{"id":5597,"date":"2024-01-08T14:00:37","date_gmt":"2024-01-08T06:00:37","guid":{"rendered":"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f"},"modified":"2024-01-08T14:00:37","modified_gmt":"2024-01-08T06:00:37","slug":"%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/","title":{"rendered":"\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u53ef\u4ee5\u5206\u5e7e\u671f\uff1f\u628a\u63e1\u5206\u671f\u6578\u6311\u9078\u539f\u5247\uff0c\u52a9\u4f60\u8f15\u9b06\u9084\u6b3e\uff01"},"content":{"rendered":"<p>\u5f88\u591a\u4eba\u5728\u8cfc\u8cb7\u6a5f\u8eca\u6642\uff0c\u6703\u9078\u64c7\u5206\u671f\u4ed8\u6b3e\u7684\u65b9\u5f0f\u4f86\u6e1b\u8f15\u7d93\u6fdf\u8ca0\u64d4\uff0c\u800c\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5c31\u662f\u4e00\u500b\u4e0d\u932f\u7684\u9078\u64c7\u3002\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u53ef\u4ee5\u5206\u5e7e\u671f\u5462\uff1f\u901a\u5e38\u5206\u671f\u6578\u7684\u9078\u64c7\u6703\u5f71\u97ff\u5230\u6bcf\u671f\u7684\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u5229\u606f\uff0c\u56e0\u6b64\u5728\u9078\u64c7\u5206\u671f\u6578\u6642\uff0c\u4e00\u5b9a\u8981\u8b39\u614e\u8003\u616e\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E5%88%86%E6%9C%9F%E6%95%B8%E4%BE%9D%E6%A9%9F%E8%BB%8A%E6%96%B0%E8%88%8A%E8%88%87%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D%E8%80%8C%E5%AE%9A\" title=\"\u5206\u671f\u6578\u4f9d\u6a5f\u8eca\u65b0\u820a\u8207\u8cb8\u6b3e\u91d1\u984d\u800c\u5b9a\">\u5206\u671f\u6578\u4f9d\u6a5f\u8eca\u65b0\u820a\u8207\u8cb8\u6b3e\u91d1\u984d\u800c\u5b9a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%8F%90%E4%BE%9B%E5%A4%9A%E6%A8%A3%E5%88%86%E6%9C%9F%E6%95%B8%E9%81%B8%E6%93%87%EF%BC%8C%E5%8A%A9%E4%BD%A0%E5%BD%88%E6%80%A7%E9%82%84%E6%AC%BE\" title=\"\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u63d0\u4f9b\u591a\u6a23\u5206\u671f\u6578\u9078\u64c7\uff0c\u52a9\u4f60\u5f48\u6027\u9084\u6b3e\">\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u63d0\u4f9b\u591a\u6a23\u5206\u671f\u6578\u9078\u64c7\uff0c\u52a9\u4f60\u5f48\u6027\u9084\u6b3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%86%E6%9C%9F%E6%95%B8%E9%81%B8%E6%93%87%E8%A8%A3%E7%AB%85\" title=\"\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u9078\u64c7\u8a23\u7ac5\">\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u9078\u64c7\u8a23\u7ac5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#1_%E6%82%A8%E7%9A%84%E6%94%B6%E5%85%A5%E5%92%8C%E9%82%84%E6%AC%BE%E8%83%BD%E5%8A%9B\" title=\"1. \u60a8\u7684\u6536\u5165\u548c\u9084\u6b3e\u80fd\u529b\">1. \u60a8\u7684\u6536\u5165\u548c\u9084\u6b3e\u80fd\u529b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#2_%E6%A9%9F%E8%BB%8A%E7%9A%84%E5%83%B9%E6%A0%BC%E5%92%8C%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D\" title=\"2. \u6a5f\u8eca\u7684\u50f9\u683c\u548c\u8cb8\u6b3e\u91d1\u984d\">2. \u6a5f\u8eca\u7684\u50f9\u683c\u548c\u8cb8\u6b3e\u91d1\u984d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#3_%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87\" title=\"3. \u8cb8\u6b3e\u5229\u7387\">3. \u8cb8\u6b3e\u5229\u7387<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%E5%A4%A7%E5%85%AC%E9%96%8B%EF%BC%8C%E4%B8%80%E6%96%87%E8%BC%95%E9%AC%86%E6%8E%8C%E6%8F%A1%E9%82%84%E6%AC%BE%E9%87%91%E9%A1%8D\" title=\"\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u8a08\u7b97\u65b9\u5f0f\u5927\u516c\u958b\uff0c\u4e00\u6587\u8f15\u9b06\u638c\u63e1\u9084\u6b3e\u91d1\u984d\">\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u8a08\u7b97\u65b9\u5f0f\u5927\u516c\u958b\uff0c\u4e00\u6587\u8f15\u9b06\u638c\u63e1\u9084\u6b3e\u91d1\u984d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%86%E5%B9%BE%E6%9C%9F%E6