5229\u7387\u53ef\u80fd\u6703\u6709\u6240\u5dee\u7570\u3002\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u8eca\u8cb8\u9280\u884c\u6642\uff0c\u4e00\u5b9a\u8981\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u9078\u64c7\u5229\u7387\u6700\u4f4e\u7684\u9280\u884c\uff0c\u4ee5\u4fbf\u7bc0\u7701\u5229\u606f\u652f\u51fa\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E6%89%8B%E7%BA%8C%E8%B2%BB%E6%AF%94%E8%BC%83%EF%BC%9A%E8%B2%A8%E6%AF%94%E4%B8%89%E5%AE%B6%EF%BC%8C%E9%81%BF%E5%85%8D%E9%9A%B1%E8%97%8F%E8%B2%BB%E7%94%A8\"><\/span><b>2. \u624b\u7e8c\u8cbb\u6bd4\u8f03\uff1a\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u907f\u514d\u96b1\u85cf\u8cbb\u7528<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u624b\u7e8c\u8cbb\u4e5f\u662f\u8eca\u8cb8\u7684\u91cd\u8981\u6210\u672c\u4e4b\u4e00\uff0c\u5b83\u5305\u62ec\u5be9\u6838\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u670d\u52d9\u8cbb\u7b49\u8cbb\u7528\u3002\u9019\u4e9b\u8cbb\u7528\u53ef\u80fd\u6703\u6839\u64da\u9280\u884c\u7684\u4e0d\u540c\u800c\u6709\u6240\u5dee\u7570\uff0c\u56e0\u6b64\u5728\u9078\u64c7\u8eca\u8cb8\u9280\u884c\u6642\uff0c\u4e00\u5b9a\u8981\u4ed4\u7d30\u6bd4\u8f03\u5404\u9805\u624b\u7e8c\u8cbb\uff0c\u907f\u514d\u9078\u64c7\u6536\u53d6\u9ad8\u984d\u624b\u7e8c\u8cbb\u7684\u9280\u884c\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%E9%82%84%E6%AC%BE%E6%96%B9%E5%BC%8F%E6%AF%94%E8%BC%83%EF%BC%9A%E9%9D%88%E6%B4%BB%E9%81%B8%E6%93%87%EF%BC%8C%E6%BB%BF%E8%B6%B3%E5%80%8B%E4%BA%BA%E9%9C%80%E6%B1%82\"><\/span><b>3. \u9084\u6b3e\u65b9\u5f0f\u6bd4\u8f03\uff1a\u9748\u6d3b\u9078\u64c7\uff0c\u6eff\u8db3\u500b\u4eba\u9700\u6c42<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u9084\u6b3e\u65b9\u5f0f\u4e5f\u662f\u8eca\u8cb8\u7684\u91cd\u8981\u8003\u91cf\u56e0\u7d20\u4e4b\u4e00\u3002\u5e38\u898b\u7684\u9084\u6b3e\u65b9\u5f0f\u5305\u62ec\u7b49\u984d\u672c\u91d1\u3001\u7b49\u984d\u672c\u606f\u3001\u6c23\u7403\u8cb8\u6b3e\u7b49\uff0c\u6bcf\u7a2e\u9084\u6b3e\u65b9\u5f0f\u90fd\u6709\u5176\u512a\u7f3a\u9ede\u3002\u5728\u9078\u64c7\u8eca\u8cb8\u9280\u884c\u6642\uff0c\u4e00\u5b9a\u8981\u9078\u64c7\u63d0\u4f9b\u60a8\u6240\u9700\u9084\u6b3e\u65b9\u5f0f\u7684\u9280\u884c\uff0c\u4ee5\u4fbf\u6eff\u8db3\u60a8\u7684\u500b\u4eba\u9700\u6c42\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%96%84%E7%94%A8%E8%BB%8A%E8%B2%B8%E5%B0%88%E5%AE%B6%E6%8E%A8%E8%96%A6%EF%BC%9A%E8%BC%95%E9%AC%86%E6%89%BE%E5%88%B0%E8%BB%8A%E8%B2%B8%E5%93%AA%E5%AE%B6%E9%8A%80%E8%A1%8C%E5%A5%BD\"><\/span>\u5584\u7528\u8eca\u8cb8\u5c08\u5bb6\u63a8\u85a6\uff1a\u8f15\u9b06\u627e\u5230\u8eca\u8cb8\u54ea\u5bb6\u9280\u884c\u597d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8cfc\u8cb7\u8eca\u8f1b\u6642\uff0c\u82e5\u7121\u8db3\u5920\u8cc7\u91d1\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u4fbf\u6210\u53e6\u4e00\u9805\u8070\u660e\u9078\u64c7\u3002\u4f