{"id":5368,"date":"2024-01-04T02:06:18","date_gmt":"2024-01-03T18:06:18","guid":{"rendered":"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d"},"modified":"2024-01-04T02:06:18","modified_gmt":"2024-01-03T18:06:18","slug":"%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/","title":{"rendered":"\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u5c08\u5bb6\u674e\u660e\u70ba\u60a8\u89e3\u60d1"},"content":{"rendered":"<p>\u524d\u8a00<\/p>\n<p>\u62b5\u62bc\u8cb8\u6b3e\uff0c\u662f\u4e00\u7a2e\u8cb8\u6b3e\u4eba\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b\u8cc7\u91d1\uff0c\u800c\u501f\u6b3e\u4eba\u5247\u4ee5\u4e0d\u52d5\u7522\u4f5c\u70ba\u62b5\u62bc\uff0c\u4e26\u627f\u8afe\u5728\u4e00\u5b9a\u671f\u9650\u5167\u511f\u9084\u672c\u606f\u7684\u501f\u8cb8\u884c\u70ba\u3002\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u7c21\u55ae\u4f86\u8aaa\uff0c\u5c31\u662f\u60a8\u5411\u9280\u884c\u6216\u5176\u4ed6\u91d1\u878d\u6a5f\u69cb\u501f\u5165\u4e00\u7b46\u8cc7\u91d1\uff0c\u4e26\u4ee5\u60a8\u6240\u64c1\u6709\u7684\u4e0d\u52d5\u7522\uff0c\u4f8b\u5982\u623f\u5b50\u6216\u571f\u5730\uff0c\u4f5c\u70ba\u62b5\u62bc\u3002\u5728\u511f\u9084\u8cb8\u6b3e\u671f\u9593\uff0c\u60a8\u9700\u8981\u5b9a\u671f\u5411\u9280\u884c\u652f\u4ed8\u5229\u606f\u548c\u672c\u91d1\uff0c\u76f4\u5230\u8cb8\u6b3e\u7d50\u6e05\u70ba\u6b62\u3002\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u5e38\u898b\u7684\u501f\u8cb8\u65b9\u5f0f\uff0c\u5b83\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5be6\u73fe\u8cfc\u7f6e\u623f\u5c4b\u6216\u5176\u4ed6\u4e0d\u52d5\u7522\u7684\u5922\u60f3\uff0c\u540c\u6642\u4e5f\u70ba\u9280\u884c\u6216\u5176\u4ed6\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u4e86\u6709\u64d4\u4fdd\u7684\u8cb8\u6b3e\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%94%B3%E8%AB%8B%E7%A8%8B%E5%BA%8F\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f\">\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%A8%AE%E9%A1%9E%E8%88%87%E7%89%B9%E8%89%B2\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u7684\u7a2e\u985e\u8207\u7279\u8272\">\u62b5\u62bc\u8cb8\u6b3e\u7684\u7a2e\u985e\u8207\u7279\u8272<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E5%B8%B8%E8%A6%8B%E7%9A%84%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%A8%AE%E9%A1%9E%EF%BC%9A\" title=\"\u5e38\u898b\u7684\u62b5\u62bc\u8cb8\u6b3e\u7a2e\u985e\uff1a\">\u5e38\u898b\u7684\u62b5\u62bc\u8cb8\u6b3e\u7a2e\u985e\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E4%B8%8D%E5%90%8C%E7%A8%AE%E9%A1%9E%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%89%B9%E8%89%B2%EF%BC%9A\" title=\"\u4e0d\u540c\u7a2e\u985e\u62b5\u62bc\u8cb8\u6b3e\u7684\u7279\u8272\uff1a\">\u4e0d\u540c\u7a2e\u985e\u62b5\u62bc\u8cb8\u6b3e\u7684\u7279\u8272\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%A5%BD%E8%99%95\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u7684\u597d\u8655\">\u62b5\u62bc\u8cb8\u6b3e\u7684\u597d\u8655<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E8%B2%A1%E5%8B%99%E6%A7%93%E6%A1%BF%EF%BC%9A\" title=\"\u8ca1\u52d9\u69d3\u687f\uff1a\">\u8ca1\u52d9\u69d3\u687f\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E7%A8%85%E5%8B%99%E5%84%AA%E6%83%A0%EF%BC%9A\" title=\"\u7a05\u52d9\u512a\u60e0\uff1a\">\u7a05\u52d9\u512a\u60e0\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E8%B3%87%E7%94%A2%E5%A2%9E%E5%80%BC%EF%BC%9A\" title=\"\u8cc7\u7522\u589e\u503c\uff1a\">\u8cc7\u7522\u589e\u503c\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E8%B2%A1%E5%8B%99%E9%9D%88%E6%B4%BB%E6%80%A7%EF%BC%9A\" title=\"\u8ca1\u52d9\u9748\u6d3b\u6027\uff1a\">\u8ca1\u52d9\u9748\u6d3b\u6027\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E9%80%80%E4%BC%91%E8%A6%8F%E5%8A%83%EF%BC%9A\" title=\"\u9000\u4f11\u898f\u5283\uff1a\">\u9000\u4f11\u898f\u5283\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%A5%BD%E8%99%95-2\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u7684\u597d\u8655\">\u62b5\u62bc\u8cb8\u6b3e\u7684\u597d\u8655<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