{"id":5898,"date":"2024-01-18T14:30:53","date_gmt":"2024-01-18T06:30:53","guid":{"rendered":"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90"},"modified":"2024-01-18T14:30:53","modified_gmt":"2024-01-18T06:30:53","slug":"%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/","title":{"rendered":"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u8a73\u89e3\uff1a\u77ad\u89e3\u5f71\u97ff\u623f\u8cb8\u5229\u7387\u8207\u9084\u6b3e\u65b9\u5f0f\u7684\u95dc\u9375"},"content":{"rendered":"<p>\u63d0\u5230\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\uff0c\u96d6\u591a\u6578\u4eba\u8a8d\u70ba\u8207\u8cb8\u6b3e\u7533\u8acb\u7121\u95dc\uff0c\u4f46\u9019\u9805\u8cc7\u8a0a\u5728\u623f\u8cb8\u5229\u7387\u8207\u9084\u6b3e\u65b9\u5f0f\u7684\u7533\u8acb\u4e0a\u626e\u6f14\u8457\u8209\u8db3\u8f15\u91cd\u7684\u89d2\u8272\u3002\u95dc\u65bc\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u7684\u8cc7\u8a0a\uff0c\u5c31\u8b93\u6211\u5011\u4e00\u8d77\u4f86\u770b\u770b\u5c08\u5bb6\u600e\u9ebc\u8aaa\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E7%9A%84%E5%BD%B1%E9%9F%BF\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u7684\u5f71\u97ff\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u7684\u5f71\u97ff<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#1_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E5%B0%8D%E9%82%84%E6%AC%BE%E9%87%91%E9%A1%8D%E7%9A%84%E5%BD%B1%E9%9F%BF\" title=\"1. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u9084\u6b3e\u91d1\u984d\u7684\u5f71\u97ff\">1. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u9084\u6b3e\u91d1\u984d\u7684\u5f71\u97ff<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#2_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E5%B0%8D%E7%B8%BD%E9%AB%94%E6%88%90%E6%9C%AC%E7%9A%84%E5%BD%B1%E9%9F%BF\" title=\"2. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u7e3d\u9ad4\u6210\u672c\u7684\u5f71\u97ff\">2. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u7e3d\u9ad4\u6210\u672c\u7684\u5f71\u97ff<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#3_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E5%B0%8D%E5%88%A9%E7%8E%87%E7%9A%84%E5%BD%B1%E9%9F%BF\" title=\"3. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u5229\u7387\u7684\u5f71\u97ff\">3. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u5229\u7387\u7684\u5f71\u97ff<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E5%BD%B1%E9%9F%BF%E9%82%84%E6%AC%BE%E9%87%91%E9%A1%8D%E8%88%87%E7%B8%BD%E9%AB%94%E6%88%90%E6%9C%AC\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5f71\u97ff\u9084\u6b3e\u91d1\u984d\u8207\u7e3d\u9ad4\u6210\u672c\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5f71\u97ff\u9084\u6b3e\u91d1\u984d\u8207\u7e3d\u9ad4\u6210\u672c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E8%88%87%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%BD%B0%E9%87%91\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8207\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8207\u63d0\u524d\u9084\u6b3e\u7f70\u91d1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E8%88%87%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%BD%B0%E9%87%91-2\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8207\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8207\u63d0\u524d\u9084\u6b3e\u7f70\u91d1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E8%88%87%E5%88%A9%E7%8E%87%E7%9A%84%E9%97%9C%E8%81%AF\