46\u9762\u5c0d\u570b\u5167\u773e\u591a\u9280\u884c\u54c1\u724c\uff0c\u6c11\u773e\u5e38\u82e6\u65bc\u8eca\u8cb8\u8a72\u627e\u54ea\u9593\u9280\u884c\u7533\u8cb8\uff0c\u4e0d\u77e5\u5982\u4f55\u6311\u9078\u9069\u5408\u81ea\u5df1\u7684\u9280\u884c\u3002\u70ba\u4e86\u907f\u514d\u5728\u832b\u832b\u8eca\u8cb8\u9280\u884c\u4e2d\u8ff7\u5931\u65b9\u5411\uff0c\u5efa\u8b70\u8eca\u4e3b\u53ef\u4ee5\u53c3\u8003\u8eca\u8cb8\u5c08\u5bb6\u7684\u63a8\u85a6\uff0c\u8b93\u5c08\u696d\u7684\u8cb8\u6b3e\u9867\u554f\u70ba\u60a8\u91cf\u8eab\u6253\u9020\u6700\u5408\u9069\u7684\u8eca\u8cb8\u65b9\u6848\u3002<\/p>\n<p>\u8eca\u8cb8\u5c08\u5bb6\u662f\u5177\u5099\u8c50\u5bcc\u8eca\u8cb8\u76f8\u95dc\u77e5\u8b58\u8207\u7d93\u9a57\u7684\u5c08\u696d\u4eba\u58eb\uff0c\u4ed6\u5011\u80fd\u5920\u6839\u64da\u60a8\u7684\u500b\u4eba\u8ca1\u52d9\u72c0\u6cc1\u3001\u4fe1\u7528\u8a55\u5206\u548c\u8eca\u8f1b\u985e\u578b\u7b49\u56e0\u7d20\uff0c\u70ba\u60a8\u63a8\u85a6\u6700\u9069\u5408\u60a8\u7684\u8eca\u8cb8\u9280\u884c\u3002\u4ed6\u5011\u4e5f\u6703\u5354\u52a9\u60a8\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u7684\u8cb8\u6b3e\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u548c\u9084\u6b3e\u65b9\u5f0f\uff0c\u4e26\u89e3\u91cb\u76f8\u95dc\u689d\u6b3e\u548c\u689d\u4ef6\uff0c\u8b93\u60a8\u505a\u51fa\u660e\u667a\u7684\u9078\u64c7\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%96%84%E7%94%A8%E8%BB%8A%E8%B2%B8%E5%B0%88%E5%AE%B6%E6%8E%A8%E8%96%A6%E7%9A%84%E5%84%AA%E9%BB%9E%EF%BC%9A\"><\/span>\u5584\u7528\u8eca\u8cb8\u5c08\u5bb6\u63a8\u85a6\u7684\u512a\u9ede\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><b>\u7701\u6642\u7701\u529b\uff1a<\/b>\u8eca\u8cb8\u5c08\u5bb6\u6703\u6839\u64da\u60a8\u7684\u9700\u6c42\uff0c\u70ba\u60a8\u7cbe\u9078\u6700\u9069\u5408\u60a8\u7684\u8eca\u8cb8\u9280\u884c\uff0c\u8b93\u60a8\u7701\u53bb\u81ea\u884c\u6bd4\u8f03\u548c\u7be9\u9078\u4e0d\u540c\u9280\u884c\u8cb8\u6b3e\u65b9\u6848\u7684\u6642\u9593\u548c\u7cbe\u529b\u3002<\/li>\n<li><b>\u5c08\u696d\u5efa\u8b70\uff1a<\/b>\u8eca\u8cb8\u5c08\u50a2\u4ff1\u5099\u5c08\u696d\u77e5\u8b58\u548c\u8c50\u5bcc\u7d93\u9a57\uff0c\u80fd\u5920\u63d0\u4f9b\u60a8\u5ba2\u89c0\u4e2d\u7acb\u7684\u5efa\u8b70\uff0c\u5e6b\u52a9\u60a8\u9078\u64c7\u6700\u7b26\u5408\u60a8\u9700\u6c42\u548c\u9810\u7b97\u7684\u8eca\u8cb8\u65b9\u6848\u3002<\/li>\n<li><b>\u91cf\u8eab\u8a02\u505a\uff1a<\/b>\u8eca\u8cb8\u5c08\u5bb6\u6703\u6839\u64da\u60a8\u7684\u500b\u4eba\u8ca1\u52d9\u72c0\u6cc1\u3001\u4fe1\u7528\u8a55\u5206\u548c\u8eca\u8f1b\u985e\u578b\u7b49\u56e0\u7d20\uff0c\u70ba\u60a8\u91cf\u8eab\u6253\u9020\u6700\u5408\u9069\u7684\u8eca\u8cb8\u65b9\u6848\uff0c\u78ba\u4fdd\u60a8\u7372\u5f97\u6700\u512a\u60e0\u7684\u5229\u7387\u548c\u9084\u6b3e\u689d\u4ef6\u3002<\/li>\n<li><b>\u5168\u7a0b\u5354\u52a9\uff1a<\/b>\u8eca\u8cb8\u5c08\u5bb6\u6703\u5168\u7a0b\u5354\u52a9\u60a8\u8fa6\u7406\u8eca\u