{"id":6737,"date":"2024-03-23T17:19:39","date_gmt":"2024-03-23T09:19:39","guid":{"rendered":"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5"},"modified":"2024-10-13T23:32:07","modified_gmt":"2024-10-13T15:32:07","slug":"%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/","title":{"rendered":"\u5982\u4f55\u907f\u514d\u4fe1\u7528\u7455\u75b5\uff1f5\u500b\u65b9\u6cd5\u6559\u4f60\u5efa\u7acb\u826f\u597d\u4fe1\u7528\u8a18\u9304"},"content":{"rendered":"<p><strong>\u4fe1\u7528\u7455\u75b5<\/strong>\u662f\u6307\u4fe1\u7528\u8a55\u5206\u4f4e\u65bc\u4e00\u5b9a\u6a19\u6e96\u7684\u60c5\u6cc1\u3002\u4fe1\u7528\u8a55\u5206\u662f\u8a55\u4f30\u500b\u4eba\u4fe1\u7528\u72c0\u6cc1\u7684\u6307\u6a19\uff0c\u7531\u806f\u5fb5\u4e2d\u5fc3\u8a08\u7b97\u5f97\u51fa\u3002<\/p><p>\u4fe1\u7528\u7455\u75b5\u6703\u5c0d\u500b\u4eba\u751f\u6d3b\u9020\u6210\u591a\u65b9\u9762\u5f71\u97ff\uff0c\u5305\u62ec\uff1a<\/p><ul class=\"wp-block-list\"><li>\u96e3\u4ee5\u7533\u8acb\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361<\/li>\n\n<li>\u8cb8\u6b3e\u5229\u7387\u8f03\u9ad8<\/li>\n\n<li>\u79df\u623f\u6216\u6c42\u8077\u6642\u53d7\u5230\u6b67\u8996<\/li><\/ul><p>\u672c\u6587\u5c07<strong>\u91cd\u9ede\u4ecb\u7d39<\/strong>\u5982\u4f55\u907f\u514d\u4fe1\u7528\u7455\u75b5\uff0c\u4ee5\u53ca\u5982\u4f55\u5efa\u7acb\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u3002<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E4%BB%80%E9%BA%BC%E6%98%AF%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%EF%BC%9F\" title=\"\u4ec0\u9ebc\u662f\u4fe1\u7528\u7455\u75b5\uff1f\">\u4ec0\u9ebc\u662f\u4fe1\u7528\u7455\u75b5\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E7%9A%84%E5%BD%B1%E9%9F%BF\" title=\"\u4fe1\u7528\u7455\u75b5\u7684\u5f71\u97ff\">\u4fe1\u7528\u7455\u75b5\u7684\u5f71\u97ff<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E7%9A%84%E5%8E%9F%E5%9B%A0%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\" title=\"\u4fe1\u7528\u7455\u75b5\u7684\u539f\u56e0\u6709\u54ea\u4e9b\uff1f\">\u4fe1\u7528\u7455\u75b5\u7684\u539f\u56e0\u6709\u54ea\u4e9b\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E5%A6%82%E4%BD%95%E5%BB%BA%E7%AB%8B%E8%89%AF%E5%A5%BD%E4%BF%A1%E7%94%A8%E8%A8%98%E9%8C%84%EF%BC%9F5%E5%80%8B%E9%81%BF%E5%85%8D%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E7%9A%84%E5%A5%BD%E6%96%B9%E6%B3%95\" title=\"\u5982\u4f55\u5efa\u7acb\u826f\u597d\u4fe1\u7528\u8a18\u9304\uff1f5\u500b\u907f\u514d\u4fe1\u7528\u7455\u75b5\u7684\u597d\u65b9\u6cd5\">\u5982\u4f55\u5efa\u7acb\u826f\u597d\u4fe1\u7