{"id":7975,"date":"2023-03-02T01:10:20","date_gmt":"2023-03-01T17:10:20","guid":{"rendered":"https:\/\/lmdy123.com\/what-is-credit-loan"},"modified":"2024-12-13T23:33:58","modified_gmt":"2024-12-13T15:33:58","slug":"what-is-credit-loan","status":"publish","type":"post","link":"https:\/\/lmdy123.com\/what-is-credit-loan\/","title":{"rendered":"\u4fe1\u7528\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f\u91cd\u9ede\u6574\u7406\u4e00\u6b21\u641e\u61c2\u4fe1\u8cb8\u5229\u7387\u3001\u984d\u5ea6\u3001\u7533\u8acb\u689d\u4ef6\u53ca\u6d41\u7a0b"},"content":{"rendered":"<p>\u4fe1\u7528\u8cb8\u6b3e\u662f\u4e00\u7a2e\u7121\u9700\u63d0\u4f9b\u62b5\u62bc\u54c1\u7684\u8cb8\u6b3e\u65b9\u5f0f\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u6839\u64da\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u3001\u6536\u5165\u72c0\u6cc1\u4ee5\u53ca\u9084\u6b3e\u80fd\u529b\u4f86\u6c7a\u5b9a\u6838\u8cb8\u984d\u5ea6\u8207\u5229\u7387\u3002\u76f8\u8f03\u65bc\u5176\u4ed6\u9700\u8981\u62b5\u62bc\u54c1\u7684\u8cb8\u6b3e\uff0c\u4f8b\u5982\u623f\u8cb8\u6216\u8eca\u8cb8\uff0c\u4fe1\u7528\u8cb8\u6b3e\u7533\u8acb\u624b\u7e8c\u66f4\u7c21\u4fbf\uff0c\u9069\u5408\u6025\u9700\u8cc7\u91d1\u4e14\u7121\u6cd5\u63d0\u4f9b\u62b5\u62bc\u54c1\u7684\u4eba\u3002<\/p><p>\u5728\u9019\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5011\u5c07\u6df1\u5165\u63a2\u8a0e\u4fe1\u7528\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f\u9069\u5408\u7684\u7533\u8acb\u5c0d\u8c61\u3001\u7533\u8acb\u689d\u4ef6\u4ee5\u53ca\u6ce8\u610f\u4e8b\u9805\uff0c\u5e6b\u52a9\u60a8\u5168\u9762\u4e86\u89e3\u4fe1\u7528\u8cb8\u6b3e\u662f\u5426\u9069\u5408\u60a8\u7684\u9700\u6c42\uff0c\u4e26\u63d0\u4f9b\u5be6\u7528\u5efa\u8b70\uff0c\u5354\u52a9\u60a8\u9806\u5229\u5b8c\u6210\u7533\u8acb\u3002<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%89%B9%E9%BB%9E%EF%BC%9A\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u7684\u7279\u9ede\uff1a\">\u4fe1\u7528\u8cb8\u6b3e\u7684\u7279\u9ede\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E8%AA%B0%E9%81%A9%E5%90%88%E7%94%B3%E8%AB%8B%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%EF%BC%9F\" title=\"\u8ab0\u9069\u5408\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff1f\">\u8ab0\u9069\u5408\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E9%81%A9%E7%94%A8%E5%B0%8D%E8%B1%A1%EF%BC%9A\" title=\"\u9069\u7528\u5c0d\u8c61\uff1a\">\u9069\u7528\u5c0d\u8c61\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link 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title=\"\u4fe1\u8cb8\u984d\u5ea6\u600e\u9ebc\u7b97\uff1f\">\u4fe1\u8cb8\u984d\u5ea6\u600e\u9ebc\u7b97\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B8%E9%A1%8D%E5%BA%A6%E4%BC%B0%E7%AE%97%E6%96%B9%E5%BC%8F%EF%BC%9ADBR_22\" title=\"\u4fe1\u8cb8\u984d\u5ea6\u4f30\u7b97\u65b9\u5f0f\uff1aDBR 22\">\u4fe1\u8cb8\u984d\u5ea6\u4f30\u7b97\u65b9\u5f0f\uff1aDBR 22<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B8%E9%A1%8D%E5%BA%A6%E4%BC%B0%E7%AE%97%E6%96%B9%E5%BC%8F%EF%BC%9A%E6%9C%88%E8%B2%A0%E5%82%B5%E6%94%B6%E6%94%AF%E6%AF%94\" title=\"\u4fe1\u8cb8\u984d\u5ea6\u4f30\u7b97\u65b9\u5f0f\uff1a\u6708\u8ca0\u50b5\u6536\u652f\u6bd4\">\u4fe1\u8cb8\u984d\u5ea6\u4f30\u7b97\u65b9\u5f0f\uff1a\u6708\u8ca0\u50b5\u6536\u652f\u6bd4<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F%E5%A4%9A%E5%B0%91%E6%89%8D%E5%90%88%E7%90%86\" title=\"\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f\u591a\u5c11\u624d\u5408\u7406\">\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f\u591a\u5c11\u624d\u5408\u7406<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\" title=\"\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f\">\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E5%A4%9A%E5%B0%91%E6%89%8D%E5%90%88%E7%90%86%EF%BC%9F\" title=\"\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u624d\u5408\u7406\uff1f\">\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u624d\u5408\u7406\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E8%88%87%E5%85%B6%E4%BB%96%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%AF%94%E8%BC%83%EF%BC%9A\" title=\"\u8207\u5176\u4ed6\u8cb8\u6b3e\u7684\u6bd4\u8f03\uff1a\">\u8207\u5176\u4ed6\u8cb8\u6b3e\u7684\u6bd4\u8f03\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%84%AA%E7%BC%BA%E9%BB%9E\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede\">\u4fe1\u7528\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B8%E7%9A%84%E5%84%AA%E9%BB%9E\" title=\"\u4fe1\u8cb8\u7684\u512a\u9ede\">\u4fe1\u8cb8\u7684\u512a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B8%E7%9A%84%E7%BC%BA%E9%BB%9E\" title=\"\u4fe1\u8cb8\u7684\u7f3a\u9ede\">\u4fe1\u8cb8\u7684\u7f3a\u9ede<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%94%B3%E8%BE%A6%E6%B5%81%E7%A8%8B\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u7533\u8fa6\u6d41\u7a0b\">\u4fe1\u7528\u8cb8\u6b3e\u7533\u8fa6\u6d41\u7a0b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E7%94%B3%E8%AB%8B%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E9%A2%A8%E9%9A%AA%E8%88%87%E9%81%BF%E9%9B%B7%E6%8A%80%E5%B7%A7\" title=\"\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u7684\u98a8\u96aa\u8207\u907f\u96f7\u6280\u5de7\">\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u7684\u98a8\u96aa\u8207\u907f\u96f7\u6280\u5de7<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E9%A2%A8%E9%9A%AA%EF%BC%9A\" title=\"\u98a8\u96aa\uff1a\">\u98a8\u96aa\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E9%81%BF%E9%9B%B7%E6%8A%80%E5%B7%A7%EF%BC%9A\" title=\"\u907f\u96f7\u6280\u5de7\uff1a\">\u907f\u96f7\u6280\u5de7\uff1a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E5%A6%82%E4%BD%95%E9%81%B8%E6%93%87%E9%81%A9%E5%90%88%E7%9A%84%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%EF%BC%9F\" title=\"\u5982\u4f55\u9078\u64c7\u9069\u5408\u7684\u4fe1\u7528\u8cb8\u6b3e\uff1f\">\u5982\u4f55\u9078\u64c7\u9069\u5408\u7684\u4fe1\u7528\u8cb8\u6b3e\