8cb8\u7533\u8cb8\u624b\u7e8c\uff0c\u4e26\u63d0\u4f9b\u60a8\u76f8\u95dc\u554f\u984c\u7684\u89e3\u7b54\uff0c\u8b93\u60a8\u5728\u7533\u8acb\u8eca\u8cb8\u7684\u904e\u7a0b\u4e2d\u7121\u5f8c\u9867\u4e4b\u6182\u3002<\/li>\n<\/ul>\n<p>\u5982\u679c\u60a8\u6b63\u5728\u8003\u616e\u7533\u8acb\u8eca\u8cb8\uff0c\u5f37\u70c8\u5efa\u8b70\u60a8\u8aee\u8a62\u8eca\u8cb8\u5c08\u5bb6\uff0c\u8b93\u4ed6\u5011\u70ba\u60a8\u91cf\u8eab\u6253\u9020\u6700\u5408\u9069\u7684\u8eca\u8cb8\u65b9\u6848\u3002\u8eca\u8cb8\u5c08\u5bb6\u53ef\u4ee5\u5e6b\u52a9\u60a8\u7701\u6642\u7701\u529b\u3001\u7372\u5f97\u5c08\u696d\u5efa\u8b70\u3001\u91cf\u8eab\u8a02\u505a\u8cb8\u6b3e\u65b9\u6848\u4e26\u5168\u7a0b\u5354\u52a9\u60a8\u8fa6\u7406\u8eca\u8cb8\u7533\u8cb8\u624b\u7e8c\uff0c\u8b93\u60a8\u8f15\u9b06\u627e\u5230\u6700\u9069\u5408\u81ea\u5df1\u7684\u8eca\u8cb8\u9280\u884c\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%B0%8B%E6%89%BE%E6%9C%80%E4%BD%8E%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%EF%BC%9A%E9%8A%80%E8%A1%8C%E5%92%8C%E5%84%AA%E6%83%A0%E5%A4%A7%E8%A7%A3%E6%9E%90\"><\/span>\u5c0b\u627e\u6700\u4f4e\u8eca\u8cb8\u5229\u7387\uff1a\u9280\u884c\u548c\u512a\u60e0\u5927\u89e3\u6790<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u9078\u64c7\u8eca\u8cb8\u6642\uff0c\u5229\u7387\u662f\u60a8\u9700\u8981\u8003\u616e\u7684\u6700\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u3002\u5229\u7387\u8d8a\u4f4e\uff0c\u60a8\u652f\u4ed8\u7684\u5229\u606f\u5c31\u8d8a\u5c11\uff0c\u8cb8\u6b3e\u7684\u7e3d\u9ad4\u6210\u672c\u5c31\u8d8a\u4f4e\u3002\u7136\u800c\uff0c\u8a31\u591a\u56e0\u7d20\u6703\u5f71\u97ff\u60a8\u7684\u8eca\u8cb8\u5229\u7387\uff0c\u5305\u62ec\u60a8\u7684\u4fe1\u7528\u8a55\u5206\u3001\u8cb8\u6b3e\u91d1\u984d\u3001\u8cb8\u6b3e\u671f\u9650\u548c\u60a8\u9078\u64c7\u7684\u8cb8\u6b3e\u6a5f\u69cb\u3002<\/p>\n<p>\u901a\u5e38\u60c5\u6cc1\u4e0b\uff0c\u4fe1\u7528\u8a55\u5206\u8d8a\u9ad8\uff0c\u60a8\u7372\u5f97\u8f03\u4f4e\u5229\u7387\u7684\u6a5f\u6703\u5c31\u8d8a\u5927\u3002\u9019\u662f\u56e0\u70ba\u8cb8\u6b3e\u6a5f\u69cb\u8a8d\u70ba\u4fe1\u7528\u826f\u597d\u7684\u501f\u6b3e\u4eba\u9055\u7d04\u7684\u53ef\u80fd\u6027\u8f03\u5c0f\u3002\u8cb8\u6b3e\u91d1\u984d\u4e5f\u6703\u5f71\u97ff\u60a8\u7684\u5229\u7387\u3002\u8cb8\u6b3e\u91d1\u984d\u8d8a\u5927\uff0c\u60a8\u7372\u5f97\u8f03\u9ad8\u5229\u7387\u7684\u6a5f\u6703\u5c31\u8d8a\u5927\u3002\u9019\u662f\u56e0\u70ba\u8cb8\u6b3e\u6a5f\u69cb\u8a8d\u70ba\u8cb8\u6b3e\u91d1\u984d\u8f03\u5927\u7684\u501f\u6b3e\u4eba\u9055\u7d04\u7684\u53ef\u80fd\u6027\u8f03\u5927\u3002\u8cb8\u6b3e\u671f\u9650\u4e5f\u6703\u5f71\u97ff\u60a8\u7684\u5229\u7387\u3002\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u60a8\u7372\u5f97\u8f03\u9ad8\u5229\u7387\u7684\u6a5f\u6703\u5c31\u8d8a\u5927\u3002\u9019\u662f\u56e0\u70ba\u8cb8\u6b3e\u671f\u9650\u8f03\u9577\u7684\u501f\u6b3e\u4eba\u511f\u9084\u8cb8\u6b3e\