{"id":5890,"date":"2024-01-18T14:14:35","date_gmt":"2024-01-18T06:14:35","guid":{"rendered":"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91"},"modified":"2024-01-18T14:14:35","modified_gmt":"2024-01-18T06:14:35","slug":"%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/","title":{"rendered":"\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\uff1f\u5fc5\u770b\uff01\u7cbe\u6253\u7d30\u7b97\u7684\u50b5\u52d9\u7ba1\u7406\u6307\u5357"},"content":{"rendered":"<p>\u60a8\u662f\u5426\u6b63\u8003\u616e\u8cb8\u6b3e\uff0c\u4f46\u5c0d\u65bc\u300c\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\u300d\u611f\u5230\u7591\u60d1\uff1f\u8cb8\u6b3e\u5728\u8a31\u591a\u60c5\u6cc1\u4e0b\u90fd\u662f\u5fc5\u8981\u7684\uff0c\u4f8b\u5982\u8cfc\u5c4b\u3001\u5275\u696d\uff0c\u751a\u81f3\u662f\u6559\u80b2\u6295\u8cc7\uff0c\u4f46\u5728\u505a\u51fa\u6c7a\u5b9a\u4e4b\u524d\uff0c\u91d0\u6e05\u81ea\u5df1\u501f\u8cb8\u7684\u689d\u4ef6\u548c\u80fd\u529b\uff0c\u975e\u5e38\u91cd\u8981\u3002\u672c\u6587\u5c07\u63d0\u4f9b\u6e05\u695a\u6613\u61c2\u7684\u89e3\u91cb\u548c\u5be6\u7528\u7684\u5efa\u8b70\uff0c\u5e6b\u52a9\u60a8\u505a\u51fa\u660e\u667a\u7684\u501f\u8cb8\u6c7a\u5b9a\uff0c\u4e26\u907f\u514d\u9677\u5165\u50b5\u52d9\u9677\u9631\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%E7%9A%84%E9%82%84%E6%AC%BE%E8%A6%8F%E5%8A%83%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\" title=\"\u8cb8\u6b3e30\u842c\u7684\u9084\u6b3e\u898f\u5283\u53ca\u6ce8\u610f\u4e8b\u9805\">\u8cb8\u6b3e30\u842c\u7684\u9084\u6b3e\u898f\u5283\u53ca\u6ce8\u610f\u4e8b\u9805<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E9%82%84%E6%AC%BE%E8%A6%8F%E5%8A%83\" title=\"\u9084\u6b3e\u898f\u5283\">\u9084\u6b3e\u898f\u5283<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\" title=\"\u6ce8\u610f\u4e8b\u9805\">\u6ce8\u610f\u4e8b\u9805<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%E6%9C%88%E7%B9%B3%E9%87%91%E9%A1%8D%E8%A7%A3%E6%9E%90%EF%BC%9A%E5%BD%B1%E9%9F%BF%E5%9B%A0%E7%B4%A0%E8%88%87%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F\" title=\"\u8cb8\u6b3e30\u842c\u6708\u7e73\u91d1\u984d\u89e3\u6790\uff1a\u5f71\u97ff\u56e0\u7d20\u8207\u8a08\u7b97\u65b9\u5f0f\">\u8cb8\u6b3e30\u842c\u6708\u7e73\u91d1\u984d\u89e3\u6790\uff1a\u5f71\u97ff\u56e0\u7d20\u8207\u8a08\u7b97\u65b9\u5f0f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%E7%9A%84%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%AD%96%E7%95%A5%E8%88%87%E5%AF%A6%E9%9A%9B%E6%A1%88%E4%BE%8B%E5%88%86%E6%9E%90\" title=\"\u8cb8\u6b3e30\u842c\u7684\u63d0\u524d\u9084\u6b3e\u7b56\u7565\u8207\u5be6\u969b\u6848\u4f8b\u5206\u6790\">\u8cb8\u6b3e30\u842c\u7684\u63d0\u524d\u9084\u6b3e\u7b56\u7565\u8207\u5be6\u969b\u6848\u4f8b\u5206\u6790<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#1_%E5%96%AE%E6%AC%A1%E5%A4%A7%E9%A1%8D%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE\" title=\"1. \u55ae\u6b21\u5927\u984d\u63d0\u524d\u9084\u6b3e\">1. \u55ae\u6b21\u5927\u984d\u63d0\u524d\u9084\u6b3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#2_%E5%AE%9A%E6%9C%9F%E5%B0%8F%E9%A1%8D%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE\" title=\"2. \u5b9a\u671f\u5c0f\u984d\u63d0\u524d\u9084\u6b3e\">2. \u5b9a\u671f\u5c0f\u984d\u63d0\u524d\u9084\u6b3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#3_%E7%B8%AE%E7%9F%AD%E8%B2%B8%E6%AC%BE%E6%9C%9F%E9%99%90\" title=\"3. \u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\">3. \u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#4_%E5%BE%AA%E7%92%B0%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE\" title=\"4. \u5faa\u74b0\u4fe1\u7528\u8cb8\u6b3e\u7684\u63d0\u524d\u9084\u6b3e\">4. \u5faa\u74b0\u4fe1\u7528\u8cb8\u6b3e\u7684\u63d0\u524d\u9084\u6b3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#5_%E5%AF%A6%E9%9A%9B%E6%A1%88%E4%BE%8B%E5%88%86%E6%9E%90\" title=\"5. \u5be6\u969b\u6848\u4f8b\u5206\u6790\">5. \u5be6\u969b\u6848\u4f8b\u5206\u6790<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%E6%9C%AA%E5%84%9F%E9%87%91%E9%A1%8D%E8%88%87%E6%9C%88%E7%B9%B3%E9%87%91%E7%9A%84%E9%97%9C%E4%BF%82%E5%89%96%E6%9E%90\" title=\"\u8cb8\u6b3e30\u842c\u672a\u511f\u91d1\u984d\u8207\u6708\u7e73\u91d1\u7684\u95dc\u4fc2\u5256