%88%A9%E6%81%AF%E5%92%8C%E8%B2%BB%E7%94%A8\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u548c\u8cbb\u7528\">\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u548c\u8cbb\u7528<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u7684\u6ce8\u610f\u4e8b\u9805\">\u62b5\u62bc\u8cb8\u6b3e\u7684\u6ce8\u610f\u4e8b\u9805<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D%E7%B5%90%E8%AB%96\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\u7d50\u8ad6\">\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\" title=\"\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ\">\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#1_%E4%BB%80%E9%BA%BC%E6%98%AF%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%EF%BC%9F\" title=\"1. \u4ec0\u9ebc\u662f\u62b5\u62bc\u8cb8\u6b3e\uff1f\">1. \u4ec0\u9ebc\u662f\u62b5\u62bc\u8cb8\u6b3e\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#2_%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%94%B3%E8%AB%8B%E7%A8%8B%E5%BA%8F%E5%A6%82%E4%BD%95%EF%BC%9F\" title=\"2. \u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f\u5982\u4f55\uff1f\">2. \u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f\u5982\u4f55\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e6%98%af%e4%bb%80%e9%ba%bc%e6%84%8f%e6%80%9d\/#3_%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%9C%89%E5%93%AA%E4%BA%9B%E7%A8%AE%E9%A1%9E%E5%92%8C%E7%89%B9%E8%89%B2%EF%BC%9F\" title=\"3. \u62b5\u62bc\u8cb8\u6b3e\u6709\u54ea\u4e9b\u7a2e\u985e\u548c\u7279\u8272\uff1f\">3. \u62b5\u62bc\u8cb8\u6b3e\u6709\u54ea\u4e9b\u7a2e\u985e\u548c\u7279\u8272\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%94%B3%E8%AB%8B%E7%A8%8B%E5%BA%8F\"><\/span>\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7533\u8acb\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u9805\u8907\u96dc\u7684\u904e\u7a0b\uff0c\u6d89\u53ca\u591a\u500b\u6b65\u9a5f\u548c\u6587\u4ef6\u3002\u4ee5\u4e0b\u662f\u4e00\u822c\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f\uff1a<\/p>\n<ol>\n<li><b>\u8aee\u8a62\u62b5\u62bc\u8cb8\u6b3e\u5c08\u5bb6\uff1a<\/b>\u5728\u7533\u8acb\u62b5\u62bc\u8cb8\u6b3e\u4e4b\u524d\uff0c\u60a8\u9700\u8981\u8aee\u8a62\u62b5\u62bc\u8cb8\u6b3e\u5c08\u5bb6\uff0c\u4ee5\u77ad\u89e3\u60a8\u7684\u8ca1\u52d9\u72c0\u6cc1\u3001\u4fe1\u7528\u72c0\u6cc1\u548c\u8cfc\u623f\u9700\u6c42\uff0c\u4e26\u78ba\u5b9a\u9069\u5408\u60a8\u7684\u62b5\u62bc\u8cb8\u6b3e\u7522\u54c1\u548c\u8cb8\u6b3e\u91d1\u984d\u3002<\/li>\n<li><b>\u6e96\u5099\u8cb8\u6b3e\u7533\u8acb\u6587\u4ef6\uff1a<\/b>\u60a8\u9700\u8981\u6e96\u5099\u8cb8\u6b3e\u7533\u8acb\u6587\u4ef6\uff0c\u5305\u62ec\u6536\u5165\u8b49\u660e\u3001\u8cc7\u7522\u8b49\u660e\u3001\u4fe1\u7528\u5831\u544a\u3001\u623f\u7522\u7a05\u6536\u8b49\u660e\u7b49\u3002\u9019\u4e9b\u6587\u4ef6\u5c07\u7528\u65bc\u8a55\u4f30\u60a8\u7684\u9084\u6b3e\u80fd\u529b\u548c\u4fe1\u7528\u72c0\u6cc1\u3002<\/li>\n<li><b>\u63d0\u4ea4\u8cb8\u6b3e\u7533\u8acb\uff1a<\/b>\u60a8\u53ef\u4ee5\u901a\u904e\u7dda\u4e0a\u6216\u7dda\u4e0b\u65b9\u5f0f\u63d0\u4ea4\u8cb8\u6b3e\u7533\u8acb\u3002\u5728\u63d0\u4ea4\u8cb8\u6b3e\u7533\u8acb\u5f8c\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u5c0d\u60a8\u7684\u8cb8\u6b3e\u7533\u8acb\u9032\u884c\u5be9\u6838\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u5be9\u6838\uff1a<\/b>\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u5c0d\u60a8\u7684\u8cb8\u6b3e\u7533\u8acb\u9032\u884c\u5be9\u6838\uff0c\u4ee5\u8a55\u4f30\u60a8\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u6536\u5165\u6c34\u5e73\u3001\u50b5\u52d9\u8ca0\u64d4\u548c\u62b5\u62bc\u54c1\u50f9\u503c\u7b49\u56e0\u7d20\u3002\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u6839\u64da\u5be9\u6838\u7d50\u679c\u6c7a\u5b9a\u662f\u5426\u6279\u51c6\u60a8\u7684\u8cb8\u6b3e\u7533\u8acb\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u7d50\u7b97\uff1a<\/b>\u5982\u679c\u60a8\u7684\u8cb8\u6b3e\u7533\u8acb\u7372\u5f97\u6279\u51c6\uff0c\u60a8\u9700\u8981\u5728\u8cb8\u6b3e\u7d50\u7b97\u65e5\u652f\u4ed8\u9996\u4