u6240\u9700\u652f\u4ed8\u7684\u5229\u606f\u7e3d\u984d\u8f03\u591a\u3002<\/p>\n<p>\u9664\u4e86\u9019\u4e9b\u56e0\u7d20\u5916\uff0c\u60a8\u9078\u64c7\u7684\u8cb8\u6b3e\u6a5f\u69cb\u4e5f\u6703\u5f71\u97ff\u60a8\u7684\u8eca\u8cb8\u5229\u7387\u3002\u4e0d\u540c\u7684\u8cb8\u6b3e\u6a5f\u69cb\u6536\u53d6\u7684\u5229\u7387\u4e0d\u540c\u3002\u56e0\u6b64\uff0c\u5728\u60a8\u7533\u8acb\u8eca\u8cb8\u4e4b\u524d\uff0c\u8ca8\u6bd4\u4e09\u5bb6\u4ee5\u627e\u5230\u63d0\u4f9b\u6700\u512a\u60e0\u5229\u7387\u7684\u8cb8\u6b3e\u6a5f\u69cb\u975e\u5e38\u91cd\u8981\u3002\u60a8\u53ef\u4ee5\u901a\u904e\u5728\u7dda\u6bd4\u8f03\u8cb8\u6b3e\u5229\u7387\u6216\u8aee\u8a62\u8cb8\u6b3e\u7d93\u7d00\u4eba\u4f86\u505a\u5230\u9019\u4e00\u9ede\u3002\u8cb8\u6b3e\u7d93\u7d00\u4eba\u53ef\u4ee5\u5e6b\u52a9\u60a8\u627e\u5230\u6700\u512a\u60e0\u7684\u5229\u7387\uff0c\u4e26\u70ba\u60a8\u8655\u7406\u8cb8\u6b3e\u7533\u8acb\u6d41\u7a0b\u3002<\/p>\n<p>\u9664\u4e86\u5229\u7387\u5916\uff0c\u60a8\u5728\u9078\u64c7\u8eca\u8cb8\u6642\u9084\u9700\u8981\u8003\u616e\u5176\u4ed6\u4e00\u4e9b\u56e0\u7d20\uff0c\u5305\u62ec\u624b\u7e8c\u8cbb\u3001\u9084\u6b3e\u65b9\u5f0f\u548c\u8cb8\u6b3e\u671f\u9650\u3002\u624b\u7e8c\u8cbb\u662f\u8cb8\u6b3e\u6a5f\u69cb\u5728\u60a8\u7533\u8acb\u8eca\u8cb8\u6642\u6536\u53d6\u7684\u4e00\u6b21\u6027\u8cbb\u7528\u3002\u624b\u7e8c\u8cbb\u7684\u91d1\u984d\u53ef\u4ee5\u5f9e\u5e7e\u767e\u5143\u5230\u5e7e\u5343\u5143\u4e0d\u7b49\u3002\u9084\u6b3e\u65b9\u5f0f\u662f\u6307\u60a8\u511f\u9084\u8cb8\u6b3e\u7684\u65b9\u5f0f\u3002\u60a8\u53ef\u4ee5\u9078\u64c7\u6bcf\u6708\u5206\u671f\u4ed8\u6b3e\u6216\u4e00\u6b21\u6027\u4ed8\u6e05\u8cb8\u6b3e\u3002\u8cb8\u6b3e\u671f\u9650\u662f\u6307\u60a8\u511f\u9084\u8cb8\u6b3e\u7684\u7e3d\u6642\u9593\u3002\u8cb8\u6b3e\u671f\u9650\u53ef\u4ee5\u5f9e\u5e7e\u500b\u6708\u5230\u5e7e\u5e74\u4e0d\u7b49\u3002<\/p>\n<p>\u5728\u60a8\u9078\u64c7\u8eca\u8cb8\u4e4b\u524d\uff0c\u8ca8\u6bd4\u4e09\u5bb6\u4ee5\u627e\u5230\u6700\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u975e\u5e38\u91cd\u8981\u3002\u60a8\u9700\u8981\u8003\u616e\u60a8\u7684\u4fe1\u7528\u8a55\u5206\u3001\u8cb8\u6b3e\u91d1\u984d\u3001\u8cb8\u6b3e\u671f\u9650\u3001\u624b\u7e8c\u8cbb\u3001\u9084\u6b3e\u65b9\u5f0f\u548c\u8cb8\u6b3e\u6a5f\u69cb\u7b49\u56e0\u7d20\u3002\u901a\u904e\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u60a8\u53ef\u4ee5\u627e\u5230\u6700\u512a\u60e0\u7684\u5229\u7387\u548c\u6700\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u689d\u6b3e\u3002<\/p>\n<table border=\"\\&quot;1\\&quot;\">\n<caption>\u5c0b\u627e\u6700\u4f4e\u8eca\u8cb8\u5229\u7387\uff1a\u9280\u884c\u548c\u512a\u60e0\u5927\u89e3\u6790<\/caption>\n<tbody>\n<tr>\n<th