%89%8D%E5%88%92%E7%AE%97%EF%BC%9F%E6%8E%8C%E6%8F%A1%E9%97%9C%E9%8D%B5%E8%A9%95%E4%BC%B0%E9%BB%9E%EF%BC%8C%E8%AE%93%E9%82%84%E6%AC%BE%E6%9B%B4%E8%81%B0%E6%98%8E\" title=\"\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u5e7e\u671f\u624d\u5212\u7b97\uff1f\u638c\u63e1\u95dc\u9375\u8a55\u4f30\u9ede\uff0c\u8b93\u9084\u6b3e\u66f4\u8070\u660e\">\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u5e7e\u671f\u624d\u5212\u7b97\uff1f\u638c\u63e1\u95dc\u9375\u8a55\u4f30\u9ede\uff0c\u8b93\u9084\u6b3e\u66f4\u8070\u660e<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#1_%E8%BB%8A%E9%BD%A1%E8%88%87%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D%E7%9A%84%E5%BD%B1%E9%9F%BF\" title=\"1. \u8eca\u9f61\u8207\u8cb8\u6b3e\u91d1\u984d\u7684\u5f71\u97ff\">1. \u8eca\u9f61\u8207\u8cb8\u6b3e\u91d1\u984d\u7684\u5f71\u97ff<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#2_%E5%88%A9%E7%8E%87%E6%B0%B4%E6%BA%96%E7%9A%84%E8%AE%8A%E5%8C%96\" title=\"2. \u5229\u7387\u6c34\u6e96\u7684\u8b8a\u5316\">2. \u5229\u7387\u6c34\u6e96\u7684\u8b8a\u5316<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#3_%E8%B2%A1%E5%8B%99%E7%8B%80%E6%B3%81%E7%9A%84%E7%A9%A9%E5%AE%9A%E6%80%A7\" title=\"3. \u8ca1\u52d9\u72c0\u6cc1\u7684\u7a69\u5b9a\u6027\">3. \u8ca1\u52d9\u72c0\u6cc1\u7684\u7a69\u5b9a\u6027<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#4_%E6%9C%AA%E4%BE%86%E6%B6%88%E8%B2%BB%E9%9C%80%E6%B1%82%E7%9A%84%E8%AE%8A%E5%8C%96\" title=\"4. \u672a\u4f86\u6d88\u8cbb\u9700\u6c42\u7684\u8b8a\u5316\">4. \u672a\u4f86\u6d88\u8cbb\u9700\u6c42\u7684\u8b8a\u5316<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%8F%AF%E4%BB%A5%E5%88%86%E5%B9%BE%E6%9C%9F%E7%B5%90%E8%AB%96\" title=\"\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u53ef\u4ee5\u5206\u5e7e\u671f\u7d50\u8ad6\">\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u53ef\u4ee5\u5206\u5e7e\u671f\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%8F%AF%E4%BB%A5%E5%88%86%E5%B9%BE%E6%9C%9F_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\" title=\"\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u53ef\u4ee5\u5206\u5e7e\u671f \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ\">\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u53ef\u4ee5\u5206\u5e7e\u671f \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E4%B8%80%E3%80%81%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%9C%80%E9%95%B7%E5%8F%AF%E4%BB%A5%E5%88%86%E5%B9%BE%E6%9C%9F\" title=\"\u4e00\u3001\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u6700\u9577\u53ef\u4ee5\u5206\u5e7e\u671f?\">\u4e00\u3001\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u6700\u9577\u53ef\u4ee5\u5206\u5e7e\u671f?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E4%BA%8C%E3%80%81%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%86%E6%9C%9F%E6%95%B8%E8%B6%8A%E5%A4%9A%EF%BC%8C%E6%AF%8F%E6%9C%88%E9%82%84%E6%AC%BE%E9%87%91%E9%A1%8D%E8%B6%8A%E5%B0%91%EF%BC%8C%E9%80%99%E5%80%8B%E8%AA%AA%E6%B3%95%E6%AD%A3%E7%A2%BA%E5%97%8E%EF%BC%9F\" title=\"\u4e8c\u3001\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u8d8a\u591a\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u5c11\uff0c\u9019\u500b\u8aaa\u6cd5\u6b63\u78ba\u55ce\uff1f\">\u4e8c\u3001\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u8d8a\u591a\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u5c11\uff0c\u9019\u500b\u8aaa\u6cd5\u6b63\u78ba\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/lmdy123.com\/%e5%92%8c%e6%bd%a4%e6%a9%9f%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e5%88%86%e5%b9%be%e6%9c%9f\/#%E4%B8%89%E3%80%81%E9%81%B8%E6%93%87%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%99%82%EF%BC%8C%E9%99%A4%E4%BA%86%E8%80%83%E6%85%AE%E5%