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u8207\u5229\u7387\u7684\u95dc\u806f\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u8207\u5229\u7387\u7684\u95dc\u806f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E5%88%A9%E7%8E%87%E5%B7%AE%E7%95%B0%E7%9A%84%E6%BD%9B%E5%9C%A8%E5%8E%9F%E5%9B%A0\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5229\u7387\u5dee\u7570\u7684\u6f5b\u5728\u539f\u56e0\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5229\u7387\u5dee\u7570\u7684\u6f5b\u5728\u539f\u56e0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E8%88%87%E9%81%B8%E6%93%87%E5%90%88%E9%81%A9%E7%9A%84%E6%8A%B5%E6%8A%BC%E6%AC%8A%E9%A1%9E%E5%9E%8B\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u8207\u9078\u64c7\u5408\u9069\u7684\u62b5\u62bc\u6b0a\u985e\u578b\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u8207\u9078\u64c7\u5408\u9069\u7684\u62b5\u62bc\u6b0a\u985e\u578b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A_%E5%B9%B4%E9%99%90%E7%B5%90%E8%AB%96\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a \u5e74\u9650\u7d50\u8ad6\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a \u5e74\u9650\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A_%E5%B9%B4%E9%99%90_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\" title=\"\u62b5\u62bc\u6b0a\u8a2d\u5b9a \u5e74\u9650 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a \u5e74\u9650 \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#1_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E8%B6%8A%E9%95%B7%EF%BC%8C%E5%88%A9%E7%8E%87%E8%B6%8A%E4%BD%8E%E5%97%8E%EF%BC%9F\" title=\"1. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u5229\u7387\u8d8a\u4f4e\u55ce\uff1f\">1. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u5229\u7387\u8d8a\u4f4e\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#2_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E8%B6%8A%E9%95%B7%EF%BC%8C%E7%B8%BD%E9%AB%94%E6%88%90%E6%9C%AC%E6%9B%B4%E9%AB%98%E5%97%8E%EF%BC%9F\" title=\"2. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u7e3d\u9ad4\u6210\u672c\u66f4\u9ad8\u55ce\uff1f\">2. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u7e3d\u9ad4\u6210\u672c\u66f4\u9ad8\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lmdy123.com\/%e6%8a%b5%e6%8a%bc%e6%ac%8a%e8%a8%ad%e5%ae%9a-%e5%b9%b4%e9%99%90\/#3_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E8%B6%8A%E9%95%B7%EF%BC%8C%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%BD%B0%E9%87%91%E8%B6%8A%E9%AB%98%E5%97%8E%EF%BC%9F\" title=\"3. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u8d8a\u9ad8\u55ce\uff1f\">3. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u8d8a\u9ad8\u55ce\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E7%9A%84%E5%BD%B1%E9%9F%BF\"><\/span><b>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u7684\u5f71\u97ff<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u662f\u6307\u501f\u6b3e\u4eba\u5728\u62b5\u62bc\u8cb8\u6b3e\u5408\u7d04\u7d04\u5b9a\u7684\u9084\u6b3e\u65e5\u671f\u3002\u9019\u500b\u65e5\u671f\u6c7a\u5b9a\u4e86\u8cb8\u6b3e\u7684\u671f\u9650\uff0c\u5f9e\u800c\u5f71\u97ff\u4e86\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u91d1\u984d\u3001\u7e3d\u9ad4\u6210\u672c\u548c\u5229\u7387\u3002\u9078\u64c7\u5408\u9069\u7684\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u662f\u8cfc\u623f\u8005\u5728\u7533\u8acb\u62b5\u62bc\u8cb8\u6b3e\u6642\u9700\u8981\u8003\u616e\u7684\u91cd\u8981\u56e0\u7d20\uff0c\u4e5f\u662f\u8cb8\u6b3e\u6a5f\u69cb\u5728\u8a55\u4f30\u8cb8\u6b3e\u98a8\u96aa\u6642\u8003\u616e\u7684\u91cd\u8981\u56e0\u7d20\u3002\u4ee5\u4e0b\u5c07\u8a73\u7d30\u8aaa\u660e\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u9084\u6b3e\u91d1\u984d\u3001\u7e3d\u9ad4\u6210\u672c\u548c\u5229\u7387\u7684\u5f71\u97ff\uff1a<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E5%B0%8D%E9%82%84%E6%AC%BE%E9%87%91%E9%A1%8D%E7%9A%84%E5%BD%B1%E9%9F%BF\"><\/span><b>1. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u9084\u6b3e\u91d1\u984d\u7684\u5f71\u97ff<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u4f4e\u3002\u9019\u662f\u56e0\u70ba\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u628a\u8cb8\u6b3e\u7e3d\u984d\u5e73\u5206\u5728\u66f4\u9577\u7684\u671f\u9650\u5167\uff0c\u5f9e\u800c\u964d\u4f4e\u4e86\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\u3002\u7136\u800c\uff0c\u8f03\u9577\u7684\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u4e5f\u610f\u5473\u8457\u501f\u6b3e\u4eba\u9700\u8981\u652f\u4ed8\u66f4\u591a\u7684\u5229\u606f\uff0c\u5f9e\u800c\u589e\u52a0\u4e86\u8cb8\u6b3e\u7684\u7e3d\u9ad4\u6210\u672c\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E5%B0%8D%E7%B8%BD%E9%AB%94%E6%88%90%E6%9C%AC%E7%9A%84%E5%BD%B1%E9%9F%BF\"><\/span><b>2. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u7e3d\u9ad4\u6210\u672c\u7684\u5f71\u97ff<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8d8a\u9577\uff0c\u8cb8\u6b3e\u7684\u7e3d\u9ad4\u6210\u672c\u8d8a\u9ad8\u3002\u9019\u662f\u56e0\u70ba\u501f\u6b3e\u4eba\u9700\u8981\u652f\u4ed8\u66f4\u591a\u7684\u5229\u606f\u3002\u4f8b\u5982\uff0c\u4e00\u500b30\u5e74\u7684\u62b5\u62bc\u8cb8\u6b3e\u7684\u7e3d\u9ad4\u6210\u672c\u901a\u5e38\u6bd4\u4e00\u500b15\u5e74\u7684\u62b5\u62bc\u8cb8\u6b3e\u7684\u7e3d\u9ad4\u6210\u672c\u9ad8\u51fa\u6578\u842c\u5143\uff0c\u5373\u4f7f\u5169\u8005\u7684\u5229\u7387\u76f8\u540c\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E5%B0%8D%E5%88%A9%E7%8E%87%E7%9A%84%E5%BD%B1%E9%9F%BF\"><\/span><b>3. \u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u5c0d\u5229\u7387\u7684\u5f71\u97ff<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u4e5f\u53ef\u80fd\u6703\u5f71\u97ff\u8cb8\u6b3e\u5229\u7387\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u8f03\u77ed\u7684\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u6703\u5e36\u4f86\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u56e0\u70ba\u8cb8\u6b3e\u6a5f\u69cb\u8a8d\u70ba\u9019\u7a2e\u8cb8\u6b3e\u7684\u98a8\u96aa\u8f03\u4f4e\u3002\u9019\u662f\u56e0\u70ba\u501f\u6b3e\u4eba\u66f4\u6709\u53ef\u80fd\u5728\u8f03\u77ed\u7684\u671f\u9650\u5167\u511f\u9084\u8cb8\u6b3e\uff0c\u5f9e\u800c\u964d\u4f4e\u8cb8\u6b3e\u6a5f\u69cb\u7684\u9055\u7d04\u98a8\u96aa\u3002\u76f8\u53cd\uff0c\u8f03\u9577\u7684\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u901a\u5e38\u6703\u5e36\u4f86\u8f03\u9ad8\u7684\u5229\u7387\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E5%BD%B1%E9%9F%BF%E9%82%84%E6%AC%BE%E9%87%91%E9%A1%8D%E8%88%87%E7%B8%BD%E9%AB%94%E6%88%90%E6%9C%AC\"><\/span>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5f71\u97ff\u9084\u6b3e\u91d1\u984d\u8207\u7e3d\u9ad4\u6210\u672c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u662f\u5f71\u97ff\u623f\u8cb8\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u9ad4\u6210\u672c\u7684\u91cd\u8981\u56e0\u7d20\u3002\u671f\u9650\u8d8a\u9577\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