{"id":5954,"date":"2024-01-20T08:31:44","date_gmt":"2024-01-20T00:31:44","guid":{"rendered":"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e"},"modified":"2024-01-20T08:31:44","modified_gmt":"2024-01-20T00:31:44","slug":"%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/","title":{"rendered":"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce\uff1f\u63ed\u7955\u6700\u4f4e\u9084\u6b3e\u984d\u7684\u5f71\u97ff\u548c\u5f8c\u679c"},"content":{"rendered":"<p>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce\uff1f\u6301\u5361\u4eba\u82e5\u662f\u9078\u64c7\u7e73\u4ea4\u4fe1\u7528\u5361\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u5728\u511f\u9084\u91d1\u984d\u4e0d\u8db3\u4e4b\u969b\uff0c\u53ef\u80fd\u6703\u9762\u81e8\u5faa\u74b0\u5229\u606f\u3001\u9ad8\u984d\u7684\u6eef\u7d0d\u91d1\u8207\u5faa\u74b0\u5229\u606f\u53ef\u80fd\u5c0e\u81f4\u7684\u50b5\u52d9\u6efe\u96ea\u7403\u7b49\u554f\u984c\u3002\u7576\u6536\u5230\u4fe1\u7528\u5361\u5e33\u55ae\u6642\uff0c\u5f88\u591a\u6301\u5361\u4eba\u6703\u9078\u64c7\u50c5\u7e73\u4ea4\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u4f46\u60a8\u77e5\u9053\u55ce\uff1f\u9019\u770b\u4f3c\u4fbf\u5229\u7684\u9078\u9805\uff0c\u5176\u5be6\u6f5b\u85cf\u8457\u8a31\u591a\u98a8\u96aa\u8207\u5f8c\u679c\uff0c\u751a\u81f3\u53ef\u80fd\u4ee4\u4eba\u9677\u5165\u50b5\u52d9\u5371\u6a5f\u3002<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E9%A4%98%E9%A1%8D%E5%8D%BB%E8%B6%8A%E7%B9%B3%E8%B6%8A%E5%A4%9A%EF%BC%9F\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u9918\u984d\u537b\u8d8a\u7e73\u8d8a\u591a\uff1f\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u9918\u984d\u537b\u8d8a\u7e73\u8d8a\u591a\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E5%BE%AA%E7%92%B0%E5%88%A9%E6%81%AF%E9%82%84%E4%B8%8D%E5%AE%8C\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u9084\u4e0d\u5b8c\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u9084\u4e0d\u5b8c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E5%BE%AA%E7%92%B0%E5%88%A9%E6%81%AF%E7%AB%9F%E6%98%AF%E6%9C%AC%E9%87%91%E7%9A%84_n_%E5%80%8D%EF%BC%9F\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u7adf\u662f\u672c\u91d1\u7684 n \u500d\uff1f\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u7adf\u662f\u672c\u91d1\u7684 n \u500d\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E9%82%84%E6%AC%BE%E6%9C%9F%E6%9B%B4%E9%95%B7\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u9084\u6b3e\u671f\u66f4\u9577\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u9084\u6b3e\u671f\u66f4\u9577<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E6%AC%A0%E6%AC%BE%E6%B0%B8%E9%81%A0%E9%82%84%E4%B8%8D%E5%AE%8C%EF%BC%9F\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u6b20\u6b3e\u6c38\u9060\u9084\u4e0d\u5b8c\uff1f\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u6b20\u6b3e\u6c38\u9060\u9084\u4e0d\u5b8c\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%E9%82%84%E8%83%BD%E5%88%B7%E5%97%8E%E7%B5%90%E8%AB%96\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce\u7d50\u8ad6\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%E9%82%84%E8%83%BD%E5%88%B7%E5%97%8E_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\" title=\"\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#1_%E7%B9%B3%E6%9C%80%E4%BD%8E%E9%82%84%E6%AC%BE%E9%A1%8D%E6%9C%83%E4%B8%8D%E6%9C%83%E5%BD%B1%E9%9F%BF%E4%BF%A1%E7%94%A8%E8%A9%95%E5%88%86%EF%BC%9F\" title=\"1. \u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u6703\u4e0d\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff1f\">1. \u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u6703\u4e0d\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#2_%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%BE%AA%E7%92%B0%E5%88%A9%E6%81%AF%E6%80%8E%E9%BA%BC%E8%A8%88%E7%AE%97%EF%BC%9F\" title=\"2. \u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u600e\u9ebc\u8a08\u7b97\uff1f\">2. \u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u600e\u9ebc\u8a08\u7b97\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b9%b3%e6%9c%80%e4%bd%8e%e9%82%84%e8%83%bd%e5%88%b7%e5%97%8e\/#3_%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%BE%AA%E7%92%B0%E5%88%A9%E7%8E%87%E6%AF%94%E4%B8%80%E8%88%AC%E8%B2%B8%E6%AC%BE%E5%88%A9%E7%8E%87%E9%AB%98%E5%97%8E%EF%BC%9F\" title=\"3. \u4fe1\u7528\u5361\u5faa\u74b0\u5229\u7387\u6bd4\u4e00\u822c\u8cb8\u6b3e\u5229\u7387\u9ad8\u55ce\uff1f\">3. \u4fe1\u7528\u5361\u5faa\u74b0\u5229\u7387\u6bd4\u4e00\u822c\u8cb8\u6b3e\u5229\u7387\u9ad8\u55ce\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E9%A4%98%E9%A1%8D%E5%8D%BB%E8%B6%8A%E7%B9%B3%E8%B6%8A%E5%A4%9A%EF%BC%9F\"><\/span>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u9918\u984d\u537b\u8d8a\u7e73\u8d8a\u591a\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8a31\u591a\u6301\u5361\u4eba\u70ba\u4e86\u6e1b\u8f15\u77ed\u671f\u7684\u9084\u6b3e\u58d3\u529b\uff0c\u9078\u64c7\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\uff08\u7d04\u7e3d\u91d1\u984d\u7684 5%~10%\uff09\uff0c\u4f46\u9019\u7a2e\u65b9\u5f0f\u770b\u4f3c\u8070\u660e\uff0c\u5be6\u969b\u4e0a\u537b\u6697\u85cf\u5371\u6a5f\u3002\u9577\u671f\u4e0b\u4f86\uff0c\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u5c07\u5c0e\u81f4\u9918\u984d\u8d8a\u7e73\u8d8a\u591a\uff0c\u751a\u81f3\u53ef\u80fd\u9677\u5165\u501f\u9322\u9084\u50b5\u7684\u60e1\u6027\u5faa\u74b0\u3002<\/p>\n<p>\u9996\u5148\uff0c\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u6703\u8b93\u60a8\u88ab\u6536\u53d6\u9ad8\u984d\u7684\u5faa\u74b0\u5229\u606f\u3002\u5faa\u74b0\u5229\u606f\u662f\u6309\u65e5\u8a08\u7b97\uff0c\u6bcf\u6708\u8907\u5229\uff0c\u5229\u7387\u901a\u5e38\u5728 