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E7%94%B3%E8%BE%A6%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%EF%BC%9A\" title=\"\u7533\u8fa6\u4fe1\u7528\u8cb8\u6b3e\u6ce8\u610f\u4e8b\u9805\uff1a\">\u7533\u8fa6\u4fe1\u7528\u8cb8\u6b3e\u6ce8\u610f\u4e8b\u9805\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E7%B5%90%E8%AA%9E%EF%BC%9A%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E9%81%A9%E5%90%88%E4%BD%A0%E5%97%8E%EF%BC%9F\" title=\"\u7d50\u8a9e\uff1a\u4fe1\u7528\u8cb8\u6b3e\u9069\u5408\u4f60\u55ce\uff1f\">\u7d50\u8a9e\uff1a\u4fe1\u7528\u8cb8\u6b3e\u9069\u5408\u4f60\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8CFAQ\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u5e38\u898b\u554f\u984cFAQ\">\u4fe1\u7528\u8cb8\u6b3e\u5e38\u898b\u554f\u984cFAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D%EF%BC%9F\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\">\u4fe1\u7528\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E9%9C%80%E8%A6%81%E4%BB%80%E9%BA%BC%E6%A2%9D%E4%BB%B6%EF%BC%9F\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u9700\u8981\u4ec0\u9ebc\u689d\u4ef6\uff1f\">\u4fe1\u7528\u8cb8\u6b3e\u9700\u8981\u4ec0\u9ebc\u689d\u4ef6\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E5%A5%BD%E5%97%8E%EF%BC%9F\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u597d\u55ce\uff1f\">\u4fe1\u7528\u8cb8\u6b3e\u597d\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E5%93%AA%E5%AE%B6%E5%A5%BD%E8%BE%A6%EF%BC%9F\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u54ea\u5bb6\u597d\u8fa6\uff1f\">\u4fe1\u7528\u8cb8\u6b3e\u54ea\u5bb6\u597d\u8fa6\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E8%B2%B850%E8%90%AC%E6%9C%88%E7%B9%B3%E5%A4%9A%E5%B0%91%EF%BC%9F\" title=\"\u4fe1\u8cb850\u842c\u6708\u7e73\u591a\u5c11\uff1f\">\u4fe1\u8cb850\u842c\u6708\u7e73\u591a\u5c11\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%B2%92%E7%B9%B3%E6%9C%83%E6%80%8E%E6%A8%A3%EF%BC%9F\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u6c92\u7e73\u6703\u600e\u6a23\uff1f\">\u4fe1\u7528\u8cb8\u6b3e\u6c92\u7e73\u6703\u600e\u6a23\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/lmdy123.com\/what-is-credit-loan\/#%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E5%8F%AF%E4%BB%A5%E5%80%9F%E5%A4%9A%E5%B0%91%EF%BC%9F\" title=\"\u4fe1\u7528\u8cb8\u6b3e\u53ef\u4ee5\u501f\u591a\u5c11\uff1f\">\u4fe1\u7528\u8cb8\u6b3e\u53ef\u4ee5\u501f\u591a\u5c11\uff1f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u8cb8\u662f\u4ec0\u9ebc\uff1f\u4fe1\u7528\u8cb8\u6b3e\u662f\u4e00\u7a2e\u4ee5\u300c\u500b\u4eba\u4fe1\u7528\u300d\u70ba\u57fa\u790e\u7684\u8cb8\u6b3e\u65b9\u5f0f\uff0c\u501f\u6b3e\u4eba\u7121\u9700\u63d0\u4f9b\u62b5\u62bc\u54c1\u6216\u64d4\u4fdd\u4eba\u5373\u53ef\u5411\u9280\u884c\u7533\u8acb\u8cc7\u91d1\u3002\u4e0d\u540c\u65bc\u623f\u8cb8\u6216\u8eca\u8cb8\u9700\u8981\u4ee5\u623f\u5c4b\u6216\u6c7d\u8eca\u4f5c\u70ba\u62b5\u62bc\u54c1\uff0c\u4fe1\u7528\u8cb8\u6b3e\u7684\u7528\u9014\u975e\u5e38\u9748\u6d3b\uff0c\u5305\u62ec\u500b\u4eba\u6d88\u8cbb\u3001\u8cc7\u91d1\u5468\u8f49\u3001\u50b5\u52d9\u6574\u5408\u7b49\u3002\u7531\u65bc\u7121\u9700\u62b5\u62bc\u54c1\uff0c\u5373\u4f7f\u7121\u6cd5\u9084\u6b3e\uff0c\u4e5f\u4e0d\u6703\u6709\u8cc7\u7522\u88ab\u6cd5\u62cd\u7684\u98a8\u96aa\uff0c\u4f46\u501f\u6b3e\u4eba\u7684<a href=\"https:\/\/zh.wikipedia.org\/wiki\/%E4%BF%A1%E7%94%A8%E8%A9%95%E5%88%86%E7%B3%BB%E7%B5%B1\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u7528\u8a55\u5206<\/a>\u6703\u53d7\u5230\u5f71\u97ff\u3002<\/p><p>\u4fe1\u7528\u8cb8\u6b3e\u7684\u53e6\u4e00\u5927\u512a\u52e2\u662f\u624b\u7e8c\u7c21\u4fbf\u4e14\u900f\u660e\uff0c\u9280\u884c\u5c0d\u5229\u7387\u548c\u9084\u6b3e\u65b9\u5f0f\u90fd\u6709\u6e05\u695a\u7684\u898f\u7bc4\uff0c\u4e26\u4e14\u7533\u8acb\u6d41\u7a0b\u5feb\u901f\uff0c\u6700\u5feb\u53ef\u57282\u5929\u5167\u5b8c\u6210\u64a5\u6b3e\uff0c\u975e\u5e38\u9069\u5408\u6025\u9700\u8cc7\u91d1\u7684\u4eba\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%89%B9%E9%BB%9E%EF%BC%9A\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u7684\u7279\u9ede\uff1a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p><strong>1.\u7121\u9700\u62b5\u62bc\u54c1\uff1a<\/strong>\u7121\u9700\u623f\u7522\u3001\u8eca\u8f1b\u7b49\u4f5c\u70ba\u64d4\u4fdd\u3002<\/p><p><strong>2.\u624b\u7e8c\u7c21\u55ae\uff1a<\/strong>\u4e00\u822c\u53ea\u9700\u63d0\u4f9b\u57fa\u672c\u7684\u500b\u4eba\u8cc7\u6599\u548c\u6536\u5165\u8b49\u660e\u3002<\/p><p><strong>3.\u5be9\u6838\u901f\u5ea6\u5feb\uff1a<\/strong>\u901a\u5e38\u6bd4\u62b5\u62bc\u8cb8\u6b3e\u5be9\u6838\u6642\u9593\u77ed\u3002<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AA%B0%E9%81%A9%E5%90%88%E7%94%B3%E8%AB%8B%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%EF%BC%9F\"><\/span><strong>\u8ab0\u9069\u5408\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u7528\u8cb8\u6b3e\u662f\u4e00\u7a2e\u7121\u9700\u62b5\u62bc\u54c1\u7684\u8cb8\u6b3e\u65b9\u5f0f\uff0c\u9069\u5408\u591a\u6578\u6210\u5e74\u4e14\u4fe1\u7528\u72c0\u6cc1\u826f\u597d\u7684\u501f\u6b3e\u4eba\u3002\u53ea\u8981\u7533\u8acb\u4eba\u5e74\u6eff18\u621620\u6b72\uff08\u4f9d\u8cb8\u6b3e\u6a5f\u69cb\u898f\u5b9a\uff09\uff0c\u4e26\u4e14\u5177\u5099\u7a69\u5b9a\u7684\u500b\u4eba\u4fe1\u7528\u7d00\u9304\uff0c\u4f8b\u5982\u6309\u6642\u7e73\u7d0d\u4fe1\u7528\u5361\u8cbb\u7528\u3001\u8207\u9280\u884c\u7dad\u6301\u7a69\u5b9a\u7684\u91d1\u878d\u5f80\u4f86\uff0c\u5c31\u6709\u6a5f\u6703\u7533\u8fa6\u4fe1\u7528\u8cb8\u6b3e\u3002<\/p><p>\u6b64\u5916\uff0c\u64c1\u6709\u7a69\u5b9a\u7684\u85aa\u8cc7\u8f49\u5e33\u8a18\u9304\uff0c\u80fd\u986f\u793a\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u9032\u4e00\u6b65\u63d0\u5347\u8cb8\u6b3e\u6838\u51c6\u7684\u53ef\u80fd\u6027\u3002\u56e0\u6b64\uff0c\u4fe1\u7528\u8cb8\u6b3e\u7279\u5225\u9069\u5408\u9700\u8981\u9748\u6d3b\u8cc7\u91d1\u5468\u8f49\uff0c\u4e14\u5177\u5099\u826f\u597d\u4fe1\u7528\u7fd2\u6163\u7684\u501f\u6b3e\u4eba\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%A9%E7%94%A8%E5%B0%8D%E8%B1%A1%EF%BC%9A\"><\/span><strong>\u9069\u7528\u5c0d\u8c61\uff1a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ol