528\u8a18\u9304\uff1f5\u500b\u907f\u514d\u4fe1\u7528\u7455\u75b5\u7684\u597d\u65b9\u6cd5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#1_%E6%8C%89%E6%99%82%E7%B9%B3%E6%AC%BE\" title=\"1. \u6309\u6642\u7e73\u6b3e\">1. \u6309\u6642\u7e73\u6b3e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#2_%E4%BF%9D%E6%8C%81%E4%BD%8E%E8%B2%A0%E5%82%B5%E6%AF%94\" title=\"2. \u4fdd\u6301\u4f4e\u8ca0\u50b5\u6bd4\">2. \u4fdd\u6301\u4f4e\u8ca0\u50b5\u6bd4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#3_%E8%AC%B9%E6%85%8E%E4%BD%BF%E7%94%A8%E4%BF%A1%E7%94%A8%E5%8D%A1\" title=\"3. \u8b39\u614e\u4f7f\u7528\u4fe1\u7528\u5361\">3. \u8b39\u614e\u4f7f\u7528\u4fe1\u7528\u5361<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#4_%E4%BF%A1%E7%94%A8%E8%A8%98%E9%8C%84%E5%AE%9A%E6%9C%9F%E6%AA%A2%E8%A6%96\" title=\"4. \u4fe1\u7528\u8a18\u9304\u5b9a\u671f\u6aa2\u8996\">4. \u4fe1\u7528\u8a18\u9304\u5b9a\u671f\u6aa2\u8996<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#5_%E5%85%B6%E4%BB%96%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\" title=\"5. \u5176\u4ed6\u6ce8\u610f\u4e8b\u9805\">5. \u5176\u4ed6\u6ce8\u610f\u4e8b\u9805<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E5%A6%82%E4%BD%95%E4%BF%AE%E5%BE%A9%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5\" title=\"\u5982\u4f55\u4fee\u5fa9\u4fe1\u7528\u7455\u75b5\">\u5982\u4f55\u4fee\u5fa9\u4fe1\u7528\u7455\u75b5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E4%BF%A1%E7%94%A8%E4%BF%AE%E5%BE%A9%E7%9A%84%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\" title=\"\u4fe1\u7528\u4fee\u5fa9\u7684\u6ce8\u610f\u4e8b\u9805\">\u4fe1\u7528\u4fee\u5fa9\u7684\u6ce8\u610f\u4e8b\u9805<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E7%B5%90%E8%AB%96\" title=\"\u7d50\u8ad6\">\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#%E5%A6%82%E4%BD%95%E9%81%BF%E5%85%8D%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u5982\u4f55\u907f\u514d\u4fe1\u7528\u7455\u75b5\u5e38\u898b\u554f\u984c\">\u5982\u4f55\u907f\u514d\u4fe1\u7528\u7455\u75b5\u5e38\u898b\u554f\u984c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#Q1_%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E6%9C%83%E5%BD%B1%E9%9F%BF%E6%88%91%E7%9A%84%E5%B7%A5%E4%BD%9C%E5%97%8E%EF%BC%9F\" title=\"Q1. \u4fe1\u7528\u7455\u75b5\u6703\u5f71\u97ff\u6211\u7684\u5de5\u4f5c\u55ce\uff1f\">Q1. \u4fe1\u7528\u7455\u75b5\u6703\u5f71\u97ff\u6211\u7684\u5de5\u4f5c\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#Q2_%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E6%9C