ed8\u6b3e\u548c\u76f8\u95dc\u8cbb\u7528\uff0c\u4e26\u7c3d\u7f72\u62b5\u62bc\u8cb8\u6b3e\u5408\u540c\u3002\u8cb8\u6b3e\u7d50\u7b97\u5f8c\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u628a\u8cb8\u6b3e\u91d1\u984d\u652f\u4ed8\u7d66\u8ce3\u65b9\uff0c\u60a8\u5c07\u53d6\u5f97\u623f\u5c4b\u7684\u6240\u6709\u6b0a\u3002<\/li>\n<\/ol>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f\u53ef\u80fd\u56e0\u8cb8\u6b3e\u6a5f\u69cb\u800c\u7570\uff0c\u60a8\u9700\u8981\u4ed4\u7d30\u95b1\u8b80\u8cb8\u6b3e\u6a5f\u69cb\u7684\u8cb8\u6b3e\u689d\u6b3e\u548c\u689d\u4ef6\uff0c\u4ee5\u77ad\u89e3\u5177\u9ad4\u7684\u7533\u8acb\u7a0b\u5e8f\u548c\u8981\u6c42\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%A8%AE%E9%A1%9E%E8%88%87%E7%89%B9%E8%89%B2\"><\/span>\u62b5\u62bc\u8cb8\u6b3e\u7684\u7a2e\u985e\u8207\u7279\u8272<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u7a2e\u985e\u7e41\u591a\uff0c\u5404\u6709\u5176\u7279\u8272\uff0c\u5728\u7533\u8acb\u524d\u61c9\u5148\u4e86\u89e3\u4e0d\u540c\u7a2e\u985e\u7684\u62b5\u62bc\u8cb8\u6b3e\uff0c\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u65b9\u6848\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E7%9A%84%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%A8%AE%E9%A1%9E%EF%BC%9A\"><\/span>\u5e38\u898b\u7684\u62b5\u62bc\u8cb8\u6b3e\u7a2e\u985e\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<li>\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\uff1a\u4ee5\u623f\u5c4b\u4f5c\u70ba\u62b5\u62bc\u54c1\uff0c\u8cb8\u6b3e\u91d1\u984d\u901a\u5e38\u53d6\u6c7a\u65bc\u623f\u5c4b\u7684\u9451\u4f30\u50f9\u503c\u3002\u4e3b\u8981\u7528\u65bc\u8cfc\u8cb7\u623f\u5c4b\u6216\u4fee\u7e55\u623f\u5c4b\uff0c\u8cb8\u6b3e\u671f\u9650\u901a\u5e38\u70ba10-30\u5e74\u3002<\/li>\n<li>\u571f\u5730\u62b5\u62bc\u8cb8\u6b3e\uff1a\u4ee5\u571f\u5730\u4f5c\u70ba\u62b5\u62bc\u54c1\uff0c\u8cb8\u6b3e\u91d1\u984d\u901a\u5e38\u53d6\u6c7a\u65bc\u571f\u5730\u7684\u9451\u4f30\u50f9\u503c\u3002\u4e3b\u8981\u7528\u65bc\u8cfc\u8cb7\u571f\u5730\u6216\u958b\u767c\u571f\u5730\uff0c\u8cb8\u6b3e\u671f\u9650\u901a\u5e38\u70ba10-20\u5e74\u3002<\/li>\n<li>\u6c7d\u8eca\u62b5\u62bc\u8cb8\u6b3e\uff1a\u4ee5\u6c7d\u8eca\u4f5c\u70ba\u62b5\u62bc\u54c1\uff0c\u8cb8\u6b3e\u91d1\u984d\u901a\u5e38\u53d6\u6c7a\u65bc\u6c7d\u8eca\u7684\u5e02\u503c\u3002\u4e3b\u8981\u7528\u65bc\u8cfc\u8cb7\u6c7d\u8eca\u6216\u511f\u9084\u6c7d\u8eca\u8cb8\u6b3e\uff0c\u8cb8\u6b3e\u671f\u9650\u901a\u5e38\u70ba3-5\u5e74\u3002<\/li>\n<li>\u4fe1\u7528\u8cb8\u6b3e\uff1a\u4e0d\u9700\u8981\u62b5\u62bc\u54c1\uff0c\u4e3b\u8981\u6839\u64da\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u548c\u6536\u5165\u4f86\u8988\u5b9a\u8cb8\u6b3e\u91d1\u984d\u3002\u4e3b\u8981\u7528\u65bc\u511f\u9084\u50b5\u52d9\u3001\u652f\u4ed8\u5b78\u8cbb\u6216\u9032\u884c\u5176\u4ed6\u7528\u9014\uff0c\u8cb8\u6b3e\u671f\u9650\u901a\u5e38\u70ba1-5\u5e74\u3002<\/li>\n<h3><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E5%90%8C%E7%A8%AE%E9%A1%9E%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%89%B9%E8%89%B2%EF%BC%9A\"><\/span>\u4e0d\u540c\u7a2e\u985e\u62b5\u62bc\u8cb8\u6b3e\u7684\u7279\u8272\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<li>\u5229\u7387\uff1a\u4e0d\u540c\u7a2e\u985e\u7684\u62b5\u62bc\u8cb8\u6b3e\u901a\u5e38\u6709\u4e0d\u540c\u7684\u5229\u7387\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u64d4\u4fdd\u54c1\u50f9\u503c\u8f03\u9ad8\u7684\u8cb8\u6b3e\u5229\u7387\u8f03\u4f4e\u3002\n<li>\u8cb8\u6b3e\u671f\u9650\uff1a\u4e0d\u540c\u7a2e\u985e\u7684\u62b5\u62bc\u8cb8\u6b3e\u901a\u5e38\u6709\u4e0d\u540c\u7684\u8cb8\u6b3e\u671f\u9650\uff0c\u9078\u64c7\u8f03\u9577\u7684\u8cb8\u6b3e\u671f\u9650\u901a\u5e38\u53ef\u4ee5\u964d\u4f4e\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\uff0c\u4f46\u7e3d\u5229\u606f\u652f\u51fa\u8f03\u9ad8\u3002\n<li>\u8cb8\u6b3e\u91d1\u984d\uff1a\u4e0d\u540c\u7a2e\u985e\u7684\u62b5\u62bc\u8cb8\u6b3e\u901a\u5e38\u6709\u4e0d\u540c\u7684\u6700\u9ad8\u8cb8\u6b3e\u91d1\u984d\u9650\u5236\uff0c\u5728\u7533\u8acb\u8cb8\u6b3e\u6642\u61c9\u6ce8\u610f