{"id":4955,"date":"2023-12-24T10:41:09","date_gmt":"2023-12-24T02:41:09","guid":{"rendered":"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84"},"modified":"2024-10-19T01:01:28","modified_gmt":"2024-10-18T17:01:28","slug":"%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/","title":{"rendered":"\u63ed\u7955\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\uff1a\u638c\u63e1\u5229\u606f\u3001\u671f\u9650\uff0c\u8f15\u9b06\u8cb8\u8eca\u4e0d\u7169\u60f1"},"content":{"rendered":"<p>\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684\uff1f\u9019\u500b\u554f\u984c\u56f0\u64fe\u8a31\u591a\u60f3\u8cb7\u8eca\u7684\u4eba\uff0c\u5176\u5be6\uff0c\u8eca\u8cb8\u7684\u8a08\u7b97\u65b9\u5f0f\u4e26\u4e0d\u8907\u96dc\uff0c\u638c\u63e1\u4e86\u5229\u606f\u548c\u671f\u9650\u5169\u500b\u95dc\u9375\u56e0\u7d20\uff0c\u5c31\u80fd\u8f15\u9b06\u7b97\u51fa\u6bcf\u6708\u9700\u511f\u9084\u7684\u91d1\u984d\u3002\u63a5\u4e0b\u4f86\uff0c\u6211\u5011\u5c07\u4e00\u6b65\u4e00\u6b65\u89e3\u6790\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\uff0c\u8b93\u60a8\u5728\u8cb8\u6b3e\u8cb7\u8eca\u524d\uff0c\u80fd\u6709\u5145\u5206\u7684\u77ad\u89e3\u548c\u6e96\u5099\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E4%B8%AD%E6%9C%9F%E8%B2%B8%E6%AC%BE%EF%BC%9A\" title=\"\u4e2d\u671f\u8cb8\u6b3e\uff1a\">\u4e2d\u671f\u8cb8\u6b3e\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E9%95%B7%E6%9C%9F%E8%B2%B8%E6%AC%BE%EF%BC%9A\" title=\"\u9577\u671f\u8cb8\u6b3e\uff1a\">\u9577\u671f\u8cb8\u6b3e\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E8%BB%8A%E8%B2%B8%E9%82%84%E6%AC%BE%E6%9C%9F%E9%99%90%E5%BD%B1%E9%9F%BF%E8%A7%A3%E6%9E%90%EF%BC%9A%E7%9F%AD%E4%B8%AD%E9%95%B7%E6%9C%9F%E8%B2%B8%E6%AC%BE%E6%AF%94%E8%BC%83-2\" title=\"\u8eca\u8cb8\u9084\u6b3e\u671f\u9650\u5f71\u97ff\u89e3\u6790\uff1a\u77ed\u4e2d\u9577\u671f\u8cb8\u6b3e\u6bd4\u8f03\">\u8eca\u8cb8\u9084\u6b3e\u671f\u9650\u5f71\u97ff\u89e3\u6790\uff1a\u77ed\u4e2d\u9577\u671f\u8cb8\u6b3e\u6bd4\u8f03<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95%E8%A7%A3%E6%9E%90%EF%BC%9A%E5%9B%BA%E5%AE%9A%E5%88%A9%E7%8E%87%E8%88%87%E6%B5%AE%E5%8B%95%E5%88%A9%E7%8E%87%E7%9A%84%E5%B7%AE%E9%A1%8D\" title=\"\u8eca\u8cb8\u5229\u7387\u8a08\u7b97\u65b9\u6cd5\u89e3\u6790\uff1a\u56fa\u5b9a\u5229\u7387\u8207\u6d6e\u52d5\u5229\u7387\u7684\u5dee\u984d\">\u8eca\u8cb8\u5229\u7387\u8a08\u7b97\u65b9\u6cd5\u89e3\u6790\uff1a\u56fa\u5b9a\u5229\u7387\u8207\u6d6e\u52d5\u5229\u7387\u7684\u5dee\u984d<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E5%9B%BA%E5%AE%9A%E5%88%A9%E7%8E%87\" title=\"\u56fa\u5b9a\u5229\u7387\">\u56fa\u5b9a\u5229\u7387<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E6%B5%AE%E5%8B%95%E5%88%A9%E7%8E%87\" title=\"\u6d6e\u52d5\u5229\u7387\">\u6d6e\u52d5\u5229\u7387<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95\" title=\"\u8eca\u8cb8\u5229\u7387\u8a08\u7b97\u65b9\u6cd5\">\u8eca\u8cb8\u5229\u7387\u8a08\u7b97\u65b9\u6cd5<\/a><\/li><li class='ez-toc-page-1 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title=\"\u8eca\u8cb8\u516c\u5f0f\u7cbe\u83ef\uff1a\u7528\u516c\u5f0f\u62c6\u89e3\u8eca\u8cb8\u8a08\u7b97\u80cc\u5f8c\u904b\u7b97\">\u8eca\u8cb8\u516c\u5f0f\u7cbe\u83ef\uff1a\u7528\u516c\u5f0f\u62c6\u89e3\u8eca\u8cb8\u8a08\u7b97\u80cc\u5f8c\u904b\u7b97<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E8%BB%8A%E8%B2%B8%E6%98%AF%E6%80%8E%E9%BA%BC%E7%AE%97%E7%9A%84%E7%B5%90%E8%AB%96\" title=\"\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684\u7d50\u8ad6\">\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#%E8%BB%8A%E8%B2%B8%E6%98%AF%E6%80%8E%E9%BA%BC%E7%AE%97%E7%9A%84_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\" title=\"\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ\">\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#Q1%EF%BC%9A%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E8%A8%88%E7%AE%97%EF%BC%9F\" title=\"Q1\uff1a\u8eca\u8cb8\u5229\u7387\u600