%83%E5%BD%B1%E9%9F%BF%E6%88%91%E7%9A%84%E7%A7%9F%E6%88%BF%E6%88%96%E8%B3%BC%E6%88%BF%E8%83%BD%E5%8A%9B%E5%97%8E%EF%BC%9F\" title=\"Q2. \u4fe1\u7528\u7455\u75b5\u6703\u5f71\u97ff\u6211\u7684\u79df\u623f\u6216\u8cfc\u623f\u80fd\u529b\u55ce\uff1f\">Q2. \u4fe1\u7528\u7455\u75b5\u6703\u5f71\u97ff\u6211\u7684\u79df\u623f\u6216\u8cfc\u623f\u80fd\u529b\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lmdy123.com\/%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%bf%a1%e7%94%a8%e7%91%95%e7%96%b5\/#Q3_%E5%A6%82%E4%BD%95%E4%BF%AE%E5%BE%A9%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%EF%BC%9F\" title=\"Q3. \u5982\u4f55\u4fee\u5fa9\u4fe1\u7528\u7455\u75b5\uff1f\">Q3. \u5982\u4f55\u4fee\u5fa9\u4fe1\u7528\u7455\u75b5\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BC%E6%98%AF%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%EF%BC%9F\"><\/span>\u4ec0\u9ebc\u662f\u4fe1\u7528\u7455\u75b5\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u7528\u7455\u75b5\u662f\u6307\u4fe1\u7528\u8a55\u5206\u4f4e\u65bc\u4e00\u5b9a\u6a19\u6e96\u7684\u60c5\u6cc1\u3002\u4fe1\u7528\u8a55\u5206\u662f\u8a55\u4f30\u500b\u4eba\u4fe1\u7528\u72c0\u6cc1\u7684\u6307\u6a19\uff0c\u7531<a href=\"https:\/\/www.jcic.org.tw\/main_ch\/index.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">\u806f\u5fb5\u4e2d\u5fc3<\/a>\u8a08\u7b97\u5f97\u51fa\u3002\u4fe1\u7528\u7455\u75b5\u6703\u5c0d\u500b\u4eba\u751f\u6d3b\u9020\u6210\u591a\u65b9\u9762\u5f71\u97ff\uff0c\u4f8b\u5982\uff1a<\/p><ul class=\"wp-block-list\"><li>\u96e3\u4ee5\u7533\u8acb\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361<\/li>\n\n<li>\u8cb8\u6b3e\u5229\u7387\u8f03\u9ad8<\/li>\n\n<li>\u79df\u623f\u6216\u6c42\u8077\u6642\u53d7\u5230\u6b67\u8996<\/li><\/ul><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E7%9A%84%E5%BD%B1%E9%9F%BF\"><\/span>\u4fe1\u7528\u7455\u75b5\u7684\u5f71\u97ff<span class=\"ez-toc-section-end\"><\/span><\/h2><ul class=\"wp-block-list\"><li>\u96e3\u4ee5\u7372\u5f97\u8cb8\u6b3e\u6216\u4fe1\u7528\u5361<\/li><\/ul><p>\u4fe1\u7528\u7455\u75b5\u6703\u5c0e\u81f4\u500b\u4eba<a href=\"https:\/\/lmdy123.com\/unpaid-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u96e3\u4ee5\u7372\u5f97\u8cb8\u6b3e<\/a>\u6216\u4fe1\u7528\u5361\u3002\u5373\u4f7f\u7372\u5f97\u6279\u51c6\uff0c\u8cb8\u6b3e\u5229\u7387\u4e5f\u6703\u8f03\u9ad8\u3002\u9019\u6703\u5c0d\u500b\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u9020\u6210\u91cd\u5927\u5f71\u97ff\uff0c\u4f8b\u5982\uff0c\u500b\u4eba\u53ef\u80fd\u7121\u6cd5\u8cfc\u8cb7\u623f\u5c