\u8cb8\u6b3e\u91d1\u984d\u662f\u5426\u7b26\u5408\u9700\u6c42\u3002\n<li>\u9084\u6b3e\u65b9\u5f0f\uff1a\u4e0d\u540c\u7a2e\u985e\u7684\u62b5\u62bc\u8cb8\u6b3e\u901a\u5e38\u6709\u4e0d\u540c\u7684\u9084\u6b3e\u65b9\u5f0f\uff0c\u6709\u7b49\u984d\u672c\u606f\u3001\u7b49\u984d\u672c\u91d1\u548c\u6c23\u7403\u8cb8\u6b3e\u7b49\u65b9\u5f0f\uff0c\u9078\u64c7\u5408\u9069\u7684\u9084\u6b3e\u65b9\u5f0f\u53ef\u4ee5\u964d\u4f4e\u5229\u606f\u652f\u51fa\u3002\n<li>\u624b\u7e8c\u8cbb\uff1a\u4e0d\u540c\u7a2e\u985e\u7684\u62b5\u62bc\u8cb8\u6b3e\u901a\u5e38\u6709\u4e0d\u540c\u7684\u624b\u7e8c\u8cbb\uff0c\u5728\u7533\u8acb\u8cb8\u6b3e\u6642\u61c9\u6ce8\u610f\u624b\u7e8c\u8cbb\u7684\u91d1\u984d\u3002<br \/>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%A5%BD%E8%99%95\"><\/span><b>\u62b5\u62bc\u8cb8\u6b3e\u7684\u597d\u8655<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u91cd\u8981\u7684\u91d1\u878d\u5de5\u5177\uff0c\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5be6\u73fe\u8cfc\u5c4b\u5922\u60f3\uff0c\u540c\u6642\u4e5f\u5177\u6709\u4ee5\u4e0b\u597d\u8655\uff1a<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B2%A1%E5%8B%99%E6%A7%93%E6%A1%BF%EF%BC%9A\"><\/span><b><\/p>\n<li>\u8ca1\u52d9\u69d3\u687f\uff1a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u53ef\u4ee5\u8b93\u60a8\u5229\u7528\u8f03\u5c11\u7684\u8cc7\u91d1\u8cfc\u8cb7\u8f03\u9ad8\u50f9\u503c\u7684\u623f\u5c4b\uff0c\u9019\u53ef\u4ee5\u8b93\u60a8\u66f4\u65e9\u5be6\u73fe\u8cfc\u5c4b\u5922\u60f3\uff0c\u4e26\u5728\u672a\u4f86\u4eab\u53d7\u623f\u5c4b\u589e\u503c\u7684\u6536\u76ca\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%A8%85%E5%8B%99%E5%84%AA%E6%83%A0%EF%BC%9A\"><\/span><b><\/p>\n<li>\u7a05\u52d9\u512a\u60e0\uff1a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5728\u67d0\u4e9b\u570b\u5bb6\u6216\u5730\u5340\uff0c\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u53ef\u4ee5\u62b5\u6263\u500b\u4eba\u6240\u5f97\u7a05\uff0c\u9019\u53ef\u4ee5\u70ba\u60a8\u7bc0\u7701\u53ef\u89c0\u7684\u7a05\u6b3e\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B3%87%E7%94%A2%E5%A2%9E%E5%80%BC%EF%BC%9A\"><\/span><b><\/p>\n<li>\u8cc7\u7522\u589e\u503c\uff1a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u623f\u5c4b\u901a\u5e38\u662f\u4e00\u7a2e\u4fdd\u503c\u7684\u8cc7\u7522\uff0c\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\uff0c\u623f\u5c4b\u7684\u50f9\u503c\u53ef\u80fd\u6703\u4e0a\u5347\uff0c\u9019\u53ef\u4ee5\u70ba\u60a8\u5e36\u4f86\u53ef\u89c0\u7684\u8ca1\u5bcc\u589e\u9577\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B2%A1%E5%8B%99%E9%9D%88%E6%B4%BB%E6%80%A7%EF%BC%9A\"><\/span><b><\/p>\n<li>\u8ca1\u52d9\u9748\u6d3b\u6027\uff1a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u53ef\u4ee5\u70ba\u60a8\u63d0\u4f9b\u8ca1\u52d9\u9748\u6d3b\u6027\uff0c\u60a8\u53ef\u4ee5\u901a\u904e\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\u4f86\u6e1b\u5c11\u5229\u606f\u652f\u51fa\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e\u62b5\u62bc\u8cb8\u6b3e\u518d\u878d\u8cc7\u4f86\u964d\u4f4e\u5229\u7387\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E9%80%80%E4%BC%91%E8%A6%8F%E5%8A%83%EF%BC%9A\"><\/span><b><\/p>\n<li>\u9000\u4f11\u898f\u5283\uff1a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u53ef\u4ee5\u6210\u70ba\u60a8\u9000\u4f11\u898f\u5283\u7684\u4e00\u90e8\u5206\uff0c\u60a8\u53ef\u4ee5\u901a\u904e\u62b5\u62bc\u8cb8\u6b3e\u4f86\u8cfc\u8cb7\u4e00\u8655\u9000\u4f11\u4f4f\u5b85\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e\u62b5\u62bc\u8cb8\u6b3e\u4f86\u511f\u9084\u9000\u4f11\u8cb8\u6b3e\u3002<\/p>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u91cd\u8981\u7684\u91d1\u878d\u5de5\u5177\uff0c\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5be6\u73fe\u8cfc\u5c4b\u5922\u60f3\uff0c\u540c\u6642\u4e5f\u5177\u6709\u591a\u7a2e\u597d\u8655\u3002\u5982\u679c\u60a8\u6b63\u5728\u8003\u616e\u8cfc\u8cb7\u623f\u5c4b\uff0c\u90a3\u9ebc\u60a8\u61c9\u8a72\u4ed4\u7d30\u8003\u616e\u62b5\u62bc\u8cb8\u6b3e\u7684\u9078\u64c7\uff0c\u4ee5\u7372\u5f97\u6700\u6709\u5229\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002<\/p>\n<table