colspan=\"\\&quot;2\\&quot;\">\u5f71\u97ff\u8eca\u8cb8\u5229\u7387\u7684\u56e0\u7d20<\/th>\n<\/tr>\n<tr>\n<td>\u4fe1\u7528\u8a55\u5206<\/td>\n<td>\u4fe1\u7528\u8a55\u5206\u8d8a\u9ad8\uff0c\u5229\u7387\u8d8a\u4f4e\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u91d1\u984d<\/td>\n<td>\u8cb8\u6b3e\u91d1\u984d\u8d8a\u5927\uff0c\u5229\u7387\u8d8a\u9ad8\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u671f\u9650<\/td>\n<td>\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u5229\u7387\u8d8a\u9ad8\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u6a5f\u69cb<\/td>\n<td>\u4e0d\u540c\u8cb8\u6b3e\u6a5f\u69cb\u6536\u53d6\u7684\u5229\u7387\u4e0d\u540c\u3002<\/td>\n<\/tr>\n<tr>\n<th colspan=\"\\&quot;2\\&quot;\">\u5176\u4ed6\u9700\u8981\u8003\u616e\u7684\u56e0\u7d20<\/th>\n<\/tr>\n<tr>\n<td>\u624b\u7e8c\u8cbb<\/td>\n<td>\u8cb8\u6b3e\u6a5f\u69cb\u5728\u60a8\u7533\u8acb\u8eca\u8cb8\u6642\u6536\u53d6\u7684\u4e00\u6b21\u6027\u8cbb\u7528\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u9084\u6b3e\u65b9\u5f0f<\/td>\n<td>\u60a8\u53ef\u4ee5\u9078\u64c7\u6bcf\u6708\u5206\u671f\u4ed8\u6b3e\u6216\u4e00\u6b21\u6027\u4ed8\u6e05\u8cb8\u6b3e\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u671f\u9650<\/td>\n<td>\u60a8\u53ef\u4ee5\u9078\u64c7\u5e7e\u500b\u6708\u5230\u5e7e\u5e74\u7684\u8cb8\u6b3e\u671f\u9650\u3002<\/td>\n<\/tr>\n<tr>\n<td colspan=\"\\&quot;2\\&quot;\">\u8ca8\u6bd4\u4e09\u5bb6\u4ee5\u627e\u5230\u6700\u9069\u5408\u60a8\u7684\u8cb8\u6b3e<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E9%8A%80%E8%A1%8C%E7%94%84%E9%81%B8%EF%BC%9A%E6%9C%80%E9%81%A9%E5%90%88%E4%BD%A0%E7%9A%84%E8%BB%8A%E8%B2%B8%E6%96%B9%E6%A1%88%E5%A4%A7%E8%A7%A3%E6%9E%90\"><\/span>\u8eca\u8cb8\u9280\u884c\u7504\u9078\uff1a\u6700\u9069\u5408\u4f60\u7684\u8eca\u8cb8\u65b9\u6848\u5927\u89e3\u6790<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E6%96%B9%E6%A1%88%E9%81%B8%E6%93%87%E7%9A%84%E9%97%9C%E9%8D%B5%E5%9B%A0%E7%B4%A0\"><\/span>\u8eca\u8cb8\u65b9\u6848\u9078\u64c7\u7684\u95dc\u9375\u56e0\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5728\u6311\u9078\u8eca\u8cb8\u9280\u884c\u524d\uff0c\u60a8\u9700\u8981\u8003\u91cf\u4ee5\u4e0b\u5e7e\u500b\u95dc\u9375\u56e0\u7d20\uff0c\u4ee5\u78ba\u4fdd\u60a8\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u8eca\u8cb8\u65b9\u6848\uff1a<\/p>\n<ul>\n<li><b>\u5229\u7387\uff1a<\/b>\u5229\u7387\u662f\u8eca\u8cb8\u6210\u672c\u7684\u91cd\u8981\u53c3\u8003\u6307\u6a19\uff0c\u8f03\u4f4e\u7684\u5229\u7387\u610f\u5473\u8457\u60a8\u9700\u8981\u652f\u4ed8\u7684\u5229\u606f\u8f03\u5c11\u3002\u52d9\u5fc5\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u63d0\u4f9b\u7684\u5229\u7387\uff0c\u9078\u64c7\u5229\u7387\u6700\u512a\u60e0\u7684\u9280\u884c\u3002<\/li>\n<li><b>\u624b\u7e8c\u8cbb\uff1a<\/b>\u624b\u7e8c\u8cbb\u662f\u6307\u8fa6\u7406\u8eca\u8cb8\u6642\u9700\u8981\u7e73\u4ea4\u7684\u8cbb\u7528\uff0c\u5e38\u898b\u7684\u624b\u7e8c\u8cbb\u5305\u62ec\u8cb8\u6b3e\u624b\u7e8c\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u670d\u52d9\u8cbb\u7b49\u3002\u9019\u4e9