class=\"wp-block-list\"><li><strong>\u4e0a\u73ed\u65cf<\/strong>\uff1a\u6709\u7a69\u5b9a\u85aa\u8cc7\u6536\u5165\u8005\u3002<\/li>\n\n<li><strong>\u81ea\u71df\u696d\u8005<\/strong>\uff1a\u6536\u5165\u7a69\u5b9a\u4e14\u80fd\u63d0\u4f9b\u5831\u7a05\u8cc7\u6599\u8005\u3002<\/li>\n\n<li><strong>\u77ed\u671f\u8cc7\u91d1\u9700\u6c42\u8005<\/strong>\uff1a\u6025\u9700\u8cc7\u91d1\u4f46\u7121\u6cd5\u63d0\u4f9b\u62b5\u62bc\u54c1\u7684\u4eba\u3002<\/li><\/ol><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E9%81%A9%E5%90%88%E7%9A%84%E6%83%85%E6%B3%81%EF%BC%9A\"><\/span><strong>\u4e0d\u9069\u5408\u7684\u60c5\u6cc1\uff1a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ol class=\"wp-block-list\"><li><strong>\u4fe1\u7528\u8a55\u5206\u904e\u4f4e<\/strong>\uff1a\u4fe1\u7528\u7d00\u9304\u4e0d\u826f\u53ef\u80fd\u5c0e\u81f4\u7533\u8acb\u88ab\u62d2\u3002<\/li>\n\n<li><strong>\u6536\u5165\u4e0d\u7a69\u5b9a<\/strong>\uff1a\u4f8b\u5982\u81ea\u7531\u8077\u696d\u8005\u6216\u7121\u56fa\u5b9a\u6536\u5165\u4f86\u6e90\u8005\u3002<\/li><\/ol><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%94%B3%E8%AB%8B%E6%A2%9D%E4%BB%B6%E8%88%87%E8%B3%87%E6%A0%BC\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6\u8207\u8cc7\u683c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u6642\uff0c\u9700\u6eff\u8db3\u4e00\u7cfb\u5217\u57fa\u672c\u689d\u4ef6\uff0c\u9019\u4e9b\u689d\u4ef6\u5e6b\u52a9\u8cb8\u6b3e\u6a5f\u69cb\u8a55\u4f30\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u8207\u4fe1\u7528\u98a8\u96aa\u3002\u4ee5\u4e0b\u662f\u5e38\u898b\u7684\u4fe1\u8cb8\u7533\u8acb\u8981\u6c42\uff1a<\/p><ol class=\"wp-block-list\"><li><strong>\u5e74\u9f61\u9650\u5236\uff1a<\/strong>\u7533\u8acb\u4eba\u9700\u5e74\u6eff20\u6b72\uff0c\u90e8\u5206\u8cb8\u6b3e\u6a5f\u69cb\u91dd\u5c0d\u5e74\u6eff18\u6b72\u4e14\u5df2\u5a5a\u8005\u6703\u653e\u5bec\u5e74\u9f61\u9650\u5236\u3002<\/li>\n\n<li><strong>\u5de5\u4f5c\u5e74\u8cc7\uff1a<\/strong>\u73fe\u8077\u5de5\u4f5c\u9700\u90543\u500b\u6708\u4ee5\u4e0a\uff0c\u6216\u7e3d\u5de5\u4f5c\u7d93\u6b77\u90546\u81f312\u500b\u6708\uff0c\u986f\u793a\u6536\u5165\u4f86\u6e90\u7684\u7a69\u5b9a\u6027\u3002<\/li>\n\n<li><strong>\u7a69\u5b9a\u6536\u5165\uff1a<\/strong>\u6bcf\u6708\u7a69\u5b9a\u7684\u85aa\u8cc7\u6536\u5165\u662f\u5fc5\u8981\u689d\u4ef6\uff0c\u90e8\u5206\u4fe1\u8cb8\u65b9\u6848\u5c0d\u6708\u6536\u5165\u6709\u5177\u9ad4\u8981\u6c42\uff0c\u6700\u4f4e\u901a\u5e38\u5728\u65b0\u53f0\u5e632\u842c\u81f32.4\u842c\u5143\u4e4b\u9593\u3002<\/li><\/ol><p>\u6eff\u8db3\u4e0a\u8ff0\u57fa\u672c\u689d\u4ef6\u5373\u53ef\u7533\u8fa6\u4fe1\u7528\u8cb8\u6b3e\uff0c\u4f46\u6838\u51c6\u8207\u5426\u53d6\u6c7a\u65bc\u7533\u8acb\u4eba\u7684\u5176\u4ed6\u80cc\u666f\uff0c\u4f8b\u5982\u4fe1\u7528\u7d00\u9304\u3001\u8077\u696d\u7a69\u5b9a\u6027\u6216\u662f\u5426\u7b26\u5408\u512a\u8cea\u5ba2\u6236\u689d\u4ef6\u7b49\u3002<\/p><p>\u6b64\u5916\uff0c\u7533\u8acb\u4eba\u9700\u907f\u514d\u5e38\u898b\u7684\u6263\u5206\u56e0\u7d20\uff0c\u5982\u4e0d\u826f\u4fe1\u7528\u7d00\u9304\uff0c\u540c\u6642\u53ef\u901a\u904e\u63d0\u9ad8\u9084\u6b3e\u80fd\u529b\u8b49\u660e\u4f86\u589e\u5f37\u6838\u8cb8\u6210\u529f\u7387\u3002\u7533\u8acb\u524d\uff0c\u5efa\u8b70\u8a73\u7d30\u4e86\u89e3\u8cb8\u6b3e\u6a5f\u69cb\u7684\u689d\u4ef6\u8207\u5229\u7387\uff0c\u5145\u5206\u6e96\u5099\u4ee5\u63d0\u9ad8\u6210\u529f\u6a5f\u6703\u3002<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E9%A1%8D%E5%BA%A6%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\"><\/span><strong>\u4fe1\u8cb8\u984d\u5ea6\u600e\u9ebc\u7b97\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u5728\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u6642\uff0c\u4e86\u89e3\u81ea\u5df1\u7684\u6700\u9ad8\u53ef\u8cb8\u984d\u5ea6\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u8cb8\u6b3e\u984d\u5ea6\u7684\u8a08\u7b97\u65b9\u5f0f\u901a\u5e38\u4f9d\u64da\u5169\u500b\u4e3b\u8981\u6a19\u6e96\uff1a<strong>DBR 22<\/strong> \u548c <strong>\u6708\u8ca0\u50b5\u6536\u652f\u6bd4<\/strong>\u3002\u900f\u904e\u9019\u4e9b\u6307\u6a19\uff0c\u7533\u8acb\u4eba\u53ef\u4ee5\u5927\u81f4\u4f30\u7b97\u51fa\u53ef\u8cb8\u91d1\u984d\u7684\u7bc4\u570d\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E9%A1%8D%E5%BA%A6%E4%BC%B0%E7%AE%97%E6%96%B9%E5%BC%8F%EF%BC%9ADBR_22\"><\/span><strong>\u4fe1\u8cb8\u984d\u5ea6\u4f30\u7b97\u65b9\u5f0f\uff1aDBR 22<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>DBR 22 \u6307\u7684\u662f\u7121\u64d4\u4fdd\u4fe1\u7528\u8cb8\u6b3e\u7684\u8ca0\u50b5\u6bd4\u9650\u5236\uff0c\u4ee3\u8868\u6700\u9ad8\u8cb8\u6b3e\u984d\u5ea6\u70ba\u5e73\u5747\u6708\u6536\u5165\u7684 22 \u500d\u3002\u9019\u662f\u6839\u64da\u91d1\u7ba1\u6703\u7684\u898f\u5b9a\u8a08\u7b97\u7684\u3002<\/p><ul class=\"wp-block-list\"><li><strong>\u8a08\u7b97\u516c\u5f0f<\/strong>\uff1a\u5e73\u5747\u6708\u6536\u5165 \u00d7 22<\/li>\n\n<li><strong>\u7bc4\u4f8b<\/strong>\uff1a\u82e5\u5e74\u6536\u5165\u70ba\u65b0\u53f0\u5e63 60 \u842c\u5143\uff0c\u6bcf\u6708\u5e73\u5747\u6536\u5165\u70ba 5 \u842c\u5143\uff0860 \u842c \u00f7 12\uff09\uff0c\u5247\u6700\u9ad8\u4fe1\u8cb8\u984d\u5ea6\u70ba 110 \u842c\u5143\uff085 \u842c \u00d7 22\uff09\u3002<br>\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u73fe\u6709\u7684\u4fe1\u8cb8\u3001\u5b78\u8cb8\u6216\u672a\u6e05\u511f\u7684\u4fe1\u7528\u5361\u50b5\u52d9\u4e5f\u6703\u5360\u7528\u9019\u500b\u984d\u5ea6\uff0c\u5f71\u97ff\u65b0\u7533\u8fa6\u8cb8\u6b3e\u7684\u6838\u51c6\u91d1\u984d\u3002<\/li><\/ul><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E9%A1%8D%E5%BA%A6%E4%BC%B0%E7%AE%97%E6%96%B9%E5%BC%8F%EF%BC%9A%E6%9C%88%E8%B2%A0%E5%82%B5%E6%94%B6%E6%94%AF%E6%AF%94\"><\/span><strong>\u4fe1\u8cb8\u984d\u5ea6\u4f30\u7b97\u65b9\u5f0f\uff1a\u6708\u8ca0\u50b5\u6536\u652f\u6bd4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u6708\u8ca0\u50b5\u6536\u652f\u6bd4\u662f\u53e6\u4e00\u500b\u9280\u884c\u8a55\u4f30\u501f\u6b3e\u4eba\u9084\u6b3e\u80fd\u529b\u7684\u91cd\u8981\u6307\u6a19\u3002<\/p><ul