4b\u6216\u6c7d\u8eca\uff0c\u4e5f\u53ef\u80fd\u7121\u6cd5\u7372\u5f97\u5fc5\u8981\u7684\u8cc7\u91d1\u9032\u884c\u5275\u696d\u6216\u6295\u8cc7\u3002\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/lmdy123.com\/credit-defective-car-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u7528\u7455\u75b5\u5982\u4f55\u8fa6\u8eca\u8cb8\uff1f\u4e86\u89e34\u5927\u4fe1\u7528\u7455\u75b5\u539f\u56e0\uff0c\u63d0\u9ad8\u8eca\u8cb8\u904e\u4ef6\u7387<\/a><\/p><ul class=\"wp-block-list\"><li>\u8cb8\u6b3e\u5229\u7387\u8f03\u9ad8<\/li><\/ul><p>\u5c0d\u65bc\u4fe1\u7528\u7455\u75b5\u7684\u500b\u4eba\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u6703\u8a8d\u70ba\u5176\u9084\u6b3e\u98a8\u96aa\u8f03\u9ad8\uff0c\u56e0\u6b64\u6703\u6536\u53d6\u66f4\u9ad8\u7684\u8cb8\u6b3e\u5229\u7387\u3002\u9019\u6703\u589e\u52a0\u500b\u4eba\u7684\u9084\u6b3e\u6210\u672c\uff0c\u9020\u6210\u7d93\u6fdf\u8ca0\u64d4\u3002<\/p><ul class=\"wp-block-list\"><li>\u79df\u623f\u6216\u8cfc\u623f\u80fd\u529b\u53d7\u5f71\u97ff<\/li><\/ul><p>\u5728\u79df\u623f\u6216\u8cfc\u623f\u6642\uff0c\u623f\u6771\u6216\u623f\u8cb8\u6a5f\u69cb\u6703\u8003\u5bdf\u7533\u8acb\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u3002\u4fe1\u7528\u7455\u75b5\u53ef\u80fd\u6703\u5c0e\u81f4\u7533\u8acb\u4eba\u88ab\u62d2\u7d55\u79df\u623f\u6216\u8cfc\u623f\uff0c\u6216\u8005\u9700\u8981\u652f\u4ed8\u66f4\u9ad8\u7684\u62bc\u91d1\u6216\u9996\u4ed8\u3002<\/p><ul class=\"wp-block-list\"><li>\u5de5\u4f5c\u6a5f\u6703\u53d7\u5f71\u97ff<\/li><\/ul><p>\u4e00\u4e9b\u96c7\u4e3b\u5728\u62db\u8058\u6642\u6703\u8003\u616e\u6c42\u8077\u8005\u7684\u4fe1\u7528\u72c0\u6cc1\u3002\u4fe1\u7528\u7455\u75b5\u53ef\u80fd\u6703\u5c0e\u81f4\u6c42\u8077\u8005\u88ab\u62d2\u7d55\u9304\u7528\uff0c\u5c24\u5176\u662f\u6d89\u53ca\u91d1\u878d\u3001\u8ca1\u52d9\u7b49\u654f\u611f\u8077\u4f4d\u7684\u62db\u8058\u3002<\/p><ul class=\"wp-block-list\"><li>\u65e5\u5e38\u751f\u6d3b\u53d7\u5f71\u97ff<\/li><\/ul><p>\u4fe1\u7528\u7455\u75b5\u53ef\u80fd\u6703\u5c0e\u81f4\u500b\u4eba\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\u7684\u4e0d\u4fbf\uff0c\u4f8b\u5982\uff0c\u7121\u6cd5\u79df\u5230\u8eca\u3001\u7121\u6cd5\u7533\u8acb\u4fdd\u96aa\u3001\u7121\u6cd5\u7372\u5f97\u67d0\u4e9b\u670d\u52d9\u3002<\/p><p>\u56e0\u6b64\uff0c\u500b\u4eba\u61c9\u63a1\u53d6\u63aa\u65bd\u907f\u514d\u4fe1\u7528\u7455\u75b5\uff0c\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u3002<\/p><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E7%9A%84%E5%8E%9F%E5%9B%A0%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u4fe1\u7528\u7455\u75b5\u7684\u539f\u56e0\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u7528\u7455\u75b5\u7684\u539f\u56e0\u4e3b\u8981\u6709\u4ee5\u4e0b\u5e7e\u7a2e\uff1a<\/p><ul