e\u9ebc\u8a08\u7b97\uff1f\">Q1\uff1a\u8eca\u8cb8\u5229\u7387\u600e\u9ebc\u8a08\u7b97\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#Q2%EF%BC%9A%E8%BB%8A%E8%B2%B8%E6%AF%8F%E6%9C%88%E9%9C%80%E7%B9%B3%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\" title=\"Q2\uff1a\u8eca\u8cb8\u6bcf\u6708\u9700\u7e73\u591a\u5c11\u9322\uff1f\">Q2\uff1a\u8eca\u8cb8\u6bcf\u6708\u9700\u7e73\u591a\u5c11\u9322\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/lmdy123.com\/%e8%bb%8a%e8%b2%b8%e6%98%af%e6%80%8e%e9%ba%bc%e7%ae%97%e7%9a%84\/#Q3%EF%BC%9A%E8%BB%8A%E8%B2%B8%E5%8F%AF%E4%BB%A5%E6%8F%90%E5%89%8D%E9%82%84%E6%B8%85%E5%97%8E%EF%BC%9F\" title=\"Q3\uff1a\u8eca\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6e05\u55ce\uff1f\">Q3\uff1a\u8eca\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6e05\u55ce\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%E5%A4%A7%E8%A7%A3%E5%AF%86%EF%BC%9A%E6%8E%8C%E6%8F%A1%E8%BB%8A%E5%83%B9%E3%80%81%E9%A0%AD%E6%9C%9F%E6%AC%BE%EF%BC%8C%E8%BC%95%E9%AC%86%E9%A0%90%E4%BC%B0%E8%BB%8A%E8%B2%B8%E6%AF%8F%E6%9C%88%E5%84%9F%E9%82%84%E9%87%91%E9%A1%8D\"><\/span>\u8eca\u8cb8\u8a08\u7b97\u65b9\u5f0f\u5927\u89e3\u5bc6\uff1a\u638c\u63e1\u8eca\u50f9\u3001\u982d\u671f\u6b3e\uff0c\u8f15\u9b06\u9810\u4f30\u8eca\u8cb8\u6bcf\u6708\u511f\u9084\u91d1\u984d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8cfc\u8cb7\u8eca\u8f1b\u662f\u4e00\u7b46\u4e0d\u5c0f\u7684\u958b\u92b7\uff0c\u8a31\u591a\u4eba\u6703\u9078\u64c7\u900f\u904e\u8eca\u8cb8\u5206\u671f\u4ed8\u6b3e\u7684\u65b9\u5f0f\u4f86\u6e1b\u8f15\u4e00\u6b21\u6027\u4ed8\u6e05\u7684\u58d3\u529b\u3002\u8eca\u8cb8\u8a08\u7b97\u65b9\u5f0f\u770b\u4f3c\u8907\u96dc\uff0c\u4f46\u5176\u5be6\u53ea\u8981\u638c\u63e1\u8eca\u50f9\u3001\u982d\u671f\u6b3e\u548c\u8cb8\u6b3e\u5229\u7387\u7b49\u5e7e\u500b\u95dc\u9375\u5143\u7d20\uff0c\u5c31\u80fd\u8f15\u9b06\u9810\u4f30\u6bcf\u6708\u7684\u511f\u9084\u91d1\u984d\u3002<\/p>\n<p>\u8eca\u50f9\u662f\u8cfc\u8eca\u6642\u9700\u652f\u4ed8\u7684\u7e3d\u91d1\u984d\uff0c\u982d\u671f\u6b3e\u662f\u8cfc\u8eca\u6642\u5148\u652f\u4ed8\u7684\u91d1\u984d\uff0c\u800c\u8cb8\u6b3e\u5229\u7387\u5247\u662f\u7531\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u6c7a\u5b9a\u7684\uff0c\u901a\u5e38\u4ee5\u5e74\u5229\u7387\u8868\u793a\u3002\u9280\u884c\u6839\u64da\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u3001\u9084\u6b3e\u80fd\u529b\u548c\u8cb8\u6b3e\u671f\u9650\u7b49\u56e0\u7d20\u4f86\u6c7a\u5b9a\u8cb8\u6b3e\u5229\u7387\uff0c\u4fe1\u7528\u8a55\u5206\u8d8a\u9ad8\uff0c\u9084\u6b3e\u80fd\u529b\u8d8a\u5f37\uff0c\u8cb8\u6b3e\u671f\u9650\u8d8a\u77ed\uff0c\u901a\u5e38\u53ef\u4ee5\u7372\u5f97\u8f03\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\u3002<\/p>\n<p>\u6709\u4e86\u8eca\u50f9\u3001\u982d\u671f\u6b3e\u548c\u8cb8\u6b3e\u5229\u7387\u4e09\u500b\u5143\u7d20\uff0c\u5c31\u53ef\u4ee5\u8a08\u7b97\u51fa\u6bcf\u6708\u7684\u511f\u9084\u91d1\u984d\u3002\u5e38\u898b\u7684\u8eca\u8cb8\u8a08\u7b97\u65b9\u5f0f\u6709\u9918\u984d\u905e\u6e1b\u6cd5\u548c\u56fa\u5b9a\u5206\u671f\u6cd5\u5169\u7a2e\u3002\u9918\u984d\u905e\u6e1b\u6cd5\u662f\u6307\u6bcf\u671f\u511f\u9084\u7684\u672c\u91d1\u548c\u5229\u606f\u6703\u96a8\u8457\u8cb8\u6b3e\u672c\u91d1\u7684\u6e1b\u5c11\u800c\u6e1b\u5c11\uff0c\u56e0\u6b64\u6bcf\u671f\u7684\u511f\u9084\u91d1\u984d\u6703\u9010\u6708\u905e\u6e1b\u3002\u56fa\u5b9a\u5206\u671f\u6cd5\u662f\u6307\u6bcf\u671f\u511f\u9084\u7684\u672c\u91d1\u548c\u5229\u606f\u56fa\u5b9a\u4e0d\u8b8a\uff0c\u56e0\u6b64\u6bcf\u671f\u7684\u511f\u9084\u91d1\u984d\u76f8\u540c\u3002\u7121\u8ad6\u4f7f\u7528\u54ea\u7a2e\u8a08\u7b97\u65b9\u5f0f\uff0c\u8cb8\u6b3e\u7e3d\u91d1\u984d\u548c\u8cb8\u6b3e\u671f\u9650\u90fd\u662f\u4e0d\u8b8a\u7684\uff0c\u56e0\u6b64\u6bcf\u6708\u7684\u511f\u9084\u91d1\u984d\u4e5f\u53ef\u4ee5\u4e8b\u5148\u8a08\u7b97\u51fa\u4f86\u3002<\/p>\n<p>\u5728\u77ad\u89e3\u4e86\u8eca\u8cb8\u8a08\u7b97\u65b9\u5f0f\u4e4b\u5f8c\uff0c\u60a8\u5c31\