u4f4e\uff0c\u4f46\u5229\u606f\u7e3d\u984d\u4e5f\u8d8a\u9ad8\uff1b\u671f\u9650\u8d8a\u77ed\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u9ad8\uff0c\u4f46\u5229\u606f\u7e3d\u984d\u4e5f\u8d8a\u4f4e\u3002\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u6642\uff0c\u9700\u8981\u7d9c\u5408\u8003\u616e\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u3001\u9084\u6b3e\u80fd\u529b\u548c\u5c0d\u8cc7\u91d1\u7684\u9700\u6c42\uff0c\u4ee5\u627e\u5230\u4e00\u500b\u5408\u9069\u7684\u671f\u9650\u3002\u4e0b\u5217\u5217\u51fa\u4e86\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5982\u4f55\u5f71\u97ff\u9084\u6b3e\u91d1\u984d\u548c\u7e3d\u9ad4\u6210\u672c\uff1a<\/p>\n<ul>\n<li><b>\u9084\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u4f4e\u3002<\/b>\u9019\u662f\u56e0\u70ba\u671f\u9650\u8d8a\u9577\uff0c\u8cb8\u6b3e\u672c\u91d1\u53ef\u4ee5\u5206\u6524\u5230\u66f4\u591a\u7684\u6708\u4efd\u4e0a\uff0c\u56e0\u6b64\u6bcf\u500b\u6708\u9700\u8981\u511f\u9084\u7684\u672c\u91d1\u91d1\u984d\u5c31\u8d8a\u5c11\u3002\u4f8b\u5982\uff0c100\u842c\u5143\u7684\u8cb8\u6b3e\uff0c\u671f\u9650\u70ba30\u5e74\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u7d04\u70ba3,500\u5143\uff1b\u671f\u9650\u70ba15\u5e74\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u7d04\u70ba6,500\u5143\u3002<\/li>\n<li><b>\u9084\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u5229\u606f\u7e3d\u984d\u8d8a\u9ad8\u3002<\/b>\u7531\u65bc\u8cb8\u6b3e\u672c\u91d1\u5206\u6524\u5230\u66f4\u591a\u7684\u6708\u4efd\u4e0a\uff0c\u56e0\u6b64\u9700\u8981\u652f\u4ed8\u7684\u5229\u606f\u7e3d\u984d\u5c31\u6703\u8d8a\u9ad8\u3002\u4f8b\u5982\uff0c100\u842c\u5143\u7684\u8cb8\u6b3e\uff0c\u671f\u9650\u70ba30\u5e74\uff0c\u5229\u606f\u7e3d\u984d\u7d04\u70ba100\u842c\u5143\uff1b\u671f\u9650\u70ba15\u5e74\uff0c\u5229\u606f\u7e3d\u984d\u7d04\u70ba50\u842c\u5143\u3002<\/li>\n<li><b>\u9084\u6b3e\u671f\u9650\u8d8a\u77ed\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8d8a\u9ad8\u3002<\/b>\u7531\u65bc\u671f\u9650\u8d8a\u77ed\uff0c\u8cb8\u6b3e\u672c\u91d1\u9700\u8981\u5728\u66f4\u77ed\u7684\u6642\u9593\u5167\u511f\u9084\u5b8c\u7562\uff0c\u56e0\u6b64\u6bcf\u500b\u6708\u9700\u8981\u511f\u9084\u7684\u672c\u91d1\u91d1\u984d\u5c31\u8d8a\u9ad8\u3002\u4f8b\u5982\uff0c100\u842c\u5143\u7684\u8cb8\u6b3e\uff0c\u671f\u9650\u70ba30\u5e74\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u7d04\u70ba3,500\u5143\uff1b\u671f\u9650\u70ba15\u5e74\uff0c\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u7d04\u70ba6,500\u5143\u3002<\/li>\n<li><b>\u9084\u6b3e\u671f\u9650\u8d8a\u77ed\uff0c\u5229\u606f\u7e3d\u984d\u8d8a\u4f4e\u3002<\/b>\u7531\u65bc\u8cb8\u6b3e\u672c\u91d1\u5728\u66f4\u77ed\u7684\u6642\u9593\u5167\u511f\u9084\u5b8c\u7562\uff0c\u56e0\u6b64\u9700\u8981\u652f\u4ed8\u7684\u5229\u606f\u7e3d\u984d\u5c31\u6703\u8d8a\u4f4e\u3002\u4f8b\u5982\uff0c100\u842c\u5143\u7684\u8cb8\u6b3e\uff0c\u671f\u9650\u70ba30\u5e74\uff0c\u5229\u606f\u7e3d\u984d\u7d04\u70ba100\u842c\u5143\uff1b\u671f\u9650\u70ba15\u5e74\uff0c\u5229\u606f\u7e3d\u984d\u7d04\u70ba50\u842c\u5143\u3002<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E8%88%87%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%BD%B0%E9%87%91\"><\/span>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8207\u63d0\u524d\u9084\u6b3e\u7f70\u91d1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u4e5f\u53ef\u80fd\u6703\u5f71\u97ff\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