{"id":7505,"date":"2024-07-02T00:25:50","date_gmt":"2024-07-01T16:25:50","guid":{"rendered":"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87"},"modified":"2024-10-13T22:18:25","modified_gmt":"2024-10-13T14:18:25","slug":"%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/","title":{"rendered":"\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u8ac7\uff1f\u638c\u63e1 3 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href=\"https:\/\/lmdy123.com\/how-reasonable-is-the-credit-interest-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u53d6\u5f97\u8f03\u4f4e\u4fe1\u8cb8\u5229\u7387\u76846\u500b\u597d\u65b9\u6cd5\uff01<\/a><\/strong><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E5%8F%97%E5%93%AA%E4%BA%9B%E5%9B%A0%E7%B4%A0%E5%BD%B1%E9%9F%BF%EF%BC%9F\" title=\"\u4fe1\u8cb8\u5229\u7387\u53d7\u54ea\u4e9b\u56e0\u7d20\u5f71\u97ff\uff1f\">\u4fe1\u8cb8\u5229\u7387\u53d7\u54ea\u4e9b\u56e0\u7d20\u5f71\u97ff\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E8%AB%87%EF%BC%9F%E5%A6%82%E4%BD%95%E8%AB%87%E5%88%A4%E6%89%8D%E8%83%BD%E7%88%AD%E5%8F%96%E5%88%B0%E6%9C%80%E4%BD%8E%E5%88%A9%E7%8E%87%EF%BC%9F\" title=\"\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u8ac7\uff1f\u5982\u4f55\u8ac7\u5224\u624d\u80fd\u722d\u53d6\u5230\u6700\u4f4e\u5229\u7387\uff1f\">\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u8ac7\uff1f\u5982\u4f55\u8ac7\u5224\u624d\u80fd\u722d\u53d6\u5230\u6700\u4f4e\u5229\u7387\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#%E7%94%B3%E8%BE%A6%E4%BF%A1%E8%B2%B8%E4%B9%8B%E5%89%8D%E9%9C%80%E8%A6%81%E5%85%85%E5%88%86%E7%9A%84%E6%BA%96%E5%82%99%E5%92%8C%E7%AD%96%E7%95%A5\" title=\"\u7533\u8fa6\u4fe1\u8cb8\u4e4b\u524d\u9700\u8981\u5145\u5206\u7684\u6e96\u5099\u548c\u7b56\u7565\">\u7533\u8fa6\u4fe1\u8cb8\u4e4b\u524d\u9700\u8981\u5145\u5206\u7684\u6e96\u5099\u548c\u7b56\u7565<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#%E8%88%87%E9%8A%80%E8%A1%8C%E8%AB%87%E5%88%A4%E9%9C%80%E8%A6%81%E7%B2%BE%E5%BF%83%E6%BA%96%E5%82%99%E5%92%8C%E7%AD%96%E7%95%A5\" title=\"\u8207\u9280\u884c\u8ac7\u5224\u9700\u8981\u7cbe\u5fc3\u6e96\u5099\u548c\u7b56\u7565\">\u8207\u9280\u884c\u8ac7\u5224\u9700\u8981\u7cbe\u5fc3\u6e96\u5099\u548c\u7b56\u7565<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E8%AB%87%E5%88%A4%E6%8A%80%E5%B7%A7%E5%A4%A7%E5%85%AC%E9%96%8B\" title=\"\u4fe1\u8cb8\u5229\u7387\u8ac7\u5224\u6280\u5de7\u5927\u516c\u958b\">\u4fe1\u8cb8\u5229\u7387\u8ac7\u5224\u6280\u5de7\u5927\u516c\u958b<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#1%E9%81%B8%E6%93%87%E8%88%87%E5%BE%80%E4%BE%86%E9%A0%BB%E7%B9%81%E7%9A%84%E4%B8%BB%E5%8A%9B%E9%8A%80%E8%A1%8C%E7%94%B3%E8%BE%A6%E4%BF%A1%E8%B2%B8\" title=\"1.\u9078\u64c7\u8207\u5f80\u4f86\u983b\u7e41\u7684\u4e3b\u529b\u9280\u884c\u7533\u8fa6\u4fe1\u8cb8\">1.\u9078\u64c7\u8207\u5f80\u4f86\u983b\u7e41\u7684\u4e3b\u529b\u9280\u884c\u7533\u8fa6\u4fe1\u8cb8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#2%E5%96%84%E7%94%A8%E9%8A%80%E8%A1%8C%E7%9A%84%E5%84%AA%E6%83%A0%E6%96%B9%E6%A1%88\" title=\"2.\u5584\u7528\u9280\u884c\u7684\u512a\u60e0\u65b9\u6848\">2.\u5584\u7528\u9280\u884c\u7684\u512a\u60e0\u65b9\u6848<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#3%E6%8F%90%E5%87%BA%E5%85%B6%E4%BB%96%E8%B2%B8%E6%AC%BE%E9%9C%80%E6%B1%82\" title=\"3.\u63d0\u51fa\u5176\u4ed6\u8cb8\u6b3e\u9700\u6c42\">3.\u63d0\u51fa\u5176\u4ed6\u8cb8\u6b3e\u9700\u6c42<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#4%E8%A1%A8%E9%81%94%E8%BD%89%E8%B2%B8%E6%88%96%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%9A%84%E6%84%8F%E9%A1%98\" title=\"4.\u8868\u9054\u8f49\u8cb8\u6216\u63d0\u524d\u9084\u6b3e\u7684\u610f\u9858\">4.\u8868\u9054\u8f49\u8cb8\u6216\u63d0\u524d\u9084\u6b3e\u7684\u610f\u9858<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#%E7%94%B3%E8%BE%A6%E4%BF%A1%E8%B2%B8%E5%89%8D%EF%BC%8C%E5%85%88%E5%81%9A%E5%A5%BD%E9%80%99%E4%BA%9B%E6%BA%96%E5%82%99\" title=\"\u7533\u8fa6\u4fe1\u8cb8\u524d\uff0c\u5148\u505a\u597d\u9019\u4e9b\u6e96\u5099\">\u7533\u8fa6\u4fe1\u8cb8\u524d\uff0c\u5148\u505a\u597d\u9019\u4e9b\u6e96\u5099<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#ok%E5%BF%A0%E8%A8%93%E5%B9%AB%E4%BD%A0%E6%89%BE%E5%88%B0%E4%BD%8E%E5%88%A9%E7%8E%87%E6%96%B9%E6%A1%88\" title=\"ok\u5fe0\u8a13\u5e6b\u4f60\u627e\u5230\u4f4e\u5229\u7387\u65b9\u6848\">ok\u5fe0\u8a13\u5e6b\u4f60\u627e\u5230\u4f4e\u5229\u7387\u65b9\u6848<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%80%8e%e9%ba%bc%e8%ab%87\/#%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E8%AB%87_%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u8ac7 \u5e38\u898b\u554f\u984c\">\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u8ac7 \u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E5%8F%97%E5%93%AA%E4%BA%9B%E5%9B%A0%E7%B4%A0%E5%BD%B1%E9%9F%BF%EF%BC%9F\"><\/span><strong>\u4fe1\u8cb8\u5229\u7387\u53d7\u54ea\u4e9b\u56e0\u7d20\u5f71\u97ff\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u8cb8\u5229\u7387\u53d7\u5230\u591a\u7a2e\u56e0\u7d20\u7684\u5f71\u97ff\uff0c\u5305\u62ec\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u6536\u5165\u548c\u8ca1\u52d9\u72c0\u6cc1\u3001\u501f\u6b3e\u7684\u984d\u5ea6\u548c\u671f\u9650\uff0c\u4ee5\u53ca\u9280\u884c\u7684\u8cb8\u6b3e\u653f\u7b56\u3002\u9019\u4e9b\u56e0\u7d20\u5171\u540c\u6c7a\u5b9a\u4e86\u501f\u6b3e\u4eba\u6240\u80fd\u7372\u5f97\u7684\u6700\u7d42\u5229\u7387\u3002<\/p><p><strong>1. \u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1<\/strong><\/p><p>\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u662f\u6c7a\u5b9a\u4fe1\u8cb8\u5229\u7387\u7684\u4e3b\u8981\u56e0\u7d20\u4e4b\u4e00\u3002\u4fe1\u7528\u72c0\u6cc1\u826f\u597d\u7684\u501f\u6b3e\u4eba\u901a\u5e38\u53ef\u4ee5\u7372\u5f97\u8f03\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u3002\u4ee5\u4e0b\u662f\u5f71\u97ff\u4fe1\u7528\u72c0\u6cc1\u7684\u4e3b\u8981\u65b9\u9762\uff1a<\/p><ul class=\"wp-block-list \\&quot;wp-block-list\\&quot;\"><li><strong>\u4fe1\u7528\u8a55\u5206<\/strong>\uff1a\u4fe1\u7528\u8a55\u5206\uff08Credit Score\uff09\u662f\u4e00\u500b\u6578\u5b57\u5316\u7684\u6307\u6a19\uff0c\u53cd\u6620\u4e86\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u98a8\u96aa\u3002\u4fe1\u7528\u8a55\u5206\u8d8a\u9ad8\uff0c\u8868\u793a\u501f\u6b3e\u4eba\u904e\u53bb\u7684\u9084\u6b3e\u8a18\u9304\u8d8a\u597d\uff0c\u62d6\u6b20\u6216\u9055\u7d04\u7684\u98a8\u96aa\u8d8a\u4f4e\u3002\u9280\u884c\u901a\u5e38\u6703\u4f9d\u64da\u4fe1\u7528\u8a55\u5206\u4f86\u8a2d\u5b9a\u8cb8\u6b3e\u5229\u7387\u3002\u9ad8\u4fe1\u7528\u8a55\u5206\u7684\u501f\u6b3e\u4eba\u56e0\u5176\u4f4e\u98a8\u96aa\uff0c\u80fd\u7372\u5f97\u66f4\u512a\u60e0\u7684\u5229\u7387\u3002<\/li>\n\n<li><strong>\u4fe1\u7528\u5831\u544a<\/strong>\uff1a\u4fe1\u7528\u5831\u544a\u8a73\u7d30\u8a18\u9304\u4e86\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u6b77\u53f2\uff0c\u5305\u62ec\u4fe1\u7528\u5361\u4f7f\u7528\u60c5\u6cc1\u3001\u8cb8\u6b3e\u9084\u6b3e\u6b77\u53f2\u3001\u6b20\u6b3e\u72c0\u6cc1\u7b49\u3002\u4fe1\u7528\u5831\u544a\u4e2d\u7684\u8ca0\u9762\u4fe1\u606f\uff0c\u5982\u62d6\u6b20\u4ed8\u6b3e\u3001\u9055\u7d04\u8a18\u9304\u6216\u7834\u7522\u6b77\u53f2\uff0c\u6703\u5c0d\u4fe1\u7528\u72c0\u6cc1\u7522\u751f\u4e0d\u5229\u5f71\u97ff\uff0c\u5c0e\u81f4\u5229\u7387\u4e0a\u5347\u3002\u76f8\u53cd\uff0c\u6301\u7e8c\u826f\u597d\u7684\u4fe1\u7528\u884c\u70ba\u80fd\u63d0\u5347\u4fe1\u7528\u72c0\u6cc1\uff0c\u6709\u52a9\u65bc\u7372\u5f97\u66f4\u4f4e\u7684\u5229\u7387\u3002<\/li>\n\n<li><strong>\u4fe1\u7528\u6b77\u53f2\u9577\u5ea6<\/strong>\uff1a\u4fe1\u7528\u6b77\u53f2\u8d8a\u9577\uff0c\u9280\u884c\u5c0d\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u5c31\u8d8a\u6709\u4fe1\u5fc3\u3002\u5982\u679c\u501f\u6b3e\u4eba\u9577\u671f\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u884c\u70ba\uff0c\u9019\u6703\u589e\u52a0\u5176\u4fe1\u7528\u8a55\u5206\u4e26\u964d\u4f4e\u8cb8\u6b3e\u5229\u7387\u3002<\/li>\n\n<li><strong>\u4fe1\u7528\u5229\u7528\u7387<\/strong>\uff1a\u4fe1\u7528\u5229\u7528\u7387\uff08Credit Utilization Rate\uff09\u662f\u6307\u501f\u6b3e\u4eba\u5df2\u4f7f\u7528\u7684\u4fe1\u7528\u984d\u5ea6\u5360\u7e3d\u4fe1\u7528\u984d\u5ea6\u7684\u6bd4\u4f8b\u3002\u8f03\u4f4e\u7684\u4fe1\u7528\u5229\u7528\u7387\u8868\u793a\u501f\u6b3e\u4eba\u80fd\u6709\u6548\u7ba1\u7406\u81ea\u5df1\u7684\u50b5\u52d9\uff0c\u964d\u4f4e\u98a8\u96aa\uff0c\u5f9e\u800c\u6709\u52a9\u65bc\u7372\u5f97\u8f03\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u3002<\/li><\/ul><p>\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u5728\u4fe1\u8cb8\u5229\u7387\u7684\u78ba\u5b9a\u904e\u7a0b\u4e2d\u8d77\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u548c\u5831\u544a\u3001\u9577\u671f\u7684\u4fe1\u7528\u6b77\u53f2\u3001\u4ee5\u53ca\u4f4e\u4fe1\u7528\u5229\u7528\u7387\uff0c\u90fd\u80fd\u986f\u8457\u964d\u4f4e\u501f\u6b3e\u4eba\u7684\u4fe1\u8cb8\u5229\u7387\u3002\u901a\u904e\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u884c\u70ba\u548c\u7ba1\u7406\u50b5\u52d9\uff0c\u501f\u6b3e\u4eba\u53ef\u4ee5\u63d0\u9ad8\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1\uff0c\u5f9e\u800c\u7372\u5f97\u66f4\u512a\u60e0\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002\u4e86\u89e3\u4e26\u91cd\u8996\u9019\u4e9b\u56e0\u7d20\uff0c\u5c0d\u65bc\u4efb\u4f55\u5e0c\u671b\u7372\u5f97\u8f03\u4f4e\