88%86%E6%9C%9F%E6%95%B8%EF%BC%8C%E9%82%84%E6%87%89%E6%B3%A8%E6%84%8F%E5%93%AA%E4%BA%9B%E5%9B%A0%E7%B4%A0%EF%BC%9F\" title=\"\u4e09\u3001\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u6642\uff0c\u9664\u4e86\u8003\u616e\u5206\u671f\u6578\uff0c\u9084\u61c9\u6ce8\u610f\u54ea\u4e9b\u56e0\u7d20\uff1f\">\u4e09\u3001\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u6642\uff0c\u9664\u4e86\u8003\u616e\u5206\u671f\u6578\uff0c\u9084\u61c9\u6ce8\u610f\u54ea\u4e9b\u56e0\u7d20\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%88%86%E6%9C%9F%E6%95%B8%E4%BE%9D%E6%A9%9F%E8%BB%8A%E6%96%B0%E8%88%8A%E8%88%87%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D%E8%80%8C%E5%AE%9A\"><\/span><b>\u5206\u671f\u6578\u4f9d\u6a5f\u8eca\u65b0\u820a\u8207\u8cb8\u6b3e\u91d1\u984d\u800c\u5b9a<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u5206\u671f\u6578\u53ef\u4ee5\u4f9d\u64da\u6a5f\u8eca\u7684\u65b0\u820a\u7a0b\u5ea6\u8207\u8cb8\u6b3e\u91d1\u984d\u4f86\u505a\u8abf\u6574\uff0c\u63d0\u4f9b\u501f\u6b3e\u4eba\u5f48\u6027\u7684\u9084\u6b3e\u65b9\u6848\u3002<\/p>\n<p>\u901a\u5e38\uff0c\u65b0\u6a5f\u8eca\u7684\u8cb8\u6b3e\u5206\u671f\u6578\u6703\u8f03\u9577\uff0c\u53ef\u5206\u70ba24\u671f\u300136\u671f\u300148\u671f\uff0c\u751a\u81f3\u66f4\u9577\u3002\u9019\u662f\u56e0\u70ba\u65b0\u6a5f\u8eca\u7684\u50f9\u683c\u8f03\u9ad8\uff0c\u501f\u6b3e\u4eba\u9700\u8981\u8f03\u9577\u6642\u9593\u4f86\u511f\u9084\u8cb8\u6b3e\u3002\u800c\u4e2d\u53e4\u6a5f\u8eca\u7684\u8cb8\u6b3e\u5206\u671f\u6578\u5247\u6703\u8f03\u77ed\uff0c\u901a\u5e38\u572812\u671f\u81f336\u671f\u4e4b\u9593\u3002\u9019\u662f\u56e0\u70ba\u4e2d\u53e4\u6a5f\u8eca\u7684\u50f9\u683c\u8f03\u4f4e\uff0c\u501f\u6b3e\u4eba\u53ef\u4ee5\u66f4\u5feb\u7684\u511f\u9084\u8cb8\u6b3e\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u8cb8\u6b3e\u91d1\u984d\u4e5f\u6703\u5f71\u97ff\u5230\u5206\u671f\u6578\u3002\u8cb8\u6b3e\u91d1\u984d\u8f03\u9ad8\u7684\u8a71\uff0c\u5206\u671f\u6578\u4e5f\u6703\u8f03\u9577\u3002\u9019\u662f\u56e0\u70ba\u8cb8\u6b3e\u91d1\u984d\u8d8a\u9ad8\uff0c\u501f\u6b3e\u4eba\u9700\u8981\u511f\u9084\u7684\u5229\u606f\u4e5f\u6703\u8d8a\u9ad8\uff0c\u56e0\u6b64\u9700\u8981\u8f03\u9577\u6642\u9593\u4f86\u511f\u9084\u8cb8\u6b3e\u3002\u800c\u8cb8\u6b3e\u91d1\u984d\u8f03\u4f4e\u7684\u8a71\uff0c\u5206\u671f\u6578\u4e5f\u6703\u8f03\u77ed\u3002\u9019\u662f\u56e0\u70ba\u8cb8\u6b3e\u91d1\u984d\u8d8a\u4f4e\uff0c\u501f\u6b3e\u4eba\u9700\u8981\u511f\u9084\u7684\u5229\u606f\u4e5f\u6703\u8d8a\u4f4e\uff0c\u56e0\u6b64\u53ef\u4ee5\u66f4\u5feb\u7684\u511f\u9084\u8cb8\u6b3e\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u5206\u671f\u6578\u6642\uff0c\u501f\u6b3e\u4eba\u9700\u8981\u8003\u616e\u6a5f\u8eca\u7684\u65b0\u820a\u7a0b\u5ea6\u548c\u8cb8\u6b3e\u91d1\u984d\uff0c\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u5206\u671f\u6578\uff0c\u4ee5\u514d\u9020\u6210\u9084\u6b3e\u4e0a\u7684\u8ca0\u64d4\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%8F%90%E4%BE%9B%E5%A4%9A%E6%A8%A3%E5%88%86%E6%9C%9F%E6%95%B8%E9%81%B8%E6%93%87%EF%BC%8C%E5%8A%A9%E4%BD%A0%E5%BD%88%E6%80%A7%E9%82%84%E6%AC%BE\"><\/span><b>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u63d0\u4f9b\u591a\u6a23\u5206\u671f\u6578\u9078\u64c7\uff0c\u52a9\u4f60\u5f48\u6027\u9084\u6b3e<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u63d0\u4f9b\u591a\u7a2e\u5206\u671f\u6578\u9078\u64c7\uff0c\u5f9e12\u671f\u523060\u671f\u4e0d\u7b49\uff0c\u8b93\u60a8\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u9084\u6b3e\u80fd\u529b\u548c\u9810\u7b97\u4f86\u9078\u64c7\u5408\u9069\u7684\u5206\u671f\u6578\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5206\u671f\u6578\u7684\u4f8b\u5b50\uff1a<\/p>\n<ul>\n<li><b>12\u671f\uff1a<\/b>\u6b64\