u3002\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u662f\u6307\u5728\u62b5\u62bc\u6b0a\u5c1a\u672a\u5230\u671f\u6642\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\u6642\uff0c\u8cb8\u6b3e\u4eba\u53ef\u80fd\u6703\u5411\u501f\u6b3e\u4eba\u6536\u53d6\u7684\u8cbb\u7528\u3002\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u7684\u91d1\u984d\u548c\u689d\u6b3e\u901a\u5e38\u6703\u5728\u62b5\u62bc\u6b0a\u8cb8\u6b3e\u5354\u8b70\u4e2d\u898f\u5b9a\u3002\u5e74\u9650\u8d8a\u77ed\uff0c\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u901a\u5e38\u8d8a\u4f4e\uff0c\u9019\u610f\u5473\u8457\u501f\u6b3e\u4eba\u53ef\u4ee5\u5728\u4e0d\u652f\u4ed8\u9ad8\u984d\u7f70\u91d1\u7684\u60c5\u6cc1\u4e0b\u66f4\u8f15\u9b06\u5730\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\u3002\u76f8\u53cd\u5730\uff0c\u5e74\u9650\u8d8a\u9577\uff0c\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u901a\u5e38\u8d8a\u9ad8\uff0c\u501f\u6b3e\u4eba\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\u6642\u9700\u8981\u652f\u4ed8\u7684\u8cbb\u7528\u53ef\u80fd\u66f4\u591a\u3002<\/p>\n<p>\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u7684\u8a08\u7b97\u65b9\u5f0f\u53ef\u80fd\u6703\u6709\u6240\u4e0d\u540c\uff0c\u4f46\u901a\u5e38\u57fa\u65bc\u5269\u9918\u8cb8\u6b3e\u91d1\u984d\u7684\u767e\u5206\u6bd4\u6216\u56fa\u5b9a\u91d1\u984d\u3002\u4f8b\u5982\uff0c\u8cb8\u6b3e\u4eba\u53ef\u80fd\u6703\u6536\u53d6\u5269\u9918\u8cb8\u6b3e\u91d1\u984d\u76842%\u4f5c\u70ba\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\uff0c\u6216\u8005\u53ef\u80fd\u6703\u6536\u53d65,000\u5143\u7684\u56fa\u5b9a\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u3002\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u7684\u671f\u9650\u901a\u5e38\u4e5f\u6709\u6240\u4e0d\u540c\uff0c\u53ef\u80fd\u50c5\u9069\u7528\u65bc\u8cb8\u6b3e\u7684\u6700\u521d\u5e7e\u5e74\uff0c\u4e5f\u53ef\u80fd\u9069\u7528\u65bc\u6574\u500b\u8cb8\u6b3e\u671f\u9650\u3002<\/p>\n<p>\u5728\u9078\u64c7\u62b5\u62bc\u6b0a\u8cb8\u6b3e\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u4ed4\u7d30\u8003\u616e\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u689d\u6b3e\u3002\u5982\u679c\u60a8\u8a8d\u70ba\u60a8\u53ef\u80fd\u9700\u8981\u5728\u62b5\u62bc\u6b0a\u8cb8\u6b3e\u671f\u9650\u7d50\u675f\u4e4b\u524d\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\uff0c\u90a3\u9ebc\u9078\u64c7\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u8f03\u4f4e\u6216\u6c92\u6709\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u7684\u8cb8\u6b3e\u53ef\u80fd\u662f\u4e00\u500b\u66f4\u597d\u7684\u9078\u64c7\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E5%B9%B4%E9%99%90%E8%88%87%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%BD%B0%E9%87%91-2\"><\/span>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650\u8207\u63d0\u524d\u9084\u6b3e\u7f70\u91d1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table border=\\'1\\'>\n<tbody>\n<tr>\n<th>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u5e74\u9650<\/th>\n<th>\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u901a\u5e38<\/th>\n<th>\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u7684\u8a08\u7b97\u65b9\u5f0f<\/th>\n<th>\u63d0\u524d\u9084\u6b3e\u7f70\u91d1\u7684\u671f\u9650<\/th>\n<\/tr>\n<tr>\n<td rowspan=\\\"2\\\">\u77ed<\/td>\n<td rowspan=\\\"2\\\">\u8f03\u4f4e<\/td>\n<td>\u5269\u9918\u8cb8\u6b3e\u91d1\u984d\u7684\u767e\u5206\u6bd4<\/td>\n<td