class=\"wp-block-list\"><li><strong>\u903e\u671f\u7e73\u6b3e<\/strong><\/li><\/ul><p>\u903e\u671f\u7e73\u6b3e\u662f\u9020\u6210\u4fe1\u7528\u7455\u75b5\u7684\u6700\u5e38\u898b\u539f\u56e0\u3002\u7121\u8ad6\u662f\u4fe1\u7528\u5361\u3001\u8cb8\u6b3e\uff0c\u9084\u662f\u5176\u4ed6\u4fe1\u7528\u7522\u54c1\uff0c\u903e\u671f\u7e73\u6b3e\u90fd\u6703\u5c0d\u4fe1\u7528\u8a55\u5206\u9020\u6210\u56b4\u91cd\u5f71\u97ff\u3002<\/p><ul class=\"wp-block-list\"><li><strong>\u9ad8\u8ca0\u50b5\u6bd4<\/strong><\/li><\/ul><p>\u8ca0\u50b5\u6bd4\u904e\u9ad8\uff0c\u6703\u8b93\u9280\u884c\u8a8d\u70ba\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u4e0d\u8db3\uff0c\u5f9e\u800c\u964d\u4f4e\u4fe1\u7528\u8a55\u5206\u3002<\/p><ul class=\"wp-block-list\"><li><strong>\u983b\u7e41\u7533\u8acb\u4fe1\u7528\u5361<\/strong><\/li><\/ul><p>\u983b\u7e41\u7533\u8acb\u4fe1\u7528\u5361\u6703\u88ab\u8996\u70ba\u4fe1\u7528\u98a8\u96aa\u589e\u52a0\uff0c\u5f9e\u800c\u964d\u4f4e\u4fe1\u7528\u8a55\u5206\u3002<\/p><ul class=\"wp-block-list\"><li><strong>\u4fe1\u7528\u8a18\u9304\u4e0d\u826f<\/strong><\/li><\/ul><p>\u5982\u679c\u500b\u4eba\u4fe1\u7528\u8a18\u9304\u4e2d\u5b58\u5728\u4e0d\u826f\u4fe1\u606f\uff0c\u4f8b\u5982\u7834\u7522\u3001\u5446\u5e33\u7b49\uff0c\u4e5f\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\u3002<\/p><ul class=\"wp-block-list\"><li><strong>\u5176\u4ed6\u56e0\u7d20<\/strong><\/li><\/ul><p>\u6b64\u5916\uff0c\u4e00\u4e9b\u5176\u4ed6\u56e0\u7d20\u4e5f\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u4f8b\u5982\uff1a<\/p><ul class=\"wp-block-list\"><li>\u5de5\u4f5c\u7a69\u5b9a\u6027<\/li>\n\n<li>\u6536\u5165\u6c34\u5e73<\/li>\n\n<li>\u5a5a\u59fb\u72c0\u6cc1<\/li>\n\n<li>\u5e74\u9f61<\/li><\/ul><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E5%BB%BA%E7%AB%8B%E8%89%AF%E5%A5%BD%E4%BF%A1%E7%94%A8%E8%A8%98%E9%8C%84%EF%BC%9F5%E5%80%8B%E9%81%BF%E5%85%8D%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5%E7%9A%84%E5%A5%BD%E6%96%B9%E6%B3%95\"><\/span>\u5982\u4f55\u5efa\u7acb\u826f\u597d\u4fe1\u7528\u8a18\u9304\uff1f5\u500b\u907f\u514d\u4fe1\u7528\u7455\u75b5\u7684\u597d\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u5efa\u7acb\u826f\u597d\u4fe1\u7528\u8a18\u9304\u9700\u8981\u6642\u9593\u548c\u52aa\u529b\uff0c\u4f46\u5c0d\u500b\u4eba\u751f\u6d3b\u548c\u5de5\u4f5c\u6709\u91cd\u8981\u5f71\u97ff\