border=\\'1\\'>\n<caption>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%A5%BD%E8%99%95-2\"><\/span><b>\u62b5\u62bc\u8cb8\u6b3e\u7684\u597d\u8655<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/caption>\n<thead>\n<tr>\n<th>\u597d\u8655<\/th>\n<th>\u8aaa\u660e<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u8ca1\u52d9\u69d3\u687f<\/td>\n<td>\u5229\u7528\u8f03\u5c11\u7684\u8cc7\u91d1\u8cfc\u8cb7\u8f03\u9ad8\u50f9\u503c\u7684\u623f\u5c4b\uff0c\u66f4\u65e9\u5be6\u73fe\u8cfc\u5c4b\u5922\u60f3\uff0c\u4e26\u4eab\u53d7\u623f\u5c4b\u589e\u503c\u7684\u6536\u76ca\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u7a05\u52d9\u512a\u60e0<\/td>\n<td>\u5728\u67d0\u4e9b\u570b\u5bb6\u6216\u5730\u5340\uff0c\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u53ef\u4ee5\u62b5\u6263\u500b\u4eba\u6240\u5f97\u7a05\uff0c\u7bc0\u7701\u53ef\u89c0\u7684\u7a05\u6b3e\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8cc7\u7522\u589e\u503c<\/td>\n<td>\u623f\u5c4b\u901a\u5e38\u662f\u4e00\u7a2e\u4fdd\u503c\u7684\u8cc7\u7522\uff0c\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\uff0c\u623f\u5c4b\u7684\u50f9\u503c\u53ef\u80fd\u6703\u4e0a\u5347\uff0c\u5e36\u4f86\u53ef\u89c0\u7684\u8ca1\u5bcc\u589e\u9577\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u8ca1\u52d9\u9748\u6d3b\u6027<\/td>\n<td>\u53ef\u4ee5\u901a\u904e\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\u4f86\u6e1b\u5c11\u5229\u606f\u652f\u51fa\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e\u62b5\u62bc\u8cb8\u6b3e\u518d\u878d\u8cc7\u4f86\u964d\u4f4e\u5229\u7387\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u9000\u4f11\u898f\u5283<\/td>\n<td>\u53ef\u4ee5\u8cfc\u8cb7\u4e00\u8655\u9000\u4f11\u4f4f\u5b85\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e\u62b5\u62bc\u8cb8\u6b3e\u4f86\u511f\u9084\u9000\u4f11\u8cb8\u6b3e\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%88%A9%E6%81%AF%E5%92%8C%E8%B2%BB%E7%94%A8\"><\/span><b>\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u548c\u8cbb\u7528<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u662f\u501f\u6b3e\u4eba\u5411\u8cb8\u6b3e\u4eba\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u501f\u7528\u8cb8\u6b3e\u91d1\u984d\u3002\u5229\u606f\u901a\u5e38\u4ee5\u5e74\u5229\u7387 (APR) \u8868\u793a\uff0c\u5176\u4e2d\u5305\u62ec\u8cb8\u6b3e\u7684\u57fa\u6e96\u5229\u7387\u548c\u4efb\u4f55\u984d\u5916\u8cbb\u7528\u6216\u8cbb\u7528\u3002\u57fa\u6e96\u5229\u7387\u662f\u8cb8\u6b3e\u4eba\u6839\u64da\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u3001\u8cb8\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u671f\u9650\u7b49\u56e0\u7d20\u800c\u8a2d\u5b9a\u7684\u5229\u7387\u3002\u984d\u5916\u8cbb\u7528\u6216\u8cbb\u7528\u53ef\u80fd\u5305\u62ec\u8cb8\u6b3e\u7533\u8acb\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u7522\u6b0a\u4fdd\u96aa\u8cbb\u548c\u7d50\u7b97\u8cbb\u7b49\u3002<\/p>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u8cbb\u7528\u662f\u4e00\u6b21\u6027\u8cbb\u7528\uff0c\u901a\u5e38\u5728\u8cb8\u6b3e\u7d50\u7b97\u6642\u652f\u4ed8\u3002\u9019\u4e9b\u8cbb\u7528\u53ef\u80fd\u5305\u62ec\u8cb8\u6b3e\u7533\u8acb\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u7522\u6b0a\u4fdd\u96aa\u8cbb\u548c\u7d50\u7b97\u8cbb\u7b49\u3002\u8cb8\u6b3e\u7533\u8acb\u8cbb\u662f\u8cb8\u6b3e\u4eba\u6536\u53d6\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u8655\u7406\u8cb8\u6b3e\u7533\u8acb\u3002\u8a55\u4f30\u8cbb\u662f\u8cb8\u6b3e\u4eba\u6536\u53d6\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u8a55\u4f30\u62b5\u62bc\u54c1\u7684\u50f9\u503c\u3002\u7522\u6b0a\u4fdd\u96aa\u8cbb\u662f\u501f\u6b3e\u4eba\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u4fdd\u8b77\u8cb8\u6b3e\u4eba\u514d\u53d7\u7522\u6b0a\u7455\u75b5\u7684\u640d\u5931\u3002\u7d50\u7b97\u8cbb\u662f\u8cb8\u6b3e\u7d50\u7b97\u6642\u652f\u4ed8\u7684\u5404\u7a2e\u8cbb\u7528\uff0c\u5305\u62ec\u904e\u6236\u8cbb\u3001\u767b\u8