\u6790\">\u8cb8\u6b3e30\u842c\u672a\u511f\u91d1\u984d\u8207\u6708\u7e73\u91d1\u7684\u95dc\u4fc2\u5256\u6790<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%E4%B8%80%E5%80%8B%E6%9C%88%E8%A6%81%E7%B9%B3%E5%A4%9A%E5%B0%91%E7%B5%90%E8%AB%96\" title=\"\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\u7d50\u8ad6\">\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%E4%B8%80%E5%80%8B%E6%9C%88%E8%A6%81%E7%B9%B3%E5%A4%9A%E5%B0%91_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\" title=\"\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ\">\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%EF%BC%8C%E5%88%8636%E6%9C%9F%E9%82%84%E6%AC%BE%EF%BC%8C%E5%88%A9%E7%8E%876%EF%BC%8C%E6%AF%8F%E6%9C%88%E9%9C%80%E8%A6%81%E7%B9%B3%E7%B4%8D%E5%A4%9A%E5%B0%91%E6%9C%AC%E9%87%91%E5%92%8C%E5%88%A9%E6%81%AF%EF%BC%9F\" title=\"\u8cb8\u6b3e30\u842c\uff0c\u520636\u671f\u9084\u6b3e\uff0c\u5229\u73876%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f\">\u8cb8\u6b3e30\u842c\uff0c\u520636\u671f\u9084\u6b3e\uff0c\u5229\u73876%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%EF%BC%8C%E5%88%8648%E6%9C%9F%E9%82%84%E6%AC%BE%EF%BC%8C%E5%88%A9%E7%8E%877%EF%BC%8C%E6%AF%8F%E6%9C%88%E9%9C%80%E8%A6%81%E7%B9%B3%E7%B4%8D%E5%A4%9A%E5%B0%91%E6%9C%AC%E9%87%91%E5%92%8C%E5%88%A9%E6%81%AF%EF%BC%9F\" title=\"\u8cb8\u6b3e30\u842c\uff0c\u520648\u671f\u9084\u6b3e\uff0c\u5229\u73877%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f\">\u8cb8\u6b3e30\u842c\uff0c\u520648\u671f\u9084\u6b3e\uff0c\u5229\u73877%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/lmdy123.com\/%e8%b2%b8%e6%ac%be30%e8%90%ac%e4%b8%80%e5%80%8b%e6%9c%88%e8%a6%81%e7%b9%b3%e5%a4%9a%e5%b0%91\/#%E8%B2%B8%E6%AC%BE30%E8%90%AC%EF%BC%8C%E5%88%8660%E6%9C%9F%E9%82%84%E6%AC%BE%EF%BC%8C%E5%88%A9%E7%8E%878%EF%BC%8C%E6%AF%8F%E6%9C%88%E9%9C%80%E8%A6%81%E7%B9%B3%E7%B4%8D%E5%A4%9A%E5%B0%91%E6%9C%AC%E9%87%91%E5%92%8C%E5%88%A9%E6%81%AF%EF%BC%9F\" title=\"\u8cb8\u6b3e30\u842c\uff0c\u520660\u671f\u9084\u6b3e\uff0c\u5229\u73878%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f\">\u8cb8\u6b3e30\u842c\uff0c\u520660\u671f\u9084\u6b3e\uff0c\u5229\u73878%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E8%88%87%E6%AF%8F%E6%9C%88%E7%B9%B3%E6%AC%BE%E9%87%91%E9%A1%8D\"><\/span>\u5e38\u898b\u8cb8\u6b3e\u5229\u7387\u8207\u6bcf\u6708\u7e73\u6b3e\u91d1\u984d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u8003\u616e\u8cb8\u6b3e30\u842c\u6642\uff0c\u77ad\u89e3\u5e38\u898b\u7684\u8cb8\u6b3e\u5229\u7387\u548c\u6bcf\u6708\u7e73\u6b3e\u91d1\u984d\u5341\u5206\u91cd\u8981\u3002\u8cb8\u6b3e\u5229\u7387\u662f\u6307\u501f\u6b3e\u4eba\u5411\u653e\u6b3e\u6a5f\u69cb\u501f\u6b3e\u6642\uff0c\u9700\u8981\u652f\u4ed8\u7684\u4e00\u7a2e\u5229\u606f\u8cbb\u7528\uff0c\u901a\u5e38\u4ee5\u5e74\u5229\u7387\u8868\u793a\u3002\u800c\u6bcf\u6708\u7e73\u6b3e\u91d1\u984d\u5247\u662f\u501f\u6b3e\u4eba\u5728\u8cb8\u6b3e\u671f\u9593\u5167\uff0c\u6bcf\u6708\u9700\u8981\u511f\u9084\u7684\u672c\u91d1\u548c\u5229\u606f\u7684\u7e3d\u984d\u3002\u4f60\u53ef\u4ee5\u5728\u7db2\u8def\u4e0a\u627e\u5230\u8a31\u591a\u8cb8\u6b3e\u5229\u7387\u6bd4\u8f03\u5de5\u5177\uff0c\u9019\u4e9b\u5de5\u5177\u53ef\u4ee5\u5e6b\u52a9\u4f60\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u7684\u8cb8\u6b3e\u5229\u7387\u548c\u6bcf\u6708\u7e73\u6b3e\u91d1\u984d\uff0c\u4e26\u9078\u64c7\u6700\u9069\u5408\u4f60\u9700\u6c42\u548c\u9810\u7b97\u7684\u8cb8\u6b3e\u65b9\u6848\u3002<\/p>\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u8cb8\u6b3e\u5229\u7387\u6703\u53d7\u5230\u591a\u7a2e\u56e0\u7d20\u7684\u5f71\u97ff\uff0c\u5305\u62ec\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u3001\u8cb8\u6b3e\u91d1\u984d\u3001\u8cb8\u6b3e\u671f\u9650\u3001\u8cb8\u6b3e\u985e\u5225\u548c\u7d93\u6fdf\u72c0\u6cc1\u7b49\u3002\u4fe1\u7528\u8a55\u5206\u8d8a\u9ad8\uff0c\u8cb8\u6b3e\u5229\u7387\u5f80\u5f80\u8d8a\u4f4e\uff1b\u8cb8\u6b3e\u91d1\u984d\u8d8a\u5927\uff0c\u8cb8\u6b3e\u5229\u7387\u5f80\u5f80\u8d8a\u9ad8\uff1b\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u8cb8\u6b3e\u5229\u7387\u5f80\u5f80\u8d8a\u9ad8\uff1b\u8cb8\u6b3e\u985e\u5225\u4e0d\u540c\uff0c\u8cb8\u6b3e\u5229\u7387\u4e5f\u4e0d\u540c\uff1b\u7d93\u6fdf\u72c0\u6cc1\u6ce2\u