15% \u4ee5\u4e0a\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u5982\u679c\u60a8\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u60a8\u7684\u50b5\u52d9\u5c07\u4ee5\u9a5a\u4eba\u7684\u901f\u5ea6\u589e\u9577\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u5047\u8a2d\u60a8\u7684\u4fe1\u7528\u5361\u9918\u984d\u70ba 10,000 \u5143\uff0c\u5faa\u74b0\u5229\u606f\u7387\u70ba 18%\uff0c\u60a8\u6bcf\u6708\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d 500 \u5143\uff0c\u90a3\u9ebc\u4e00\u500b\u6708\u5f8c\u60a8\u7684\u9918\u984d\u5c07\u589e\u52a0\u5230 10,450 \u5143\uff08\u672c\u91d1 10,000 \u5143 + \u5229\u606f 450 \u5143\uff09\u3002<\/p>\n<p>\u66f4\u53ef\u6015\u7684\u662f\uff0c\u96a8\u8457\u9918\u984d\u7684\u589e\u52a0\uff0c\u60a8\u9700\u8981\u652f\u4ed8\u7684\u5229\u606f\u4e5f\u6703\u589e\u52a0\u3002\u5982\u679c\u7e7c\u7e8c\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u60a8\u7684\u9918\u984d\u5c07\u6703\u8d8a\u6efe\u8d8a\u5927\uff0c\u5229\u606f\u4e5f\u6703\u8d8a\u7e73\u8d8a\u591a\u3002\u6839\u64da\u7d71\u8a08\uff0c\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u7684\u6301\u5361\u4eba\u5e73\u5747\u9700\u8981 20 \u5e74\u4ee5\u4e0a\u624d\u80fd\u9084\u6e05\u50b5\u52d9\uff0c\u800c\u4e14\u7e3d\u9084\u6b3e\u91d1\u984d\u53ef\u80fd\u662f\u672c\u91d1\u7684\u6578\u500d\u3002\u56e0\u6b64\uff0c\u5982\u679c\u4f60\u4e0d\u60f3\u9677\u5165\u501f\u9322\u9084\u50b5\u7684\u60e1\u6027\u5faa\u74b0\uff0c\u8acb\u4e00\u5b9a\u8981\u907f\u514d\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E5%BE%AA%E7%92%B0%E5%88%A9%E6%81%AF%E9%82%84%E4%B8%8D%E5%AE%8C\"><\/span>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u9084\u4e0d\u5b8c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5faa\u74b0\u5229\u606f\u662f\u4fe1\u7528\u5361\u516c\u53f8\u5c0d\u672a\u511f\u9084\u7684\u4fe1\u7528\u5361\u9918\u984d\u6536\u53d6\u7684\u5229\u606f\u3002\u8a08\u7b97\u5faa\u74b0\u5229\u606f\u7684\u57fa\u790e\u662f\u300c\u5e73\u5747\u6bcf\u65e5\u9918\u984d\u300d(Average Daily