class=\"wp-block-list\"><li><strong>\u8a08\u7b97\u516c\u5f0f<\/strong>\uff1a\u6bcf\u6708\u9808\u511f\u9084\u7684\u8ca0\u50b5 \u00f7 \u5e73\u5747\u6708\u6536\u5165 \u00d7 100%<\/li>\n\n<li><strong>\u6a19\u6e96\u5efa\u8b70<\/strong>\uff1a\u6708\u8ca0\u50b5\u6536\u652f\u6bd4\u6700\u597d\u7dad\u6301\u5728 70% \u4ee5\u4e0b\u3002<\/li><\/ul><p><strong>\u7bc4\u4f8b<\/strong>\uff1a\u5047\u8a2d\u9673\u5148\u751f\u6708\u6536\u5165\u70ba\u65b0\u53f0\u5e63 4 \u842c 5 \u5343\u5143\uff0c\u8cb8\u6b3e\u6708\u4ed8\u91d1\u4e0a\u9650\u70ba 31,500 \u5143\uff084.5 \u842c \u00d7 70%\uff09\u3002\u82e5\u4ed6\u73fe\u6709\u7684\u6708\u8ca0\u50b5\u70ba 1 \u842c\u5143\uff0c\u8a08\u7b97\u5f97\u51fa\u5176\u6708\u8ca0\u50b5\u6536\u652f\u6bd4\u70ba 22%\u3002\u82e5\u65b0\u589e\u4fe1\u8cb8\u5f8c\u7684\u6bd4\u4f8b\u8d85\u904e 70%\uff0c\u9280\u884c\u53ef\u80fd\u6703\u57fa\u65bc\u98a8\u96aa\u8003\u91cf\u8abf\u964d\u6838\u8cb8\u984d\u5ea6\u6216\u5a49\u62d2\u7533\u8acb\u3002<\/p><p>\u900f\u904e\u4ee5\u4e0a\u8a08\u7b97\u65b9\u5f0f\uff0c\u7533\u8acb\u4eba\u53ef\u6e05\u695a\u4e86\u89e3\u81ea\u5df1\u7684\u4fe1\u8cb8\u984d\u5ea6\u7bc4\u570d\uff0c\u907f\u514d\u904e\u9ad8\u7684\u8ca0\u50b5\u58d3\u529b\u3002\u5efa\u8b70\u5728\u7533\u8acb\u4fe1\u8cb8\u524d\uff0c\u6aa2\u8996\u81ea\u8eab\u7684\u6536\u5165\u8207\u8ca0\u50b5\u60c5\u6cc1\uff0c\u4ee5\u78ba\u4fdd\u8cb8\u6b3e\u4e0d\u6703\u5c0d\u751f\u6d3b\u8ca1\u52d9\u9020\u6210\u8ca0\u64d4\u3002<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F%E5%A4%9A%E5%B0%91%E6%89%8D%E5%90%88%E7%90%86\"><\/span><strong>\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f\u591a\u5c11\u624d\u5408\u7406<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u6642\uff0c\u4e86\u89e3\u5229\u7387\u8a08\u7b97\u65b9\u5f0f\u548c\u5408\u7406\u7bc4\u570d\u81f3\u95dc\u91cd\u8981\u3002\u76ee\u524d\u4fe1\u7528\u8cb8\u6b3e\u7684\u5e74\u5229\u7387<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?Pcode=B0000001&amp;FLNO=205\" target=\"_blank\" rel=\"noreferrer noopener\">\u6cd5\u5b9a\u4e0a\u9650\u70ba <strong>16%<\/strong><\/a>\uff0c\u5927\u591a\u6578\u9280\u884c\u63a1\u7528\u6a5f\u52d5\u8a08\u606f\u65b9\u5f0f\uff0c\u5229\u7387\u516c\u5f0f\u901a\u5e38\u70ba\uff1a<strong>\u5b9a\u5132\u5229\u7387\u6307\u6578 + \u52a0\u78bc\u5229\u7387<\/strong>\u3002\u52a0\u78bc\u5229\u7387\u6703\u4f9d\u500b\u4eba\u689d\u4ef6\uff08\u5982\u4fe1\u7528\u8a55\u5206\u3001\u5de5\u4f5c\u7a69\u5b9a\u6027\u7b49\uff09\u6709\u6240\u4e0d\u540c\uff0c\u901a\u5e38\u7bc4\u570d\u5728 <strong>1.69% \u81f3 15.19%<\/strong> \u4e4b\u9593\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\"><\/span><strong>\u4fe1\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u4fe1\u8cb8\u5229\u7387\u53d7\u5230\u591a\u9805\u56e0\u7d20\u5f71\u97ff\uff0c\u5305\u62ec\u7533\u8acb\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u6536\u5165\u7a69\u5b9a\u6027\u4ee5\u53ca\u8077\u696d\u985e\u578b\u7b49\u3002\u9280\u884c\u6703\u6839\u64da\u9019\u4e9b\u689d\u4ef6\u8a08\u7b97\u51fa\u9069\u5408\u7684\u52a0\u78bc\u5229\u7387\uff0c\u4e26\u7d50\u5408\u5e02\u5834\u5b9a\u5132\u5229\u7387\u6307\u6578\u5f62\u6210\u6700\u7d42\u5229\u7387\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u82e5\u5b9a\u5132\u5229\u7387\u6307\u6578\u70ba 1.5%\uff0c\u52a0\u78bc\u5229\u7387\u70ba 2%\uff0c\u5247\u6700\u7d42\u8cb8\u6b3e\u5e74\u5229\u7387\u70ba 3.5%\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E5%88%A9%E7%8E%87%E5%A4%9A%E5%B0%91%E6%89%8D%E5%90%88%E7%90%86%EF%BC%9F\"><\/span><strong>\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u624d\u5408\u7406\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u5408\u7406\u7684\u4fe1\u8cb8\u5229\u7387\u7bc4\u570d\u6703\u56e0\u501f\u6b3e\u4eba\u7684\u80cc\u666f\u800c\u6709\u6240\u4e0d\u540c\uff1a<\/p><ul class=\"wp-block-list\"><li><strong>\u512a\u8cea\u5ba2\u6236<\/strong>\uff08\u5982\u7a69\u5b9a\u9ad8\u85aa\u65cf\u7fa4\uff09\uff1a\u5229\u7387\u7bc4\u570d\u7d04 <strong>1.68% \u81f3 5.4%<\/strong>\u3002<\/li>\n\n<li><strong>\u4e00\u822c\u4f01\u696d\u6b63\u8077\u54e1\u5de5<\/strong>\uff1a\u5229\u7387\u7bc4\u570d\u7d04 <strong>2.4% \u81f3 11%<\/strong>\u3002<\/li>\n\n<li><strong>\u5176\u4ed6\u8077\u696d\u985e\u578b<\/strong>\uff1a\u5229\u7387\u7bc4\u570d\u7d04 <strong>6% \u81f3 16%<\/strong>\u3002<\/li><\/ul><p>\u5728\u9078\u64c7\u4fe1\u8cb8\u65b9\u6848\u6642\uff0c\u5efa\u8b70\u900f\u904e\u5c08\u696d\u4fe1\u8cb8\u6bd4\u8f03\u5e73\u53f0\u9032\u884c\u591a\u5bb6\u9280\u884c\u5229\u7387\u7684\u8a55\u4f30\uff0c\u907f\u514d\u88ab\u5438\u5f15\u9032\u5165\u8d85\u4f4e\u5229\u7387\u6216\u9577\u671f\u8cb8\u6b3e\u7684\u6587\u5b57\u9677\u9631\u3002\u6b64\u5916\uff0c\u5408\u7406\u7684\u4fe1\u8cb8\u5229\u7387\u61c9\u5728\u517c\u9867\u81ea\u8eab\u9084\u6b3e\u80fd\u529b\u8207\u8cb8\u6b3e\u9700\u6c42\u7684\u524d\u63d0\u4e0b\u9032\u884c\u9078\u64c7\uff0c\u4ee5\u907f\u514d\u56e0\u9ad8\u984d\u5229\u606f\u800c\u589e\u52a0\u7d93\u6fdf\u58d3\u529b\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%88%87%E5%85%B6%E4%BB%96%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%AF%94%E8%BC%83%EF%BC%9A\"><\/span><strong>\u8207\u5176\u4ed6\u8cb8\u6b3e\u7684\u6bd4\u8f03\uff1a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u9805\u76ee<\/strong><\/td><td><strong>\u4fe1\u7528\u8cb8\u6b3e<\/strong><\/td><td><strong>\u623f\u5c4b\u8cb8\u6b3e<\/strong><\/td><td><strong>\u8eca\u8cb8<\/strong><\/td><\/tr><tr><td>\u62b5\u62bc\u54c1<\/td><td>\u7121\u9700<\/td><td>\u623f\u7522\u4f5c\u62b5\u62bc<\/td><td>\u8eca\u8f1b\u4f5c\u62b5\u62bc<\/td><\/tr><tr><td>\u5229\u7387<\/td><td>6%-15%<\/td><td>1%-3%<\/td><td>3%-8%<\/td><\/tr><tr><td>\u5be9\u6838\u6642\u9593<\/td><td>1-3\u5929<\/td><td>1-2\u5468<\/td><td>1\u5468\u5167<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E5%84%AA%E7%BC%BA%E9%BB%9E\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u7684\u512a\u7f3a\u9ede<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E7%9A%84%E5%84%AA%E9%BB%9E\"><\/span><strong>\u4fe1\u8cb8\u7684\u512a\u9ede<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ol