u5229\u7387\u7684\u501f\u6b3e\u4eba\u4f86\u8aaa\uff0c\u90fd\u662f\u81f3\u95dc\u91cd\u8981\u7684\u3002<\/p><p><strong>2. \u501f\u6b3e\u4eba\u7684\u6536\u5165\u548c\u8ca1\u52d9\u72c0\u6cc1<\/strong><\/p><p>\u501f\u6b3e\u4eba\u7684\u6536\u5165\u548c\u8ca1\u52d9\u72c0\u6cc1\u662f\u5f71\u97ff\u4fe1\u8cb8\u5229\u7387\u7684\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u3002\u7a69\u5b9a\u4e14\u8f03\u9ad8\u7684\u6536\u5165\u548c\u5065\u5eb7\u7684\u8ca1\u52d9\u72c0\u6cc1\u53ef\u4ee5\u4f7f\u501f\u6b3e\u4eba\u66f4\u5bb9\u6613\u7372\u5f97\u8f03\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u3002\u4ee5\u4e0b\u662f\u6536\u5165\u548c\u8ca1\u52d9\u72c0\u6cc1\u5982\u4f55\u5f71\u97ff\u4fe1\u8cb8\u5229\u7387\u7684\u8a73\u7d30\u8aaa\u660e\uff1a<\/p><ul class=\"wp-block-list \\&quot;wp-block-list\\&quot;\"><li><strong>\u6536\u5165\u7a69\u5b9a\u6027<\/strong>\uff1a\u6536\u5165\u7a69\u5b9a\u7684\u501f\u6b3e\u4eba\u88ab\u8996\u70ba\u98a8\u96aa\u8f03\u4f4e\uff0c\u56e0\u70ba\u7a69\u5b9a\u7684\u6536\u5165\u610f\u5473\u8457\u501f\u6b3e\u4eba\u6709\u7a69\u5b9a\u7684\u9084\u6b3e\u80fd\u529b\u3002\u9280\u884c\u66f4\u9858\u610f\u7d66\u4e88\u9019\u985e\u501f\u6b3e\u4eba\u8f03\u4f4e\u7684\u5229\u7387\u3002\u7a69\u5b9a\u7684\u6536\u5165\u4f86\u6e90\u5305\u62ec\u9577\u671f\u5de5\u4f5c\u3001\u56fa\u5b9a\u85aa\u8cc7\u6536\u5165\u6216\u7a69\u5b9a\u7684\u81ea\u71df\u696d\u52d9\u6536\u5165\u3002<\/li>\n\n<li><strong>\u6536\u5165\u6c34\u5e73<\/strong>\uff1a\u9ad8\u6536\u5165\u501f\u6b3e\u4eba\u901a\u5e38\u6709\u66f4\u5f37\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u98a8\u96aa\u8f03\u4f4e\u3002\u56e0\u6b64\uff0c\u9ad8\u6536\u5165\u501f\u6b3e\u4eba\u80fd\u5920\u7372\u5f97\u8f03\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u3002\u9280\u884c\u6703\u8003\u616e\u501f\u6b3e\u4eba\u7684\u6536\u5165\u662f\u5426\u8db3\u4ee5\u8986\u84cb\u6bcf\u6708\u7684\u9084\u6b3e\u91d1\u984d\uff0c\u5f9e\u800c\u6c7a\u5b9a\u5229\u7387\u6c34\u5e73\u3002<\/li>\n\n<li><strong>\u50b5\u52d9\u6536\u5165\u6bd4\uff08Debt-to-Income Ratio, DTI\uff09<\/strong>\uff1a\u50b5\u52d9\u6536\u5165\u6bd4\u662f\u6307\u501f\u6b3e\u4eba\u7684\u6bcf\u6708\u50b5\u52d9\u652f\u4ed8\u8207\u5176\u6bcf\u6708\u7e3d\u6536\u5165\u7684\u6bd4\u4f8b\u3002DTI\u8f03\u4f4e\u8868\u793a\u501f\u6b3e\u4eba\u6bcf\u6708\u7528\u65bc\u50b5\u52d9\u511f\u9084\u7684\u91d1\u984d\u76f8\u5c0d\u8f03\u5c11\uff0c\u5269\u9918\u7684\u6536\u5165\u53ef\u4ee5\u7528\u65bc\u5176\u4ed6\u958b\u652f\u6216\u5132\u84c4\u3002\u8f03\u4f4e\u7684DTI\u8868\u660e\u501f\u6b3e\u4eba\u6709\u8f03\u9ad8\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u5f9e\u800c\u53ef\u4ee5\u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\u3002<\/li>\n\n<li><strong>\u8ca1\u52d9\u7a69\u5b9a\u6027<\/strong>\uff1a\u9664\u4e86\u6536\u5165\u6c34\u5e73\u548c\u7a69\u5b9a\u6027\u5916\uff0c\u9280\u884c\u9084\u6703\u8003\u616e\u501f\u6b3e\u4eba\u7684\u6574\u9ad4\u8ca1\u52d9\u72c0\u6cc1\uff0c\u5305\u62ec\u73fe\u6709\u8cc7\u7522\u3001\u5132\u84c4\u548c\u5176\u4ed6\u8ca1\u52d9\u8cc7\u6e90\u3002\u8ca1\u52d9\u72c0\u6cc1\u826f\u597d\u7684\u501f\u6b3e\u4eba\u88ab\u8996\u70ba\u98a8\u96aa\u8f03\u4f4e\uff0c\u56e0\u70ba\u4ed6\u5011\u6709\u66f4\u591a\u7684\u8cc7\u6e90\u4f86\u61c9\u5c0d\u7d93\u6fdf\u56f0\u96e3\u6216\u7a81\u767c\u4e8b\u4ef6\uff0c\u5f9e\u800c\u964d\u4f4e\u8cb8\u6b3e\u98a8\u96aa\u3002<\/li><\/ul><p>\u501f\u6b3e\u4eba\u7684\u6536\u5165\u548c\u8ca1\u52d9\u72c0\u6cc1\u5c0d\u4fe1\u8cb8\u5229\u7387\u6709\u8457\u91cd\u8981\u5f71\u97ff\u3002\u7a69\u5b9a\u4e14\u8f03\u9ad8\u7684\u6536\u5165\u3001\u4f4e\u50b5\u52d9\u6536\u5165\u6bd4\u548c\u826f\u597d\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u90fd\u80fd\u4f7f\u501f\u6b3e\u4eba\u7372\u5f97\u8f03\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u3002\u9280\u884c\u6839\u64da\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u548c\u8ca1\u52d9\u7a69\u5b9a\u6027\u4f86\u8a55\u4f30\u98a8\u96aa\uff0c\u4e26\u76f8\u61c9\u5730\u8a2d\u5b9a\u5229\u7387\u3002\u56e0\u6b64\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u52aa\u529b\u4fdd\u6301\u6536\u5165\u7684\u7a69\u5b9a\u548c\u8ca1\u52d9\u7684\u5065\u5eb7\uff0c\u4ee5\u63d0\u9ad8\u7372\u5f97\u512a\u60e0\u4fe1\u8cb8\u5229\u7387\u7684\u6a5f\u6703\u3002\u4e86\u89e3\u9019\u4e9b\u56e0\u7d20\uff0c\u6709\u52a9\u65bc\u501f\u6b3e\u4eba\u5728\u7533\u8acb\u8cb8\u6b3e\u6642\u505a\u51fa\u66f4\u660e\u667a\u7684\u6c7a\u5b9a\uff0c\u4e26\u78ba\u4fdd\u7372\u5f97\u6700\u4f73\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002<\/p><p><strong>3. \u501f\u6b3e\u7684\u984d\u5ea6\u548c\u671f\u9650<\/strong><\/p><p>\u501f\u6b3e\u7684\u984d\u5ea6\u548c\u671f\u9650\u4e5f\u662f\u5f71\u97ff\u4fe1\u8cb8\u5229\u7387\u7684\u91cd\u8981\u56e0\u7d20\u3002\u9280\u884c\u5728\u8a2d\u5b9a\u5229\u7387\u6642\uff0c\u6703\u8003\u616e\u501f\u6b3e\u7684\u91d1\u984d\u548c\u9084\u6b3e\u671f\u7684\u9577\u77ed\uff0c\u4ee5\u78ba\u5b9a\u8cb8\u6b3e\u7684\u98a8\u96aa\u548c\u6210\u672c\u3002\u4ee5\u4e0b\u662f\u9019\u4e9b\u56e0\u7d20\u7684\u8a73\u7d30\u8aaa\u660e\uff1a<\/p><ul