52d5\uff0c\u8cb8\u6b3e\u5229\u7387\u4e5f\u6703\u6709\u6240\u6ce2\u52d5\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u5728\u7533\u8acb\u8cb8\u6b3e\u4e4b\u524d\uff0c\u5efa\u8b70\u5148\u8a55\u4f30\u81ea\u5df1\u7684\u4fe1\u7528\u8a55\u5206\u3001\u78ba\u5b9a\u8cb8\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u671f\u9650\uff0c\u4e26\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u7684\u8cb8\u6b3e\u5229\u7387\u3002\u9078\u64c7\u8cb8\u6b3e\u65b9\u6848\u6642\uff0c\u9664\u4e86\u8003\u616e\u8cb8\u6b3e\u5229\u7387\u5916\uff0c\u9084\u61c9\u8003\u616e\u6bcf\u6708\u7e73\u6b3e\u91d1\u984d\u662f\u5426\u5728\u4f60\u7684\u8ca0\u64d4\u7bc4\u570d\u5167\uff0c\u4ee5\u53ca\u8cb8\u6b3e\u65b9\u6848\u662f\u5426\u63d0\u4f9b\u5176\u4ed6\u512a\u60e0\u6216\u670d\u52d9\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%E7%9A%84%E9%82%84%E6%AC%BE%E8%A6%8F%E5%8A%83%E5%8F%8A%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\"><\/span>\u8cb8\u6b3e30\u842c\u7684\u9084\u6b3e\u898f\u5283\u53ca\u6ce8\u610f\u4e8b\u9805<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"%E9%82%84%E6%AC%BE%E8%A6%8F%E5%8A%83\"><\/span>\u9084\u6b3e\u898f\u5283<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p> \u8a55\u4f30\u500b\u4eba\u8ca1\u52d9\u72c0\u6cc1\uff1a \u77ad\u89e3\u81ea\u5df1\u7684\u6536\u5165\u3001\u652f\u51fa\u548c\u8ca0\u50b5\uff0c\u624d\u80fd\u5236\u5b9a\u5408\u7406\u7684\u9084\u6b3e\u8a08\u5283\u3002<\/p>\n<p> \u9078\u64c7\u5408\u9069\u7684\u9084\u6b3e\u65b9\u5f0f\uff1a \u5e38\u898b\u7684\u9084\u6b3e\u65b9\u5f0f\u5305\u62ec\u672c\u606f\u5747\u6524\u3001\u5148\u606f\u5f8c\u672c\u7b49\uff0c\u8981\u57fa\u65bc\u500b\u4eba\u60c5\u6cc1\u9078\u64c7\u5408\u9069\u7684\u9084\u6b3e\u65b9\u5f0f\u3002<\/p>\n<p> \u8abf\u6574\u9810\u7b97\uff0c\u7559\u51fa\u9084\u6b3e\u8cc7\u91d1\uff1a \u5728\u9810\u7b97\u4e2d\u7559\u51fa\u8db3\u5920\u7684\u8cc7\u91d1\u7528\u65bc\u8cb8\u6b3e\u9084\u6b3e\uff0c\u907f\u514d\u56e0\u8cc7\u91d1\u77ed\u7f3a\u800c\u7121\u6cd5\u6309\u6642\u9084\u6b3e\u3002<\/p>\n<p> \u8003\u616e\u63d0\u524d\u9084\u6b3e\u7684\u53ef\u80fd\u6027\uff1a \u5982\u679c\u6709\u80fd\u529b\u63d0\u524d\u9084\u6b3e\uff0c\u53ef\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa\uff0c\u7bc0\u7701\u7e3d\u9084\u6b3e\u984d\u5ea6\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\"><\/span>\u6ce8\u610f\u4e8b\u9805<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p> \u907f\u514d\u904e\u5ea6\u501f\u8cb8\uff1a \u501f\u8cb8\u6642\uff0c\u8981\u91cf\u529b\u800c\u884c\uff0c\u907f\u514d\u904e\u5ea6\u501f\u8cb8\uff0c\u4ee5\u514d\u9020\u6210\u6c89\u91cd\u7684\u50b5\u52d9\u8ca0\u64d4\u3002<\/p>\n<p> \u6309\u6642\u9084\u6b3e\uff0c\u907f\u514d\u7f70\u606f\uff1a \u6309\u6642\u9084\u6b3e\uff0c\u907f\u514d\u7522\u751f\u7f70\u606f\uff0c\u4ee5\u514d\u52a0\u91cd\u9084\u6b3e\u8ca0\u64d4\u3002<\/p>\n<p> \u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a18\u9304\uff1a \u6309\u6642\u9084\u6b3e\u3001\u6e1b\u5c11\u8ca0\u50b5\uff0c\u53ef\u4ee5\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\uff0c\u70ba\u672a\u4f86\u8cb8\u6b3e\u6216\u5176\u4ed6\u91d1\u878d\u6d3b\u52d5\u63d0\u4f9b\u6709\u5229\u689d\u4ef6\u3002<\/p>\n<p> \u5c0b\u6c42\u5c08\u696d\u5efa\u8b70\uff1a \u5982\u679c\u9084\u6b3e\u6709\u56f0\u96e3\u6216\u5c0d\u9084\u6b3e\u8a08\u5283\u4e0d\u78ba\u5b9a\uff0c\u53ef\u4ee5\u5c0b\u6c42\u5c08\u696d\u8ca1\u52d9\u9867\u554f\u7684\u5efa\u8b70\uff0c\u4ee5\u5236\u5b9a\u5408\u9069\u7684\u9084\u6b3e\u65b9\u6848\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%E6%9C%88%E7%B9%B3%E9%87%91%E9%A1%8D%E8%A7%A3%E6%9E%90%EF%BC%9A%E5%BD%B1%E9%9F%BF%E5%9B%A0%E7%B4%A0%E8%88%87%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F\"><\/span>\u8cb8\u6b3e30\u842c\u6708\u7e73\u91d1\u984d\u89e3\u6790\uff1a\u5f71\u97ff\u56e0\u7d20\u8207\u8a08\u7b97\u65b9\u5f0f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8cb8\u6b3e30\u842c\u7684\u6708\u7e73\u91d1\u984d\u53d6\u6c7a\u65bc\u591a\u7a2e\u56e0\u7d20\uff0c\u4ee5\u4e0b\u5217\u51fa\u5e7e\u500b\u4e3b\u8981\u5f71\u97ff\u56e0\u7d20\uff1a<\/p>\n<ul>\n<li><b>\u8cb8\u6b3e\u5229\u7387\uff1a<\/b>\u8cb8\u6b3e\u5229\u7387\u8d8a\u9ad8\uff0c\u6708\u7e73\u91d1\u984d\u5c31\u8d8a\u9ad8\u3002\u5229\u7387\u901a\u5e38\u7531\