u70ba\u6700\u77ed\u7684\u5206\u671f\u6578\uff0c\u9069\u7528\u65bc\u60f3\u8981\u5feb\u901f\u9084\u6e05\u8cb8\u6b3e\u7684\u4eba\uff0c\u4f46\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u8f03\u9ad8\u3002<\/li>\n<li><b>24\u671f\uff1a<\/b>\u5206\u671f\u6578\u9069\u4e2d\uff0c\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u8f03\u4f4e\u3002<\/li>\n<li><b>36\u671f\uff1a<\/b>\u5206\u671f\u6578\u8f03\u9577\uff0c\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u66f4\u4f4e\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u4e5f\u8f03\u9ad8\u3002<\/li>\n<li><b>48\u671f\uff1a<\/b>\u6b64\u70ba\u6700\u9577\u7684\u5206\u671f\u6578\uff0c\u9069\u7528\u65bc\u60f3\u8981\u964d\u4f4e\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u7684\u4eba\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u4e5f\u6700\u9ad8\u3002<\/li>\n<li><b>60\u671f\uff1a<\/b>\u9069\u7528\u65bc\u60f3\u8981\u6700\u9577\u9084\u6b3e\u671f\u9650\u7684\u4eba\uff0c\u4f46\u7e3d\u5229\u606f\u6210\u672c\u4e5f\u6700\u9ad8\u3002<\/li>\n<\/ul>\n<p>\u5728\u9078\u64c7\u5206\u671f\u6578\u6642\uff0c\u60a8\u9700\u8981\u8003\u616e\u4ee5\u4e0b\u5e7e\u500b\u56e0\u7d20\uff1a<\/p>\n<ul>\n<li><b>\u60a8\u7684\u6708\u6536\u5165\uff1a<\/b>\u78ba\u4fdd\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u4e0d\u8d85\u904e\u60a8\u7684\u6708\u6536\u5165\u768430%\uff0c\u4ee5\u907f\u514d\u8ca1\u52d9\u58d3\u529b\u3002<\/li>\n<li><b>\u60a8\u7684\u9810\u7b97\uff1a<\/b>\u8003\u616e\u60a8\u7684\u6bcf\u6708\u9810\u7b97\uff0c\u78ba\u4fdd\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u5728\u60a8\u7684\u9810\u7b97\u7bc4\u570d\u5167\u3002<\/li>\n<li><b>\u60a8\u7684\u8cb8\u6b3e\u91d1\u984d\uff1a<\/b>\u8cb8\u6b3e\u91d1\u984d\u8d8a\u9ad8\uff0c\u6bcf\u671f\u9084\u6b3e\u91d1\u984d\u4e5f\u8d8a\u9ad8\uff0c\u56e0\u6b64\u9700\u8981\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\u3002<\/li>\n<li><b>\u60a8\u7684\u9084\u6b3e\u80fd\u529b\uff1a<\/b>\u8003\u616e\u60a8\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u5982\u679c\u60a8\u4e0d\u78ba\u5b9a\u81ea\u5df1\u662f\u5426\u80fd\u5920\u6309\u6642\u9084\u6b3e\uff0c\u5247\u53ef\u4ee5\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u4ee5\u964d\u4f4e\u9055\u7d04\u7684\u98a8\u96aa\u3002<\/li>\n<\/ul>\n<p>\u9078\u64c7\u5408\u9069\u7684\u5206\u671f\u6578\u5f8c\uff0c\u60a8\u9700\u8981\u6309\u6642\u9084\u6b3e\uff0c\u4ee5\u907f\u514d\u7522\u751f\u6eef\u7d0d\u91d1\u6216\u5176\u4ed6\u8cbb\u7528\u3002\u5982\u679c\u60a8\u7121\u6cd5\u6309\u6642\u9084\u6b3e\uff0c\u8acb\u53ca\u6642\u8207\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u516c\u53f8\u806f\u7e6b\uff0c\u4ee5\u5354\u5546\u9084\u6b3e\u65b9\u6848\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%86%E6%9C%9F%E6%95%B8%E9%81%B8%E6%93%87%E8%A8%A3%E7%AB%85\"><\/span><b>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u9078\u64c7\u8a23\u7ac5<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u7533\u8acb\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u6642\uff0c\u9664\u4e86\u8981\u8003\u616e\u8cb8\u6b3e\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u7b49\u56e0\u7d20\u5916\uff0c\u5206\u671f\u6578\u7684\u9078\u64c7\u4e5f\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u5206\u671f\u6578\u7684\u9577\u77ed\u5c07\u6703\u76f4\u63a5\u5f71\u97ff\u5230\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u5229\u606f\u652f\u51fa\u3002\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u5206\u671f\u6578\u6642\uff0c\u60a8\u9700\u8981\u8003\u616e\u4ee5\u4e0b\u5e7e\u500b\u56e0\u7d20\uff1a<\/p>\n<h3 style=\\\"background-color:#E4F5D4\\\"><span