b\u8cbb\u7528\u6703\u5f71\u97ff\u60a8\u8eca\u8cb8\u7684\u7e3d\u6210\u672c\uff0c\u56e0\u6b64\u5728\u6bd4\u8f03\u8eca\u8cb8\u65b9\u6848\u6642\uff0c\u4e5f\u9700\u8981\u5c07\u624b\u7e8c\u8cbb\u8003\u616e\u9032\u53bb\u3002<\/li>\n<li><b>\u9084\u6b3e\u65b9\u5f0f\uff1a<\/b>\u8eca\u8cb8\u7684\u9084\u6b3e\u65b9\u5f0f\u901a\u5e38\u5206\u70ba\u7b49\u984d\u672c\u606f\u9084\u6b3e\u8207\u7b49\u984d\u672c\u91d1\u9084\u6b3e\u5169\u7a2e\u3002\u7b49\u984d\u672c\u606f\u9084\u6b3e\u662f\u6307\u6bcf\u500b\u6708\u511f\u9084\u7684\u91d1\u984d\u56fa\u5b9a\uff0c\u5176\u4e2d\u5305\u542b\u672c\u91d1\u548c\u5229\u606f\u3002\u7b49\u984d\u672c\u91d1\u9084\u6b3e\u662f\u6307\u6bcf\u500b\u6708\u511f\u9084\u7684\u672c\u91d1\u56fa\u5b9a\uff0c\u5229\u606f\u5247\u96a8\u8457\u672c\u91d1\u6e1b\u5c11\u800c\u6e1b\u5c11\u3002\u60a8\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u9078\u64c7\u6700\u9069\u5408\u60a8\u7684\u9084\u6b3e\u65b9\u5f0f\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u671f\u9650\uff1a<\/b>\u8cb8\u6b3e\u671f\u9650\u662f\u6307\u60a8\u9700\u8981\u591a\u4e45\u624d\u80fd\u9084\u6e05\u8eca\u8cb8\u3002\u901a\u5e38\u8cb8\u6b3e\u671f\u9650\u8d8a\u77ed\uff0c\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u8d8a\u9ad8\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u8d8a\u4f4e\u3002\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u8d8a\u4f4e\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u8d8a\u9ad8\u3002\u60a8\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u9078\u64c7\u6700\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u671f\u9650\u3002<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E9%8A%80%E8%A1%8C%E6%AF%94%E8%BC%83%E9%87%8D%E9%BB%9E\"><\/span>\u8eca\u8cb8\u9280\u884c\u6bd4\u8f03\u91cd\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5728\u6bd4\u8f03\u8eca\u8cb8\u9280\u884c\u6642\uff0c\u60a8\u9700\u8981\u5c07\u4ee5\u4e0a\u9019\u4e9b\u56e0\u7d20\u8003\u616e\u9032\u53bb\uff0c\u4e26\u9078\u64c7\u6700\u7b26\u5408\u60a8\u9700\u6c42\u7684\u8eca\u8cb8\u65b9\u6848\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u6bd4\u8f03\u8eca\u8cb8\u9280\u884c\u6642\u9700\u8981\u7279\u5225\u6ce8\u610f\u7684\u91cd\u9ede\uff1a<\/p>\n<ul>\n<li><b>\u5229\u7387\uff1a<\/b>\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u63d0\u4f9b\u7684\u5229\u7387\uff0c\u9078\u64c7\u5229\u7387\u6700\u512a\u60e0\u7684\u9280\u884c\u3002\u5229\u7387\u901a\u5e38\u6703\u6839\u64da\u60a8\u7684\u4fe1\u7528\u8a55\u5206\u3001\u8cb8\u6b3e\u91d1\u984d\u3001\u8cb8\u6b3e\u671f\u9650\u7b49\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002<\/li>\n<li><b>\u624b\u7e8c\u8cbb\uff1a<\/b>\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u6536\u53d6\u7684\u624b\u7e8c\u8cbb\uff0c\u4e26\u9078\u64c7\u624b\u7e8c\u8cbb\u6700\u5c11\u7684\u9280\u884c\u3002\u624b\u7e8c\u8cbb\u901a\u5e38\u6703\u6839\u64da\u8cb8\u6b3e\