u592e\u884c\u5229\u7387\u3001\u9280\u884c\u4fe1\u7528\u8a55\u7b49\u3001\u8cb8\u6b3e\u671f\u9650\u3001\u64d4\u4fdd\u54c1\u7b49\u56e0\u7d20\u6c7a\u5b9a\u3002<\/li>\n<li><b>\u8cb8\u6b3e\u671f\u9650\uff1a<\/b>\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u6708\u7e73\u91d1\u984d\u8d8a\u4f4e\uff0c\u4f46\u7e3d\u5229\u606f\u652f\u51fa\u4e5f\u8d8a\u9ad8\u3002\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u8cb8\u6b3e\u671f\u9650\u6642\uff0c\u61c9\u5728\u6708\u7e73\u91d1\u984d\u548c\u7e3d\u5229\u606f\u652f\u51fa\u4e4b\u9593\u53d6\u5f97\u5e73\u8861\u3002<\/li>\n<li><b>\u9084\u6b3e\u65b9\u5f0f\uff1a<\/b>\u6700\u5e38\u898b\u7684\u9084\u6b3e\u65b9\u5f0f\u6709\u672c\u606f\u5e73\u5747\u6524\u9084\u548c\u5148\u606f\u5f8c\u672c\u3002\u672c\u606f\u5e73\u5747\u6524\u9084\u7684\u6708\u7e73\u91d1\u984d\u56fa\u5b9a\uff0c\u5148\u606f\u5f8c\u672c\u7684\u524d\u671f\u6708\u7e73\u91d1\u984d\u8f03\u4f4e\uff0c\u4f46\u5f8c\u671f\u6708\u7e73\u91d1\u984d\u8f03\u9ad8\u3002<\/li>\n<li><b>\u64d4\u4fdd\u54c1\uff1a<\/b>\u63d0\u4f9b\u64d4\u4fdd\u54c1\u7684\u8cb8\u6b3e\u901a\u5e38\u53ef\u4ee5\u7372\u5f97\u8f03\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\uff0c\u5f9e\u800c\u964d\u4f4e\u6708\u7e73\u91d1\u984d\u3002<\/li>\n<\/ul>\n<p>\u8cb8\u6b3e30\u842c\u7684\u6708\u7e73\u91d1\u984d\u53ef\u4ee5\u901a\u904e\u4ee5\u4e0b\u516c\u5f0f\u8a08\u7b97\uff1a<\/p>\n<p>\u6708\u7e73\u91d1\u984d = \u672c\u91d1\u00d7\uff081+\u8cb8\u6b3e\u5229\u7387\uff09^\u8cb8\u6b3e\u671f\u9650 \/ [(1+\u8cb8\u6b3e\u5229\u7387)^\u8cb8\u6b3e\u671f\u9650 &#8211; 1]<\/p>\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982\u679c\u60a8\u5411\u9280\u884c\u8cb8\u6b3e30\u842c\u5143\uff0c\u8cb8\u6b3e\u5229\u7387\u662f5%\uff0c\u8cb8\u6b3e\u671f\u9650\u662f10\u5e74\uff0c\u63a1\u7528\u672c\u606f\u5e73\u5747\u6524\u9084\u65b9\u5f0f\uff0c\u90a3\u9ebc\u60a8\u7684\u6708\u7e73\u91d1\u984d\u5c31\u662f\uff1a<\/p>\n<p>\u6708\u7e73\u91d1\u984d = $300,000  (1 + 0.05)^10 \/ [(1 + 0.05)^10 &#8211; 1] = $3,613.86<\/p>\n<p>\u8acb\u6ce8\u610f\uff0c\u9019\u53ea\u662f\u500b\u7bc4\u4f8b\uff0c\u60a8\u7684\u5be6\u969b\u6708\u7e73\u91d1\u984d\u53ef\u80fd\u6703\u6709\u5dee\u7570\u3002\u60a8\u53ef\u4ee5\u4f7f\u7528\u8cb8\u6b3e\u8a08\u7b97\u5668\u4f86\u8a08\u7b97\u60a8\u7684\u6708\u7e73\u91d1\u984d\uff0c\u4e26\u5728\u7533\u8acb\u8cb8\u6b3e\u524d\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u9078\u64c7\u6700\u512a\u60e0\u7684\u8cb8\u6b3e\u65b9\u6848\u3002<\/p>\n<table border=\\\"1\\\">\n<caption>\u8cb8\u6b3e30\u842c\u6708\u7e73\u91d1\u984d\u89e3\u6790\uff1a\u5f71\u97ff\u56e0\u7d20\u8207\u8a08\u7b97\u65b9\u5f0f<\/caption>\n<tbody>\n<tr>\n<th colspan=\\\"2\\\">\u5f71\u97ff\u56e0\u7d20<\/th>\n<th>\u8a08\u7b97\u65b9\u5f0f<\/th>\n<\/tr>\n<tr>\n<td rowspan=\\\"4\\\">\u8cb8\u6b3e\u5229\u7387<\/td>\n<td>\u592e\u884c\u5229\u7387<\/td>\n<td rowspan=\\\"4\\\">\u6708\u7e73\u91d1\u984d = \u672c\u91d1\u00d7\uff081+\u8cb8\u6b3e\u5229\u7387\uff09^\u8cb8\u6b3e\u671f\u9650 \/ [(1+\u8cb8\u6b3e\u5229\u7387)^\u8cb8\u6b3e\u671f\u9650 &#8211; 1]<\/td>\n<\/tr>\n<tr>\n<td>\u9280\u884c\u4fe1\u7528\u8a55\u7b49<\/td>\n<\/tr>\n<tr>\n<td>\u8cb8\u6b3e\u671f\u9650<\/td>\n<\/tr>\n<tr>\n<td>\u64d4\u4fdd\u54c1<\/td>\n<\/tr>\n<tr>\n<td colspan=\\\"2\\\">\u8cb8\u6b3e\u671f\u9650<\/td>\n<td>\u671f\u9650\u8d8a\u9577\uff0c\u6708\u7e73\u91d1\u984d\u8d8a\u4f4e\uff0c\u4f46\u7e3d\u5229\u606f\u652f\u51fa\u4e5f\u8d8a\u9ad8\u3002<\/td>\n<\/tr>\n<tr>\n<td colspan=\\\"2\\\">\u9084\u6b3e\u65b9\u5f0f<\/td>\n<td>\u6700\u5e38\u898b\u7684\u9084\u6b3e\u65b9\u5f0f\u6709\u672c\u606f\u5e73\u5747\u6524\u9084\u548c\u5148\u606f\u5f8c\u672c\u3002<\/td>\n<\/tr>\n<tr>\n<td