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u9810\u7b97\u548c\u9084\u6b3e\u80fd\u529b\u9078\u64c7\u5408\u9069\u7684\u8eca\u8cb8\u65b9\u6848\u3002\u5982\u679c\u60a8\u6709\u8f03\u9ad8\u7684\u4fe1\u7528\u8a55\u5206\u548c\u9084\u6b3e\u80fd\u529b\uff0c\u53ef\u4ee5\u8003\u616e\u9078\u64c7\u8cb8\u6b3e\u5229\u7387\u8f03\u4f4e\u7684\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u4ee5\u964d\u4f4e\u6bcf\u6708\u7684\u511f\u9084\u91d1\u984d\u3002\u5982\u679c\u60a8\u9996\u671f\u6b3e\u8f03\u4f4e\uff0c\u5247\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u8f03\u9ad8\u7684\u5229\u606f\uff0c\u56e0\u6b64\u9700\u8981\u8b39\u614e\u9078\u64c7\u8cb8\u6b3e\u6a5f\u69cb\u548c\u8cb8\u6b3e\u671f\u9650\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E8%A8%88%E6%81%AF%E6%96%B9%E5%BC%8F%E6%AF%94%E4%B8%80%E6%AF%94%EF%BC%9A%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E7%B5%90%E6%A7%8B%E8%88%87%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%E5%A4%A7%E4%B8%8D%E5%90%8C\"><\/span><b>\u8eca\u8cb8\u8a08\u606f\u65b9\u5f0f\u6bd4\u4e00\u6bd4\uff1a\u8eca\u8cb8\u5229\u7387\u7d50\u69cb\u8207\u8a08\u7b97\u65b9\u5f0f\u5927\u4e0d\u540c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u77ad\u89e3\u8eca\u8cb8\u516c\u5f0f\u4e4b\u524d\uff0c\u5148\u4f86\u63a2\u8a0e\u8eca\u8cb8\u8a08\u606f\u65b9\u5f0f\uff0c\u8eca\u8cb8\u8a08\u606f\u65b9\u5f0f\u4e3b\u8981\u6709\u5169\u7a2e\uff1a<b>\u56fa\u5b9a\u5229\u7387<\/b>\u548c<b>\u6d6e\u52d5\u5229\u7387<\/b>\uff0c\u9019\u5169\u7a2e\u5229\u7387\u7684\u8a08\u7b97\u65b9\u5f0f\u4e0d\u540c\uff0c\u8cb8\u6b3e\u4eba\u61c9\u6839\u64da\u81ea\u8eab\u60c5\u6cc1\u9078\u64c7\u5408\u9069\u7684\u8a08\u606f\u65b9\u5f0f\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%9B%BA%E5%AE%9A%E5%88%A9%E7%8E%87%EF%BC%9A\"><\/span><b>\u56fa\u5b9a\u5229\u7387\uff1a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\u56fa\u5b9a\u5229\u7387\u662f\u6307\u5728\u6574\u500b\u8eca\u8cb8\u671f\u9593\u5167\uff0c\u8cb8\u6b3e\u5229\u7387\u4fdd\u6301\u4e0d\u8b8a\u3002<\/li>\n<li>\u512a\u9ede\uff1a\u56fa\u5b9a\u5229\u7387\u53ef\u4ee5\u8b93\u8cb8\u6b3e\u4eba\u6e05\u695a\u77e5\u9053\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\uff0c\u4fbf\u65bc\u9810\u7b97\u898f\u5283\u3002<\/li>\n<li>\u7f3a\u9ede\uff1a\u5982\u679c\u5e02\u5834\u5229\u7387\u4e0b\u964d\uff0c\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e\u4eba\u5c07\u7121\u6cd5\u4eab\u53d7\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u9700\u8981\u7e73\u7d0d\u66f4\u591a\u7684\u5229\u606f\u3002\u7136\u800c\uff0c\u5982\u679c\u5e02\u5834\u5229\u7387\u4e0a\u5347\uff0c\u56fa\u5b9a\u5229\u7387\u8cb8\u6b3e\u4eba\u5c07\u53d7\u76ca\u65bc\u8f03\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\uff0c\u56e0\u6b64\u80fd\u7bc0\u7701\u5229\u606f\u652f\u51fa\u3002<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%E6%B5%AE%E5%8B%95%E5%88%A9%E7%8E%87%EF%BC%9A\"><\/span><b>\u6d6e\u52d5\u5229\u7387\uff1a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\u6d6e\u52d5\u5229\u7387\u662f\u6307\u5728\u6574\u500b\u8eca\u8cb8\u671f\u9593\u5167\uff0c\u8cb8\u6b3e\u5229\u7387\u6703\u96a8\u8457\u5e02\u5834\u5229\u7387\u7684\u8b8a\u5316\u800c\u8abf\u6574\u3002<\/li>\n<li>\u512a\u9ede\uff1a\u5982\u679c\u5e02\u5834\u5229\u7387\u4e0b\u964d\uff0c\u6d6e\u52d5\u5229\u7387\u8cb8\u6b3e\u4eba\u5c07\u53ef\u4ee5\u4eab\u53d7\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u4e26\u6e1b\u5c11\u5229\u606f\u652f\u51fa\u3002<\/li>\n<li>\u7f3a\u9ede\uff1a\u5982\u679c\u5e02\u5834\u5229\u7387\u4e0a\u5347\uff0c\u6d6e\u52d5\u5229\u7387\u8cb8\u6b3e\u4eba\u5c07\u9700\u8981\u7e73\u7d0d\u66f4\u9ad8\u7684\u5229\u606f\uff0c\u800c\u9084\u6b3e\u91d1\u984d\u5c07\u6703\u4e0a\u5347\uff0c\u56e0\u6b64\u9810\u7b97\u898f\u5283\u4e0a\u53ef\u80fd\u4e0d\u592a\u5bb9\u6613\u638c\u63e1\u3002<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E9%82%84%E6%AC%BE%E6%9C%9F%E9%99%90%E5%BD%B1%E9%9F%BF%E8%A7%A3%E6%9E%90%EF%BC%9A%E7%9F%AD%E4%B8%AD%E9%95