class=\"wp-block-list\"><li><strong>\u8cc7\u8a0a\u516c\u958b\u900f\u660e<\/strong>\uff1a\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u8cc7\u8a0a\u5728\u9280\u884c\u5b98\u7db2\u4e0a\u516c\u958b\uff0c\u501f\u6b3e\u4eba\u53ef\u6e05\u695a\u4e86\u89e3\u6bcf\u9805\u4fe1\u8cb8\u7684\u5229\u7387\u3001\u6700\u9ad8\u984d\u5ea6\u53ca\u7533\u8acb\u689d\u4ef6\uff0c\u65b9\u4fbf\u6bd4\u8f03\u9078\u64c7\u9069\u5408\u81ea\u5df1\u7684\u65b9\u6848\u3002<\/li>\n\n<li><strong>\u514d\u64d4\u4fdd\u54c1<\/strong>\uff1a\u4fe1\u8cb8\u4e0d\u9700\u64d4\u4fdd\u54c1\uff0c\u501f\u6b3e\u4eba\u53ea\u9700\u4f9d\u9760\u500b\u4eba\u4fe1\u7528\u72c0\u6cc1\u5373\u53ef\u7533\u8fa6\uff0c\u4f46\u9280\u884c\u6703\u6839\u64da\u8ca0\u50b5\u6bd4\u3001\u8ca1\u52d9\u72c0\u6cc1\u53ca\u4fe1\u7528\u8a55\u5206\u9032\u884c\u5be9\u6838\u3002<\/li>\n\n<li><strong>\u65b9\u4fbf\u5feb\u6377<\/strong>\uff1a\u73fe\u5728\u8a31\u591a\u9280\u884c\u63d0\u4f9b\u7dda\u4e0a\u7533\u8fa6\uff0c\u4f8b\u5982\u6e23\u6253\u9280\u884c\u7684 24 \u5c0f\u6642\u7dda\u4e0a\u7533\u8acb\u670d\u52d9\uff0c\u4e0d\u50c5\u65b9\u4fbf\u4e14\u6548\u7387\u9ad8\uff0c\u9084\u53ef\u4f7f\u7528 MyData \u4e0a\u50b3\u8ca1\u529b\u6587\u4ef6\uff0c\u52a0\u901f\u5be9\u6838\u6d41\u7a0b\uff0c\u6700\u5feb\u53ef\u5728\u77ed\u6642\u9593\u5167\u5b8c\u6210\u64a5\u6b3e\u3002<\/li>\n\n<li><strong>\u5f48\u6027\u9078\u64c7<\/strong>\uff1a\u501f\u6b3e\u4eba\u53ef\u4f9d\u500b\u4eba\u80fd\u529b\u9078\u64c7\u9084\u6b3e\u5e74\u9650\u3001\u65b9\u5f0f\u53ca\u5229\u7387\uff0c\u642d\u914d\u9748\u6d3b\u7684\u4fe1\u8cb8\u65b9\u6848\uff0c\u964d\u4f4e\u9084\u6b3e\u58d3\u529b\u3002<\/li><\/ol><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B8%E7%9A%84%E7%BC%BA%E9%BB%9E\"><\/span><strong>\u4fe1\u8cb8\u7684\u7f3a\u9ede<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ol class=\"wp-block-list\"><li><strong>\u5be9\u6838\u6642\u9593\u8f03\u9577<\/strong>\uff1a\u4fe1\u7528\u8cb8\u6b3e\u901a\u5e38\u9700 7 \u81f3 10 \u500b\u5de5\u4f5c\u5929\u5b8c\u6210\u5be9\u6838\uff0c\u4f46\u6839\u64da\u500b\u4eba\u60c5\u6cc1\u53ef\u80fd\u66f4\u4e45\u3002<\/li>\n\n<li><strong>\u5be9\u6838\u6a19\u6e96\u56b4\u8b39<\/strong>\uff1a\u4fe1\u8cb8\u5be9\u6838\u5c0d\u8ca1\u529b\u8b49\u660e\u548c\u4fe1\u7528\u689d\u4ef6\u8981\u6c42\u8f03\u9ad8\uff0c\u4f8b\u5982\u9700\u6e96\u5099\u6263\u7e73\u6191\u55ae\u3001\u85aa\u8cc7\u8b49\u660e\u7b49\u6587\u4ef6\uff0c\u4e0d\u7b26\u5408\u6a19\u6e96\u8005\u5bb9\u6613\u906d\u62d2\u3002<\/li><\/ol><p><strong>\u4fe1\u7528\u8a55\u5206\u5f71\u97ff<\/strong>\uff1a\u9280\u884c\u975e\u5e38\u6ce8\u91cd\u4fe1\u7528\u8a55\u5206\uff0c\u82e5\u7533\u8acb\u4eba\u904e\u53bb\u6709\u903e\u671f\u9084\u6b3e\u6216\u4e0d\u826f\u4fe1\u7528\u8a18\u9304\uff0c\u53ef\u80fd\u5f71\u97ff\u7533\u8acb\u6210\u529f\u7387\u3002<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%94%B3%E8%BE%A6%E6%B5%81%E7%A8%8B\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u7533\u8fa6\u6d41\u7a0b<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u7533\u8fa6\u4fe1\u7528\u8cb8\u6b3e\u7684\u6d41\u7a0b\u76f8\u5c0d\u7c21\u4fbf\uff0c\u4ee5\u4e0b\u662f\u4e00\u822c\u6d41\u7a0b\u6b65\u9a5f\uff1a<\/p><p><strong>1.\u9032\u884c\u7dda\u4e0a\u7533\u8acb<\/strong><strong><br><\/strong>\u9996\u5148\uff0c\u501f\u6b3e\u4eba\u53ef\u81f3\u9280\u884c\u7684\u5b98\u65b9\u7db2\u7ad9\u9032\u884c\u7dda\u4e0a\u7533\u8acb\uff0c\u586b\u5beb\u5fc5\u8981\u7684\u500b\u4eba\u8cc7\u6599\u4e26\u4e0a\u50b3\u8eab\u5206\u8b49\u4ef6\u53ca\u8ca1\u529b\u8b49\u660e\u7b49\u6587\u4ef6\u3002\u82e5\u6709\u4efb\u4f55\u7591\u554f\uff0c\u53ef\u4ee5\u900f\u904e\u96fb\u8a71\u6216\u7dda\u4e0a\u8aee\u8a62\u7372\u5f97\u5e6b\u52a9\u3002<\/p><p><strong>2.\u9280\u884c\u5be9\u6838\u53ca\u901a\u77e5<\/strong><strong><br><\/strong>\u9280\u884c\u6703\u6839\u64da\u7533\u8acb\u8005\u63d0\u4f9b\u7684\u8cc7\u6599\u9032\u884c\u521d\u6b65\u5be9\u6838\u3002\u5be9\u6838\u904e\u7a0b\u4e2d\uff0c\u9280\u884c\u6703\u81f4\u96fb\u78ba\u8a8d\u500b\u4eba\u8cc7\u6599\u53ca\u8cc7\u91d1\u7528\u9014\uff0c\u4e26\u9032\u884c\u9032\u4e00\u6b65\u7684\u4fe1\u7528\u8a55\u4f30\u3002\u5b8c\u6210\u5be9\u6838\u5f8c\uff0c\u9280\u884c\u6703\u901a\u77e5\u7533\u8acb\u8005\u662f\u5426\u901a\u904e\u5be9\u6838\u3002<\/p><p><strong>3.\u7acb\u7d04\u5c0d\u4fdd<\/strong><strong><br><\/strong>\u5728\u9280\u884c\u6838\u51c6\u8cb8\u6b3e\u5f8c\uff0c\u501f\u6b3e\u4eba\u53ef\u4ee5\u9078\u64c7\u7dda\u4e0a\u7c3d\u7f72\u5408\u7d04\u4e26\u9032\u884c\u5c0d\u4fdd\uff0c\u5b8c\u6210\u5f8c\u9280\u884c\u6703\u5c07\u8cb8\u6b3e\u91d1\u984d\u76f4\u63a5\u64a5\u5165\u501f\u6b3e\u4eba\u6307\u5b9a\u7684\u9280\u884c\u5e33\u6236\u4e2d\u3002<\/p><p>\u4e00\u822c\u4f86\u8aaa\uff0c\u4fe1\u7528\u8cb8\u6b3e\u7684\u5be9\u6838\u8207\u64a5\u6b3e\u6642\u9593\u5927\u7d04\u9700\u89813\u52305\u5929\uff0c\u5982\u679c\u7533\u8acb\u8cc7\u6599\u6e96\u5099\u9f4a\u5168\uff0c\u90e8\u5206\u9280\u884c\u5728\u5be9\u6838\u5f8c\u751a\u81f3\u53ef\u4ee5\u57285\u5206\u9418\u5167\u5b8c\u6210\u64a5\u6b3e\u3002\u70ba\u4e86\u52a0\u901f\u7533\u8acb\u6d41\u7a0b\uff0c\u5efa\u8b70\u5728\u7533\u8fa6\u4e4b\u524d\uff0c\u5148\u6e96\u5099\u597d\u6240\u6709\u76f8\u95dc\u7684\u6587\u4ef6\u8207\u8cc7\u6599\uff0c\u9019\u6a23\u80fd\u6709\u6548\u6e1b\u5c11\u7b49\u5f85\u6642\u9593\u4e26\u63d0\u5347\u7533\u8acb\u6210\u529f\u7387\u3002<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%AB%8B%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E7%9A%84%E9%A2%A8%E9%9A%AA%E8%88%87%E9%81%BF%E9%9B%B7%E6%8A%80%E5%B7%A7\"><\/span><strong>\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u7684\u98a8\u96aa\u8207\u907f\u96f7\u6280\u5de7<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%A2%A8%E9%9A%AA%EF%BC%9A\"><\/span><strong>\u98a8\u96aa\uff1a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p><strong>1.