colspan=\\\"2\\\">\u64d4\u4fdd\u54c1<\/td>\n<td>\u63d0\u4f9b\u64d4\u4fdd\u54c1\u7684\u8cb8\u6b3e\u901a\u5e38\u53ef\u4ee5\u7372\u5f97\u8f03\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\uff0c\u5f9e\u800c\u964d\u4f4e\u6708\u7e73\u91d1\u984d\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%E7%9A%84%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%AD%96%E7%95%A5%E8%88%87%E5%AF%A6%E9%9A%9B%E6%A1%88%E4%BE%8B%E5%88%86%E6%9E%90\"><\/span>\u8cb8\u6b3e30\u842c\u7684\u63d0\u524d\u9084\u6b3e\u7b56\u7565\u8207\u5be6\u969b\u6848\u4f8b\u5206\u6790<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u63d0\u524d\u9084\u6b3e\u662f\u6e1b\u5c11\u8cb8\u6b3e\u5229\u606f\u652f\u51fa\u548c\u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\u7684\u6709\u6548\u7b56\u7565\uff0c\u4f46\u524d\u63d0\u662f\u60a8\u6709\u8db3\u5920\u7684\u8cc7\u91d1\u53ef\u7528\u4f86\u63d0\u524d\u511f\u9084\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u898b\u7684\u63d0\u524d\u9084\u6b3e\u7b56\u7565\uff1a<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E5%96%AE%E6%AC%A1%E5%A4%A7%E9%A1%8D%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE\"><\/span>1. \u55ae\u6b21\u5927\u984d\u63d0\u524d\u9084\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5982\u679c\u60a8\u6709\u4e00\u7b46\u9592\u7f6e\u8cc7\u91d1\uff0c\u53ef\u4ee5\u8003\u616e\u5c07\u5176\u5168\u90e8\u6216\u90e8\u5206\u7528\u65bc\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\u672c\u91d1\u3002\u9019\u7a2e\u65b9\u5f0f\u53ef\u4ee5\u986f\u8457\u6e1b\u5c11\u8cb8\u6b3e\u5229\u606f\u652f\u51fa\uff0c\u7bc0\u7701\u5229\u606f\u6210\u672c\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E5%AE%9A%E6%9C%9F%E5%B0%8F%E9%A1%8D%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE\"><\/span>2. \u5b9a\u671f\u5c0f\u984d\u63d0\u524d\u9084\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5982\u679c\u60a8\u6c92\u6709\u5927\u7b46\u9592\u7f6e\u8cc7\u91d1\uff0c\u4f46\u6709\u80fd\u529b\u6bcf\u6708\u589e\u52a0\u9084\u6b3e\u91d1\u984d\uff0c\u53ef\u4ee5\u8003\u616e\u5b9a\u671f\u5c0f\u984d\u63d0\u524d\u9084\u6b3e\u3002\u9019\u7a2e\u65b9\u5f0f\u96d6\u7136\u6e1b\u5c11\u5229\u606f\u652f\u51fa\u7684\u5e45\u5ea6\u4e0d\u5982\u55ae\u6b21\u5927\u984d\u63d0\u524d\u9084\u6b3e\u90a3\u9ebc\u986f\u8457\uff0c\u4f46\u4e5f\u80fd\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u7bc0\u7701\u5229\u606f\u6210\u672c\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%E7%B8%AE%E7%9F%AD%E8%B2%B8%E6%AC%BE%E6%9C%9F%E9%99%90\"><\/span>3. \u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5982\u679c\u60a8\u6709\u80fd\u529b\u627f\u53d7\u66f4\u9ad8\u7684\u6708\u4ed8\u6b3e\uff0c\u53ef\u4ee5\u8003\u616e\u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\u3002\u9019\u7a2e\u65b9\u5f0f\u53ef\u4ee5\u6e1b\u5c11\u8cb8\u6b3e\u5229\u606f\u652f\u51fa\uff0c\u4f46\u6703\u589e\u52a0\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_%E5%BE%AA%E7%92%B0%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE\"><\/span>4. \u5faa\u74b0\u4fe1\u7528\u8cb8\u6b3e\u7684\u63d0\u524d\u9084\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5faa\u74b0\u4fe1\u7528\u8cb8\u6b3e\u7684\u9084\u6b3e\u65b9\u5f0f\u975e\u5e38\u9748\u6d3b\uff0c\u60a8\u53ef\u4ee5\u96a8\u6642\u63d0\u524d\u511f\u9084\u4efb\u610f\u91d1\u984d\u7684\u8cb8\u6b3e\u672c\u91d1\uff0c\u4e26\u4e14\u4e0d\u9700\u8981\u652f\u4ed8\u4efb\u4f55\u7f70\u6b3e\u3002\u56e0\u6b64\uff0c\u5982\u679c\u60a8\u6709\u9592\u7f6e\u8cc7\u91d1\uff0c\u53ef\u4ee5\u8003\u616e\u5c07\u5176\u7528\u65bc\u511f\u9084\u5faa\u74b0\u4fe1\u7528\u8cb8\u6b3e\u672c\u91d1\uff0c\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_%E5%AF%A6%E9%9A%9B%E6%A1%88%E4%BE%8B%E5%88%86%E6%9E%90\"><\/span>5. \u5be6\u969b\u6848\u4f8b\u5206\u6790<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5c0f\u83ef\u8cb8\u6b3e30\u842c\u5143\uff0c\u8cb8\u6b3e\u671f\u9650\u70ba5\u5e74\uff0c\u8cb8\u6b3e\u5229\u7387\u70ba5%\u3002\u5982\u679c\u4ed6\u9078\u64c7\u6309\u6642\u511f\u9084\u8cb8\u6b3e\uff0c\u6bcf\u6708\u9700\u511f\u9084\u672c\u606f6,392\u5143\uff0c\u7e3d\u5229\u606f\u652f\u51fa\u70ba38,352\u5143\u3002<\/p>\n<p>\u5982\u679c\u5c0f\u83ef\u9078\u64c7\u63d0\u524d\u9084\u6b3e\uff0c\u4ed6\u53ef\u4ee5\u63a1\u7528\u4ee5\u4e0b\u7b56\u7565\uff1a<\/p>\n<p> \u55ae\u6b21\u5927\u984d\u63d0\u524d\u9084\u6b3e\uff1a\u5982\u679c\u5c0f\u83ef\u5728\u7b2c2\u5e74\u5e74\u5e95\u6709\u4e00\u7b4610\u842c\u5143\u7684\u9592\u7f6e\u8cc7\u91d1\uff0c\u4ed6\u53ef\u4ee5\u7528\u9019\u7b46\u8cc7\u91d1\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\u672c\u91d1\u3002\u9019\u6a23\uff0c\u4ed6\u53ef\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa11,508\u5143\uff0c\u7bc0\u7701\u5229\u606f\u6210\u672c\u3002<br \/>\n \u5b9a\u671f\u5c0f\u984d\u63d0\u524d\u9084\u6b3e\uff1a\u5982\u679c\u5c0f\u83ef\u6c92\u6709\u5927\u7b46\u9592\u7f6e\u8cc7\u91d1\uff0c\u4f46\u4ed6\u6709\u80fd\u529b\u6bcf\u6708\u589e\u52a0\u9084\u6b3e\u91d1\u984d1,000\u5143\uff0c\u4ed6\u53ef\u4ee5\u9078\u64c7\u5b9a\u671f\u5c0f\u984d\u63d0\u524d\u9084\u6b3e\u3002\u9019\u6a23\uff0c\u4ed6\u53ef\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa5,760\u5143\uff0c\u7bc0\u7701\u5229\u606f\u6210\u672c\u3002<br \/>\n \u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\uff1a\u5982\u679c\u5c0f\u83ef\u6709\u80fd\u529b\u627f\u53d7\u66f4\u9ad8\u7684\u6708\u4ed8\u6b3e\uff0c\u4ed6\u53ef\u4ee5\u9078\u64c7\u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\u81f33\u5e74\u3002\u9019\u6a23\uff0c\u4ed6\u53ef\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa19,176\u5143\uff0c\u7bc0\u7701\u5229\u606f\u6210\u672c\u3002<\/p>\n<p>\u7121\u8ad6\u60a8\u9078\u64c7\u54ea\u7a2e\u63d0\u524d\u9084\u6b3e\u7b56\u7565\uff0c\u6700\u91cd\u8981\u7684\u662f\u8981\u6839\u64da\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u511f\u9084\u80fd\u529b\u505a\u51fa\u9078\u64c7\u3002\u63d0\u524d\u9084\u6b3e\u96d6\u7136\u53ef\u4ee5\u7bc0\u7701\u5229\u606f\u652f\u51fa\uff0c\u4f46\u4e5f\u6703\u589e\u52a0\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u6216\u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\uff0c\u56e0\u6b64\u5728\u505a\u51fa\u6c7a\u5b9a\u4e4b\u524d\uff0c\u52d9\u5fc5\u6b0a\u8861\u5229\u5f0a\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%E6%9C%AA%E5%84%9F%E9%87%91%E9%A1%8D%E8%88%87%E6%9C%88%E7%B9%B3%E9%87%91%E7%9A%84%E9%97%9C%E4%BF%82%E5%89%96%E6%9E%90\"><\/span>\u8cb8\u6b3e30\u842c\u672a\u511f\u91d1\u984d\u8207\u6708\u7e73\u91d1\u7684\u95dc\u4fc2\u5256\u6790<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8cb8\u6b3e30\u842c\uff0c\u6bcf\u500b\u6708\u8981\u7e73\u591a\u5c11\u9322\uff0c\u53d6\u6c7a\u65bc\u60a8\u7684\u8cb8\u6b3e\u671f\u9650\u548c\u5229\u7387\uff0c\u4ee5\u53ca\u60a8\u9078\u64c7\u7684\u9084\u6b3e\u65b9\u5f0f\u3002\u800c\u672a\u511f\u91d1\u984d\u662f\u6307\u5c1a\u672a\u511f\u9084\u7684\u8cb8\u6b3e\u9918\u984d\uff0c\u8207\u6708\u7e73\u91d1\u6709\u8457\u5bc6\u5207\u7684\u95dc\u4fc2\u3002<\/p>\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u5229\u7387\u8d8a\u9ad8\uff0c\u6bcf\u6708\u7684\u6708\u7e73\u91d1\u5c31\u8d8a\u9ad8\uff0c\u800c\u672a\u511f\u91d1\u984d\u511f\u9084\u7684\u9032\u5ea6\u4e5f\u6703\u8d8a\u6162\u3002\u76f8\u53cd\u7684\uff0c\u8cb8\u6b3e\u671f\u9650\u8d8a\u77ed\uff0c\u5229\u7387\u8d8a\u4f4e\uff0c\u6bcf\u6708\u7684\u6708\u7e73\u91d1\u5c31\u8d8a\u4f4e\uff0c\u672a\u511f\u91d1\u984d\u6e05\u511f\u7684\u901f\u5ea6\u4e5f\u8d8a\u5feb\u3002<\/p>\n<p>\u77ad\u89e3\u8cb8\u6b3e30\u842c\u7684\u672a\u511f\u91d1\u984d\u548c\u6708\u7e73\u91d1\u7684\u95dc\u4fc2\uff0c\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5236\u5b9a\u5408\u7406\u7684\u9084\u6b3e\u8a08\u756b\uff0c\u907f\u514d\u50b5\u52d9\u7e8f\u8eab\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u9700\u8981\u6ce8\u610f\u7684\u4e8b\u9805\uff1a<\/p>\n<li>\u9078\u64c7\u5408\u9069\u7684\u9084\u6b3e\u65b9\u5f0f\u3002\u901a\u5e38\u6709\u5169\u7a2e\u9084\u6b3e\u65b9\u5f0f\uff1a\u7b49\u984d\u672c\u606f\u9084\u6b3e\u6cd5\u548c\u7b49\u984d\u672c\u91d1\u9084\u6b3e\u6cd5\u3002\u7b49\u984d\u672c\u606f\u9084\u6b3e\u6cd5\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u56fa\u5b9a\uff0c\u4f46\u96a8\u8457\u8cb8\u6b3e\u672c\u91d1\u7684\u6e1b\u5c11\uff0c\u5229\u606f\u90e8\u5206\u4e5f\u6703\u6e1b\u5c11\uff0c\u800c\u672c\u91d1\u90e8\u5206\u6703\u589e\u52a0\u3002\u7b49\u984d\u672c\u91d1\u9084\u6b3e\u6cd5\u6bcf\u6708\u9084\u6b3e\u672c\u91d1\u56fa\u5b9a\uff0c\u5229\u606f\u90e8\u5206\u6703\u96a8\u8457\u672c\u91d1\u7684\u6e1b\u5c11\u800c\u6e1b\u5c11\uff0c\u56e0\u6b64\u524d\u671f\u7684\u9084\u6b3e\u91d1\u984d\u6703\u6bd4\u8f03\u9ad8\uff0c\u5f8c\u671f\u7684\u9084\u6b3e\u91d1\u984d\u6703\u6bd4\u8f03\u4f4e\u3002<\/li>\n<li>\u8003\u616e\u63d0\u524d\u9084\u6b3e\u3002\u5982\u679c\u60a8\u6709\u984d\u5916\u7684\u8cc7\u91d1\uff0c\u53ef\u4ee5\u8003\u616e\u63d0\u524d\u511f\u9084\u90e8\u5206\u6216\u5168\u90e8\u7684\u8cb8\u6b3e\u672c\u91d1\u3002\u63d0\u524d\u9084\u6b3e\u53ef\u4ee5\u6e1b\u5c11\u5229\u606f\u652f\u51fa\uff0c\u52a0\u5feb\u6e05\u511f\u8cb8\u6b3e\u7684\u901f\u5