%B7%E6%9C%9F%E8%B2%B8%E6%AC%BE%E6%AF%94%E8%BC%83\"><\/span>\u8eca\u8cb8\u9084\u6b3e\u671f\u9650\u5f71\u97ff\u89e3\u6790\uff1a\u77ed\u4e2d\u9577\u671f\u8cb8\u6b3e\u6bd4\u8f03<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8eca\u8cb8\u9084\u6b3e\u671f\u9650\u662f\u5f71\u97ff\u8cb8\u6b3e\u7e3d\u6210\u672c\u7684\u91cd\u8981\u56e0\u7d20\uff0c\u901a\u5e38\u5206\u70ba\u77ed\u671f\u3001\u4e2d\u671f\u548c\u9577\u671f\uff0c\u5404\u5177\u512a\u7f3a\u9ede\u3002\u4ee5\u4e0b\u5c07\u70ba\u60a8\u5168\u9762\u5206\u6790\u4e0d\u540c\u9084\u6b3e\u671f\u9650\u7684\u5f71\u97ff\uff0c\u5e6b\u52a9\u60a8\u505a\u51fa\u6700\u5408\u9069\u7684\u9078\u64c7\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%9F%AD%E6%9C%9F%E8%B2%B8%E6%AC%BE%EF%BC%9A\"><\/span>\u77ed\u671f\u8cb8\u6b3e\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><b>\u512a\u9ede\uff1a<\/b><\/li>\n<li>\u25cf \u5229\u606f\u7e3d\u984d\u8f03\u4f4e\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u8f03\u77ed\uff0c\u5229\u606f\u7d2f\u7a4d\u7684\u6642\u9593\u8f03\u77ed\uff0c\u7e3d\u5229\u606f\u652f\u51fa\u8f03\u4f4e\u3002<\/li>\n<li>\u25cf \u511f\u9084\u91d1\u984d\u8f03\u9ad8\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u77ed\uff0c\u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u9ad8\uff0c\u53ef\u4ee5\u66f4\u5feb\u511f\u6e05\u8cb8\u6b3e\u3002<\/li>\n<li><b>\u7f3a\u9ede\uff1a<\/b><\/li>\n<li>\u25cf \u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u9ad8\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u77ed\uff0c\u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u9ad8\uff0c\u53ef\u80fd\u9020\u6210\u6bcf\u6708\u8cc7\u91d1\u58d3\u529b\u3002<\/li>\n<li>\u25cf \u8cb8\u6b3e\u7e3d\u984d\u8f03\u9ad8\uff1a\u7531\u65bc\u5229\u606f\u8a08\u7b97\u65b9\u5f0f\u7684\u4e0d\u540c\uff0c\u77ed\u671f\u8cb8\u6b3e\u7684\u7e3d\u5229\u606f\u53ef\u80fd\u6703\u6bd4\u4e2d\u671f\u6216\u9577\u671f\u8cb8\u6b3e\u9ad8\u3002<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%E4%B8%AD%E6%9C%9F%E8%B2%B8%E6%AC%BE%EF%BC%9A\"><\/span>\u4e2d\u671f\u8cb8\u6b3e\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><b>\u512a\u9ede\uff1a<\/b><\/li>\n<li>\u25cf \u6bcf\u671f\u511f\u9084\u91d1\u984d\u9069\u4e2d\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u9069\u4e2d\uff0c\u6bcf\u671f\u511f\u9084\u91d1\u984d\u4e5f\u9069\u4e2d\uff0c\u65e2\u80fd\u6e1b\u8f15\u6bcf\u6708\u8cc7\u91d1\u58d3\u529b\uff0c\u53c8\u80fd\u9010\u6f38\u511f\u9084\u8cb8\u6b3e\u3002<\/li>\n<li>\u25cf \u7e3d\u5229\u606f\u6210\u672c\u8f03\u4f4e\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u9069\u4e2d\uff0c\u7e3d\u5229\u606f\u652f\u51fa\u4ecb\u65bc\u77ed\u671f\u548c\u9577\u671f\u8cb8\u6b3e\u4e4b\u9593\uff0c\u76f8\u5c0d\u5e73\u8861\u3002<\/li>\n<li><b>\u7f3a\u9ede\uff1a<\/b><\/li>\n<li>\u25cf \u9084\u6b3e\u671f\u9650\u8f03\u9577\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u8f03\u9577\uff0c\u511f\u9084\u8cb8\u6b3e\u7684\u6642\u9593\u4e5f\u8f03\u9577\uff0c\u53ef\u80fd\u6703\u9020\u6210\u8cc7\u91d1\u4f54\u7528\u8f03\u4e45\u3002<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%E9%95%B7%E6%9C%9F%E8%B2%B8%E6%AC%BE%EF%BC%9A\"><\/span>\u9577\u671f\u8cb8\u6b3e\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><b>\u512a\u9ede\uff1a<\/b><\/li>\n<li>\u25cf \u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u4f4e\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u8f03\u9577\uff0c\u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u4f4e\uff0c\u53ef\u4ee5\u6e1b\u8f15\u6bcf\u6708\u8cc7\u91d1\u58d3\u529b\u3002<\/li>\n<li><b>\u7f3a\u9ede\uff1a<\/b><\/li>\n<li>\u25cf \u7e3d\u5229\u606f\u6210\u672c\u8f03\u9ad8\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u8f03\u9577\uff0c\u5229\u606f\u7d2f\u7a4d\u7684\u6642\u9593\u8f03\u9577\uff0c\u7e3d\u5229\u606f\u652f\u51fa\u8f03\u9ad8\u3002<\/li>\n<li>\u25cf \u9084\u6b3e\u671f\u9650\u8f03\u9577\uff1a\u7531\u65bc\u9084\u6b3e\u671f\u9650\u8f03\u9577\uff0c\u511f\u9084\u8cb8\u6b3e\u7684\u6642\u9593\u4e5f\u8f03\u9577\uff0c\u53ef\u80fd\u6703\u9020\u6210\u8cc7\u91d1\u4f54\u7528\u8f03\u4e45\u3002<\/li>\n<\/ul>\n<p>\u7e3d\u4e4b\uff0c\u9078\u64c7\u8eca\u8cb8\u9084\u6b3e\u671f\u9650\u6642\uff0c\u61c9\u8003\u91cf\u500b\u4eba\u8ca1\u52d9\u72c0\u6cc1\u3001\u8cc7\u91d1\u9700\u6c42\u548c\u8cc7\u91d1\u58d3\u529b\u7b49\u56e0\u7d20\u3002\u77ed\u671f\u8cb8\u6b3e\u96d6\u7136\u5229\u606f\u7e3d\u984d\u8f03\u4f4e\uff0c\u4f46\u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u9ad8\uff0c\u53ef\u80fd\u9020\u6210\u6bcf\u6708\u8cc7\u91d1\u58d3\u529b\u3002\u4e2d\u671f\u8cb8\u6b3e\u5728\u6bcf\u671f\u511f\u9084\u91d1\u984d\u3001\u7e3d\u5229\u606f\u6210\u672c\u548c\u9084\u6b3e\u671f\u9650\u4e0a\u53d6\u5f97\u8f03\u4f73\u5e73\u8861\u3002\u9577\u671f\u8cb8\u6b3e\u96d6\u7136\u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u4f4e\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u8f03\u9ad8\uff0c\u4e14\u9084\u6b3e\u671f\u9650\u8f03\u9577\u3002\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u8eca\u8cb8\u9084\u6b3e\u671f\u9650\u6642\uff0c\u61c9\u8b39\u614e\u8a55\u4f30\u5404\u9805\u56e0\u7d20\uff0c\u505a\u51fa\u6700\u9069\u5408\u81ea\u5df1\u7684\u9078\u64c7\u3002<\/p>\n<table border=\"\\&quot;1\\&quot;\">\n<caption>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E9%82%84%E6%AC%BE%E6%9C%9F%E9%99%90%E5%BD%B1%E9%9F%BF%E8%A7%A3%E6%9E%90%EF%BC%9A%E7%9F%AD%E4%B8%AD%E9%95%B7%E6%9C%9F%E8%B2%B8%E6%AC%BE%E6%AF%94%E8%BC%83-2\"><\/span>\u8eca\u8cb8\u9084\u6b3e\u671f\u9650\u5f71\u97ff\u89e3\u6790\uff1a\u77ed\u4e2d\u9577\u671f\u8cb8\u6b3e\u6bd4\u8f03<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/caption>\n<tbody>\n<tr>\n<th rowspan=\"\\&quot;2\\&quot;\">\u9084\u6b3e\u671f\u9650<\/th>\n<th colspan=\"\\&quot;2\\&quot;\">\u512a\u9ede<\/th>\n<th colspan=\"\\&quot;2\\&quot;\">\u7f3a\u9ede<\/th>\n<\/tr>\n<tr>\n<th>\u77ed\u671f\u8cb8\u6b3e<\/th>\n<th>\u4e2d\u671f\u8cb8\u6b3e<\/th>\n<th>\u9577\u671f\u8cb8\u6b3e<\/th>\n<th>\u77ed\u671f\u8cb8\u6b3e<\/th>\n<th>\u4e2d\u671f\u8cb8\u6b3e<\/th>\n<th>\u9577\u671f\u8cb8\u6b3e<\/th>\n<\/tr>\n<tr>\n<th>\u5229\u606f\u7e3d\u984d<\/th>\n<td>\u8f03\u4f4e<\/td>\n<td>\u9069\u4e2d<\/td>\n<td>\u8f03\u9ad8<\/td>\n<td>\u6bcf\u671f\u511f\u9084\u91d1\u984d\u8f03\u9ad8<\/td>\n<td>\u9084\u6b3e\u671f\u9650\u8f03\u9577<\/td>\n<td>\u7e3d\u5229\u606f\u6210\u672c\u8f03\u9ad8<\/td>\n<\/tr>\n<tr>\n<th>\u6bcf\u671f\u511f\u9084\u91d1\u984d<\/th>\n<td>\u8f03\u9ad8<\/td>\n<td>\u9069\u4e2d<\/td>\n<td>\u8f03\u4f4e<\/td>\n<td>\u8cb8\u6b3e\u7e3d\u984d\u8f03\u9ad8<\/td>\n<td>&#8211;<\/td>\n<td>\u9084\u6b3e\u671f\u9650\u8f03\u9577<\/td>\n<\/tr>\n<tr>\n<th>\u8cc7\u91d1\u4f54\u7528<\/th>\n<td>\u8f03\u77ed<\/td>\n<td>\u9069\u4e2d<\/td>\n<td>\u8f03\u9577<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95%E8%A7%A3%E6%9E%90%EF%BC%9A%E5%9B%BA%E5%AE%9A%E5%88%A9%E7%8E%87%E8%88%87%E6%B5%AE%E5%8B%95%E5%88%A9%E7%8E%87%E7%9A%84%E5%B7%AE%E9%A1%8D\"><\/span><b>\u8eca\u8cb8\u5229\u7387\u8a08\u7b97\u65b9\u6cd5\u89e3\u6790\uff1a\u56fa\u5b9a\u5229\u7387\u8207\u6d6e\u52d5\u5229\u7387\u7684\u5dee\u984d<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u7533\u8acb\u8eca\u8cb8\u6642\uff0c\u9664\u4e86\u8cb8\u6b3e\u91d1\u984d\u3001\u8cb8\u6b3e\u671f\u9650\u7b49\u56e0\u7d20\u5916\uff0c\u5229\u7387\u4e5f\u662f\u5f71\u97ff\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u5229\u606f\u652f\u51fa\u7684\u91cd\u8981\u56e0\u7d20\u3002\u5229\u7387\u5206\u70ba\u56fa\u5b9a\u5229\u7387\u548c\u6d6e\u52d5\u5229\u7387\u5169\u7a2e\uff0c\u4e0d\u540c\u7684\u5229\u7387\u985e\u578b\u5c0d\u8eca\u8cb8\u7684\u9084\u6b3e\u65b9\u5f0f\u548c\u6210\u672c\u6709\u5f88\u5927\u5f71\u97ff\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%9B%BA%E5%AE%9A%E5%88%A9%E7%8E%87\"><\/span><b>\u56fa\u5b9a\u5229\u7387<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u56fa\u5b9a\u5229\u7387\u662f\u6307\u5728\u6574\u500b\u8cb8\u6b3e\u671f\u9650\u5167\uff0c\u5229\u7387\u4fdd\u6301\u4e0d\u8b8a\u3002\u9019\u610f\u5473\u8457\u6bcf\u500b\u6708\u9084\u6b3e\u91d1\u984d\u59cb\u7d42\u662f\u76f8\u540c\u7684\uff0c\u5373\u4f7f\u5e02\u5834\u5229\u7387\u4e0a\u6f32\u6216\u4e0b\u964d\u3002\u56fa\u5b9a\u5229\u7387\u901a\u5e38\u6bd4\u6d6e\u52d5\u5229\u7387\u9ad8\u4e00\u4e9b\uff0c\u4f46\u5b83\u53ef\u4ee5\u63d0\u4f9b\u66f4\u591a\u7684\u9084\u6b3e\u78ba\u5b9a\u6027\u548c\u9810\u7b97\u7a69\u5b9a\u6027\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E6%B5%AE%E5%8B%95%E5%88%A9%E7%8E%87\"><\/span><b>\u6d6e\u52d5\u5229\u7387<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u6d6e\u52d5\u5229\u7387\u662f\u6307\u5728\u6574\u500b\u8cb8\u6b3e\u671f\u9650\u5167\uff0c\u5229\u7387\u6703\u6839\u64da\u5e02\u5834\u5229\u7387\u800c\u8b8a\u5316\u3002\u9019\u610f\u5473\u8457\u6bcf\u500b\u6708\u9084\u6b3e\u91d1\u984d\u53ef\u80fd\u6703\u96a8\u8457\u5229\u7387\u7684\u6ce2\u52d5\u800c\u6709\u6240\u4e0d\u540c\u3002\u6d6e\u52d5\u5229\u7387\u901a\u5e38\u6bd4\u56fa\u5b9a\u5229\u7387\u4f4e\u4e00\u4e9b\uff0c\u4f46\u5b83\u4e5f\u5177\u6709\u66f4\u9ad8\u7684\u98a8\u96aa\uff0c\u56e0\u70ba\u5229\u7387\u7684\u4e0a\u6f32\u53ef\u80fd\u6703\u5c0e\u81f4\u66f4\u9ad8\u7684\u9084\u6b3e\u91d1\u984d\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95\"><\/span><b>\u8eca\u8cb8\u5229\u7387\u8a08\u7b97\u65b9\u6cd5<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u8eca\u8cb8\u5229\u7387\u7684\u8a08\u7b97\u65b9\u6cd5\u5982\u4e0b\uff1a<\/p>\n<ul>\n<li><b>\u8eca\u8cb8\u5229\u606f = \u8cb8\u6b3e\u91d1\u984d x \u5229\u7387 x \u8cb8\u6b3e\u671f\u9650<\/b><\/li>\n<\/ul>\n<p>\u5176\u4e2d\uff1a<\/p>\n<ul>\n<li>\u8eca\u8cb8\u5229\u606f\u662f\u6307\u5728\u6574\u500b\u8cb8\u6b3e\u671f\u9650\u5167\u652f\u4ed8\u7684\u5229\u606f\u7e3d\u984d\u3002<\/li>\n<li>\u8cb8\u6b3e\u91d1\u984d\u662f\u6307\u5411\u9280\u884c\u501f\u5165\u7684\u91d1\u984d\u3002<\/li>\n<li>\u5229\u7387\u662f\u6307\u8eca\u8cb8\u7684\u5e74\u5229\u7387\u3002<\/li>\n<li>\u8cb8\u6b3e\u671f\u9650\u662f\u6307\u9084\u6e05\u8cb8\u6b3e\u6240\u9700\u7684\u6642\u9593\uff0c\u901a\u5e38\u4ee5\u6708\u6216\u5e74\u8a08\u7b97\u3002<\/li>\n<\/ul>\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982\u679c\u60a8\u501f\u5165100\u842c\u5143\u8eca\u8cb8\uff0c\u5229\u7387\u70ba5%\uff0c\u8cb8\u6b3e\u671f\u9650\u70ba5\u5e74\uff0c\u90a3\u9ebc\u60a8\u7684\u8eca\u8cb8\u5229\u606f\u5c07\u70ba1000000 x 0.05 x 5 = 250000 \u5143\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%9B%BA%E5%AE%9A%E5%88%A9%E7%8E%87%E8%88%87%E6%B5%AE%E5%8B%95%E5%88%A9%E7%8E%87%E7%9A%84%E5%B7%AE%E9%A1%8D\"><\/span><b>\u56fa\u5b9a\u5229\u7387\u8207\u6d6e\u52d5\u5229\u7387\u7684\u5dee\u984d<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u56fa\u5b9a\u5229\u7387\u548c\u6d6e\u52d5\u5229\u7387\u4e4b\u9593\u7684\u5dee\u984d\u53d6\u6c7a\u65bc\u591a\u7a2e\u56e0\u7d20\uff0c\u5305\u62ec\u7d93\u6fdf\u72c0\u6cc1\u3001\u5e02\u5834\u5229\u7387\u6c34\u5e73\u7b49\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u56fa\u5b9a\u5229\u7387\u901a\u5e38\u6bd4\u6d6e\u52d5\u5229\u7387\u9ad81%\u81f32%\u3002<\/p>\n<p>\u6700\u5f8c\uff0c\u5728\u9078\u64c7\u8eca\u8cb8\u5229\u7387\u985e\u578b\u6642\uff0c\u60a8\u9700\u8981\u8003\u616e\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u5c0d\u5229\u7387\u6ce2\u52d5\u7684\u5bb9\u5fcd\u5ea6\u3002\u5982\u679c\u60a8\u66f4\u559c\u6b61\u9084\u6b3e\u78ba\u5b9a\u6027\u548c\u9810\u7b97\u7a69\u5b9a\u6027\uff0c\u90a3\u9ebc\u56fa\u5b9a\u5229\u7387\u53ef\u80fd\u66f4\u9069\u5408\u60a8\u3002\u5982\u679c\u60a8\u9858\u610f\u627f\u64d4\u66f4\u9ad8\u7684\u98a8\u96aa\u4ee5\u7372\u5f97\u66f4\u4f4e\u7684\u5229\u7387\uff0c\u90a3\u9ebc\u6d6e\u52d5\u5229\u7387\u53ef\u80fd\u66f4\u9069\u5408\u60a8\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%85%AC%E5%BC%8F%E7%B2%BE%E8%8F%AF%EF%BC%9A%E7%94%A8%E5%85%AC%E5%BC%8F%E6%8B%86%E8%A7%A3%E8%BB%8A%E8%B2%B8%E8%A8%88%E7%AE%97%E8%83%8C%E5%BE%8C%E9%81%8B%E7%AE%97\"><\/span><b>\u8eca\u8cb8\u516c\u5f0f\u7cbe\u83ef\uff1a\u7528\u516c\u5f0f\u62c6\u89e3\u8eca\u8cb8\u8a08\u7b97\u80cc\u5f8c\u904b\u7b97<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\u770b\u4f3c\u8907\u96dc\uff0c\u4f46\u53ea\u8981\u638c\u63e1\u80cc\u5f8c\u7684\u904b\u7b97\u539f\u7406\uff0c\u5c31\u80fd\u8f15\u9b06\u7406\u89e3\u3002\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\u7684\u6838\u5fc3\u8981\u7d20\u5305\u62ec\u8eca\u50f9\u3001\u982d\u671f\u6b3e\u548c\u5229\u606f\u3002\u8cb8\u6b3e\u91d1\u984d\u7b49\u65bc\u8eca\u50f9\u6e1b\u53bb\u982d\u671f\u4ed8\u6b3e\uff0c\u5229\u606f\u5247\u7531\u8cb8\u6b3e\u91d1\u984d\u3001\u5e74\u5229\u7387\u548c\u8cb8\u6b3e\u671f\u9650\u6c7a\u5b9a\u3002\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u5229\u606f\u5c31\u8d8a\u9ad8\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u5c31\u6703\u8d8a\u591a\u3002\u56e0\u6b64\u5728\u7533\u8acb\u8eca\u8cb8\u524d\uff0c\u61c9\u5148\u8a55\u4f30\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u9078\u64c7\u9069\u5408\u7684\u8cb8\u6b3e\u671f\u9650\u548c\u5229\u606f\uff0c\u4ee5\u907f\u514d\u9084\u6b3e\u8ca0\u64d4\u904e\u91cd\u3002<\/p>\n<p><b>\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\uff1a<\/b><\/p>\n<p>\u8cb8\u6b3e\u91d1\u984d = \u8eca\u50f9 &#8211; \u982d\u671f\u6b3e<\/p>\n<p>\u6708\u5229\u7387 = \u5e74\u5229\u7387 \/ 12<\/p>\n<p>\u6bcf\u6708\u9084\u6b3e\u91d1\u984d = \u8cb8\u6b3e\u91d1\u984d \u6708\u5229\u7387 (1 + \u6708\u5229\u7387)^\u8cb8\u6b3e\u671f\u9650 \/ ((1 + \u6708\u5229\u7387)^\u8cb8\u6b3e\u671f\u9650 &#8211; 1)<\/p>\n<p>\u7e3d\u5229\u606f = \u6708\u652f\u4ed8\u984d \u8cb8\u6b3e\u671f\u9650 &#8211; \u8cb8\u6b3e\u91d1\u984d<\/p>\n<p><b>\u8209\u4f8b\u8aaa\u660e\uff1a<\/b><\/p>\n<p>\u5982\u679c\u60a8\u8cfc\u8cb7\u4e00\u8f1b \u0441\u0442\u043e\u0438\u043c\u043e 100 \u842c\u5143\u7684\u6c7d\u8eca\uff0c\u982d\u671f\u6b3e\u70ba 20 \u842c\u5143\uff0c\u8cb8\u6b3e\u671f\u9650\u70ba 5 \u5e74\uff0c\u5e74\u5229\u7387\u70ba 5%\u3002\u5247\u8cb8\u6b3e\u91d1\u984d\u70ba 80 \u842c\u5143\uff0c\u6708\u5229\u7387\u70ba 0.05 \/ 12 = 0.0042\u3002\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u70ba 80 \u842c 0.0042 (1 + 0.0042)^60 \/ ((1 + 0.0042)^60 &#8211; 1) = 16,756 \u5143\u3002\u7e3d\u5229\u606f\u70ba 16,756 60 &#8211; 80 \u842c = 965,160 \u5143\u3002<\/p>\n<p><b>\u6ce8\u610f\u4e8b\u9805\uff1a<\/b><\/p>\n<ul>\n<li>\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\u50c5\u4f9b\u53c3\u8003\uff0c\u5be6\u969b\u8cb8\u6b3e\u91d1\u984d\u548c\u6708\u4ed8\u6b3e\u91d1\u984d\u53ef\u80fd\u6709\u6240\u4e0d\u540c\uff0c\u5177\u9ad4\u53d6\u6c7a\u65bc\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u7684\u653f\u7b56\u3002<\/li>\n<li>\u5728\u7533\u8acb\u8eca\u8cb8\u524d\uff0c\u61c9\u5148\u8207\u591a\u5bb6\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u6bd4\u8f03\u5229\u7387\u548c\u8cb8\u6b3e\u689d\u4ef6\uff0c\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u8cb8\u6b3e\u65b9\u6848\u3002<\/li>\n<li>\u9084\u6b3e\u671f\u9593\u61c9\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\uff0c\u907f\u514d\u903e\u671f\u9084\u6b3e\uff0c\u4ee5\u514d\u5f71\u97ff\u500b\u4eba\u4fe1\u7528\u8a55\u5206\u3002<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E6%98%AF%E6%80%8E%E9%BA%BC%E7%AE%97%E7%9A%84%E7%B5%90%E8%AB%96\"><\/span>\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684\u7d50\u8ad6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u900f\u904e\u672c\u6587\u7684\u8aaa\u660e\uff0c\u76f8\u4fe1\u60a8\u4e00\u5b9a\u5c0d\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\u6709\u9032\u4e00\u6b65\u7684\u77ad\u89e3\u3002\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\u7684\u57fa\u790e\u5728\u65bc\u8eca\u50f9\u3001\u982d\u671f\u6b3e\u3001\u8eca\u8cb8\u5229\u7387\u548c\u8eca\u8cb8\u671f\u9650\uff0c\u9019\u4e9b\u56e0\u7d20\u5171\u540c\u6c7a\u5b9a\u4e86\u60a8\u6bcf\u6708\u511f\u9084\u7684\u91d1\u984d\u548c\u7e3d\u5229\u606f\u652f\u51fa\u3002\u5728\u9078\u64c7\u8eca\u