class=\"wp-block-list 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href=\"https:\/\/lmdy123.com\/%e4%bf%a1%e8%b2%b8%e5%88%a9%e7%8e%87%e6%9c%83%e8%ae%8a%e5%97%8e\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u5229\u7387\u6703\u8b8a\u55ce\uff1f\u5f71\u97ff\u56e0\u7d20\u3001\u5229\u7387\u7a2e\u985e\u3001\u9078\u64c7\u653b\u7565\u4e00\u6b21\u770b\u61c2<\/a><\/strong><\/p><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E8%AB%87%EF%BC%9F%E5%A6%82%E4%BD%95%E8%AB%87%E5%88%A4%E6%89%8D%E8%83%BD%E7%88%AD%E5%8F%96%E5%88%B0%E6%9C%80%E4%BD%8E%E5%88%A9%E7%8E%87%EF%BC%9F\"><\/span><strong>\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u8ac7\uff1f\u5982\u4f55\u8ac7\u5224\u624d\u80fd\u722d\u53d6\u5230\u6700\u4f4e\u5229\u7387\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%BE%A6%E4%BF%A1%E8%B2%B8%E4%B9%8B%E5%89%8D%E9%9C%80%E8%A6%81%E5%85%85%E5%88%86%E7%9A%84%E6%BA%96%E5%82%99%E5%92%8C%E7%AD%96%E7%95%A5\"><\/span><strong>\u7533\u8fa6\u4fe1\u8cb8\u4e4b\u524d\u9700\u8981\u5145\u5206\u7684\u6e96\u5099\u548c\u7b56\u7565<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u8ac7\u5224\u4ee5\u722d\u53d6\u5230\u6700\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u9700\u8981\u5145\u5206\u7684\u6e96\u5099\u548c\u7b56\u7565\u3002\u501f\u6b3e\u4eba\u5728\u7533\u8fa6\u4fe1\u8cb8\u4e4b\u524d\uff0c\u53ef\u4ee5\u901a\u904e\u4e00\u7cfb\u5217\u63aa\u65bd\u4f86\u63d0\u9ad8\u81ea\u5df1\u7684\u8ac7\u5224\u7c4c\u78bc\uff0c\u5f9e\u800c\u7372\u5f97\u66f4\u512a\u60e0\u7684\u689d\u4ef6\u3002<\/p><p><strong>1.\u4e86\u89e3\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1<\/strong><\/p><p>\u5728\u7533\u8fa6\u4fe1\u8cb8\u4e4b\u524d\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u5148\u5411\u806f\u5fb5\u4e2d\u5fc3\u7533\u8acb\u4fe1\u7528\u5831\u544a\uff0c\u77ad\u89e3\u81ea\u5df1\u7684\u4fe1\u7528\u8a55\u5206\u548c\u4fe1\u7528\u8a18\u9304\u3002\u4fe1\u7528\u8a55\u5206\u662f\u9280\u884c\u6c7a\u5b9a\u8cb8\u6b3e\u5229\u7387\u7684\u4e3b\u8981\u4f9d\u64da\u4e4b\u4e00\uff0c\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u53ef\u4ee5\u5e6b\u52a9\u501f\u6b3e\u4eba\u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\u3002\u501f\u6b3e\u4eba\u61c9\u8a72\u6aa2\u67e5\u4fe1\u7528\u5831\u544a\u4e2d\u7684\u4efb\u4f55\u932f\u8aa4\u6216\u4e0d\u6e96\u78ba\u7684\u8a18\u9304\uff0c\u4e26\u53ca\u6642\u9032\u884c\u7cfe\u6b63\u3002\u6b64\u5916\uff0c\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u884c\u70ba\uff0c\u5982\u6309\u6642\u9084\u6b3e\u548c\u964d\u4f4e\u4fe1\u7528\u5361\u8ca0\u50b5\uff0c\u4e5f\u80fd\u63d0\u5347\u4fe1\u7528\u8a55\u5206\u3002<\/p><p><strong>2.\u6574\u7406\u6536\u5165\u548c\u8ca1\u52d9\u8b49\u660e<\/strong><\/p><p>\u6e96\u5099\u597d\u6240\u6709\u5fc5\u8981\u7684\u6536\u5165\u548c\u8ca1\u52d9\u8b49\u660e\u6587\u4ef6\uff0c\u662f\u8ac7\u5224\u6210\u529f\u7684\u95dc\u9375\u4e4b\u4e00\u3002\u9019\u4e9b\u6587\u4ef6\u5305\u62ec\u85aa\u8cc7\u8b49\u660e\u3001\u6240\u5f97\u7a05\u7533\u5831\u8868\u3001\u9280\u884c\u5c0d\u8cec\u55ae\u7b49\uff0c\u80fd\u5920\u5c55\u793a\u501f\u6b3e\u4eba\u7684\u6536\u5165\u7a69\u5b9a\u6027\u548c\u8ca1\u52d9\u72c0\u6cc1\u3002\u501f\u6b3e\u4eba\u61c9\u8a72\u78ba\u4fdd\u9019\u4e9b\u6587\u4ef6\u5b8c\u6574\u3001\u6e96\u78ba\u4e14\u6613\u65bc\u7406\u89e3\uff0c\u4ee5\u4fbf\u9280\u884c\u80fd\u5920\u5feb\u901f\u8a55\u4f30\u5176\u9084\u6b3e\u80fd\u529b\u3002\u8ca1\u52d9\u72c0\u6cc1\u826f\u597d\u7684\u501f\u6b3e\u4eba\uff0c\u901a\u5e38\u80fd\u5920\u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u56e0\u70ba\u4ed6\u5011\u7684\u98a8\u96aa\u8f03\u4f4e\u3002<\/p><p><strong>3.\u8ca8\u6bd4\u4e09\u5bb6<\/strong><\/p><p>\u5411\u591a\u5bb6\u9280\u884c\u8a62\u554f\u4fe1\u8cb8\u5229\u7387\u662f\u7372\u5f97\u6700\u512a\u60e0\u65b9\u6848\u7684\u6709\u6548\u7b56\u7565\u3002\u4e0d\u540c\u9280\u884c\u7684\u8cb8\u6b3e\u653f\u7b56\u548c\u98a8\u96aa\u8a55\u4f30\u6a19\u6e96\u6709\u6240\u4e0d\u540c\uff0c\u56e0\u6b64\u63d0\u4f9b\u7684\u5229\u7387\u4e5f\u6703\u6709\u6240\u5dee\u7570\u3002\u501f\u6b3e\u4eba\u61c9\u8a72\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u7684\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u548c\u5176\u4ed6\u8cb8\u6b3e\u689d\u4ef6\uff0c\u4e26\u5229\u7528\u9019\u4e9b\u4fe1\u606f\u9032\u884c\u8ac7\u5224\u3002\u5728\u8ac7\u5224\u904e\u7a0b\u4e2d\uff