class=\"ez-toc-section\" id=\"1_%E6%82%A8%E7%9A%84%E6%94%B6%E5%85%A5%E5%92%8C%E9%82%84%E6%AC%BE%E8%83%BD%E5%8A%9B\"><\/span><B>1. \u60a8\u7684\u6536\u5165\u548c\u9084\u6b3e\u80fd\u529b<\/B><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5728\u9078\u64c7\u5206\u671f\u6578\u6642\uff0c\u60a8\u9996\u5148\u9700\u8981\u8003\u616e\u81ea\u5df1\u7684\u6536\u5165\u548c\u9084\u6b3e\u80fd\u529b\u3002\u5982\u679c\u60a8\u6536\u5165\u7a69\u5b9a\uff0c\u4e14\u6bcf\u6708\u6709\u8db3\u5920\u7684\u9592\u9322\uff0c\u90a3\u9ebc\u60a8\u53ef\u4ee5\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u9019\u6a23\u53ef\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa\u3002\u5982\u679c\u60a8\u6536\u5165\u4e0d\u7a69\u5b9a\uff0c\u6216\u8005\u6bcf\u6708\u9592\u9322\u4e0d\u591a\uff0c\u90a3\u9ebc\u60a8\u53ef\u4ee5\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u9019\u6a23\u53ef\u4ee5\u6e1b\u8f15\u6bcf\u6708\u7684\u9084\u6b3e\u58d3\u529b\u3002<\/p>\n<h3 style=\\\"background-color:#E4F5D4\\\"><span class=\"ez-toc-section\" id=\"2_%E6%A9%9F%E8%BB%8A%E7%9A%84%E5%83%B9%E6%A0%BC%E5%92%8C%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D\"><\/span><B>2. \u6a5f\u8eca\u7684\u50f9\u683c\u548c\u8cb8\u6b3e\u91d1\u984d<\/B><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5206\u671f\u6578\u7684\u9078\u64c7\u4e5f\u6703\u53d7\u5230\u6a5f\u8eca\u7684\u50f9\u683c\u548c\u8cb8\u6b3e\u91d1\u984d\u7684\u5f71\u97ff\u3002\u5982\u679c\u6a5f\u8eca\u7684\u50f9\u683c\u8f03\u9ad8\uff0c\u8cb8\u6b3e\u91d1\u984d\u4e5f\u8f03\u5927\uff0c\u90a3\u9ebc\u60a8\u53ef\u80fd\u9700\u8981\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u4ee5\u4fbf\u964d\u4f4e\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u3002\u5982\u679c\u6a5f\u8eca\u7684\u50f9\u683c\u8f03\u4f4e\uff0c\u8cb8\u6b3e\u91d1\u984d\u4e5f\u8f03\u5c0f\uff0c\u90a3\u9ebc\u60a8\u53ef\u4ee5\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u4ee5\u4fbf\u6e1b\u5c11\u5229\u606f\u652f\u51fa\u3002<\/p>\n<h3 style=\\\"background-color:#E4F5D4\\\"><span class=\"ez-toc-section\" id=\"3_%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87\"><\/span><B>3. \u8cb8\u6b3e\u5229\u7387<\/B><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u8cb8\u6b3e\u5229\u7387\u4e5f\u662f\u5f71\u97ff\u5206\u671f\u6578\u9078\u64c7\u7684\u91cd\u8981\u56e0\u7d20\u3002\u5982\u679c\u8cb8\u6b3e\u5229\u7387\u8f03\u9ad8\uff0c\u90a3\u9ebc\u60a8\u53ef\u80fd\u9700\u8981\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u4ee5\u4fbf\u6e1b\u5c11\u5229\u606f\u652f\u51fa\u3002\u5982\u679c\u8cb8\u6b3e\u5229\u7387\u8f03\u4f4e\uff0c\u90a3\u9ebc\u60a8\u53ef\u4ee5\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u4ee5\u4fbf\u6e1b\u8f15\u6bcf\u6708\u7684\u9084\u6b3e\u58d3\u529b\u3002<\/p>\n<p>\u7e3d\u4e4b\uff0c\u5728\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u5206\u671f\u6578\u6642\uff0c\u60a8\u9700\u8981\u7d9c\u5408\u8003\u616e\u81ea\u5df1\u7684\u6536\u5165\u548c\u9084\u6b3e\u80fd\u529b\u3001\u6a5f\u8eca\u7684\u50f9\u683c\u548c\u8cb8\u6b3e\u91d1\u984d\u3001\u4ee5\u53ca\u8cb8\u6b3e\u5229\u7387\u7b49\u56e0\u7d20\u3002\u9078\u64c7\u5408\u9069\u7684\u5206\u671f\u6578\uff0c\u53ef\u4ee5\u5e6b\u52a9\u60a8\u8f15\u9b06\u9084\u6b3e\uff0c\u907f\u514d\u56e0\u9084\u6b3e\u58d3\u529b\u904e\u5927\u800c\u5f71\u97ff\u5230\u60a8\u7684\u751f\u6d3b\u54c1\u8cea\u3002\u60a8\u4e5f\u53ef\u4ee5\u5229\u7528\u50cf\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7dda\u4e0a\u8a66\u7b97\u7684\u5de5\u5177\u4f86\u5e6b\u52a9\u60a8\u4f30\u7b97\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u5229\u606f\u652f\u51fa\uff0c\u4ee5\u4fbf\u505a\u51fa\u66f4\u660e\u667a\u7684\u5206\u671f\u6578\u9078\u64c7\u3002<\/p>\n<table border=\\'1\\'>\n<tr>\n<th colspan=\\\"2\\\"><b>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u9078\u64c7\u8a23\u7ac5<\/b><\/th>\n<\/tr>\n<tr>\n<td colspan=\\\"2\\\">\n      \u5728\u7533\u8acb\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u6642\uff0c\u9664\u4e86\u8981\u8003\u616e\u8cb8\u6b3e\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u7b49\u56e0\u7d20\u5916\uff0c\u5206\u671f\u6578\u7684\u9078\u64c7\u4e5f\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u5206\u671f\u6578\u7684\u9577\u77ed\u5c07\u6703\u76f4\u63a5\u5f71\u97ff\u5230\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u5229\u606f\u652f\u51fa\u3002\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u5206\u671f\u6578\u6642\uff0c\u60a8\u9700\u8981\u8003\u616e\u4ee5\u4e0b\u5e7e\u500b\u56e0\u7d20\uff1a\n    <\/td>\n<\/tr>\n<tr>\n<td colspan=\\\"2\\\">\n      <b>1. \u60a8\u7684\u6536\u5165\u548c\u9084\u6b3e\u80fd\u529b<\/b>\n    <\/td>\n<\/tr>\n<tr>\n<td>\n      &#8211; \u6536\u5165\u7a69\u5b9a\uff0c\u6bcf\u6708\u9592\u9322\u591a\n    <\/td>\n<td>\n      \u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u6e1b\u5c11\u5229\u606f\u652f\u51fa\n    <\/td>\n<\/tr>\n<tr>\n<td>\n      &#8211; \u6536\u5165\u4e0d\u7a69\u5b9a\uff0c\u6bcf\u6708\u9592\u9322\u5c11\n    <\/td>\n<td>\n      \u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u6e1b\u8f15\u6bcf\u6708\u9084\u6b3e\u58d3\u529b\n    <\/td>\n<\/tr>\n<tr>\n<td colspan=\\\"2\\\">\n      <b>2. \u6a5f\u8eca\u7684\u50f9\u683c\u548c\u8cb8\u6b3e\u91d1\u984d<\/b>\n    <\/td>\n<\/tr>\n<tr>\n<td>\n      &#8211; \u6a5f\u8eca\u50f9\u683c\u9ad8\uff0c\u8cb8\u6b3e\u91d1\u984d\u5927\n    <\/td>\n<td>\n      \u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u964d\u4f4e\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\n    <\/td>\n<\/tr>\n<tr>\n<td>\n      &#8211; \u6a5f\u8eca\u50f9\u683c\u4f4e\uff0c\u8cb8\u6b3e\u91d1\u984d\u5c0f\n    <\/td>\n<td>\n      \u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u6e1b\u5c11\u5229\u606f\u652f\u51fa\n    <\/td>\n<\/tr>\n<tr>\n<td colspan=\\\"2\\\">\n      <b>3. \u8cb8\u6b3e\u5229\u7387<\/b>\n    <\/td>\n<\/tr>\n<tr>\n<td>\n      &#8211; \u8cb8\u6b3e\u5229\u7387\u9ad8\n    <\/td>\n<td>\n      \u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u6e1b\u5c11\u5229\u606f\u652f\u51fa\n    <\/td>\n<\/tr>\n<tr>\n<td>\n      &#8211; \u8cb8\u6b3e\u5229\u7387\u4f4e\n    <\/td>\n<td>\n      \u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u6e1b\u8f15\u6bcf\u6708\u9084\u6b3e\u58d3\u529b\n    <\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%E5%A4%A7%E5%85%AC%E9%96%8B%EF%BC%8C%E4%B8%80%E6%96%87%E8%BC%95%E9%AC%86%E6%8E%8C%E6%8F%A1%E9%82%84%E6%AC%BE%E9%87%91%E9%A1%8D\"><\/span>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u8a08\u7b97\u65b9\u5f0f\u5927\u516c\u958b\uff0c\u4e00\u6587\u8f15\u9b06\u638c\u63e1\u9084\u6b3e\u91d1\u984d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u4e4b\u524d\uff0c\u77ad\u89e3\u8a08\u7b97\u9084\u6b3e\u91d1\u984d\u7684\u65b9\u5f0f\u975e\u5e38\u91cd\u8981\u3002\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u8a08\u7b97\u65b9\u5f0f\u5982\u4e0b\uff1a<\/p>\n<ol>\n<li><b>\u8cb8\u6b3e\u672c\u91d1\uff1a<\/b>\u9019\u662f\u60a8\u5411\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u501f\u5165\u7684\u91d1\u984d\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u5229\u7387\uff1a<\/b>\u9019\u662f\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5411\u60a8\u6536\u53d6\u7684\u5229\u606f\u8cbb\u7528\uff0c\u901a\u5e38\u4ee5\u5e74\u5229\u7387\u8868\u793a\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u671f\u9650\uff1a<\/b>\u9019\u662f\u60a8\u511f\u9084\u8cb8\u6b3e\u7684\u7e3d\u6642\u9593\uff0c\u901a\u5e38\u4ee5\u6708\u6578\u8868\u793a\u3002<\/li>\n<\/ol>\n<p>\u6839\u64da\u4ee5\u4e0a\u4e09\u9805\u8cc7\u8a0a\uff0c\u60a8\u53ef\u4ee5\u4f7f\u7528\u4ee5\u4e0b\u516c\u5f0f\u8a08\u7b97\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\uff1a<\/p>\n<p>\u6bcf\u6708\u9084\u6b3e\u91d1\u984d = \u8cb8\u6b3e\u672c\u91d1 x (\u8cb8\u6b3e\u5229\u7387 \/ 12) x (1 + (\u8cb8\u6b3e\u5229\u7387 \/ 12))\u8cb8\u6b3e\u671f\u9650 \/ ((1 + (\u8cb8\u6b3e\u5229\u7387 \/ 12))\u8cb8\u6b3e\u671f\u9650 &#8211; 1)<\/p>\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982\u679c\u60a8\u5411\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u501f\u5165 100,000 \u5143\uff0c\u8cb8\u6b3e\u5229\u7387\u70ba 6%\uff0c\u8cb8\u6b3e\u671f\u9650\u70ba 36 \u500b\u6708\uff0c\u90a3\u9ebc\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u5c07\u70ba 3,268 \u5143\u3002\u60a8\u53ef\u4ee5\u5728\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u5b98\u65b9\u7db2\u7ad9\u4e0a\u627e\u5230\u4e00\u500b\u9084\u6b3e\u91d1\u984d\u8a08\u7b97\u5668\uff0c\u4ee5\u4fbf\u65bc\u60a8\u8a08\u7b97\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u3002<\/p>\n<p>\u77ad\u89e3\u4e86\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u8a08\u7b97\u65b9\u5f0f\u5f8c\uff0c\u60a8\u5c31\u53ef\u4ee5\u6839\u64da\u60a8\u7684\u8ca1\u52d9\u72c0\u6cc1\u9078\u64c7\u5408\u9069\u7684\u5206\u671f\u6578\u3002\u5982\u679c\u60a8\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u90a3\u9ebc\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u5c07\u8f03\u9ad8\uff0c\u4f46\u60a8\u53ef\u4ee5\u5728\u8f03\u77ed\u7684\u6642\u9593\u5167\u511f\u9084\u8cb8\u6b3e\u3002\u5982\u679c\u60a8\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u90a3\u9ebc\u60a8\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u5c07\u8f03\u4f4e\uff0c\u4f46\u60a8\u9700\u8981\u8f03\u9577\u7684\u6642\u9593\u624d\u80fd\u511f\u9084\u8cb8\u6b3e\u3002\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u5206\u671f\u6578\u6642\uff0c\u60a8\u9700\u8981\u5728\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u671f\u9650\u4e4b\u9593\u53d6\u5f97\u4e00\u500b\u5e73\u8861\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%88%86%E5%B9%BE%E6%9C%9F%E6%89%8D%E5%88%92%E7%AE%97%EF%BC%9F%E6%8E%8C%E6%8F%A1%E9%97%9C%E9%8D%B5%E8%A9%95%E4%BC%B0%E9%BB%9E%EF%BC%8C%E8%AE%93%E9%82%84%E6%AC%BE%E6%9B%B4%E8%81%B0%E6%98%8E\"><\/span>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u5e7e\u671f\u624d\u5212\u7b97\uff1f\u638c\u63e1\u95dc\u9375\u8a55\u4f30\u9ede\uff0c\u8b93\u9084\u6b3e\u66f4\u8070\u660e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u6642\uff0c\u9664\u4e86\u8003\u616e\u500b\u4eba\u9084\u6b3e\u80fd\u529b\u5916\uff0c\u9084\u9700\u6ce8\u610f\u4ee5\u4e0b\u95dc\u9375\u8a55\u4f30\u9ede\uff1a<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E8%BB%8A%E9%BD%A1%E8%88%87%E8%B2%B8%E6%AC%BE%E9%87%91%E9%A1%8D%E7%9A%84%E5%BD%B1%E9%9F%BF\"><\/span>1. \u8eca\u9f61\u8207\u8cb8\u6b3e\u91d1\u984d\u7684\u5f71\u97ff<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u901a\u5e38\uff0c\u65b0\u8eca\u7684\u8cb8\u6b3e\u5206\u671f\u6578\u8f03\u591a\uff0c\u56e0\u70ba\u8cb8\u6b3e\u91d1\u984d\u8f03\u9ad8\uff0c\u800c\u820a\u8eca\u7684\u8cb8\u6b3e\u5206\u671f\u6578\u8f03\u5c11\uff0c\u56e0\u70ba\u8cb8\u6b3e\u91d1\u984d\u8f03\u4f4e\u3002\u82e5\u9078\u64c7\u904e\u9577\u7684\u5206\u671f\u6578\uff0c\u53ef\u80fd\u5c0e\u81f4\u9084\u6b3e\u5229\u606f\u589e\u52a0\uff0c\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u5206\u671f\u6578\u6642\uff0c\u9700\u8003\u616e\u8eca\u9f61\u8207\u8cb8\u6b3e\u91d1\u984d\u7684\u5f71\u97ff\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E5%88%A9%E7%8E%87%E6%B0%B4%E6%BA%96%E7%9A%84%E8%AE%8A%E5%8C%96\"><\/span>2. \u5229\u7387\u6c34\u6e96\u7684\u8b8a\u5316<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u5229\u7387\u6c34\u6e96\u53ef\u80fd\u6703\u96a8\u8457\u5e02\u5834\u60c5\u6cc1\u800c\u8b8a\u5316\u3002\u82e5\u9810