a18\u8cbb\u3001\u8cb8\u6b3e\u7a05\u548c\u4fdd\u96aa\u8cbb\u7b49\u3002<\/p>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u548c\u8cbb\u7528\u662f\u8cfc\u623f\u904e\u7a0b\u4e2d\u9700\u8981\u8003\u616e\u7684\u91cd\u8981\u56e0\u7d20\u3002\u501f\u6b3e\u4eba\u61c9\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u9078\u64c7\u63d0\u4f9b\u6700\u512a\u60e0\u5229\u7387\u548c\u6700\u4f4e\u8cbb\u7528\u7684\u8cb8\u6b3e\u7522\u54c1\u3002\u501f\u6b3e\u4eba\u9084\u61c9\u78ba\u4fdd\u81ea\u5df1\u6709\u80fd\u529b\u652f\u4ed8\u6bcf\u6708\u7684\u8cb8\u6b3e\u9084\u6b3e\u984d\u548c\u984d\u5916\u7684\u5229\u606f\u548c\u8cbb\u7528\u3002<\/p>\n<li><b>\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f<\/b><\/li>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u606f\u662f\u501f\u6b3e\u4eba\u5411\u8cb8\u6b3e\u4eba\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u501f\u7528\u8cb8\u6b3e\u91d1\u984d\u3002\u5229\u606f\u901a\u5e38\u4ee5\u5e74\u5229\u7387 (APR) \u8868\u793a\uff0c\u5176\u4e2d\u5305\u62ec\u8cb8\u6b3e\u7684\u57fa\u6e96\u5229\u7387\u548c\u4efb\u4f55\u984d\u5916\u8cbb\u7528\u6216\u8cbb\u7528\u3002\u57fa\u6e96\u5229\u7387\u662f\u8cb8\u6b3e\u4eba\u6839\u64da\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u3001\u8cb8\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u671f\u9650\u7b49\u56e0\u7d20\u800c\u8a2d\u5b9a\u7684\u5229\u7387\u3002\u984d\u5916\u8cbb\u7528\u6216\u8cbb\u7528\u53ef\u80fd\u5305\u62ec\u8cb8\u6b3e\u7533\u8acb\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u7522\u6b0a\u4fdd\u96aa\u8cbb\u548c\u7d50\u7b97\u8cbb\u7b49\u3002<\/p>\n<li><b>\u62b5\u62bc\u8cb8\u6b3e\u7684\u8cbb\u7528<\/b><\/li>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u8cbb\u7528\u662f\u4e00\u6b21\u6027\u8cbb\u7528\uff0c\u901a\u5e38\u5728\u8cb8\u6b3e\u7d50\u7b97\u6642\u652f\u4ed8\u3002\u9019\u4e9b\u8cbb\u7528\u53ef\u80fd\u5305\u62ec\u8cb8\u6b3e\u7533\u8acb\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u7522\u6b0a\u4fdd\u96aa\u8cbb\u548c\u7d50\u7b97\u8cbb\u7b49\u3002\u8cb8\u6b3e\u7533\u8acb\u8cbb\u662f\u8cb8\u6b3e\u4eba\u6536\u53d6\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u8655\u7406\u8cb8\u6b3e\u7533\u8acb\u3002\u8a55\u4f30\u8cbb\u662f\u8cb8\u6b3e\u4eba\u6536\u53d6\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u8a55\u4f30\u62b5\u62bc\u54c1\u7684\u50f9\u503c\u3002\u7522\u6b0a\u4fdd\u96aa\u8cbb\u662f\u501f\u6b3e\u4eba\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u7528\u65bc\u4fdd\u8b77\u8cb8\u6b3e\u4eba\u514d\u53d7\u7522\u6b0a\u7455\u75b5\u7684\u640d\u5931\u3002\u7d50\u7b97\u8cbb\u662f\u8cb8\u6b3e\u7d50\u7b97\u6642\u652f\u4ed8\u7684\u5404\u7a2e\u8cbb\u7528\uff0c\u5305\u62ec\u904e\u6236\u8cbb\u3001\u767b\u8a18\u8cbb\u3001\u8cb8\u6b3e\u7a05\u548c\u4fdd\u96aa\u8cbb\u7b49\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\"><\/span>\u62b5\u62bc\u8cb8\u6b3e\u7684\u6ce8\u610f\u4e8b\u9805<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u96d6\u7136\u662f\u8cfc\u5c4b\u7684\u5e38\u898b\u65b9\u5f0f\uff0c\u4f46\u4e5f\u5b58\u5728\u4e00\u4e9b\u9700\u8981\u6ce8\u610f\u7684\u4e8b\u9805\uff0c\u5305\u62ec\u4ee5\u4e0b\u5e7e\u9ede\uff1a<\/p>\n<ul>\n<li><b>\u9055\u7d04\u98a8\u96aa\uff1a<\/b>\u5982\u679c\u501f\u6b3e\u4eba\u672a\u80fd\u6309\u6642\u511f\u9084\u8cb8\u6b3e\uff0c\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u6709\u6b0a\u6c92\u6536\u62b5\u62bc\u7269\uff0c\u4e26\u51fa\u552e\u4ee5\u511f\u9084\u8cb8\u6b3e\u3002\u9019\u53ef\u80fd\u6703\u5c0e\u81f4\u501f\u6b3e\u4eba\u5931\u53bb\u4f4f\u623f\uff0c\u4e26\u5f71\u97ff\u5176\u4fe1\u7528\u8a55\u5206\u3002<\/li>\n<li><b>\u5229\u7387\u98a8\u96aa\uff1a<\/b>\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u53ef\u80fd\u6703\u96a8\u8457\u5e02\u5834\u6ce2\u52d5\u800c\u8b8a\u5316\u3002\u5982\u679c\u5229\u7387\u4e0a\u5347\uff0c\u501f\u6b3e\u4eba\u7684\u6bcf\u6708\u9084\u6b3e\u984d\u4e5f\u6703\u589e\u52a0\u3002\u9019\u53ef\u80fd\u6703\u5c0d\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u9020\u6210\u58d3\u529b\uff0c\u751a\u81f3\u5c0e\u81f4\u9055\u7d04\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u671f\u9650\uff1a<\/b>\u62b5\u62bc\u8cb8\u6b3e\u901a\u5e38\u6709\u4e0d\u540c\u7684\u8cb8\u6b3e\u671f\u9650\u53ef\u4f9b\u9078\u64c7\uff0c\u5305\u62ec 