0c\u53ef\u4ee5\u5c07\u5176\u4ed6\u9280\u884c\u63d0\u4f9b\u7684\u66f4\u512a\u60e0\u689d\u4ef6\u4f5c\u70ba\u7c4c\u78bc\uff0c\u8981\u6c42\u76ee\u6a19\u9280\u884c\u63d0\u4f9b\u5339\u914d\u6216\u66f4\u597d\u7684\u5229\u7387\u3002<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E8%88%87%E9%8A%80%E8%A1%8C%E8%AB%87%E5%88%A4%E9%9C%80%E8%A6%81%E7%B2%BE%E5%BF%83%E6%BA%96%E5%82%99%E5%92%8C%E7%AD%96%E7%95%A5\"><\/span><strong>\u8207\u9280\u884c\u8ac7\u5224\u9700\u8981\u7cbe\u5fc3\u6e96\u5099\u548c\u7b56\u7565<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u8ac7\u5224\u4ee5\u7372\u5f97\u6700\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u9700\u8981\u7cbe\u5fc3\u6e96\u5099\u548c\u7b56\u7565\u3002\u5728\u8207\u9280\u884c\u9762\u8ac7\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u5c55\u793a\u81ea\u4fe1\u548c\u5c08\u696d\u7684\u614b\u5ea6\uff0c\u63d0\u51fa\u5177\u9ad4\u7684\u8ac7\u5224\u76ee\u6a19\uff0c\u5f37\u8abf\u81ea\u5df1\u7684\u512a\u52e2\uff0c\u4e26\u9069\u7576\u8868\u9054\u81ea\u5df1\u5c0d\u5176\u4ed6\u9078\u9805\u7684\u8003\u616e\u3002<\/p><p><strong>1.\u5c55\u73fe\u81ea\u4fe1\u548c\u5c08\u696d\u7684\u614b\u5ea6<\/strong><\/p><p>\u5728\u8207\u9280\u884c\u9762\u8ac7\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u4fdd\u6301\u81ea\u4fe1\u548c\u5c08\u696d\u7684\u614b\u5ea6\u3002\u9019\u5305\u62ec\u5100\u8868\u6574\u6f54\u3001\u8a00\u884c\u8209\u6b62\u5f97\u9ad4\uff0c\u4e26\u4e14\u5c0d\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u8cb8\u6b3e\u9700\u6c42\u6709\u5145\u5206\u7684\u4e86\u89e3\u3002\u81ea\u4fe1\u548c\u5c08\u696d\u7684\u614b\u5ea6\u53ef\u4ee5\u8b93\u9280\u884c\u8a8d\u70ba\u4f60\u662f\u503c\u5f97\u4fe1\u8cf4\u7684\u501f\u6b3e\u4eba\uff0c\u5f9e\u800c\u66f4\u9858\u610f\u63d0\u4f9b\u512a\u60e0\u7684\u5229\u7387\u3002\u501f\u6b3e\u4eba\u61c9\u8a72\u6e96\u5099\u597d\u6240\u6709\u5fc5\u8981\u7684\u6587\u4ef6\uff0c\u4e26\u80fd\u6e05\u6670\u5730\u56de\u7b54\u9280\u884c\u7684\u554f\u984c\uff0c\u5c55\u793a\u81ea\u5df1\u5c0d\u8ca1\u52d9\u7ba1\u7406\u7684\u826f\u597d\u628a\u63e1\u3002<\/p><p><strong>2.\u63d0\u51fa\u5177\u9ad4\u7684\u8ac7\u5224\u76ee\u6a19<\/strong><\/p><p>\u5728\u8ac7\u5224\u904e\u7a0b\u4e2d\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u660e\u78ba\u81ea\u5df1\u7684\u76ee\u6a19\u3002\u4f8b\u5982\uff0c\u5e0c\u671b\u5c07\u5229\u7387\u964d\u81f3\u67d0\u500b\u5177\u9ad4\u6c34\u5e73\uff0c\u6216\u8005\u5e0c\u671b\u7372\u5f97\u66f4\u512a\u60e0\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002\u5177\u9ad4\u7684\u76ee\u6a19\u53ef\u4ee5\u4f7f\u8ac7\u5224\u66f4\u5177\u91dd\u5c0d\u6027\uff0c\u9280\u884c\u4e5f\u80fd\u66f4\u6e05\u695a\u5730\u4e86\u89e3\u4f60\u7684\u9700\u6c42\u548c\u671f\u671b\u3002\u501f\u6b3e\u4eba\u53ef\u4ee5\u5f15\u7528\u5176\u4ed6\u9280\u884c\u63d0\u4f9b\u7684\u5229\u7387\u4f5c\u70ba\u53c3\u8003\uff0c\u5f37\u8abf\u81ea\u5df1\u5e0c\u671b\u7372\u5f97\u76f8\u4f3c\u6216\u66f4\u597d\u7684\u689d\u4ef6\u3002<\/p><p><strong>3.\u5f37\u8abf\u81ea\u5df1\u7684\u512a\u52e2<\/strong><\/p><p>\u501f\u6b3e\u4eba\u61c9\u8a72\u5728\u9762\u8ac7\u4e2d\u5f37\u8abf\u81ea\u5df1\u7684\u512a\u52e2\uff0c\u4f8b\u5982\u826f\u597d\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u7a69\u5b9a\u7684\u6536\u5165\u3001\u4f4e\u50b5\u52d9\u6536\u5165\u6bd4\u7b49\u3002\u9019\u4e9b\u512a\u52e2\u53ef\u4ee5\u986f\u793a\u4f60\u662f\u4f4e\u98a8\u96aa\u7684\u501f\u6b3e\u4eba\uff0c\u5f9e\u800c\u6709\u52a9\u65bc\u8aaa\u670d\u9280\u884c\u63d0\u4f9b\u8f03\u4f4e\u7684\u5229\u7387\u3002\u501f\u6b3e\u4eba\u53ef\u4ee5\u6e96\u5099\u8a73\u7d30\u7684\u8ca1\u52d9\u8cc7\u6599\uff0c\u5305\u62ec\u4fe1\u7528\u5831\u544a\u3001\u6536\u5165\u8b49\u660e\u548c\u8cc7\u7522\u8b49\u660e\uff0c\u4f86\u652f\u6301\u81ea\u5df1\u7684\u4e3b\u5f35\u3002\u5f37\u8abf\u81ea\u5df1\u7684\u512a\u52e2\uff0c\u53ef\u4ee5\u4f7f\u9280\u884c\u66f4\u9858\u610f\u63d0\u4f9b\u512a\u60e0\u7684\u689d\u4ef6\uff0c\u4ee5\u5438\u5f15\u4f60\u7684\u696d\u52d9\u3002<\/p><p><strong>4.\u9069\u7576\u8868\u9054\u81ea\u5df1\u7684\u610f\u9858<\/strong><\/p><p>\u5982\u679c\u5c0d\u9280\u884c\u7684\u65b9\u6848\u4e0d\u6eff\u610f\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u9069\u7576\u8868\u9054\u81ea\u5df1\u8003\u616e\u5176\u4ed6\u9078\u9805\u7684\u610f\u9858\u3002\u9019\u7a2e\u7b56\u7565\u53ef\u4ee5\u589e\u52a0\u9280\u884c\u7684\u7af6\u722d\u58d3\u529b\uff0c\u4f7f\u5176\u66f4\u9858\u610f\u63d0\u4f9b\u512a\u60e0\u7684\u689d\u4ef6\u4f86\u4fdd\u7559\u4f60\u7684\u696d\u52d9\u3002\u501f\u6b3e\u4eba\u53ef\u4ee5\u8868\u9054\u81ea\u5df1\u5df2\u7d93\u8207\u5176\u4ed6\u9280\u884c\u63a5\u6d3d\uff0c\u4e26\u4e14\u5c0d\u6bd4\u4e86\u591a\u5bb6\u9280\u884c\u7684\u5229\u7387\u548c\u689d\u4