ea6\uff0c\u4f46\u9700\u8981\u652f\u4ed8\u4e00\u7b46\u63d0\u524d\u9084\u6b3e\u624b\u7e8c\u8cbb\u3002<\/li>\n<li>\u907f\u514d\u50b5\u52d9\u6efe\u52d5\u3002\u50b5\u52d9\u6efe\u52d5\u662f\u6307\u7528\u65b0\u7684\u8cb8\u6b3e\u4f86\u511f\u9084\u820a\u7684\u8cb8\u6b3e\u3002\u9019\u6703\u5c0e\u81f4\u50b5\u52d9\u8d8a\u6efe\u8d8a\u5927\uff0c\u6700\u7d42\u96e3\u4ee5\u511f\u9084\u3002\u56e0\u6b64\uff0c\u5728\u501f\u9322\u4e4b\u524d\uff0c\u61c9\u5148\u8a55\u4f30\u81ea\u5df1\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u907f\u514d\u50b5\u52d9\u6efe\u52d5\u7684\u767c\u751f\u3002<\/li>\n<p>\u8cb8\u6b3e30\u842c\u672a\u511f\u91d1\u984d\u8207\u6708\u7e73\u91d1\u7684\u95dc\u4fc2\uff0c\u662f\u4e00\u500b\u8907\u96dc\u7684\u554f\u984c\uff0c\u9700\u8981\u8003\u616e\u591a\u7a2e\u56e0\u7d20\u3002\u901a\u904e\u77ad\u89e3\u9019\u4e9b\u56e0\u7d20\u4e26\u5236\u5b9a\u5408\u7406\u7684\u9084\u6b3e\u8a08\u756b\uff0c\u53ef\u4ee5\u5e6b\u52a9\u60a8\u66f4\u6709\u6548\u5730\u7ba1\u7406\u50b5\u52d9\uff0c\u907f\u514d\u50b5\u52d9\u9677\u9631\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%E4%B8%80%E5%80%8B%E6%9C%88%E8%A6%81%E7%B9%B3%E5%A4%9A%E5%B0%91%E7%B5%90%E8%AB%96\"><\/span>\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\u7d50\u8ad6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\uff1f\u9019\u53d6\u6c7a\u65bc\u60a8\u7684\u5229\u7387\u3001\u8cb8\u6b3e\u671f\u9650\u548c\u6708\u7e73\u65b9\u5f0f\u3002\u5728\u60a8\u505a\u51fa\u4efb\u4f55\u6c7a\u5b9a\u4e4b\u524d\uff0c\u8acb\u52d9\u5fc5\u8207\u60a8\u7684\u8cb8\u6b3e\u6a5f\u69cb\u8ac7\u8ac7\uff0c\u4ee5\u78ba\u4fdd\u60a8\u77ad\u89e3\u8cb8\u6b3e\u7684\u689d\u6b3e\u548c\u689d\u4ef6\u3002\u501f\u6b3e\u524d\u8acb\u52d9\u5fc5\u8b39\u614e\u8003\u616e\uff0c\u8a55\u4f30\u81ea\u8eab\u9084\u6b3e\u80fd\u529b\uff0c\u4ee5\u907f\u514d\u50b5\u52d9\u9055\u7d04\u6216\u5f71\u97ff\u4fe1\u7528\u5206\u6578\u3002<\/p>\n<p>\u8cb8\u6b3e30\u842c\uff0c\u52d9\u5fc5\u7cbe\u6253\u7d30\u7b97\uff0c\u505a\u597d\u9084\u6b3e\u898f\u5283\u3002\u511f\u9084\u8cb8\u6b3e\u6642\uff0c\u61c9\u5118\u91cf\u7e2e\u77ed\u8cb8\u6b3e\u671f\u9650\uff0c\u4ee5\u6e1b\u5c11\u652f\u4ed8\u7684\u5229\u606f\u3002\u540c\u6642\uff0c\u61c9\u5118\u91cf\u63d0\u9ad8\u6708\u7e73\u91d1\u984d\uff0c\u4ee5\u52a0\u5feb\u9084\u6e05\u8cb8\u6b3e\u7684\u901f\u5ea6\u3002\u60a8\u9084\u61c9\u8a72\u8003\u616e\u63d0\u524d\u9084\u6b3e\u7684\u9078\u9805\uff0c\u4ee5\u7bc0\u7701\u5229\u606f\u8cbb\u7528\u3002\u5982\u679c\u60a8\u7684\u8cb8\u6b3e\u6a5f\u69cb\u5141\u8a31\u63d0\u524d\u9084\u6b3e\uff0c\u8acb\u52d9\u5fc5\u77ad\u89e3\u63d0\u524d\u9084\u6b3e\u7684\u689d\u6b3e\u548c\u689d\u4ef6\u3002<\/p>\n<p>\u6700\u5f8c\uff0c\u8acb\u8a18\u4f4f\uff0c\u8cb8\u6b3e\u662f\u4e00\u7a2e\u91d1\u878d\u5de5\u5177\uff0c\u61c9\u8b39\u614e\u4f7f\u7528\u3002\u5728\u60a8\u501f\u6b3e\u4e4b\u524d\uff0c\u8acb\u52d9\u5fc5\u4ed4\u7d30\u8003\u616e\u60a8\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u4e26\u78ba\u4fdd\u60a8\u6709\u80fd\u529b\u511f\u9084\u8cb8\u6b3e\u3002\u5982\u679c\u60a8\u4e0d\u78ba\u5b9a\u60a8\u662f\u5426\u80fd\u5920\u511f\u9084\u8cb8\u6b3e\uff0c\u8acb\u52d9\u5fc5\u8207\u60a8\u7684\u8cb8\u6b3e\u6a5f\u69cb\u8ac7\u8ac7\uff0c\u4ee5\u77ad\u89e3\u60a8\u7684\u9078\u9805\u3002\u5982\u679c\u60a8\u5df2\u501f\u6b3e\uff0c\u8acb\u52d9\u5fc5\u9075\u5b88\u9084\u6b3e\u8a08\u5283\uff0c\u4e26\u5118\u5feb\u511f\u9084\u60a8\u7684\u8cb8\u6b3e\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%E4%B8%80%E5%80%8B%E6%9C%88%E8%A6%81%E7%B9%B3%E5%A4%9A%E5%B0%91_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\"><\/span>\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%EF%BC%8C%E5%88%8636%E6%9C%9F%E9%82%84%E6%AC%BE%EF%BC%8C%E5%88%A9%E7%8E%876%EF%BC%8C%E6%AF%8F%E6%9C%88%E9%9C%80%E8%A6%81%E7%B9%B3%E7%B4%8D%E5%A4%9A%E5%B0%91%E6%9C%AC%E9%87%91%E5%92%8C%E5%88%A9%E6%81%AF%EF%BC%9F\"><\/span>\u8cb8\u6b3e30\u842c\uff0c\u520636\u671f\u9084\u6b3e\uff0c\u5229\u73876%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u9996\u5148\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u5229\u606f\u662f\u591a\u5c11\u3002300000  6% \/ 12 = 1500\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u5229\u606f\u70ba1500\u5143\u3002\u63a5\u4e0b\u4f86\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u3002300000 \/ 36 = 8333\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u70ba8333\u5143\u3002\u6700\u5f8c\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u672c\u91d1\u662f\u591a\u5c11\u30028333 &#8211; 1500 = 6833\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u672c\u91d1\u70ba6833\u5143\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%EF%BC%8C%E5%88%8648%E6%9C%9F%E9%82%84%E6%AC%BE%EF%BC%8C%E5%88%A9%E7%8E%877%EF%BC%8C%E6%AF%8F%E6%9C%88%E9%9C%80%E8%A6%81%E7%B9%B3%E7%B4%8D%E5%A4%9A%E5%B0%91%E6%9C%AC%E9%87%91%E5%92%8C%E5%88%A9%E6%81%AF%EF%BC%9F\"><\/span>\u8cb8\u6b3e30\u842c\uff0c\u520648\u671f\u9084\u6b3e\uff0c\u5229\u73877%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u9996\u5148\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u5229\u606f\u662f\u591a\u5c11\u3002300000  7% \/ 12 = 1750\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u5229\u606f\u70ba1750\u5143\u3002\u63a5\u4e0b\u4f86\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u3002300000 \/ 48 = 6250\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u70ba6250\u5143\u3002\u6700\u5f8c\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u672c\u91d1\u662f\u591a\u5c11\u30026250 &#8211; 1750 = 4500\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u672c\u91d1\u70ba4500\u5143\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E6%AC%BE30%E8%90%AC%EF%BC%8C%E5%88%8660%E6%9C%9F%E9%82%84%E6%AC%BE%EF%BC%8C%E5%88%A9%E7%8E%878%EF%BC%8C%E6%AF%8F%E6%9C%88%E9%9C%80%E8%A6%81%E7%B9%B3%E7%B4%8D%E5%A4%9A%E5%B0%91%E6%9C%AC%E9%87%91%E5%92%8C%E5%88%A9%E6%81%AF%EF%BC%9F\"><\/span>\u8cb8\u6b3e30\u842c\uff0c\u520660\u671f\u9084\u6b3e\uff0c\u5229\u73878%\uff0c\u6bcf\u6708\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u672c\u91d1\u548c\u5229\u606f\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u9996\u5148\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u5229\u606f\u662f\u591a\u5c11\u3002300000  8% \/ 12 = 2000\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u5229\u606f\u70ba2000\u5143\u3002\u63a5\u4e0b\u4f86\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u3002300000 \/ 60 = 5000\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u70ba5000\u5143\u3002\u6700\u5f8c\uff0c\u6211\u5011\u9700\u8981\u7b97\u51fa\u6bcf\u6708\u672c\u91d1\u662f\u591a\u5c11\u30025000 &#8211; 2000 = 3000\u3002\u56e0\u6b64\uff0c\u6bcf\u6708\u672c\u91d1\u70ba3000\u5143\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u60a8\u662f\u5426\u6b63\u8003\u616e\u8cb8\u6b3e\uff0c\u4f46\u5c0d\u65bc\u300c\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\u300d\u611f\u5230\u7591\u60d1\uff1f\u8cb8\u6b3e\u5728\u8a31\u591a\u60c5\u6cc1\u4e0b\u90fd\u662f\u5fc5\u8981\u7684\uff0c\u4f8b\u5982\u8cfc\u5c4b\u3001\u5275\u696d\uff0c\u751a\u81f3 [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[37],"tags":[],"class_list":["post-5890","post","type-post","status-publish","format-standard","hentry","category-knowledge"],"modified_by":null,"jetpack_featured_media_url":"","uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"woocommerce_thumbnail":false,"woocommerce_single":false,"woocommerce_gallery_thumbnail":false},"uagb_author_info":{"display_name":"jason","author_link":"https:\/\/lmdy123.com\/author\/jason\/"},"uagb_comment_info":0,"uagb_excerpt":"\u60a8\u662f\u5426\u6b63\u8003\u616e\u8cb8\u6b3e\uff0c\u4f46\u5c0d\u65bc\u300c\u8cb8\u6b3e30\u842c\u4e00\u500b\u6708\u8981\u7e73\u591a\u5c11\u300d\u611f\u5230\u7591\u60d1\uff1f\u8cb8\u6b3e\u5728\u8a31\u591a\u60c5\u6cc1\u4e0b\u90fd\u662f\u5fc5\u8981\u7684\uff0c\u4f8b\u5982\u8cfc\u5c4b\u3001\u5275\u696d\uff0c\u751a\u81f3...","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/posts\/5890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/comments?post=5890"}],"version-history":[{"count":0,"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/posts\/5890\/revisions"}],"wp:attachment":[{"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/media?parent=5890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/categories?post=5890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lmdy123.com\/wp-json\/wp\/v2\/tags?post=5890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}