Balance)\uff0c\u4e5f\u5c31\u662f\u6bcf\u5929\u672a\u511f\u9084\u7684\u9918\u984d\u7684\u5e73\u5747\u503c\u3002\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u5f8c\uff0c\u7531\u65bc\u672a\u511f\u9084\u7684\u9918\u984d\u6c92\u6709\u6e1b\u5c11\uff0c\u56e0\u6b64\u6bcf\u5929\u7684\u5e73\u5747\u9918\u984d\u5c31\u6703\u589e\u52a0\u3002\u9019\u610f\u5473\u8457\u5faa\u74b0\u5229\u606f\u4e5f\u6703\u589e\u52a0\uff0c\u5c0e\u81f4\u50b5\u52d9\u8d8a\u6efe\u8d8a\u5927\uff0c\u6c38\u9060\u90fd\u9084\u4e0d\u5b8c\u3002\u4ee5\u4e0b\u662f\u7528\u689d\u5217\u65b9\u5f0f\u89e3\u91cb\u70ba\u4ec0\u9ebc\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u9084\u4e0d\u5b8c\uff1a<\/p>\n<li><b>\u6700\u4f4e\u9084\u6b3e\u984d\u50c5\u4f54\u7e3d\u9918\u984d\u7684\u4e00\u5c0f\u90e8\u5206\uff1a<\/b>\u7576\u60a8\u53ea\u652f\u4ed8\u6700\u4f4e\u9084\u6b3e\u984d\u6642\uff0c\u9918\u4e0b\u7684\u90e8\u5206\u5c07\u6703\u7d2f\u7a4d\u5faa\u74b0\u5229\u606f\u3002\u5faa\u74b0\u5229\u606f\u7684\u5229\u7387\u901a\u5e38\u5f88\u9ad8\uff0c\u56e0\u6b64\u5373\u4f7f\u60a8\u6bcf\u6708\u652f\u4ed8\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u60a8\u7684\u50b5\u52d9\u4e5f\u6703\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\u800c\u589e\u52a0\u3002<\/li>\n<li><b>\u5229\u6efe\u5229\u6548\u61c9\uff1a<\/b>\u5faa\u74b0\u5229\u606f\u6703\u5229\u6efe\u5229\uff0c\u610f\u5473\u8457\u672a\u652f\u4ed8\u7684\u5229\u606f\u6703\u7d2f\u7a4d\u5230\u60a8\u7684\u672c\u91d1\u4e2d\uff0c\u4e26\u5728\u4e0b\u4e00\u671f\u8cec\u55ae\u4e2d\u6536\u53d6\u5229\u606f\u3002\u9019\u6703\u8b93\u60a8\u7684\u50b5\u52d9\u589e\u9577\u5f97\u66f4\u5feb\uff0c\u66f4\u96e3\u511f\u9084\u3002<\/li>\n<li><b>\u6700\u4f4e\u9084\u6b3e\u984d\u53ef\u80fd\u6703\u589e\u52a0\uff1a<\/b>\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\uff0c\u60a8\u7684\u6700\u4f4e\u9084\u6b3e\u984d\u53ef\u80fd\u6703\u589e\u52a0\u3002\u9019\u662f\u56e0\u70ba\u4fe1\u7528\u5361\u516c\u53f8\u6703\u6839\u64da\u60a8\u7684\u672a\u511f\u9084\u9918\u984d\u8a08\u7b97\u60a8\u7684\u6700\u4f4e\u9084\u6b3e\u984d\u3002\u5982\u679c\u60a8\u7684\u9918\u984d\u4e0d\u65b7\u589e\u52a0\uff0c\u60a8\u7684\u6700\u4f4e\u9084\u6b3e\u984d\u4e5f\u6703\u589e\u52a0\uff0c\u9019\u6703\u8b93\u60a8\u66f4\u96e3\u511f\u9084\u50b5\u52d9\u3002<\/li>\n<li><b>\u5faa\u74b0\u5229\u606f\u6703\u5403\u6389\u60a8\u7684\u9084\u6b3e\uff1a<\/b>\u7576\u60a8\u53ea\u652f\u4ed8\u6700\u4f4e\u9084\u6b3e\u984d\u6642\uff0c\u60a8\u652f\u4ed8\u7684\u5927\u90e8\u5206\u6b3e\u9805\u90fd\u6703\u7528\u65bc\u652f\u4ed8\u5faa\u74b0\u5229\u606f\uff0c\u800c\u4e0d\u662f\u511f\u9084\u60a8\u7684\u672c\u91d1\u3002\u9019\u610f\u5473\u8457\u60a8\u7684\u50b5\u52d9\u6703\u589e\u9577\u5f97\u66f4\u5feb\uff0c\u66f4\u96e3\u511f\u9084\u3002<\/li>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E5%BE%AA%E7%92%B0%E5%88%A9%E6%81%AF%E7%AB%9F%E6%98%AF%E6%9C%AC%E9%87%91%E7%9A%84_n_%E5%80%8D%EF%BC%9F\"><\/span>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u7adf\u662f\u672c\u91d1\u7684 n \u500d\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8a31\u591a\u4eba\u4f7f\u7528\u4fe1\u7528\u5361\u6642\u7fd2\u6163\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u9019\u770b\u4f3c\u80fd\u6e1b\u8f15\u7576\u4e0b\u7684\u9084\u6b3e\u58d3\u529b\uff0c\u537b\u53ef\u80fd\u9020\u6210\u66f4\u56b4\u91cd\u7684\u5f8c\u679c\u3002\u5faa\u74b0\u5229\u606f\u662f\u4fe1\u7528\u5361\u672a\u511f\u9084\u9918\u984d\u6240\u7522\u751f\u7684\u5229\u606f\uff0c\u7576\u6301\u5361\u4eba\u50c5\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u6642\uff0c\u672a\u6e05\u511f\u7684\u672c\u91d1\u5c07\u6301\u7e8c\u8a08\u606f\uff0c\u4e14\u5faa\u74b0\u5229\u606f\u7684\u5229\u7387\u901a\u5e38\u76f8\u7576\u9ad8\uff0c\u53ef\u80fd\u9060\u9ad8\u65bc\u4e00\u822c\u8cb8\u6b3e\u7684\u5229\u7387\u3002\u9019\u610f\u5473\u8457\uff0c\u5982\u679c\u6301\u5361\u4eba\u9577\u671f\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u5faa\u74b0\u5229\u606f\u7d2f\u7a4d\u8d77\u4f86\u53ef\u80fd\u6703\u8d85\u904e\u672c\u91d1\uff0c\u5c0e\u81f4\u8ca0\u50b5\u96ea\u7403\u822c\u8d8a\u6efe\u8d8a\u5927\u3002<\/p>\n<p>\u6839\u64da\u6d88\u57fa\u6703\u7684\u7d71\u8a08\uff0c\u570b\u5167\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u7684\u5e73\u5747\u5229\u7387\u9ad8\u905415%\uff0c\u9060\u9ad8\u65bc\u4e00\u822c\u8cb8\u6b3e\u7684\u5229\u7387\u7d04\u57285%~8%\u4e4b\u9593\u3002\u5982\u679c\u6301\u5361\u4eba\u9577\u671f\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d(\u901a\u5e38\u662f\u61c9\u7e73\u91d1\u984d\u768410%~20%)\uff0c\u5faa\u74b0\u5229\u606f\u5c07\u6703\u8fc5\u901f\u7d2f\u7a4d\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u4e00\u540d\u6301\u5361\u4eba\u5237\u5361\u6d88\u8cbb10,000\u5143\uff0c\u5982\u679c\u4ed6\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d1,000\u5143\uff0c\u5247\u672c\u91d1\u9084\u52699,000\u5143\uff0c\u800c\u5faa\u74b0\u5229\u606f\u5c31\u6703\u662f9,000\u514315%(\u5047\u8a2d\u5faa\u74b0\u5229\u7387\u70ba15%)\uff0c\u4e5f\u5c31\u662f1,350\u5143\u3002\u5982\u679c\u6301\u5361\u4eba\u6301\u7e8c\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u9019\u500b\u5faa\u74b0\u5229\u606f\u5c07\u6703\u4e0d\u65b7\u7d2f\u52a0\uff0c1\u5e74\u4e0b\u4f86\uff0c\u5faa\u74b0\u5229\u606f\u5c31\u53ef\u80fd\u9ad8\u905416,200\u5143(1,350\u514312)\uff0c\u662f\u672c\u91d1\u76841.6\u500d\u3002\u5982\u679c\u6301\u5361\u4eba\u7e7c\u7e8c\u53ea\u7e73\u6700\u4f4e\u9084\u6b3e\u984d\uff0c\u9019\u500b\u5faa\u74b0\u5229\u606f\u9084\u6703\u7e7c\u7e8c\u7d2f\u7a4d\uff0c\u6700\u7d42\u53ef\u80fd\u9060\u9060\u8d85\u904e\u672c\u91d1\uff0c\u9020\u6210\u66f4\u56b4\u91cd\u7684\u50b5\u52d9\u554f\u984c\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u990a\u6210\u826f\u597d\u7684\u4fe1\u7528\u5361\u4f7f\u7528\u7fd2\u6163\u975e\u5e38\u91