ef6\u3002\u9019\u6a23\u505a\u53ef\u4ee5\u4fc3\u4f7f\u9280\u884c\u63d0\u4f9b\u66f4\u6709\u7af6\u722d\u529b\u7684\u65b9\u6848\uff0c\u4ee5\u907f\u514d\u5931\u53bb\u4f60\u9019\u500b\u5ba2\u6236\u3002<\/p><p><strong>3. \u4e0d\u540c\u9280\u884c\u4fe1\u8cb8\u5229\u7387\u6bd4\u8f03<\/strong><\/p><p>\u5728\u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u7684\u4fe1\u8cb8\u5229\u7387\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u7d9c\u5408\u8003\u616e\u5229\u7387\u3001\u8cb8\u6b3e\u984d\u5ea6\u548c\u671f\u9650\u7b49\u56e0\u7d20\u3002\u53f0\u7063\u9280\u884c\u548c\u4e2d\u570b\u4fe1\u8a17\u5546\u696d\u9280\u884c\u63d0\u4f9b\u4e86\u8f03\u4f4e\u7684\u8d77\u59cb\u5229\u7387\uff0c\u800c\u7389\u5c71\u5546\u696d\u9280\u884c\u3001\u5bcc\u90a6\u9280\u884c\u548c\u65e5\u76db\u9280\u884c\u5247\u63d0\u4f9b\u4e86\u7a0d\u9ad8\u7684\u5229\u7387\u3002\u501f\u6b3e\u4eba\u5728\u9078\u64c7\u6642\uff0c\u61c9\u6839\u64da\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u8ca1\u52d9\u9700\u6c42\u548c\u5c0d\u9280\u884c\u670d\u52d9\u7684\u671f\u671b\uff0c\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u8cb8\u6b3e\u65b9\u6848\u3002\u6b64\u5916\uff0c\u8207\u9280\u884c\u9032\u884c\u8ac7\u5224\uff0c\u722d\u53d6\u66f4\u512a\u60e0\u7684\u689d\u4ef6\uff0c\u4e5f\u662f\u7372\u5f97\u6700\u4f4e\u5229\u7387\u7684\u91cd\u8981\u7b56\u7565\u3002<\/p><p>\u4ee5\u4e0b\u662f\u4e00\u4e9b\u53f0\u7063\u9280\u884c\u7684\u4fe1\u8cb8\u5229\u7387\u6bd4\u8f03\uff1a<\/p><figure class=\"wp-block-table \\&quot;wp-block-table\\&quot;\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u9280\u884c<\/strong><\/td><td><strong>\u4fe1\u8cb8\u5229\u7387<\/strong><\/td><td><strong>\u8cb8\u6b3e\u984d\u5ea6<\/strong><\/td><td><strong>\u8cb8\u6b3e\u671f\u9650<\/strong><\/td><\/tr><tr><td>\u53f0\u7063\u9280\u884c<\/td><td>2.78%~15.99%<\/td><td>\u65b0\u53f0\u5e635\u842c\u5143\u4ee5\u4e0a<\/td><td>1~7\u5e74<\/td><\/tr><tr><td>\u4e2d\u570b\u4fe1\u8a17\u5546\u696d\u9280\u884c<\/td><td>2.88%~15.99%<\/td><td>\u65b0\u53f0\u5e635\u842c\u5143\u4ee5\u4e0a<\/td><td>1~7\u5e74<\/td><\/tr><tr><td>\u7389\u5c71\u5546\u696d\u9280\u884c<\/td><td>2.98%~15.99%<\/td><td>\u65b0\u53f0\u5e635\u842c\u5143\u4ee5\u4e0a<\/td><td>1~7\u5e74<\/td><\/tr><tr><td>\u5bcc\u90a6\u9280\u884c<\/td><td>3.28%~15.99%<\/td><td>\u65b0\u53f0\u5e635\u842c\u5143\u4ee5\u4e0a<\/td><td>1~7\u5e74<\/td><\/tr><tr><td>\u65e5\u76db\u9280\u884c<\/td><td>3.38%~15.99%<\/td><td>\u65b0\u53f0\u5e635\u842c\u5143\u4ee5\u4e0a<\/td><td>1~7\u5e74<\/td><\/tr><\/tbody><\/table><\/figure><p style='padding:0;margin: 5px 0;color:#ff0000;'><a href=\"https:\/\/www1.oeya.com.tw\/2wBsE?uid1=credit\" target=\"_blank\" style=\"display:inline-block;float:none;padding:0;margin:5px 0;color:#ff0000;text-decoration: none;\" rel=\"noopener\"><img data-recalc-dims=\"1\" style='display:inline;border:0;max-width:100%;width:728px;height:90px;' src=\"https:\/\/i0.wp.com\/img.oeya.com\/images\/202112\/49285525.jpg?w=640&#038;ssl=1\"\/><\/a><\/p>\n<img decoding=\"async\" src=\"https:\/\/adcenter.conn.tw\/track\/oeya_url_image.php?key=0346b091050e5a8bf66bdd7c2456c42b\" style=\"height:1px;width:1px;border:0\" \/><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E8%AB%87%E5%88%A4%E6%8A%80%E5%B7%A7%E5%A4%A7%E5%85%AC%E9%96%8B\"><\/span><strong>\u4fe1\u8cb8\u5229\u7387\u8ac7\u5224\u6280\u5de7\u5927\u516c\u958b<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u5728\u7533\u8acb\u4fe1\u8cb8\u6642\uff0c\u80fd\u5920\u6210\u529f\u8ac7\u5224\u51fa\u66f4\u4f4e\u7684\u5229\u7387\uff0c\u5c0d\u501f\u6b3e\u4eba\u800c\u8a00\u81f3\u95dc\u91cd\u8981\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5be6\u7528\u7684\u4fe1\u8cb8\u5229\u7387\u8ac7\u5224\u6280\u5de7\uff0c\u53ef\u4ee5\u5e6b\u52a9\u4f60\u5728\u8207\u9280\u884c\u8ac7\u5224\u6642\u8655\u65bc\u6709\u5229\u5730\u4f4d\uff0c\u5f9e\u800c\u7372\u5f97\u66f4\u512a\u60e0\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"1%E9%81%B8%E6%93%87%E8%88%87%E5%BE%80%E4%BE%86%E9%A0%BB%E7%B9%81%E7%9A%84%E4%B8%BB%E5%8A%9B%E9%8A%80%E8%A1%8C%E7%94%B3%E8%BE%A6%E4%BF%A1%E8%B2%B8\"><\/span><strong>1.\u9078\u64c7\u8207\u5f80\u4f86\u983b\u7e41\u7684\u4e3b\u529b\u9280\u884c\u7533\u8fa6\u4fe1\u8cb8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u8207\u5f80\u4f86\u983b\u7e41\u7684\u4e3b\u529b\u9280\u884c\u7533\u8fa6\u4fe1\u8cb8\u662f\u63d0\u9ad8\u6210\u529f\u8ac7\u5224\u6a5f\u6703\u7684\u91cd\u8981\u7b56\u7565\u3002\u4e3b\u529b\u9280\u884c\u5c0d\u65bc\u9577\u671f\u5ba2\u6236\u901a\u5e38\u6703\u63d0\u4f9b\u66f4\u597d\u7684\u5229\u7387\u548c\u689d\u4ef6\uff0c\u56e0\u70ba\u4ed6\u5011\u5e0c\u671b\u7dad\u6301\u826f\u597d\u7684\u5ba2\u6236\u95dc\u4fc2\u3002\u5982\u679c\u4f60\u5728\u67d0\u5bb6\u9280\u884c\u6709\u591a\u7a2e\u91d1\u878d\u7522\u54c1\u6216\u9577\u671f\u5b58\u6b3e\u7d00\u9304\uff0c\u9019\u5bb6\u9280\u884c\u901a\u5e38\u6703\u66f4\u9858\u610f\u63d0\u4f9b\u512a\u60e0\u5229\u7387\uff0c\u4ee5\u78ba\u4fdd\u4f60\u7e7c\u7e8c\u9078\u64c7\u4ed6\u5011\u7684\u670d\u52d9\u3002<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"2%E5%96%84%E7%94%A8%E9%8A%80%E8%A1%8C%E7%9A%84%E5%84%AA%E6%83%A0%E6%96%B9%E6%A1%88\"><\/span><strong>2.