15 \u5e74\u300120 \u5e74\u300125 \u5e74\u548c 30 \u5e74\u3002\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u6bcf\u6708\u7684\u9084\u6b3e\u984d\u8d8a\u4f4e\uff0c\u4f46\u652f\u4ed8\u7684\u5229\u606f\u7e3d\u984d\u4e5f\u6703\u8d8a\u591a\u3002\u501f\u6b3e\u4eba\u9700\u8981\u6839\u64da\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u9700\u6c42\u9078\u64c7\u5408\u9069\u7684\u8cb8\u6b3e\u671f\u9650\u3002<\/li>\n<li><b>\u63d0\u524d\u9084\u6b3e\u9055\u7d04\u91d1\uff1a<\/b>\u4e00\u4e9b\u62b5\u62bc\u8cb8\u6b3e\u7522\u54c1\u53ef\u80fd\u5b58\u5728\u63d0\u524d\u9084\u6b3e\u9055\u7d04\u91d1\u3002\u5982\u679c\u501f\u6b3e\u4eba\u5728\u8cb8\u6b3e\u671f\u9650\u5167\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\uff0c\u5c31\u9700\u8981\u652f\u4ed8\u9055\u7d04\u91d1\u3002\u9019\u53ef\u80fd\u6703\u589e\u52a0\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u6210\u672c\uff0c\u56e0\u6b64\u5728\u9078\u64c7\u62b5\u62bc\u8cb8\u6b3e\u7522\u54c1\u6642\uff0c\u501f\u6b3e\u4eba\u9700\u8981\u4ed4\u7d30\u77ad\u89e3\u63d0\u524d\u9084\u6b3e\u9055\u7d04\u91d1\u7684\u689d\u6b3e\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u8cbb\u7528\uff1a<\/b>\u62b5\u62bc\u8cb8\u6b3e\u7533\u8acb\u901a\u5e38\u6703\u4f34\u96a8\u8457\u4e00\u4e9b\u8cbb\u7528\uff0c\u4f8b\u5982\u8cb8\u6b3e\u7533\u8acb\u8cbb\u3001\u8a55\u4f30\u8cbb\u3001\u7522\u6b0a\u4fdd\u96aa\u8cbb\u7b49\u3002\u9019\u4e9b\u8cbb\u7528\u53ef\u80fd\u6703\u589e\u52a0\u501f\u6b3e\u4eba\u7684\u8cfc\u623f\u6210\u672c\uff0c\u56e0\u6b64\u5728\u7533\u8acb\u62b5\u62bc\u8cb8\u6b3e\u524d\uff0c\u501f\u6b3e\u4eba\u9700\u8981\u4e86\u89e3\u9019\u4e9b\u8cbb\u7528\u7684\u8a73\u7d30\u60c5\u6cc1\uff0c\u4e26\u5728\u9810\u7b97\u4e2d\u7559\u51fa\u8db3\u5920\u7684\u8cc7\u91d1\u4f86\u652f\u4ed8\u3002<\/li>\n<\/ul>\n<p>\u5728\u7533\u8acb\u62b5\u62bc\u8cb8\u6b3e\u524d\uff0c\u501f\u6b3e\u4eba\u61c9\u4ed4\u7d30\u8003\u616e\u4ee5\u4e0a\u6ce8\u610f\u4e8b\u9805\uff0c\u4e26\u8207\u8cb8\u6b3e\u6a5f\u69cb\u6216\u62b5\u62bc\u8cb8\u6b3e\u5c08\u5bb6\u5145\u5206\u6e9d\u901a\uff0c\u9078\u64c7\u5408\u9069\u7684\u62b5\u62bc\u8cb8\u6b3e\u7522\u54c1\u3002\u540c\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u990a\u6210\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\uff0c\u4fdd\u6301\u7a69\u5b9a\u7684\u6536\u5165\u4f86\u6e90\uff0c\u4ee5\u78ba\u4fdd\u62b5\u62bc\u8cb8\u6b3e\u7533\u8acb\u9806\u5229\u7372\u6279\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D%E7%B5%90%E8%AB%96\"><\/span><b>\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\u7d50\u8ad6<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u5411\u9280\u884c\u6216\u5176\u4ed6\u8cb8\u6b3e\u6a5f\u69cb\u501f\u6b3e\uff0c\u4e26\u4ee5\u623f\u5c4b\u6216\u5176\u4ed6\u4e0d\u52d5\u7522\u4f5c\u70ba\u64d4\u4fdd\u7684\u4e00\u7a2e\u8cb8\u6b3e\u65b9\u5f0f\u3002\u8cb8\u6b3e\u4eba\u901a\u5e38\u6703\u8981\u6c42\u501f\u6b3e\u4eba\u652f\u4ed8\u9996\u4ed8\u6b3e\uff0c\u5176\u9918\u7684\u8cb8\u6b3e\u91d1\u984d\u5247\u5206\u671f\u511f\u9084\uff0c\u901a\u5e38\u70ba\u6bcf\u6708\u4e00\u6b21\u3002\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u7387\u548c\u9084\u6b3e\u671f\u9650\u53ef\u4ee5\u662f\u56fa\u5b9a\u7684\u6216\u6d6e\u52d5\u7684\u3002\u62b5\u62bc\u8cb8\u6b3e\u662f\u8cfc\u8cb7\u623f\u5c4b\u6216\u5176\u4ed6\u4e0d\u52d5\u7522\u7684\u5e38\u898b\u65b9\u5f0f\uff0c\u4e5f\u662f\u5728\u7d93\u6fdf\u56f0\u96e3\u6642\u671f\u7372\u5f97\u8cc7\u91d1\u7684\u6709\u6548\u65b9\u6cd5\u3002<\/p>\n<p>\u5728\u7533\u8acb\u62b5\u62bc\u8cb8\u6b3e\u4e4b\u524d\uff0c\u6700\u597d\u5148\u505a\u4e00\u4e9b\u7814\u7a76\uff0c\u4ee5\u77ad\u89e3\u60a8\u7684\u9078\u64c7\u4e26\u627e\u5230\u6700\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u3002\u60a8\u9084\u61c9\u8a72\u8003\u616e\u60a8\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u672a\u4f86\u7684\u8a08\u5283\uff0c\u4ee5\u78ba\u4fdd\u60a8\u80fd