8cb8\u6642\uff0c\u9664\u4e86\u8981\u8003\u616e\u8eca\u8cb8\u5229\u7387\u4e4b\u5916\uff0c\u9084\u9700\u8981\u6ce8\u610f\u8eca\u8cb8\u671f\u9650\u548c\u9084\u6b3e\u65b9\u5f0f\u3002\u9078\u64c7\u5408\u9069\u7684\u8eca\u8cb8\u671f\u9650\u548c\u9084\u6b3e\u65b9\u5f0f\uff0c\u53ef\u4ee5\u5e6b\u52a9\u60a8\u6e1b\u8f15\u9084\u6b3e\u8ca0\u64d4\uff0c\u4e26\u7bc0\u7701\u5229\u606f\u652f\u51fa\u3002\u5982\u679c\u60a8\u6709\u8eca\u8cb8\u65b9\u9762\u7684\u9700\u6c42\uff0c\u5efa\u8b70\u60a8\u591a\u6bd4\u8f03\u5e7e\u5bb6\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u7684\u8eca\u8cb8\u512a\u60e0\uff0c\u9078\u64c7\u6700\u9069\u5408\u60a8\u9700\u6c42\u7684\u8eca\u8cb8\u65b9\u6848\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E6%98%AF%E6%80%8E%E9%BA%BC%E7%AE%97%E7%9A%84_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\"><\/span>\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Q1%EF%BC%9A%E8%BB%8A%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E8%A8%88%E7%AE%97%EF%BC%9F\"><\/span>Q1\uff1a\u8eca\u8cb8\u5229\u7387\u600e\u9ebc\u8a08\u7b97\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u8eca\u8cb8\u5229\u7387\u662f\u4f9d\u64da\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u8a02\u5b9a\u7684\u5229\u7387\u6c34\u6e96\u800c\u5b9a\uff0c\u901a\u5e38\u6703\u53c3\u8003\u592e\u884c\u5229\u7387\u3001\u5e02\u5834\u5229\u7387\u7b49\u56e0\u7d20\u4f86\u6c7a\u5b9a\u3002\u901a\u5e38\uff0c\u5229\u7387\u8207\u4fe1\u7528\u8a55\u5206\u6210\u53cd\u6bd4\uff0c\u4fe1\u7528\u8a55\u5206\u8d8a\u9ad8\uff0c\u5229\u7387\u8d8a\u4f4e\u3002\u53e6\u5916\uff0c\u8eca\u8cb8\u5229\u7387\u4e5f\u6703\u53d7\u5230\u8eca\u8cb8\u671f\u9650\u7684\u5f71\u97ff\uff0c\u901a\u5e38\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u5229\u7387\u8d8a\u9ad8\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q2%EF%BC%9A%E8%BB%8A%E8%B2%B8%E6%AF%8F%E6%9C%88%E9%9C%80%E7%B9%B3%E5%A4%9A%E5%B0%91%E9%8C%A2%EF%BC%9F\"><\/span>Q2\uff1a\u8eca\u8cb8\u6bcf\u6708\u9700\u7e73\u591a\u5c11\u9322\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u8eca\u8cb8\u6bcf\u6708\u9700\u7e73\u591a\u5c11\u9322\u53d6\u6c7a\u65bc\u8eca\u8cb8\u91d1\u984d\u3001\u5229\u7387\u548c\u8cb8\u6b3e\u671f\u9650\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u6bcf\u6708\u9700\u7e73\u7684\u91d1\u984d\u53ef\u900f\u904e\u8eca\u8cb8\u8a08\u7b97\u516c\u5f0f\u8a08\u7b97\u5f97\u51fa\uff1a\u6bcf\u6708\u9084\u6b3e\u91d1\u984d = \u8eca\u8cb8\u91d1\u984d x \u5229\u7387 \/ (1 &#8211; (1 + \u5229\u7387)^-\u8cb8\u6b3e\u671f\u9650)\u3002\u4f8b\u5982\uff0c\u82e5\u8eca\u8cb8\u91d1\u984d\u70ba100\u842c\u5143\u3001\u5229\u7387\u70ba2.5%\u3001\u8cb8\u6b3e\u671f\u9650\u70ba5\u5e74\uff0c\u5247\u6bcf\u6708\u9700\u7e73\u4ed8\u7684\u91d1\u984d\u7d04\u70ba22,217\u5143\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q3%EF%BC%9A%E8%BB%8A%E8%B2%B8%E5%8F%AF%E4%BB%A5%E6%8F%90%E5%89%8D%E9%82%84%E6%B8%85%E5%97%8E%EF%BC%9F\"><\/span>Q3\uff1a\u8eca\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6e05\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u8eca\u8cb8\u53ef\u5426\u63d0\u524d\u9084\u6e05\u53d6\u6c7a\u65bc\u8cb8\u6b3e\u6a5f\u69cb\u7684\u898f\u5b9a\uff0c\u6709\u4e9b\u8cb8\u6b3e\u6a5f\u69cb\u5141\u8a31\u63d0\u524d\u9084\u6e05\uff0c\u4f46\u53ef\u80fd\u6703\u6536\u53d6\u63d0\u524d\u9084\u6b3e\u624b\u7e8c\u8cbb\u3002\u56e0\u6b64\uff0c\u5728\u7c3d\u8a02\u8eca\u8cb8\u5408\u7d04\u524d\uff0c\u61c9\u5148\u5411\u8cb8\u6b3e\u6a5f\u69cb\u78ba\u8a8d\u63d0\u524d\u9084\u6b3e\u7684\u76f8\u95dc\u898f\u5b9a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8eca\u8cb8\u662f\u600e\u9ebc\u7b97\u7684\uff1f\u9019\u500b\u554f\u984c\u56f0\u64fe\u8a31\u591a\u60f3\u8cb7\u8eca\u7684\u4eba\uff0c\u5176\u5be6\uff0c\u8eca\u8cb8\u7684\u8a08\u7b97\u65b9\u5f0f\u4e26\u4e0d\u8907\u96dc\uff0c\u638c\u63e1\u4e86\u5229\u606f\u548c\u671f\u9650\u5169\u500b\u95dc\u9375\u56e0\u7d20\uff0c\u5c31\u80fd\u8f15 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