\u904e\u5ea6\u501f\u8cb8\u5c0e\u81f4\u7121\u6cd5\u511f\u9084\uff0c\u5f71\u97ff\u4fe1\u7528\u8a55\u5206<\/strong><\/p><p>\u4fe1\u7528\u8cb8\u6b3e\u901a\u5e38\u4e0d\u9700\u8981\u63d0\u4f9b\u64d4\u4fdd\u54c1\uff0c\u9019\u4f7f\u5f97\u8cb8\u6b3e\u7533\u8acb\u8b8a\u5f97\u7c21\u55ae\u3002\u7136\u800c\uff0c\u904e\u5ea6\u501f\u8cb8\u6703\u4f7f\u5f97\u501f\u6b3e\u4eba\u627f\u64d4\u904e\u591a\u7684\u8ca0\u50b5\uff0c\u82e5\u7121\u6cd5\u6309\u6642\u9084\u6b3e\uff0c\u6703\u5c0d\u500b\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u9020\u6210\u8ca0\u9762\u5f71\u97ff\uff0c\u4e26\u53ef\u80fd\u9020\u6210\u672a\u4f86\u8cb8\u6b3e\u7533\u8acb\u7684\u56f0\u96e3\u3002\u6b64\u5916\uff0c\u9577\u671f\u7121\u6cd5\u511f\u9084\u8cb8\u6b3e\u6703\u5c0e\u81f4\u8ca1\u52d9\u72c0\u6cc1\u60e1\u5316\uff0c\u751a\u81f3\u53ef\u80fd\u906d\u9047\u6cd5\u5f8b\u8ffd\u8a0e\u3002<\/p><p><strong>2.\u9ad8\u5229\u7387\u8cb8\u6b3e\u589e\u52a0\u8ca1\u52d9\u58d3\u529b<\/strong><\/p><p>\u4fe1\u7528\u8cb8\u6b3e\u7684\u5229\u7387\u901a\u5e38\u6bd4\u6709\u64d4\u4fdd\u54c1\u7684\u8cb8\u6b3e\uff08\u5982\u623f\u8cb8\u3001\u8eca\u8cb8\uff09\u9ad8\uff0c\u82e5\u9078\u64c7\u9ad8\u5229\u7387\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u53ef\u80fd\u6703\u589e\u52a0\u6bcf\u6708\u7684\u9084\u6b3e\u8ca0\u64d4\uff0c\u9032\u800c\u52a0\u91cd\u8ca1\u52d9\u58d3\u529b\u3002\u7279\u5225\u662f\u5c0d\u65bc\u6536\u5165\u4e0d\u7a69\u5b9a\u6216\u4e0d\u5920\u9ad8\u7684\u501f\u6b3e\u4eba\u4f86\u8aaa\uff0c\u9ad8\u984d\u7684\u5229\u606f\u6703\u4f7f\u9084\u6b3e\u8b8a\u5f97\u66f4\u52a0\u8271\u96e3\uff0c\u751a\u81f3\u53ef\u80fd\u5f71\u97ff\u5230\u65e5\u5e38\u751f\u6d3b\u958b\u652f\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%BF%E9%9B%B7%E6%8A%80%E5%B7%A7%EF%BC%9A\"><\/span><strong>\u907f\u96f7\u6280\u5de7\uff1a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p><strong>1.\u9078\u64c7\u77e5\u540d\u9280\u884c\u6216\u5408\u6cd5\u91d1\u878d\u6a5f\u69cb<\/strong><\/p><p>\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u6642\uff0c\u9078\u64c7\u77e5\u540d\u9280\u884c\u6216\u53d7\u653f\u5e9c\u76e3\u7ba1\u7684\u5408\u6cd5\u91d1\u878d\u6a5f\u69cb\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u9019\u4e9b\u6a5f\u69cb\u7684\u8cb8\u6b3e\u7522\u54c1\u901a\u5e38\u900f\u660e\u4e14\u5408\u898f\uff0c\u63d0\u4f9b\u7684\u5229\u7387\u548c\u689d\u6b3e\u4e5f\u8f03\u70ba\u516c\u6b63\uff0c\u80fd\u5920\u6e1b\u5c11\u9677\u5165\u4e0d\u5408\u7406\u689d\u6b3e\u7684\u98a8\u96aa\u3002\u82e5\u9078\u64c7\u4e0d\u660e\u7684\u6a5f\u69cb\u6216\u6c11\u9593\u8cb8\u6b3e\u516c\u53f8\uff0c\u5247\u53ef\u80fd\u906d\u9047\u96b1\u85cf\u8cbb\u7528\u3001\u9ad8\u5229\u8cb8\u6216\u8a50\u9a19\u884c\u70ba\u3002<\/p><p><strong>2.\u907f\u514d\u300c\u7121\u5be9\u6838\u300d\u6216\u300c\u8d85\u4f4e\u5229\u7387\u300d\u7684\u5ee3\u544a\uff0c\u9019\u4e9b\u53ef\u80fd\u662f\u8a50\u9a19\u9677\u9631<\/strong><\/p><p>\u5728\u9078\u64c7\u8cb8\u6b3e\u65b9\u6848\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u907f\u514d\u88ab\u300c\u7121\u5be9\u6838\u300d\u3001\u300c\u7121\u9700\u63d0\u4f9b\u8b49\u660e\u300d\u6216\u300c\u8d85\u4f4e\u5229\u7387\u300d\u7b49\u770b\u4f3c\u8a98\u4eba\u7684\u5ee3\u544a\u6240\u5438\u5f15\u3002\u9019\u4e9b\u5ee3\u544a\u5f80\u5f80\u80cc\u5f8c\u85cf\u6709\u8a50\u9a19\u9677\u9631\uff0c\u8cb8\u6b3e\u689d\u4ef6\u53ef\u80fd\u5b58\u5728\u4e0d\u516c\u5e73\u7684\u96b1\u6027\u8cbb\u7528\uff0c\u6216\u8005\u627f\u8afe\u7684\u4f4e\u5229\u7387\u5be6\u969b\u4e0a\u4e26\u4e0d\u9069\u7528\u65bc\u6240\u6709\u7533\u8acb\u8005\u3002\u70ba\u4e86\u907f\u514d\u9019\u4e9b\u9677\u9631\uff0c\u7533\u8acb\u4eba\u61c9\u8a72\u4ed4\u7d30\u6838\u5c0d\u8cb8\u6b3e\u6a5f\u69cb\u7684\u5408\u6cd5\u6027\uff0c\u4e26\u78ba\u4fdd\u7406\u89e3\u6240\u6709\u7684\u689d\u6b3e\u548c\u689d\u4ef6\u3002<\/p><p>\u7d9c\u5408\u4f86\u8aaa\uff0c\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u662f\u4e00\u9805\u9700\u8981\u8b39\u614e\u8003\u616e\u7684\u6c7a\u5b9a\uff0c\u4e86\u89e3\u53ef\u80fd\u7684\u98a8\u96aa\u4e26\u91c7\u53d6\u76f8\u61c9\u7684\u907f\u96f7\u63aa\u65bd\uff0c\u53ef\u4ee5\u5e6b\u52a9\u501f\u6b3e\u4eba\u66f4\u5b89\u5168\u5730\u4f7f\u7528\u4fe1\u7528\u8cb8\u6b3e\u4e26\u907f\u514d\u8ca0\u9762\u5f8c\u679c\u3002<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E9%81%B8%E6%93%87%E9%81%A9%E5%90%88%E7%9A%84%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%EF%BC%9F\"><\/span><strong>\u5982\u4f55\u9078\u64c7\u9069\u5408\u7684\u4fe1\u7528\u8cb8\u6b3e\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u9078\u64c7\u9069\u5408\u7684\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u8a72\u7d9c\u5408\u8003\u616e\u591a\u500b\u56e0\u7d20\uff0c\u4ee5\u78ba\u4fdd\u6700\u7d42\u9078\u64c7\u7684\u8cb8\u6b3e\u65b9\u6848\u65e2\u7b26\u5408\u81ea\u8eab\u9700\u6c42\uff0c\u4e5f\u80fd\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca0\u64d4\u3002\u4ee5\u4e0b\u662f\u9078\u64c7\u4fe1\u7528\u8cb8\u6b3e\u6642\u9700\u6ce8\u610f\u7684\u5e7e\u500b\u91cd\u8981\u65b9\u9762\uff1a<\/p><p><strong>1.\u5229\u7387\u8207\u624b\u7e8c\u8cbb\uff1a<\/strong><strong><br><\/strong>\u5229\u7387\u548c\u624b\u7e8c\u8cbb\u662f\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u6642\u6700\u57fa\u672c\u7684\u6210\u672c\u8003\u91cf\u3002\u9078\u64c7\u8cb8\u6b3e\u65b9\u6848\u6642\uff0c\u501f\u6b3e\u4eba\u61c9\u4ed4\u7d30\u6bd4\u8f03\u5404\u65b9\u6848\u7684\u5229\u7387\uff0c\u9078\u64c7\u7e3d\u8cbb\u7528\u6700\u4f4e\u7684\u65b9\u6848\u3002\u901a\u5e38\uff0c\u8cb8\u6b3e\u5229\u7387\u6703\u6839\u64da\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u72c0\u6cc1\u3001\u8cb8\u6b3e\u91d1\u984d\u3001\u9084\u6b3e\u671f\u9650\u7b49\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002\u9664\u4e86\u5229\u7387\u5916\uff0c\u624b\u7e8c\u8cbb\u548c\u5176\u4ed6\u96b1\u6027\u8cbb\u7528\u4e5f\u61c9\u7d0d\u5165\u8003\u616e\u7bc4\u570d\uff0c\u9078\u64c7\u90a3\u4e9b\u900f\u660e\u4e14\u7121\u984d\u5916\u8cbb\u7528\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u53ef\u4ee5\u6709\u6548\u964d\u4f4e\u8cb8\u6b3e\u7684\u7e3d\u6210\u672c\u3002<\/p><p><strong>2.