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u57fa\u672c\u7684\u65b9\u6cd5\uff1a<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"1_%E6%8C%89%E6%99%82%E7%B9%B3%E6%AC%BE\"><\/span>1. \u6309\u6642\u7e73\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u6309\u6642\u7e73\u6b3e\u662f\u5efa\u7acb\u826f\u597d\u4fe1\u7528\u8a18\u9304\u7684\u57fa\u790e\u3002\u7121\u8ad6\u662f\u4fe1\u7528\u5361\u3001\u8cb8\u6b3e\uff0c\u9084\u662f\u5176\u4ed6\u4fe1\u7528\u7522\u54c1\uff0c\u90fd\u8981\u990a\u6210\u6309\u6642\u7e73\u6b3e\u7684\u7fd2\u6163\u3002\u5982\u679c\u51fa\u73fe\u903e\u671f\u7e73\u6b3e\uff0c\u6703\u5c0d\u4fe1\u7528\u8a55\u5206\u9020\u6210\u56b4\u91cd\u5f71\u97ff\u3002<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"2_%E4%BF%9D%E6%8C%81%E4%BD%8E%E8%B2%A0%E5%82%B5%E6%AF%94\"><\/span>2. \u4fdd\u6301\u4f4e\u8ca0\u50b5\u6bd4<span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u8ca0\u50b5\u6bd4\u662f\u6307\u8ca0\u50b5\u7e3d\u984d\u8207\u6536\u5165\u7684\u6bd4\u7387\u3002\u8ca0\u50b5\u6bd4\u904e\u9ad8\uff0c\u6703\u8b93\u9280\u884c\u8a8d\u70ba\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u4e0d\u8db3\uff0c\u5f9e\u800c\u964d\u4f4e\u4fe1\u7528\u8a55\u5206\u3002\u56e0\u6b64\uff0c\u8981\u5118\u91cf\u4fdd\u6301\u4f4e\u8ca0\u50b5\u6bd4\u3002\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/lmdy123.com\/debt-ratio-is-too-high\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6559\u4f605\u500b\u5982\u4f55\u964d\u4f4e\u8ca0\u50b5\u6bd4\u904e\u9ad8\u597d\u65b9\u6cd5\uff0c\u4e26\u544a\u8a34\u4f60\u8a72\u5982\u4f55\u8cb8\u6b3e\u6210\u529f<\/a><\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"3_%E8%AC%B9%E6%85%8E%E4%BD%BF%E7%94%A8%E4%BF%A1%E7%94%A8%E5%8D%A1\"><\/span>3. \u8b39\u614e\u4f7f\u7528\u4fe1\u7528\u5361<span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u4fe1\u7528\u5361\u662f\u9020\u6210\u4fe1\u7528\u7455\u75b5\u7684\u5e38\u898b\u539f\u56e0\u3002\u5728\u4f7f\u7528\u4fe1\u7528\u5361\u6642\uff0c\u8981\u6ce8\u610f\u4ee5\u4e0b\u5e7e\u9ede\uff1a<\/p><ul class=\"wp-block-list\"><li>\u4e0d\u8981\u8d85\u984d\u6d88\u8cbb<\/li>\n\n<li>\u4e0d\u8981\u52d5\u7528\u5faa\u74b0\u5229\u606f<\/li>\n\n<li>\u4e0d\u8981\u983b\u7e41\u7533\u8acb\u4fe1\u7528\u5361<\/li><\/ul><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"4_%E4%BF%A1%E7%94%A8%E8%A8%98%E9%8C%84%E5%AE%9A%E6%9C%9F%E6%AA%A2%E8%A6%96\"><\/span>4. \u4fe1\u7528\u8a18\u9304\u5b9a\u671f\u6aa2\u8996<span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u6bcf\u500b\u4eba\u90fd\u53ef\u4ee5\u5411\u806f\u5fb5\u