cd\u8981\u3002\u5982\u679c\u53ef\u4ee5\uff0c\u76e1\u91cf\u4e0d\u8981\u4f7f\u7528\u4fe1\u7528\u5361\u9810\u501f\u73fe\u91d1\uff0c\u4e26\u5728\u6bcf\u6b21\u5e33\u55ae\u7d50\u6e05\u6642\u4e00\u6b21\u7e73\u6e05\u5168\u984d\u6b20\u6b3e\uff0c\u5c24\u5176\u662f\u7576\u5faa\u74b0\u5229\u606f\u5229\u7387\u8f03\u9ad8\u6642\uff0c\u66f4\u61c9\u5982\u6b64\u3002\u82e5\u771f\u7684\u7121\u6cd5\u7acb\u5373\u511f\u9084\u5168\u984d\u6b20\u6b3e\uff0c\u4e5f\u61c9\u8a72\u5118\u91cf\u7e73\u7d0d\u9ad8\u65bc\u6700\u4f4e\u9084\u6b3e\u984d\u7684\u91d1\u984d\uff0c\u4ee5\u6e1b\u5c11\u5faa\u74b0\u5229\u606f\u7684\u7d2f\u7a4d\u548c\u7e2e\u77ed\u9084\u6b3e\u671f\u9650\u3002\u6b64\u5916\uff0c\u6301\u5361\u4eba\u4e5f\u61c9\u5b9a\u671f\u6aa2\u67e5\u81ea\u5df1\u7684\u4fe1\u7528\u5361\u5e33\u55ae\uff0c\u4ee5\u78ba\u4fdd\u81ea\u5df1\u6c92\u6709\u900f\u652f\u6216\u662f\u4e0d\u5c0f\u5fc3\u7e73\u932f\u6b3e\u9805\u3002<\/p>\n<table border=\\'1\\'>\n<tr>\n<th colspan=\\\"2\\\">\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u5faa\u74b0\u5229\u606f\u7adf\u662f\u672c\u91d1\u7684 n \u500d\uff1f<\/th>\n<\/tr>\n<tr>\n<th><\/th>\n<th>&nbsp;<\/th>\n<\/tr>\n<tr>\n<td><strong>\u5e73\u5747\u5229\u7387<\/strong><\/td>\n<td>\u570b\u5167\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u7684\u5e73\u5747\u5229\u7387\u9ad8\u905415%\uff0c\u9060\u9ad8\u65bc\u4e00\u822c\u8cb8\u6b3e\u7684\u5229\u7387\u7d04\u57285%~8%\u4e4b\u9593\u3002<\/td>\n<\/tr>\n<tr>\n<td><strong>\u8209\u4f8b<\/strong><\/td>\n<td>\n<ol>\n<li>\u5237\u5361\u6d88\u8cbb10,000\u5143<\/li>\n<li>\u7e73\u6700\u4f4e\u9084\u6b3e\u984d1,000\u5143<\/li>\n<li>\u672c\u91d1\u9084\u52699,000\u5143<\/li>\n<li>\u5faa\u74b0\u5229\u606f\uff1a9,000\u5143 x 15% (\u5047\u8a2d\u5faa\u74b0\u5229\u7387\u70ba15%) = 1,350\u5143<\/li>\n<li>1\u5e74\u5faa\u74b0\u5229\u606f\uff1a1,350\u5143 x 12 = 16,200\u5143<\/li>\n<\/ol>\n<\/td>\n<\/tr>\n<tr>\n<td><strong>\u5efa\u8b70<\/strong><\/td>\n<td>\n<ul>\n<li>\u76e1\u91cf\u4e0d\u8981\u4f7f\u7528\u4fe1\u7528\u5361\u9810\u501f\u73fe\u91d1<\/li>\n<li>\u6bcf\u6b21\u5e33\u55ae\u7d50\u6e05\u6642\u4e00\u6b21\u7e73\u6e05\u5168\u984d\u6b20\u6b3e<\/li>\n<li>\u82e5\u7121\u6cd5\u7acb\u5373\u511f\u9084\u5168\u984d\u6b20\u6b3e\uff0c\u4e5f\u61c9\u8a72\u5118\u91cf\u7e73\u7d0d\u9ad8\u65bc\u6700\u4f4e\u9084\u6b3e\u984d\u7684\u91d1\u984d<\/li>\n<li>\u5b9a\u671f\u6aa2\u67e5\u81ea\u5df1\u7684\u4fe1\u7528\u5361\u5e33\u55ae\uff0c\u4ee5\u78ba\u4fdd\u81ea\u5df1\u6c92\u6709\u900f\u652f\u6216\u662f\u4e0d\u5c0f\u5fc3\u7e73\u932f\u6b3e\u9805<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E9%82%84%E6%AC%BE%E6%9C%9F%E6%9B%B4%E9%95%B7\"><\/span>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u9084\u6b3e\u671