\u9084\u6b3e\u9748\u6d3b\u6027\uff1a<br><\/strong>\u9084\u6b3e\u9748\u6d3b\u6027\u662f\u9078\u64c7\u4fe1\u7528\u8cb8\u6b3e\u6642\u7684\u91cd\u8981\u8003\u91cf\u4e4b\u4e00\u3002\u501f\u6b3e\u4eba\u61c9\u4e86\u89e3\u662f\u5426\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\uff0c\u4ee5\u53ca\u662f\u5426\u6709\u76f8\u95dc\u7684\u63d0\u524d\u9084\u6b3e\u624b\u7e8c\u8cbb\u3002\u6709\u4e9b\u8cb8\u6b3e\u65b9\u6848\u53ef\u80fd\u6703\u5c0d\u63d0\u524d\u9084\u6b3e\u6536\u53d6\u984d\u5916\u8cbb\u7528\uff0c\u800c\u6709\u4e9b\u5247\u63d0\u4f9b\u514d\u624b\u7e8c\u8cbb\u7684\u63d0\u524d\u9084\u6b3e\u9078\u9805\u3002\u5982\u679c\u9810\u8a08\u672a\u4f86\u6703\u6709\u984d\u5916\u8cc7\u91d1\u6d41\u5165\uff0c\u9078\u64c7\u4e00\u500b\u9748\u6d3b\u7684\u9084\u6b3e\u65b9\u6848\u53ef\u4ee5\u8b93\u501f\u6b3e\u4eba\u5728\u4e0d\u589e\u52a0\u984d\u5916\u8ca0\u64d4\u7684\u60c5\u6cc1\u4e0b\u63d0\u524d\u511f\u9084\u8cb8\u6b3e\uff0c\u6e1b\u5c11\u672a\u4f86\u7684\u5229\u606f\u652f\u51fa\u3002<\/p><p><strong>3.\u4fe1\u8b7d\u8207\u8a55\u50f9\uff1a<br><\/strong>\u9078\u64c7\u6709\u826f\u597d\u53e3\u7891\u7684\u8cb8\u6b3e\u6a5f\u69cb\u5c0d\u65bc\u4fdd\u969c\u8cb8\u6b3e\u904e\u7a0b\u7684\u9806\u5229\u9032\u884c\u81f3\u95dc\u91cd\u8981\u3002\u501f\u6b3e\u4eba\u5728\u9078\u64c7\u4fe1\u7528\u8cb8\u6b3e\u6642\uff0c\u61c9\u67e5\u95b1\u8a72\u8cb8\u6b3e\u6a5f\u69cb\u7684\u4fe1\u8b7d\u548c\u8a55\u50f9\uff0c\u4e86\u89e3\u5176\u4ed6\u7528\u6236\u7684\u4f7f\u7528\u7d93\u9a57\u3002\u53ef\u4ee5\u901a\u904e\u7db2\u7d61\u8a55\u50f9\u3001\u670b\u53cb\u6216\u5bb6\u4eba\u7684\u63a8\u85a6\u7b49\u6e20\u9053\u4f86\u4e86\u89e3\u6a5f\u69cb\u7684\u670d\u52d9\u8cea\u91cf\u8207\u900f\u660e\u5ea6\u3002\u9078\u64c7\u90a3\u4e9b\u6709\u6b63\u9762\u53e3\u7891\u3001\u7b26\u5408\u653f\u5e9c\u76e3\u7ba1\u8981\u6c42\u7684\u5408\u6cd5\u91d1\u878d\u6a5f\u69cb\uff0c\u53ef\u4ee5\u6e1b\u5c11\u906d\u9047\u8a50\u9a19\u6216\u4e0d\u516c\u5e73\u689d\u6b3e\u7684\u98a8\u96aa\u3002<\/p><h2 class=\"wp-block-heading \\&quot;wp-block-heading\\&quot;\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%BE%A6%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%B3%A8%E6%84%8F%E4%BA%8B%E9%A0%85%EF%BC%9A\"><\/span><strong>\u7533\u8fa6\u4fe1\u7528\u8cb8\u6b3e\u6ce8\u610f\u4e8b\u9805<\/strong>\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u7533\u8fa6\u4fe1\u8cb8\u7709\u7709\u89d2\u89d2\u6709\u5f88\u591a\uff0c\u82e5\u4f60\u6c92\u6709\u5c0f\u5fc3\u8b39\u614e\uff0c\u5c31\u6709\u53ef\u80fd\u843d\u5165<a href=\"https:\/\/lmdy123.com\/credit-loan-trap\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cb8\u6b3e\u9677\u9631<\/a>\u88e1\u3002\u4ee5\u4e0b\u6574\u74064\u9ede\u6ce8\u610f\u4e8b\u9805\u63d0\u4f9b\u4f60\u53c3\u8003\uff1a<\/p><p><strong>1.\u614e\u9078\u8cb8\u6b3e\u7533\u8acb\u7ba1\u9053\uff1a<\/strong><\/p><p>\u9078\u64c7\u8cb8\u6b3e\u7ba1\u9053\u662f\u975e\u5e38\u91cd\u8981\u7684\u4e00\u4ef6\u4e8b\uff0c\u6709\u4e9b\u4e0d\u8096\u696d\u8005\u6703\u5229\u7528\u5408\u6cd5\u63a9\u98fe\u975e\u6cd5\uff0c\u5229\u7528\u4f60\u6025\u9700\u7528\u9322\u7684\u5fc3\u7406\uff0c\u8a98\u9a19\u4f60\u4e0a\u7576\u53d7\u9a19\uff0c\u7576\u4f60\u767c\u73fe\u6642\u5df2\u7d93\u70ba\u6642\u5df2\u665a\u4e86\u3002<\/p><p>\u5efa\u8b70\u4f60\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff0c\u6700\u597d\u4ee5\u9280\u884c\u70ba\u9996\u9078\uff0c\u82e5\u662f\u9280\u884c\u7533\u8acb\u4e0d\u904e\uff0c\u53ef\u4ee5\u5c0b\u6c42\u5408\u6cd5\u8cb8\u6b3e\u9867\u554f\u5354\u52a9\uff0c\u6216\u8005\u5411\u5408\u6cd5\u878d\u8cc7\u516c\u53f8\u7533\u8acb\u5176\u4ed6\u8cb8\u6b3e\u7a2e\u985e\uff0c\u9019\u6a23\u624d\u80fd\u964d\u4f4e\u8cb8\u6b3e\u7684\u98a8\u96aa\uff0c\u5207\u8a18\u4e00\u5b9a\u8981\u627e\u5408\u6cd5\u7684\u7ba1\u9053\uff0c\u624d\u662f\u6700\u5b89\u5168\u7684\u3002<\/p><p><strong>2.\u4e0d\u53ef\u591a\u5bb6\u9280\u884c\u9001\u4ef6\uff1a<\/strong><\/p><p>\u5343\u842c\u4e0d\u8981\u96a8\u4fbf\u6d6a\u8cbb\u806f\u5fb5\u6b21\u6578\uff0c\u7533\u8acb\u8cb8\u6b3e\u6642\u5225\u4ee5\u70ba\u9019\u5bb6\u9280\u884c\u7121\u6cd5\u904e\u4ef6\u6c92\u95dc\u4fc2\uff0c\u90a3\u591a\u9001\u5e7e\u5bb6\u9280\u884c\u5c31\u53ef\u4ee5\u63d0\u9ad8\u8cb8\u6b3e\u901a\u904e\u7387\uff0c\u9019\u662f\u7a2e\u932f\u8aa4\u7684\u89c0\u5ff5\uff0c\u9280\u884c\u5728\u8cb8\u6b3e\u5be9\u6838\u6642\uff0c\u5fc5\u5b9a\u6703\u8abf\u95b1\u4f60\u500b\u4eba\u806f\u5fb5\u5831\u544a\uff0c\u56e0\u6b64\u77ed\u671f\u591a\u5bb6\u9280\u884c\u9001\u4ef6\uff0c\u6703\u9020\u6210\u806f\u5fb5\u591a\u67e5\u7684\u60c5\u5f62\uff0c\u53cd\u800c\u964d\u4f4e\u904e\u4ef6\u7684\u6a5f\u6703\u3002<\/p><p><strong>3.\u6ce8\u610f\u5408\u7d04\u6558\u8ff0\u5167\u5bb9\uff1a<\/strong><\/p><p>\u5728\u5c0d\u4fdd\u7c3d\u7d04\u6642\uff0c\u5408\u7d04\u5167\u5bb9\u4e00\u5b9a\u8981\u7559\u610f\u662f\u5426\u8ddf\u7576\u521d\u8ac7\u59a5\u7684\u689d\u4ef6\u4e00\u6a23\uff0c\u82e5\u6709\u4efb\u4f55\u7591\u554f\u4e00\u5b9a\u8981\u7576\u4e0b\u554f\u6e05\u695a\uff0c\u5343\u842c\u4e0d\u8981\u5728\u6c92\u770b\u6e05\u695a\u5408\u7d04\u5167\u5bb9\u7684\u60c5\u6cc1\u4e0b\u5c31\u7c3d\u7d04\uff0c\u6700\u5f8c\u82e5\u767c\u73fe\u554f\u984c\u5c31\u4f86\u4e0d\u53ca\u4e86\uff0c\u4f60\u53ea\u80fd\u4f9d\u7167\u5408\u7d04\u5167\u5bb9\u884c\u4f7f\u3002<\/p><p><strong>4.