rowspan=\\\"2\\\">\u53ef\u80fd\u50c5\u9069\u7528\u65bc\u8cb8\u6b3e\u7684\u6700\u521d\u5e7e\u5e74<\/td>\n<\/tr>\n<tr>\n<td>\u56fa\u5b9a\u91d1\u984d<\/td>\n<\/tr>\n<tr>\n<td rowspan=\\\"2\\\">\u9577<\/td>\n<td rowspan=\\\"2\\\">\u8f03\u9ad8<\/td>\n<td>\u5269\u9918\u8cb8\u6b3e\u91d1\u984d\u7684\u767e\u5206\u6bd4<\/td>\n<td rowspan=\\\"2\\\">\u53ef\u80fd\u9069\u7528\u65bc\u6574\u500b\u8cb8\u6b3e\u671f\u9650<\/td>\n<\/tr>\n<tr>\n<td>\u56fa\u5b9a\u91d1\u984d<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E8%88%87%E5%88%A9%E7%8E%87%E7%9A%84%E9%97%9C%E8%81%AF\"><\/span>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u8207\u5229\u7387\u7684\u95dc\u806f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5c0d\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u7684\u5f71\u97ff\u662f\u4e00\u9805\u5e38\u898b\u7684\u554f\u984c\u3002\u901a\u5e38\u60c5\u6cc1\u4e0b\uff0c\u8f03\u9577\u7684\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u6703\u5c0e\u81f4\u8f03\u9ad8\u7684\u5229\u7387\uff0c\u800c\u8f03\u77ed\u7684\u671f\u9650\u5247\u6703\u5c0e\u81f4\u8f03\u4f4e\u7684\u5229\u7387\u3002\u4e00\u500b\u5e38\u898b\u7684\u89e3\u91cb\u662f\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u627f\u64d4\u66f4\u9577\u7684\u98a8\u96aa\uff0c\u800c\u8f03\u9ad8\u7684\u5229\u7387\u53ef\u4ee5\u5e6b\u52a9\u4ed6\u5011\u5f4c\u88dc\u9019\u4e00\u98a8\u96aa\u3002<\/p>\n<p>\u7136\u800c\uff0c\u5229\u7387\u548c\u671f\u9650\u4e4b\u9593\u7684\u95dc\u4fc2\u4e26\u975e\u7e3d\u662f\u5b8c\u5168\u76f4\u63a5\u7684\u3002\u5176\u4ed6\u56e0\u7d20\uff0c\u4f8b\u5982\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u3001\u62b5\u62bc\u8cb8\u6b3e\u91d1\u984d\u548c\u8cb8\u6b3e\u50f9\u503c\u6bd4 (LTV)\uff0c\u4e5f\u6703\u5f71\u97ff\u5229\u7387\u3002\u6709\u6642\uff0c\u5373\u4f7f\u671f\u9650\u8f03\u9577\uff0c\u501f\u6b3e\u4eba\u4e5f\u80fd\u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\u3002\u540c\u6a23\u5730\uff0c\u5373\u4f7f\u671f\u9650\u8f03\u77ed\uff0c\u501f\u6b3e\u4eba\u4e5f\u53ef\u80fd\u8981\u652f\u4ed8\u8f03\u9ad8\u7684\u5229\u7387\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u5728\u9078\u64c7\u62b5\u62bc\u8cb8\u6b3e\u6642\uff0c\u8003\u616e\u60a8\u7684\u500b\u4eba\u60c5\u6cc1\u548c\u76ee\u6a19\u975e\u5e38\u91cd\u8981\u3002\u5982\u679c\u60a8\u6b63\u5728\u5c0b\u627e\u77ed\u671f\u89e3\u6c7a\u65b9\u6848\uff0c\u8f03\u77ed\u7684\u671f\u9650\u53ef\u80fd\u662f\u66f4\u597d\u7684\u9078\u64c7\u3002\u4f46\u5982\u679c\u60a8\u6b63\u5728\u5c0b\u6c42\u66f4\u9577\u671f\u7684\u89e3\u6c7a\u65b9\u6848\uff0c\u8f03\u9577\u7684\u671f\u9650\u53ef\u80fd\u66f4\u5177\u6210\u672c\u6548\u76ca\u3002\u5728\u505a\u51fa\u6c7a\u5b9a\u4e4b\u524d\uff0c\u52d9\u5fc5\u8207\u62b5\u62bc\u8cb8\u6b3e\u8cb8\u6b3e\u5c08\u5bb6\u8a0e\u8ad6\u60a8\u7684\u9078\u64c7\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E5%88%A9%E7%8E%87%E5%B7%AE%E7%95%B0%E7%9A%84%E6%BD%9B%E5%9C%A8%E5%8E%9F%E5%9B%A0\"><\/span>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u5229\u7387\u5dee\u7570\u7684\u6f5b\u5728\u539f\u56e0<span 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class=\"ez-toc-section\" id=\"%E6%8A%B5%E6%8A%BC%E6%AC%8A%E8%A8%AD%E5%AE%9A%E6%9C%9F%E9%99%90%E8%88%87%E9%81%B8%E6%93%87%E5%90%88%E9%81%A9%E7%9A%84%E6%8A%B5%E6%8A%BC%E6%AC%8A%E9%A1%9E%E5%9E%8B\"><\/span>\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u671f\u9650\u8207\u9078\u64c7\u5408\u9069\u7684\u62b5\u62bc\u6b0a\u985e\u578b<span 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