f\u66f4\u9577<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9664\u4e86\u6703\u8b93\u5faa\u74b0\u5229\u606f\u6c38\u9060\u9084\u4e0d\u5b8c\u4e4b\u5916\uff0c\u9084\u6703\u8b93\u9084\u6b3e\u671f\u8b8a\u5f97\u66f4\u9577\u3002\u56e0\u70ba\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u901a\u5e38\u53ea\u6709\u7e3d\u91d1\u984d\u7684\u4e00\u5c0f\u90e8\u5206\uff0c\u56e0\u6b64\u5982\u679c\u53ea\u7e73\u6700\u4f4e\u91d1\u984d\uff0c\u90a3\u9ebc\u5269\u4e0b\u7684\u6b20\u6b3e\u5c31\u6703\u4e00\u76f4\u7d2f\u7a4d\uff0c\u672c\u91d1\u548c\u5229\u606f\u90fd\u6703\u8d8a\u4f86\u8d8a\u591a\uff0c\u9084\u6b3e\u671f\u4e5f\u5c31\u6703\u8d8a\u4f86\u8d8a\u9577\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982\u679c\u60a8\u7684\u4fe1\u7528\u5361\u9918\u984d\u662f 10,000 \u5143\uff0c\u5faa\u74b0\u5229\u606f\u7387\u662f 15%\uff0c\u800c\u60a8\u53ea\u7e73\u6700\u4f4e\u91d1\u984d 500 \u5143\uff0c\u90a3\u9ebc\u4e00\u500b\u6708\u5f8c\u60a8\u7684\u9918\u984d\u5c07\u6703\u8b8a\u6210 9583 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\u5143\uff0c\u9019\u6bd4\u60a8\u501f\u7684\u672c\u91d1\u9084\u8981\u591a\u3002\u56e0\u6b64\uff0c\u5982\u679c\u60a8\u60f3\u907f\u514d\u9677\u5165\u4fe1\u7528\u5361\u50b5\u52d9\u7684\u6ce5\u6cbc\uff0c\u90a3\u9ebc\u5c31\u4e00\u5b9a\u8981\u907f\u514d\u53ea\u7e73\u6700\u4f4e\u91d1\u984d\uff0c\u6700\u597d\u662f\u80fd\u4e00\u6b21\u7e73\u6e05\u6240\u6709\u7684\u4fe1\u7528\u5361\u9918\u984d\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%EF%BC%8C%E6%AC%A0%E6%AC%BE%E6%B0%B8%E9%81%A0%E9%82%84%E4%B8%8D%E5%AE%8C%EF%BC%9F\"><\/span>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\uff0c\u6b20\u6b3e\u6c38\u9060\u9084\u4e0d\u5b8c\uff1f<span 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id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%E9%82%84%E8%83%BD%E5%88%B7%E5%97%8E%E7%B5%90%E8%AB%96\"><\/span><b>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce\u7d50\u8ad6<\/b><span 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class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B9%B3%E6%9C%80%E4%BD%8E%E9%82%84%E8%83%BD%E5%88%B7%E5%97%8E_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%E5%BF%AB%E9%80%9FFAQ\"><\/span>\u4fe1\u7528\u5361\u7e73\u6700\u4f4e\u9084\u80fd\u5237\u55ce \u5e38\u898b\u554f\u984c\u5feb\u901fFAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_%E7%B9%B3%E6%9C%80%E4%BD%8E%E9%82%84%E6%AC%BE%E9%A1%8D%E6%9C%83%E4%B8%8D%E6%9C%83%E5%BD%B1%E9%9F%BF%E4%BF%A1%E7%94%A8%E8%A9%95%E5%88%86%EF%BC%9F\"><\/span>1. \u7e73\u6700\u4f4e\u9084\u6b3e\u984d\u6703\u4e0d\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff1f<span 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