\u5920\u8ca0\u64d4\u5f97\u8d77\u8cb8\u6b3e\u3002\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u91cd\u8981\u7684\u8ca1\u52d9\u627f\u8afe\uff0c\u56e0\u6b64\u5728\u7c3d\u7f72\u4efb\u4f55\u6587\u4ef6\u4e4b\u524d\uff0c\u60a8\u61c9\u8a72\u6e05\u695a\u5730\u77ad\u89e3\u5176\u689d\u6b3e\u548c\u689d\u4ef6\u3002<\/p>\n<p>\u7e3d\u4e4b\uff0c\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u5141\u8a31\u60a8\u501f\u5165\u5927\u7b46\u8cc7\u91d1\u4e26\u96a8\u6642\u9593\u511f\u9084\u7684\u8cb8\u6b3e\u3002\u5b83\u901a\u5e38\u7528\u65bc\u8cfc\u8cb7\u623f\u5c4b\u6216\u5176\u4ed6\u4e0d\u52d5\u7522\uff0c\u4e5f\u53ef\u4ee5\u7528\u65bc\u5176\u4ed6\u76ee\u7684\uff0c\u4f8b\u5982\u511f\u9084\u50b5\u52d9\u6216\u652f\u4ed8\u6559\u80b2\u8cbb\u7528\u3002\u62b5\u62bc\u8cb8\u6b3e\u6709\u5f88\u591a\u4e0d\u540c\u7684\u985e\u578b\uff0c\u56e0\u6b64\u5728\u7533\u8acb\u62b5\u62bc\u8cb8\u6b3e\u4e4b\u524d\uff0c\u60a8\u61c9\u8a72\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u4ee5\u627e\u5230\u6700\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\"><\/span>\u62b5\u62bc\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_%E4%BB%80%E9%BA%BC%E6%98%AF%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%EF%BC%9F\"><\/span>1. \u4ec0\u9ebc\u662f\u62b5\u62bc\u8cb8\u6b3e\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u8cb8\u6b3e\uff0c\u5141\u8a31\u60a8\u5411\u9280\u884c\u6216\u5176\u4ed6\u8cb8\u6b3e\u6a5f\u69cb\u501f\u5165\u8cc7\u91d1\u4f86\u8cfc\u8cb7\u623f\u5c4b\u6216\u5176\u4ed6\u4e0d\u52d5\u7522\u3002\u60a8\u9700\u8981\u5728\u4e00\u5b9a\u671f\u9650\u5167\uff0c\u901a\u5e38\u662f30\u5e74\u6216\u66f4\u77ed\u7684\u6642\u9593\u5167\uff0c\u511f\u9084\u8cb8\u6b3e\u672c\u91d1\u548c\u5229\u606f\u3002\u5728\u8cb8\u6b3e\u511f\u9084\u671f\u9593\uff0c\u60a8\u9700\u8981\u5c07\u623f\u5c4b\u6216\u5176\u4ed6\u4e0d\u52d5\u7522\u4f5c\u70ba\u62b5\u62bc\u54c1\u3002\u5982\u679c\u60a8\u7121\u6cd5\u6309\u6642\u511f\u9084\u8cb8\u6b3e\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u80fd\u6703\u6c92\u6536\u60a8\u7684\u62b5\u62bc\u54c1\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E6%8A%B5%E6%8A%BC%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%94%B3%E8%AB%8B%E7%A8%8B%E5%BA%8F%E5%A6%82%E4%BD%95%EF%BC%9F\"><\/span>2. \u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f\u5982\u4f55\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u7684\u7533\u8acb\u7a0b\u5e8f\u53ef\u80fd\u56e0\u8cb8\u6b3e\u6a5f\u69cb\u800c\u7570\uff0c\u4f46\u901a\u5e38\u5305\u62ec\u4ee5\u4e0b\u6b65\u9a5f\uff1a<\/p>\n<p>1. \u63d0\u4ea4\u8cb8\u6b3e\u7533\u8acb\u8868\uff1a\u60a8\u9700\u8981\u5411\u8cb8\u6b3e\u6a5f\u69cb\u63d0\u4ea4\u8cb8\u6b3e\u7533\u8acb\u8868\uff0c\u5176\u4e2d\u5305\u62ec\u60a8\u7684\u500b\u4eba\u4fe1\u606f\u3001\u8ca1\u52d9\u4fe1\u606f\u548c\u4fe1\u7528\u5831\u544a\u3002<br \/>\n2. \u623f\u5c4b\u8a55\u4f30\uff1a\u8cb8\u6b3e\u6a5f\u69cb\u6703\u5b89\u6392\u623f\u5c4b\u8a55\u4f30\uff0c\u4ee5\u78ba\u5b9a\u623f\u5c4b\u7684\u50f9\u503c\u3002<br \/>\n3. 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class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u8cb8\u6b3e\u6709\u591a\u7a2e\u7a2e\u985e\uff0c\u5305\u62ec\uff1a<\/p>\n<p>1. \u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\uff1a\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u7387\u5728\u6574\u500b\u8cb8\u6b3e\u671f\u9650\u5167\u4fdd\u6301\u4e0d\u8b8a\u3002<br \/>\n2. \u6d6e\u52d5\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\uff1a\u6d6e\u52d5\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u7387\u6703\u96a8\u8457\u5e02\u5834\u5229\u7387\u7684\u8b8a\u5316\u800c\u8b8a\u5316\u3002<br \/>\n3. \u53ef\u8abf\u6574\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\uff1a\u53ef\u8abf\u6574\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\u7684\u5229\u7387\u5728\u6700\u521d\u7684\u56fa\u5b9a\u5229\u7387\u671f\u5167\u4fdd\u6301\u4e0d\u8b8a\uff0c\u4e4b\u5f8c\u6703\u6839\u64da\u5e02\u5834\u5229\u7387\u8abf\u6574\u3002<br \/>\n4. 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