\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u624d\u662f\u771f\u6b63\u5229\u7387\uff1a<\/strong><\/p><p>\u8cb8\u6b3e\u5229\u7387\u9ad8\u4f4e\u95dc\u4fc2\u5230\u4f60\u9084\u6b3e\u7684\u7e3d\u6210\u672c\uff0c\u5343\u842c\u4e0d\u8981\u770b\u5230\u4f4e\u5229\u7387\u65b9\u6848\u5c31\u4e00\u982d\u683d\u9032\u53bb\u99ac\u4e0a\u7533\u8fa6\u3002\u9280\u884c\u544a\u77e5\u4f60\u7684\u300c\u8cb8\u6b3e\u5e74\u5229\u7387\u300d\uff0c\u5176\u5be6\u548c\u771f\u6b63\u5229\u7387\u662f\u6709\u843d\u5dee\u7684\uff0c\u4f60\u9700\u5c07\u8cb8\u6b3e\u6642\uff0c\u6240\u4ed8\u51fa\u7684\u8cbb\u7528\u5168\u90e8\u52a0\u7e3d\u5f8c\uff0c\u8a08\u7b97\u51fa\u4f86\u7684\u624d\u662f\u771f\u5be6\u5e74\u5229\u7387\u3002<\/p><p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/lmdy123.com\/how-reasonable-is-the-credit-interest-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u5229\u7387\u591a\u5c11\u5408\u7406\uff1f\u6559\u4f603\u500b\u5982\u4f55\u9078\u64c7\u6700\u9069\u5408\u5229\u7387\u7684\u597d\u65b9\u6cd5\uff01<\/a><\/p><p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/lmdy123.com\/credit-loan-experience\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u4fe1\u7528\u8cb8\u6b3e\u5fc3\u5f97\u3011\u5229\u7387\u6bd4\u8f03\u548c\u8cb8\u6b3e\u8a55\u4f30\u662f\u6210\u529f\u7533\u8acb\u7684\u95dc\u9375\uff01<\/a><\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E%EF%BC%9A%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E9%81%A9%E5%90%88%E4%BD%A0%E5%97%8E%EF%BC%9F\"><\/span><strong>\u7d50\u8a9e\uff1a\u4fe1\u7528\u8cb8\u6b3e\u9069\u5408\u4f60\u55ce\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4fe1\u7528\u8cb8\u6b3e\u662f\u4e00\u7a2e\u65b9\u4fbf\u4e14\u9748\u6d3b\u7684\u878d\u8cc7\u9078\u64c7\uff0c\u4f46\u4e26\u975e\u9069\u5408\u6240\u6709\u4eba\u3002\u5728\u7533\u8acb\u524d\uff0c\u8acb\u4ed4\u7d30\u8a55\u4f30\u81ea\u8eab\u9700\u6c42\u8207\u9084\u6b3e\u80fd\u529b\uff0c\u9078\u64c7\u5408\u9069\u7684\u8cb8\u6b3e\u65b9\u6848\uff0c\u4e26\u8b39\u614e\u64cd\u4f5c\u4ee5\u964d\u4f4e\u98a8\u96aa\u3002\u5982\u679c\u4f60\u80fd\u5584\u7528\u9019\u7a2e\u8cb8\u6b3e\u5de5\u5177\uff0c\u5c07\u80fd\u6709\u6548\u89e3\u6c7a\u77ed\u671f\u8cc7\u91d1\u554f\u984c\uff0c\u63d0\u5347\u751f\u6d3b\u4fbf\u5229\u6027\u3002<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8CFAQ\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u5e38\u898b\u554f\u984cFAQ<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D%EF%BC%9F\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u4fe1\u7528\u8cb8\u6b3e\u662f\u4e00\u7a2e\u7121\u9700\u63d0\u4f9b\u64d4\u4fdd\u54c1\u7684\u8cb8\u6b3e\u65b9\u5f0f\uff0c\u501f\u6b3e\u4eba\u50c5\u6839\u64da\u81ea\u8eab\u7684\u4fe1\u7528\u8a55\u5206\u5411\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u7533\u8acb\u8cc7\u91d1\u3002\u7531\u65bc\u4e0d\u9700\u8981\u62b5\u62bc\u8ca1\u7522\uff0c\u56e0\u6b64\u7a31\u70ba\u201c\u7121\u64d4\u4fdd\u8cb8\u6b3e\u201d\u3002\u9019\u985e\u8cb8\u6b3e\u901a\u5e38\u7528\u65bc\u500b\u4eba\u6d88\u8cbb\u3001\u50b5\u52d9\u6574\u5408\u6216\u77ed\u671f\u8cc7\u91d1\u5468\u8f49\u7b49\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E9%9C%80%E8%A6%81%E4%BB%80%E9%BA%BC%E6%A2%9D%E4%BB%B6%EF%BC%9F\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u9700\u8981\u4ec0\u9ebc\u689d\u4ef6\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u7684\u57fa\u672c\u689d\u4ef6\u5305\u62ec\uff1a\u5e74\u9f61\u9700\u6eff20\u6b72\uff0c\u4e14\u64c1\u6709\u7a69\u5b9a\u7684\u6536\u5165\u4f86\u6e90\u6216\u5de5\u4f5c\uff0c\u4e26\u4e14\u6709\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u3002\u90e8\u5206\u8cb8\u6b3e\u65b9\u6848\u53ef\u80fd\u6703\u6709\u6700\u4f4e\u6708\u6536\u5165\u8981\u6c42\u6216\u5de5\u4f5c\u5e74\u8cc7\u8981\u6c42\u3002\u5177\u9ad4\u689d\u4ef6\u6703\u6839\u64da\u4e0d\u540c\u91d1\u878d\u6a5f\u69cb\u548c\u8cb8\u6b3e\u65b9\u6848\u800c\u6709\u6240\u4e0d\u540c\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E5%A5%BD%E5%97%8E%EF%BC%9F\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u597d\u55ce\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u4fe1\u7528\u8cb8\u6b3e\u7684\u512a\u9ede\u5728\u65bc\u514d\u62b5\u62bc\u3001\u5be9\u6838\u901f\u5ea6\u5feb\uff0c\u4e14\u8cb8\u6b3e\u7528\u9014\u9748\u6d3b\u3002\u7136\u800c\uff0c\u7f3a\u9ede\u662f\u5229\u7387\u76f8\u5c0d\u8f03\u9ad8\uff0c\u4e14\u82e5\u501f\u6b3e\u4eba\u7121\u6cd5\u6309\u6642\u9084\u6b3e\uff0c\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u751a\u81f3\u53ef\u80fd\u9762\u81e8\u6cd5\u5f8b\u8ffd\u8a0e\u3002\u56e0\u6b64\uff0c\u662f\u5426\u9069\u5408\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff0c\u9700\u6839\u64da\u500b\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u4f86\u6c7a\u5b9a\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E5%93%AA%E5%AE%B6%E5%A5%BD%E8%BE%A6%EF%BC%9F\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u54ea\u5bb6\u597d\u8fa6\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u9078\u64c7\u8cb8\u6b3e\u6a5f\u69cb\u6642\uff0c\u61c9\u512a\u5148\u8003\u616e\u5927\u578b\u9280\u884c\u6216\u6709\u826f\u597d\u4fe1\u8b7d\u7684\u91d1\u878d\u6a5f\u69cb\u3002\u9019\u4e9b\u6a5f\u69cb\u901a\u5e38\u63d0\u4f9b\u8f03\u70ba\u900f\u660e\u7684\u8cb8\u6b3e\u689d\u6b3e\uff0c\u4e26\u4e14\u5728\u7533\u8acb\u6d41\u7a0b\u548c\u9084\u6b3e\u5b89\u6392\u4e0a\u8f03\u70ba\u6e05\u6670\u3002\u7576\u7136\uff0c\u6839\u64da\u81ea\u8eab\u7684\u4fe1\u7528\u72c0\u6cc1\uff0c\u67d0\u4e9b\u7db2\u8def\u8cb8\u6b3e\u5e73\u53f0\u4e5f\u53ef\u80fd\u63d0\u4f9b\u66f4\u5bb9\u6613\u7533\u8acb\u7684\u65b9\u6848\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E8%B2%B850%E8%90%AC%E6%9C%88%E7%B9%B3%E5%A4%9A%E5%B0%91%EF%BC%9F\"><\/span><strong>\u4fe1\u8cb850\u842c\u6708\u7e73\u591a\u5c11\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p>\u4fe1\u8cb8\u7684\u6708\u7e73\u91d1\u984d\u6703\u6839\u64da\u8cb8\u6b3e\u5229\u7387\u548c\u9084\u6b3e\u671f\u9650\u800c\u7570\u3002\u5047\u8a2d\u5e74\u5229\u7387\u70ba5%\uff0c\u8cb8\u6b3e50\u842c\uff0c\u9084\u6b3e\u671f\u9650\u70ba5\u5e74\uff0c\u6708\u7e73\u91d1\u984d\u7d04\u70ba9,500\u5143\u5de6\u53f3\u3002\u5177\u9ad4\u91d1\u984d\u9700\u8981\u6839\u64da\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u7684\u8cb8\u6b3e\u65b9\u6848\u4f86\u8a08\u7b97\u3002<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE%E6%B2%92%E7%B9%B3%E6%9C%83%E6%80%8E%E6%A8%A3%EF%BC%9F\"><\/span><strong>\u4fe1\u7528\u8cb8\u6b3e\u6c92\u7e73\u6703\u600e\u6a23\uff1f<\/strong><span 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