\u671f\u5229\u7387\u6c34\u6e96\u5c07\u4e0a\u5347\uff0c\u5247\u61c9\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa\uff1b\u82e5\u9810\u671f\u5229\u7387\u6c34\u6e96\u5c07\u4e0b\u964d\uff0c\u5247\u53ef\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u4ee5\u964d\u4f4e\u6708\u4ed8\u91d1\u984d\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%E8%B2%A1%E5%8B%99%E7%8B%80%E6%B3%81%E7%9A%84%E7%A9%A9%E5%AE%9A%E6%80%A7\"><\/span>3. \u8ca1\u52d9\u72c0\u6cc1\u7684\u7a69\u5b9a\u6027<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5728\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u6642\uff0c\u4e5f\u61c9\u8003\u616e\u500b\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u662f\u5426\u7a69\u5b9a\u3002\u82e5\u8ca1\u52d9\u72c0\u6cc1\u7a69\u5b9a\uff0c\u5247\u53ef\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u4ee5\u964d\u4f4e\u6708\u4ed8\u91d1\u984d\uff1b\u82e5\u8ca1\u52d9\u72c0\u6cc1\u4e0d\u7a69\u5b9a\uff0c\u5247\u61c9\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u4ee5\u964d\u4f4e\u9055\u7d04\u98a8\u96aa\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_%E6%9C%AA%E4%BE%86%E6%B6%88%E8%B2%BB%E9%9C%80%E6%B1%82%E7%9A%84%E8%AE%8A%E5%8C%96\"><\/span>4. \u672a\u4f86\u6d88\u8cbb\u9700\u6c42\u7684\u8b8a\u5316<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5728\u9078\u64c7\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u6642\uff0c\u4e5f\u61c9\u8003\u616e\u672a\u4f86\u7684\u6d88\u8cbb\u9700\u6c42\u3002\u82e5\u9810\u671f\u672a\u4f86\u6709\u8f03\u5927\u7684\u6d88\u8cbb\u9700\u6c42\uff0c\u5247\u61c9\u9078\u64c7\u8f03\u77ed\u7684\u5206\u671f\u6578\uff0c\u4ee5\u4fbf\u9a30\u51fa\u66f4\u591a\u7684\u8cc7\u91d1\u4f86\u6eff\u8db3\u672a\u4f86\u7684\u6d88\u8cbb\u9700\u6c42\uff1b\u82e5\u9810\u671f\u672a\u4f86\u6c92\u6709\u8f03\u5927\u7684\u6d88\u8cbb\u9700\u6c42\uff0c\u5247\u53ef\u9078\u64c7\u8f03\u9577\u7684\u5206\u671f\u6578\uff0c\u4ee5\u964d\u4f4e\u6708\u4ed8\u91d1\u984d\u3002<\/p>\n<p>\u900f\u904e\u4e0a\u8ff0\u95dc\u9375\u8a55\u4f30\u9ede\u7684\u8003\u91cf\uff0c\u60a8\u53ef\u4ee5\u9078\u64c7\u51fa\u6700\u9069\u5408\u81ea\u5df1\u7684\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\uff0c\u8b93\u60a8\u7684\u9084\u6b3e\u66f4\u8070\u660e\u3001\u66f4\u8f15\u9b06\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%92%8C%E6%BD%A4%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E5%8F%AF%E4%BB%A5%E5%88%86%E5%B9%BE%E6%9C%9F%E7%B5%90%E8%AB%96\"><\/span>\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u53ef\u4ee5\u5206\u5e7e\u671f\u7d50\u8ad6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7576\u60a8\u6e96\u5099\u7533\u8acb\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u6642\uff0c\u52d9\u5fc5\u614e\u91cd\u8003\u616e\u5206\u671f\u6578\u7684\u9078\u64c7\uff0c\u56e0\u70ba\u9019\u5c07\u76f4\u63a5\u5f71\u97ff\u60a8\u7684\u9084\u6b3e\u91d1\u984d\u548c\u9084\u6b3e\u58d3\u529b\u3002\u900f\u904e\u672c\u6587\u7684\u8aaa\u660e\uff0c\u76f8\u4fe1\u60a8\u5df2\u7d93\u5c0d\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u5206\u671f\u6578\u7684\u9078\u64c7\u6709\u4e86\u66f4\u6df1\u5165\u7684\u77ad\u89e3\u3002\u5982\u679c\u5728\u7533\u8acb\u904e\u7a0b\u4e2d\u60a8\u9084\u6709\u4efb\u4f55\u7591\u554f\uff0c\u6b61\u8fce\u8207\u548c\u6f64\u6a5f\u8eca\u8cb8\u6b3e\u7684\u5c08\u696d\u5718\u968a\u806f\u7e6b\uff0c\u4ed6\u5011\u5c07\u5f88\u6a02\u610f\u70ba\u60a8\u63d0\u4f9b\u9032\u4e00\u6b65\u7684\u8aee\u8a62\u548c\u5354\u52a9\uff0c\u5e6b\u52a9\u60a8\u9078\u64c7\u6700\u9069\u5408\u60a8\u7684\u5206\u671f\u6578\uff0c\u8b93\u60a8\u8f15\u9b06\u5be6\u73fe\u64c1\u8eca\u5922\u60f3\uff0c\u540c\u6642\u4e5f\u80fd\u4fdd\u6301\u8ca1\u52d9\u5065\u5eb7\u3002<\/p>\n<h2><span 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