\u5584\u7528\u9280\u884c\u7684\u512a\u60e0\u65b9\u6848<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u8a31\u591a\u9280\u884c\u6703\u5b9a\u671f\u63a8\u51fa\u9650\u6642\u512a\u60e0\u7684\u4fe1\u8cb8\u65b9\u6848\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u7a4d\u6975\u95dc\u6ce8\u9019\u4e9b\u512a\u60e0\u6d3b\u52d5\u3002\u4f8b\u5982\uff0c\u4e00\u4e9b\u9280\u884c\u53ef\u80fd\u6703\u5728\u7279\u5b9a\u6642\u671f\u5167\u63d0\u4f9b\u66f4\u4f4e\u7684\u5229\u7387\u6216\u6e1b\u514d\u90e8\u5206\u624b\u7e8c\u8cbb\u3002\u501f\u6b3e\u4eba\u53ef\u4ee5\u5728\u7533\u8fa6\u4fe1\u8cb8\u6642\uff0c\u8a62\u554f\u662f\u5426\u6709\u7576\u524d\u7684\u512a\u60e0\u65b9\u6848\uff0c\u4e26\u5584\u7528\u9019\u4e9b\u65b9\u6848\u4f86\u964d\u4f4e\u8cb8\u6b3e\u6210\u672c\u3002<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"3%E6%8F%90%E5%87%BA%E5%85%B6%E4%BB%96%E8%B2%B8%E6%AC%BE%E9%9C%80%E6%B1%82\"><\/span><strong>3.\u63d0\u51fa\u5176\u4ed6\u8cb8\u6b3e\u9700\u6c42<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u540c\u6642\u63d0\u51fa\u5176\u4ed6\u8cb8\u6b3e\u9700\u6c42\uff0c\u4f8b\u5982\u958b\u8fa6\u8ca1\u5bcc\u7ba1\u7406\u696d\u52d9\uff0c\u53ef\u4ee5\u63d0\u9ad8\u4f60\u7684\u8ac7\u5224\u7c4c\u78bc\u3002\u9280\u884c\u901a\u5e38\u6703\u5c0d\u540c\u6642\u4f7f\u7528\u591a\u9805\u670d\u52d9\u7684\u5ba2\u6236\u63d0\u4f9b\u66f4\u512a\u60e0\u7684\u689d\u4ef6\uff0c\u56e0\u70ba\u9019\u6a23\u53ef\u4ee5\u589e\u5f37\u5ba2\u6236\u5c0d\u9280\u884c\u7684\u4f9d\u8cf4\u6027\u3002\u501f\u6b3e\u4eba\u53ef\u4ee5\u5728\u7533\u8fa6\u4fe1\u8cb8\u6642\uff0c\u8207\u9280\u884c\u8ac7\u5224\u5c07\u5176\u4ed6\u696d\u52d9\u6346\u7d81\u5728\u4e00\u8d77\uff0c\u4ee5\u6b64\u7372\u5f97\u66f4\u4f4e\u7684\u4fe1\u8cb8\u5229\u7387\u3002<\/p><h3 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"4%E8%A1%A8%E9%81%94%E8%BD%89%E8%B2%B8%E6%88%96%E6%8F%90%E5%89%8D%E9%82%84%E6%AC%BE%E7%9A%84%E6%84%8F%E9%A1%98\"><\/span><strong>4.\u8868\u9054\u8f49\u8cb8\u6216\u63d0\u524d\u9084\u6b3e\u7684\u610f\u9858<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u5982\u679c\u501f\u6b3e\u4eba\u8868\u9054\u8f49\u8cb8\u6216\u63d0\u524d\u9084\u6b3e\u7684\u610f\u9858\uff0c\u9280\u884c\u901a\u5e38\u6703\u66f4\u9858\u610f\u964d\u4f4e\u5229\u7387\u4ee5\u7559\u4f4f\u5ba2\u6236\u3002\u9280\u884c\u4e0d\u5e0c\u671b\u5931\u53bb\u7a69\u5b9a\u7684\u5ba2\u6236\u4f86\u6e90\uff0c\u56e0\u6b64\uff0c\u5982\u679c\u501f\u6b3e\u4eba\u8868\u660e\u6709\u8003\u616e\u8f49\u8cb8\u5230\u5176\u4ed6\u9280\u884c\u6216\u63d0\u524d\u9084\u6b3e\u7684\u8a08\u5283\uff0c\u539f\u6709\u9280\u884c\u53ef\u80fd\u6703\u63d0\u4f9b\u66f4\u512a\u60e0\u7684\u689d\u4ef6\u4ee5\u633d\u7559\u4f60\u3002\u9019\u7a2e\u7b56\u7565\u53ef\u4ee5\u8b93\u501f\u6b3e\u4eba\u5728\u5229\u7387\u8ac7\u5224\u4e2d\u8655\u65bc\u66f4\u6709\u5229\u7684\u4f4d\u7f6e\u3002<\/p><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%BE%A6%E4%BF%A1%E8%B2%B8%E5%89%8D%EF%BC%8C%E5%85%88%E5%81%9A%E5%A5%BD%E9%80%99%E4%BA%9B%E6%BA%96%E5%82%99\"><\/span><strong>\u7533\u8fa6\u4fe1\u8cb8\u524d\uff0c\u5148\u505a\u597d\u9019\u4e9b\u6e96\u5099<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u8cb8\u662f\u8a31\u591a\u4eba\u7406\u8ca1\u898f\u5283\u4e2d\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u74b0\uff0c\u4f46\u7533\u8fa6\u4fe1\u8cb8\u524d\uff0c\u505a\u597d\u6e96\u5099\u624d\u80fd\u4fdd\u969c\u81ea\u8eab\u6b0a\u76ca\uff0c\u4e26\u7372\u5f97\u6700\u512a\u60e0\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002\u4ee5\u4e0b\u5c07\u8a73\u7d30\u8aaa\u660e\u7533\u8fa6\u4fe1\u8cb8\u524d\u61c9\u5148\u505a\u597d\u7684\u6e96\u5099\uff1a<\/p><p><strong>1. \u8a55\u4f30\u81ea\u5df1\u7684\u9700\u6c42<\/strong><\/p><p>\u5728\u7533\u8fa6\u4fe1\u8cb8\u4e4b\u524d\uff0c\u501f\u6b3e\u4eba\u61c9\u5148\u8a55\u4f30\u81ea\u5df1\u7684\u9700\u6c42\uff0c\u5305\u62ec\uff1a<\/p><ul class=\"wp-block-list \\&quot;wp-block-list\\&quot;\"><li>\u8cb8\u6b3e\u7528\u9014\uff1a\u8cb8\u6b3e\u7528\u9014\u6703\u5f71\u97ff\u8cb8\u6b3e\u5229\u7387\u548c\u689d\u4ef6\uff0c\u4f8b\u5982\u623f\u5c4b\u8cb8\u6b3e\u3001\u8eca\u8cb8\u3001\u6559\u80b2\u8cb8\u6b3e\u7b49\uff0c\u5229\u7387\u548c\u689d\u4ef6\u5404\u4e0d\u76f8\u540c\u3002<\/li>\n\n<li>\u8cb8\u6b3e\u984d\u5ea6\uff1a\u8cb8\u6b3e\u984d\u5ea6\u61c9\u4ee5\u5be6\u969b\u9700\u6c42\u70ba\u6e96\uff0c\u4e0d\u5b9c\u904e\u591a\u6216\u904e\u5c11\u3002<\/li>\n\n<li>\u8cb8\u6b3e\u671f\u9650\uff1a\u8cb8\u6b3e\u671f\u9650\u6703\u5f71\u97ff\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\uff0c\u501f\u6b3e\u4eba\u61c9\u8a55\u4f30\u81ea\u5df1\u7684\u9084\u6b3e\u80fd\u529b\u3002<\/li><\/ul><p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/lmdy123.com\/%e5%b0%8f%e9%a1%8d%e4%bf%a1%e8%b2%b850%e8%90%ac\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c0f\u984d\u4fe1\u8cb850\u842c\u61f6\u4eba\u5305\uff1a\u5229\u7387\u3001\u689d\u4ef6\u3001\u7533\u8acb\u6d41\u7a0b\u4e00\u6b21\u641e\u61c2<\/a><\/p><p><strong>2. \u6bd4\u8f03\u4e0d\u540c\u9280\u884c\u7684\u65b9\u6848<\/strong><\/p><p>\u5e02\u9762\u4e0a\u6709\u591a\u5bb6\u9280\u884c\u63d0\u4f9b\u4fe1\u8cb8\u670d\u52d9\uff0c\u8cb8\u6b3e\u5229\u7387\u3001\u689d\u4ef6\u548c\u670d\u52d9\u9805\u76ee\u7b49\u4e5f\u90fd\u5404\u6709\u5dee\u7570\u3002\u56e0\u6b64\uff0c\u501f\u6b3e\u4eba\u61c9\u5411\u591a\u5bb6\u9280\u884c\u8a62\u554f\u4e26\u6bd4\u8f03\u4e0d\u540c\u65b9\u6848\uff0c\u4ee5\u627e\u5230\u6700\u7b26\u5408\u81ea\u5df1\u9700\u6c42\u7684\u65b9\u6848\u3002<\/p><p><strong>3. \u6e96\u5099\u597d\u76f8\u95dc\u6587\u4ef6<\/strong><\/p><p>\u5728\u7533\u8fa6\u4fe1\u8cb8\u6642\uff0c\u9280\u884c\u6703\u8981\u6c42\u501f\u6b3e\u4eba\u63d0\u4f9b\u76f8\u95dc\u6587\u4ef6\uff0c\u4f8b\u5982\uff1a<\/p><ul class=\"wp-block-list \\&quot;wp-block-list\\&quot;\"><li>\u8eab\u5206\u8b49\u660e\uff1a\u8eab\u5206\u8b49\u3001\u5065\u4fdd\u5361\u3001\u99d5\u7167\u7b49\u3002<\/li>\n\n<li>\u6536\u5165\u8b49\u660e\uff1a\u85aa\u8cc7\u8b49\u660e\u3001\u6240\u5f97\u7a05\u7533\u5831\u8868\u7b49\u3002<\/li>\n\n<li>\u8ca1\u7522\u8b49\u660e\uff1a\u4e0d\u52d5\u7522\u8b49\u660e\u3001\u9280\u884c\u5b58\u6b3e\u8b49\u660e\u7b49\u3002<\/li><\/ul><p>\u501f\u6b3e\u4eba\u61c9\u4e8b\u5148\u6e96\u5099\u597d\u76f8\u95dc\u6587\u4ef6\uff0c\u4ee5\u514d\u803d\u8aa4\u7533\u8cb8\u6d41\u7a0b\u3002<\/p><p><strong>4. \u4e86\u89e3\u8cb8\u6b3e\u7684\u76f8\u95dc\u898f\u5b9a<\/strong><\/p><p>\u5728\u7533\u8fa6\u4fe1\u8cb8\u4e4b\u524d\uff0c\u501f\u6b3e\u4eba\u61c9\u4ed4\u7d30\u95b1\u8b80\u8cb8\u6b3e\u5951\u7d04\uff0c\u4e86\u89e3\u8cb8\u6b3e\u7684\u76f8\u95dc\u898f\u5b9a\uff0c\u4f8b\u5982\uff1a<\/p><ul class=\"wp-block-list \\&quot;wp-block-list\\&quot;\"><li>\u9084\u6b3e\u65b9\u5f0f\uff1a\u4e00\u822c\u5e38\u898b\u7684\u9084\u6b3e\u65b9\u5f0f\u5305\u62ec\u6bcf\u6708\u56fa\u5b9a\u9084\u6b3e\u3001\u5230\u671f\u4e00\u6b21\u6027\u9084\u6b3e\u7b49\u3002<\/li>\n\n<li>\u9055\u7d04\u8cac\u4efb\uff1a\u5982\u679c\u501f\u6b3e\u4eba\u672a\u80fd\u6309\u6642\u9084\u6b3e\uff0c\u5c07\u6703\u7522\u751f\u9055\u7d04\u91d1\u7b49\u8cbb\u7528\u3002<\/li><\/ul><p>\u4e86\u89e3\u8cb8\u6b3e\u7684\u76f8\u95dc\u898f\u5b9a\uff0c\u624d\u80fd\u907f\u514d\u65e5\u5f8c\u767c\u751f\u722d\u8b70\u3002<\/p><p>\u505a\u597d\u4ee5\u4e0a\u6e96\u5099\uff0c\u5c31\u80fd\u8b93\u7533\u8fa6\u4fe1\u8cb8\u7684\u904e\u7a0b\u66f4\u52a0\u9806\u5229\uff0c\u4e26\u7372\u5f97\u6700\u512a\u60e0\u7684\u8cb8\u6b3e\u689d\u4ef6\u3002<\/p><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"ok%E5%BF%A0%E8%A8%93%E5%B9%AB%E4%BD%A0%E6%89%BE%E5%88%B0%E4%BD%8E%E5%88%A9%E7%8E%87%E6%96%B9%E6%A1%88\"><\/span><strong>ok\u5fe0\u8a13\u5e6b\u4f60\u627e\u5230\u4f4e\u5229\u7387\u65b9\u6848<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong>OK\u5fe0\u8a13\u570b\u969b<\/strong>\u662f\u4e00\u5bb6\u5408\u6cd5\u7acb\u6848\u7684\u8cb8\u6b3e\u7406\u8ca1\u9867\u554f\u516c\u53f8\uff0c\u64c1\u6709\u8d85\u904e25\u5e74\u7684\u670d\u52d9\u7d93\u9a57\u3002OK\u5fe0\u8a13\u7684\u670d\u52d9\u9805\u76ee\u5305\u62ec\uff1a<\/p><ul class=\"wp-block-list 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href=\"https:\/\/www1.oeya.com.tw\/2m4D6?uid1=credit\" target=\"_blank\" rel=\"noreferrer noopener\">\u514d\u8cbb\u8aee\u8a62<\/a>\u3002<\/p><p style='padding:0;margin: 5px 0;color:#ff0000;'><a href=\"https:\/\/www1.oeya.com.tw\/2wBsE?uid1=credit\" target=\"_blank\" style=\"display:inline-block;float:none;padding:0;margin:5px 0;color:#ff0000;text-decoration: none;\" rel=\"noopener\"><img data-recalc-dims=\"1\" style='display:inline;border:0;max-width:100%;width:728px;height:90px;' src=\"https:\/\/i0.wp.com\/img.oeya.com\/images\/202112\/49285525.jpg?w=640&#038;ssl=1\"\/><\/a><\/p>\n<img decoding=\"async\" src=\"https:\/\/adcenter.conn.tw\/track\/oeya_url_image.php?key=0346b091050e5a8bf66bdd7c2456c42b\" style=\"height:1px;width:1px;border:0\" \/><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" 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