4e2d\u5fc3\u7533\u8acb\u4fe1\u7528\u5831\u544a\u3002\u4fe1\u7528\u5831\u544a\u4e2d\u8a73\u7d30\u8a18\u9304\u4e86\u500b\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u3002\u5b9a\u671f\u6aa2\u8996\u4fe1\u7528\u5831\u544a\uff0c\u53ef\u4ee5\u53ca\u6642\u767c\u73fe\u4fe1\u7528\u7455\u75b5\uff0c\u4e26\u63a1\u53d6\u63aa\u65bd\u9032\u884c\u4fee\u5fa9\u3002<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"5_%E5%85%B6%E4%BB%96%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85\"><\/span>5. \u5176\u4ed6\u6ce8\u610f\u4e8b\u9805<span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u9664\u4e86\u4e0a\u8ff04\u500b\u65b9\u6cd5\u5916\uff0c\u9084\u6709\u4e00\u4e9b\u5176\u4ed6\u6ce8\u610f\u4e8b\u9805\uff0c\u4f8b\u5982\uff1a<\/p><ul class=\"wp-block-list\"><li>\u4e0d\u8981\u6210\u70ba\u4ed6\u4eba\u7684\u4fdd\u8b49\u4eba<\/li>\n\n<li>\u4e0d\u8981\u8f15\u6613\u8fa6\u7406\u4fe1\u7528\u5361\u9810\u501f\u73fe\u91d1<\/li>\n\n<li>\u4e0d\u8981\u92b7\u6bc0\u4fe1\u7528\u5361<\/li><\/ul><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E4%BF%AE%E5%BE%A9%E4%BF%A1%E7%94%A8%E7%91%95%E7%96%B5\"><\/span>\u5982\u4f55\u4fee\u5fa9\u4fe1\u7528\u7455\u75b5<span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u7528\u7455\u75b5\u6703\u5c0d\u500b\u4eba\u751f\u6d3b\u9020\u6210\u591a\u65b9\u9762\u5f71\u97ff\uff0c\u56e0\u6b64\uff0c\u53ca\u6642\u4fee\u5fa9\u4fe1\u7528\u7455\u75b5\u975e\u5e38\u91cd\u8981\u3002<\/p><p>\u4fe1\u7528\u7455\u75b5\u7684\u4fee\u5fa9\u65b9\u6cd5\u4e3b\u8981\u6709\u4ee5\u4e0b\u5e7e\u7a2e\uff1a<\/p><ul class=\"wp-block-list\"><li>\u511f\u9084\u50b5\u52d9<\/li><\/ul><p>\u511f\u9084\u50b5\u52d9\u662f\u4fee\u5fa9\u4fe1\u7528\u7455\u75b5\u7684\u6700\u6709\u6548\u65b9\u6cd5\u3002\u5c0d\u65bc\u903e\u671f\u50b5\u52d9\uff0c\u61c9\u5118\u5feb\u511f\u9084\uff0c\u4ee5\u6e1b\u5c11\u5c0d\u4fe1\u7528\u8a55\u5206\u7684\u5f71\u97ff\u3002\u5982\u679c\u7121\u6cd5\u4e00\u6b21\u6027\u511f\u9084\u5168\u90e8\u50b5\u52d9\uff0c\u53ef\u4ee5\u5617\u8a66\u8207\u50b5\u6b0a\u4eba\u5354\u5546\u5206\u671f\u9084\u6b3e\u3002<\/p><ul class=\"wp-block-list\"><li>\u722d\u53d6\u4fe1\u7528\u5831\u544a\u4e2d\u7684\u932f\u8aa4\u4fe1\u606f<\/li><\/ul><p>\u5982\u679c\u4fe1\u7528\u5831\u544a\u4e2d\u5b58\u5728\u932f\u8aa4\u4fe1\u606f\uff0c\u61c9\u53ca\u6642\u5411\u806f\u5fb5\u4e2d\u5fc3\u63d0\u51fa\u722d\u8b70\u3002\u806f\u5fb5\u4e2d\u5fc3\u6703\u5c0d\u722d\u8b70\u4fe1\u606f\u9032\u884c\u8abf\u67e5\uff0c\u4e26\u5728\u6838\u5be6\u5f8c\u9032\u884c\u66f4\u6b63\u3002<\/p><ul 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