u91d1\u984d\u3001\u8cb8\u6b3e\u671f\u9650\u7b49\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002<\/li>\n<li><b>\u9084\u6b3e\u65b9\u5f0f\uff1a<\/b>\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u63d0\u4f9b\u7684\u9084\u6b3e\u65b9\u5f0f\uff0c\u4e26\u9078\u64c7\u6700\u9069\u5408\u60a8\u7684\u9084\u6b3e\u65b9\u5f0f\u3002\u5982\u679c\u60a8\u5e0c\u671b\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u56fa\u5b9a\uff0c\u60a8\u53ef\u4ee5\u9078\u64c7\u7b49\u984d\u672c\u606f\u9084\u6b3e\u3002\u5982\u679c\u60a8\u5e0c\u671b\u5118\u5feb\u9084\u6e05\u8eca\u8cb8\uff0c\u60a8\u53ef\u4ee5\u9078\u64c7\u7b49\u984d\u672c\u91d1\u9084\u6b3e\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u671f\u9650\uff1a<\/b>\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u63d0\u4f9b\u7684\u8cb8\u6b3e\u671f\u9650\uff0c\u4e26\u9078\u64c7\u6700\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u671f\u9650\u3002\u901a\u5e38\u8cb8\u6b3e\u671f\u9650\u8d8a\u77ed\uff0c\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u8d8a\u9ad8\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u8d8a\u4f4e\u3002\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u8d8a\u4f4e\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u8d8a\u9ad8\u3002<\/li>\n<li><b>\u984d\u5916\u512a\u60e0\uff1a<\/b>\u6709\u4e9b\u9280\u884c\u53ef\u80fd\u6703\u63d0\u4f9b\u984d\u5916\u7684\u512a\u60e0\uff0c\u4f8b\u5982\u8cfc\u8eca\u6298\u6263\u3001\u514d\u8cbb\u9053\u8def\u6551\u63f4\u3001\u514d\u8cbb\u4fdd\u990a\u7b49\u3002\u60a8\u53ef\u4ee5\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u63d0\u4f9b\u7684\u984d\u5916\u512a\u60e0\uff0c\u4e26\u9078\u64c7\u6700\u512a\u60e0\u7684\u9280\u884c\u3002<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E9%8A%80%E8%A1%8C%E6%8E%A8%E8%96%A6%EF%BC%9A%E5%88%A9%E7%8E%87%E3%80%81%E6%89%8B%E7%BA%8C%E8%B2%BB%E8%88%87%E9%82%84%E6%AC%BE%E6%96%B9%E5%BC%8F%E8%A9%B3%E8%A7%A3\"><\/span><b>\u8eca\u8cb8\u9280\u884c\u63a8\u85a6\uff1a\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u8207\u9084\u6b3e\u65b9\u5f0f\u8a73\u89e3<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9078\u64c7\u8eca\u8cb8\u9280\u884c\u6642\uff0c\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u548c\u9084\u6b3e\u65b9\u5f0f\u662f\u4e09\u500b\u6700\u9700\u8003\u616e\u7684\u91cd\u8981\u56e0\u7d20\u3002\u5229\u7387\u662f\u60a8\u501f\u5165\u8cb8\u6b3e\u7684\u6210\u672c\uff0c\u624b\u7e8c\u8cbb\u662f\u60a8\u70ba\u7372\u5f97\u8cb8\u6b3e\u800c\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u9084\u6b3e\u65b9\u5f0f\u5247\u6c7a\u5b9a\u4e86\u60a8\u5982\u4f55\u511f\u9084\u8cb8\u6b3e\u3002\u4ee5\u4e0b\u662f\u95dc\u65bc\u9019\u4e09\u500b\u56e0\u7d20\u7684\u8a73\u7d30\u8aaa\u660e:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%88%A9%E7%8E%87\"><\/span><b>\u5229\u7387<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\u5229\u7387\u662f\u8eca\u8cb8\u9280\u884c\u5411\u60a8\u6536\u53d6\u7684\u8cb8\u6b3e\u5229\u606f\u8cbb\u7528\u3002\u5229\u7387\u901a\u5e38\u4ee5\u5e74\u5229\u7387 (APR) \u8868\u793a\uff0c\u5b83\u5305\u62ec\u4e86\u8cb8\u6b3e\u7684\u5be6\u969b\u5229\u7387\u548c\u624b\u7e8c\u8cbb\u3002<\/li>\n<li>\u5229\u7387\u53d7\u591a\u7a2e\u56e0\u7d20\u5f71\u97ff\uff0c\u5305\u62ec\u60a8\u7684\u4fe1\u7528\u8a55\u5206\u3001\u8cb8\u6b3e\u91d1\u984d\u3001\u8cb8\u6b3e\u671f\u9650\u548c\u8eca\u8f1b\u7684\u50f9\u503c\u3002\u4fe1\u7528\u8a55\u5206\u8d8a\u9ad8\uff0c\u8cb8\u6b3e\u91d1\u984d\u8d8a\u5c0f\uff0c\u8cb8\u6b3e\u671f\u9650\u8d8a\u77ed\uff0c\u8eca\u8f1b\u50f9\u503c\u8d8a\u9ad8\uff0c\u5229\u7387\u901a\u5e38\u6703\u8d8a\u4f4e\u3002<\/li>\n<li>\u60a8\u53ef\u4ee5\u5728\u7db2\u4e0a\u6216\u901a\u904e\u8cb8\u6b3e\u7d93\u7d00\u4eba\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u7684\u5229\u7387\u3002\u5728\u6bd4\u8f03\u5229\u7387\u6642\uff0c\u8acb\u52d9\u5fc5\u6ce8\u610f\u8cb8\u6b3e\u7684\u5e74\u5229\u7387 (APR)\uff0c\u800c\u4e0d\u662f\u540d\u7fa9\u5229\u7387\u3002\u5e74\u5229\u7387\u5305\u62ec\u4e86\u8cb8\u6b3e\u7684\u5be6\u969b\u5229\u7387\u548c\u624b\u7e8c\u8cbb\uff0c\u56e0\u6b64\u5b83\u80fd\u66f4\u6e96\u78ba\u5730\u53cd\u6620\u60a8\u501f\u5165\u8cb8\u6b3e\u7684\u5be6\u969b\u6210\u672c\u3002<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%E6%89%8B%E7%BA%8C%E8%B2%BB\"><\/span><b>\u624b\u7e8c\u8cbb<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\u624b\u7e8c\u8cbb\u662f\u60a8\u70ba\u7372\u5f97\u8eca\u8cb8\u800c\u652f\u4ed8\u7684\u8cbb\u7528\u3002\u624b\u7e8c\u8cbb\u901a\u5e38\u5305\u62ec\u7533\u8acb\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u6587\u4ef6\u8cbb\u548c\u878d\u8cc7\u8cbb\u7b49\u3002<\/li>\n<li>\u624b\u7e8c\u8cbb\u7684\u91d1\u984d\u901a\u5e38\u5728\u5e7e\u767e\u5143\u5230\u5e7e\u5343\u5143\u4e4b\u9593\uff0c\u5177\u9ad4\u91d1\u984d\u53d6\u6c7a\u65bc\u8cb8\u6b3e\u9280\u884c\u548c\u8cb8\u6b3e\u91d1\u984d\u3002\u6709\u4e9b\u9280\u884c\u7684\u624b\u7e8c\u8cbb\u662f\u56fa\u5b9a\u7684\uff0c\u800c\u6709\u4e9b\u9280\u884c\u7684\u624b\u7e8c\u8cbb\u662f\u53ef\u5354\u5546\u7684\u3002<\/li>\n<li>\u5728\u9078\u64c7\u8eca\u8cb8\u9280\u884c\u6642\uff0c\u8acb\u52d9\u5fc5\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u7684\u624b\u7e8c\u8cbb\u3002\u5982\u679c\u60a8\u4fe1\u7528\u8a55\u5206\u8f03\u9ad8\uff0c\u60a8\u53ef\u80fd\u6703\u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u4f46\u624b\u7e8c\u8cbb\u53ef\u80fd\u6703\u8f03\u9ad8\u3002\u56e0\u6b64\uff0c\u5728\u6bd4\u8f03\u8eca\u8cb8\u9280\u884c\u6642\uff0c\u8acb\u52d9\u5fc5\u8003\u616e\u5229\u7387\u548c\u624b\u7e8c\u8cbb\u7684\u7e3d\u9ad4\u6210\u672c\u3002<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%E9%82%84%E6%AC%BE%E6%96%B9%E5%BC%8F\"><\/span><b>\u9084\u6b3e\u65b9\u5f0f<\/b><span 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